p-Index From 2021 - 2026
9.192
P-Index
This Author published in this journals
All Journal El Dinar Jurnal Ekonomi Syariah Teori dan Terapan Journal of Information Systems Engineering and Business Intelligence Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Journal of Economic, Bussines and Accounting (COSTING) Dinamisia: Jurnal Pengabdian Kepada Masyarakat Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Syarikat : Jurnal Rumpun Ekonomi Syariah Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah EconBank : Journal Economics and Banking Tasharruf: Journal Economics and Business of Islam Indonesian Journal of Electrical Engineering and Computer Science Ihsan: Jurnal Pengabdian Masyarakat MALIA: Journal of Islamic Banking and Finance JES (Jurnal Ekonomi Syariah Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Jurnal Media Ekonomi EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Ekosiana : Jurnal Ekonomi Syariah GREENOMIKA Journal of Islamic economy and Community Engagement MOVE: Journal of Community Service and Engagement Jurnal Ekonomika dan Bisnis Islam Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Formosa Journal of Multidisciplinary Research (FJMR) Mumtaz : Jurnal Ekonomi dan Bisnis Islam Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Journal of Islamic Economics Lariba IIJSE International Conference on Islamic Economic Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Indonesian Journal of Economic & Management Sciences (IJEMS) Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Balance: Journal of Islamic Accounting Ecoducation
Claim Missing Document
Check
Articles

Pengaruh Literasi dan Inklusi Keuangan Syariah Terhadap Kinerja Keuangan UMKM di Surabaya Alfarisy, Fathor Rozy; Canggih, Clarashinta
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p172-185

Abstract

In Indonesia, Mikro, Small, and Medium Enterprises (MSMEs) are one of the important pillars in Indonesia’s economic development where they make a large contribution to the country’s economy. In the dynamics of   the global economy, the resilience and stability of the country’s economy not only depends on the size of the corporate sector, but also on the strength of the MSMEs sector, which is an important foundation. The present study employs a quantitative associative research method, with multiple linear regression analysis used as the data analysis technique. The findings indicate that financial literacy and Islamic financial inclusion have a significant effect on the financial performance of MSMEs in Surabaya. The results further demonstrate that Islamic financial literacy and inclusion contribute directly to the improvement of MSMEs’ financial performance. Therefore, the strengthening of education and access to Islamic financial services needs to be continuously enhanced
ZAKAT PAYMENT INCLUSION IN INDONESIA: A DESCRIPTIVE ANALYSIS OF ZAKAT MAAL COLLECTION, 2006–2015 Canggih, Clarashinta; Fikriyah, Khusnul; Yasin, Ach.
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.697 KB) | DOI: 10.20473/jebis.v3i1.3164

Abstract

This paper aims to find out the amount of zakat fund collection, particularly zakat maal in Indonesia. Numbers of zakat fund collected is used to see zakat inclusion from the perspective of zakat payment of Indonesian. This paper uses descriptive quantitative through secondary data collection from several sources. The result shows that the realization of zakat fund collection in Indonesia increases during 2006-2015, so does the number of people who pay zakat. However, it can be seen that the zakat payment inclusion of Indonesian people is still low. The number of people who paid zakat is lower compare to the number of people who are obligated. It need further research to divulge the reason.
THE INFLUENCE OF GREEN BANKING, INTELLECTUAL CAPITAL AND OPERATIONAL EFFICIENCY ON THE PROFITABILITY OF ISLAMIC COMMERCIAL BANKS IN INDONESIA kailun, Ilzania; Canggih, Clarashinta
BALANCE: JOURNAL OF ISLAMIC ACCOUNTING Vol. 6 No. 2 (2025): Balance: Journal of Islamic Accounting
Publisher : Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/balance.v6i2.11629

Abstract

This study aims to analyze the influence of Green Banking, Human Capital, Structural Capital, Capital Employed, and Operational Efficiency on the profitability of Commercial Sharia Banks in Indonesia for the period 2021–2024. The study used quantitative methods with secondary data sourced from financial statements and bank sustainability reports. The sample was selected through purposive sampling, resulting in 12 Commercial Sharia Banks analyzed using panel data regression with a Fixed Effect Model (FEM). The results show that Green Banking and Operational Efficiency (BOPO) affect profitability, while Human Capital, Structural Capital, and Capital Employed do not. These findings indicate that the implementation of sustainable banking practices and effective operational cost management are key factors in improving the financial performance of Islamic banks, while intellectual capital still needs to be optimized to make a significant contribution to increasing company value.
E-Wallet dan Perilaku Konsumsi Islam Meyta Amelia Rusbianti; Clarashinta Canggih
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7638

Abstract

Transaction systems in the form of non-cash payments using e-wallets offer many advantages and conveniences. The existence of these conveniences causes people to use their money to consume goods that are not in accordance with their needs, which is not in accordance with the principles of Islamic consumption. This study aims to examine the effect of using e-wallets on Islamic consumption behavior in the people of Surabaya. This research is quantitative with a causal associative approach, and uses a purposive sampling method to get 100 respondents who meet the research criteria. Data were analyzed using Structural Equation Modeling (SEM) with the SmartPLS analysis tool. Research results show that the use of e-wallets is influenced by perceived trust. Meanwhile, perceptions of convenience, benefits, risks and security of using e-wallets have no impact on Islamic consumption behavior.
Perbandingan Financial Distress Sebelum dan Selama Covid-19 pada Perusahaan Sektor Property dan Real Estate Terdaftar Indeks Saham Syariah Indonesia (ISSI) Maghfira Musdalifah Melania Islami; Clarashinta Canggih
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.9664

Abstract

This study aimed to compare the financial distress of property and real estate sector companies that were listed on the Indonesian Sharia Stock Index before and during Covid-19. The study was comparative quantitative by comparing the data used to determine differences in variables from two groups or the same variable in different time periods. The number of samples used in this study were 31 companies, with the sample collection method in the form of purposive sampling. The data analysis method used is the Altman Z-Score method using four financial ratios taken from the Indonesia Stock Exchange website and the sites of each sample company. The data analysis were the normality test and the Wilcoxon test. This study found that there were significant differences in the level of financial distress in property and real estate sector companies listed on the Indonesian Sharia Stock Index before and during Covid-19.
Pengaruh Eksistensi Saham, Indikator Pasar, dan Rasio Keuangan Terhadap Profitabilitas Bibi Faiza Farhana; Clarashinta Canggih
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8608

Abstract

High profitability is a primary goal for many companies, especially those that have conducted an initial public offering (IPO) and are listed on a stock index. This study aims to analyze whether stock presence, trading volume, market capitalization, liquidity, solvency, and working capital management influence the profitability of companies that enter and exit the Jakarta Islamic Index (JII). The study uses quarterly data from 2022 to 2024, covering 20 companies that have experienced more than one entry or exit from the index. Stock price movements occur every six months following index evaluations conducted by the Indonesia Stock Exchange (IDX). The findings reveal that stock presence, trading volume, liquidity, and one component of working capital management, namely Days Payable Outstanding (DPO), have a significant impact on company profitability. On the other hand, market capitalization, solvency, and two other components of working capital management, Days Sales Outstanding (DSO) and Days Inventory Outstanding (DIO), do not significantly affect profitability.
Comparing the Islamic Rural Banks (BPRS) Soundness on Java Area Before and During the Pandemic Sari, Henny Rahma; Canggih, Clarashinta
MALIA: Journal of Islamic Banking and Finance Vol 5, No 2 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i2.12351

Abstract

Thestudy aimed to compare the Islamic Rural Banks (BPRS) soundness on Java area before and during the pandemic. The research is a quantitative study using secondary data obtained from the monthly Islamic Banking statistics published by Otoritas Jasa Keuangan. The sample was DPK, NPF, and FDR of BPRS in 6 provinces at Java island from May 2019 until November 2020. The analysis of the data in this study used Wilcoxon analysis. The results of the study indicated there is a different of BPRS soundness, represented by DPK, NPF, and FDR before and during the pandemic covid-19. 
Pengaruh Literasi Keuangan Syariah, Persepsi Risiko, Social Media Influencer, dan Religiusitas terhadap Perilaku Investasi Reksa Dana Syariah pada Generasi Z Muslim di Surabaya Maharani Ayu Sakinah; Clarashinta Canggih
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 3 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i3.19966

Abstract

This study is based on the number of Islamic mutual fund investors, which remains lower than that of conventional mutual fund investors, although it has shown a stable growth trend over the years. Generation Z, as the largest investor group in Indonesia, has characteristics closely tied to digital technology and social media that influence their investment behavior. This study seeks to examine the effect of Islamic financial literacy, risk perception, social media influencers, and religiosity on Islamic mutual fund investment behavior among Muslim Generation Z in Surabaya. The research employed a quantitative approach with an associative design. The study involved 200 respondents selected through purposive sampling, with the criteria being Muslim Generation Z individuals aged 17-28 years, residing in Surabaya, and having invested in or currently investing in Islamic mutual funds. The data analysis technique employed was Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results indicate that Islamic financial literacy, social media influencers, and religiosity have a significant effect on Islamic mutual fund investment behavior. Meanwhile, risk perception does not affect Islamic mutual fund investment behavior.
THE EFFECT OF FINANCIAL PERFORMANCE ON THE PROFITABILITY OF BANK SYARIAH IN INDONESIA THROUGH NET INCOME WITH PATH ANALYSIS Rizka Mauliddiana; Aufar Fadlul Hady; Clarashinta Canggih
JURNAL PROFIT Vol 10, No 1 (2026): Economic And Investment
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v10i1.13811

Abstract

Penelitian ini bertujuan untuk menentukan pengaruh rasio keuangan CAR, NPF, dan FDR terhadap profitabilitas perbankan syariah di Indonesia dengan rasio Laba Bersih sebagai variabel intervening. Menggunakan data sekunder dari Laporan Keuangan Triwulanan Perbankan Syariah Indonesia tahun 2020–2024, penelitian ini menggunakan metodologi penelitian kuantitatif deskriptif. Pengambilan sampel purposif digunakan dalam proses pemilihan sampel, menghasilkan ukuran sampel sebanyak 140 titik data yang memenuhi persyaratan penelitian. CAR dan FDR memiliki dampak substansial terhadap Laba Bersih, menurut temuan uji analisis jalur menggunakan alat analisis Eviews pada model pertama. Sebaliknya, Laba Bersih tidak banyak dipengaruhi oleh variabel NPF. Temuan uji analisis jalur pada model kedua menunjukkan bahwa ROA secara signifikan dipengaruhi oleh variabel CAR dan NI. Sementara itu, ROA tidak dipengaruhi oleh faktor NPF dan FDR. Uji Sobel mengungkapkan bahwa Laba Bersih dapat secara tidak langsung memoderasi dampak CAR terhadap ROA. Dampak tidak langsung NPF dan FDR terhadap ROA tidak dapat dimediasi oleh pendapatan bersih. Oleh karena itu, dapat dikatakan bahwa NI, sebagai variabel perantara, memediasi hubungan antara CAR dan ROA lebih efektif daripada hubungan antara NPF dan FDR dengan ROA.
Determinan Switching Intention Nasabah Bank Syariah: Pendekatan Push-Pull-Mooring Sil Atin Naja; Clarashinta Canggih
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).25831

Abstract

Penelitian ini menganalisis faktor-faktor yang memengaruhi niat warga Indonesia untuk pindah dari bank syariah ke bank konvensional melalui kerangka teori Push-Pull-Mooring (PPM) yang berfokus pada analisis pengaruh dari beberapa variabel. Penelitian ini menerapkan metode kuantitatif dengan menyebarkan kuesioner online kepada 151 Nasabah bank syariah, baik dari wilayah Jawa maupun di luar pulau Jawa. Analisis data dilakukan menggunakan Partial Least Square Structural Equation Modeling (SEM-PLS) melalui perangkat lunak SmartPLS 4. Temuan penelitian mengungkapkan bahwa tidak semua komponen Push, Pull, dan Mooring memberikan dampak positif serta bermakna terhadap Switching Intention. Meskipun penyebaran sampel sudah mencakup wilayah Jawa dan luar Jawa, keterwakilan geografis yang belum seimbang menjadi keterbatasan dalam menggambarkan karakteristik demografis nasabah secara utuh.  Dalam penelitian ini pun hanya berfokus pada variabel dalam kerangkan Push-Pull-Mooring yang terbatas, tanpa mempertimbangkan faktor eksternal seperti perubahan regulasi perbankan.
Co-Authors Ach. Yasin Agung Budi Setiawan Ahmad Ajib Ridlwan Alfarisy, Fathor Rozy Ali, Asiah Binti Ananda, Fitrotur Rafika Arasyi Fahrulloh Aufar Fadlul Hady Aulia Deva Ferdana Azidni Rofiqo Badrul Munir, Maryam Bte Bibi Faiza Farhana Cahyaningtiyas, Eka Daffa Eka Septianda Devia Almeyda Dewi Sjam Fakziah, Sefia Laili Farah Dilla Wanda Damayanti Fata Habibullah Fayi Azzahra, Almirah Febrianti Nilam Sari Fikri Mukti Fikriyah, Khusnul Fira Nurafini Fira Nurafini Firdayati, Elda Firmanda, Muhammad Esza Maulana Fitriah Dwi Susilowati Hapsari Dinar Afifa Hariawan Harnum, Mutiara Puspita Henny Rahma Sari Ibnu Affan Ilfita, Khoiriyah Imron Mawardi Jayanti, Rista Dwi kailun, Ilzania Khoiriyah Ilfita Laila Agustina LUCKY RACHMAWATI Maghfira Musdalifah Melania Islami Maharani Ayu Sakinah Maryam Bte Badrul Munir Maulidiyah, Musaidatul Maulidysneni Nurvita Sukma Mauliza, Abil Yositya Indah Meyta Amelia Rusbianti Michelle Rizkialahi Hadjid Moch. Khoirul Anwar Mochammad Imanda Ramadhani Moh Farih Fahmi Muhammad Bayu Dwie Saputra Muhammad Dzanizar Miftahul Arifin Munir, Maryam Bte Badrul Nurafini, Fira Nurul Hamidah, Nurul Nurul Hanifah Nurwinsyah Rohmaningtyas Pur Wulan Septy, Hilda Tri Rachma Indrarini Rachmawati, Laela Nur Rahma, Aldra Puspita Rahmad Syaifudin Raisa Syabani Rizka Mauliddiana Rizkiyah Rokhmatul Laili Rosa, Sintya Prilla Safira, Rana Izza Sari, Henny Rahma Septiyanti, Tifanny Tassyah Sil Atin Naja Sjam, Dewi Sri Abidah Suryaningsih Susanti, Nopi Taufiq Kurniawan Tony Seno Aji Tri Elok Kosnia Wenni, Atika Novirda Yan Putra Timur Zaimy Johana Johan