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Implementasi Edukasi Ekonomi Syariah Pada Siswa SMK IT Al-Izhar Pekanbaru Zakir, Muhammad; Mairiza, Diany; Syaipudin, Muhammad; Hidayat, Hidayat; Reza, Saru; Hasda, Mifta
Journal of Community Sustainability Vol. 2 No. 2 (2025): Juni 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i2.166

Abstract

This community service is carried out for SMK IT Al Izhar Pekanbaru students, the purpose of this community service is to determine the level of understanding of SMK IT Al Izhar Pekanbaru students about the development of Islamic banks in Indonesia. The methods used in this community service activity are counseling, presentations and discussions. The results of the community service show that: The community service program for SMK IT Al Izhar Pekanbaru students can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, SMK IT Al Izhar Pekanbaru students' understanding of the development of Islamic banks in Indonesia varies, some already understand, some are still hesitant, some even do not understand, Second, The achievement of the objectives of the community service program for SMK IT Al Izhar Pekanbaru students, the entire program that has been carried out with collaboration between business owners and community service workers has been carried out all and in accordance with the event rounddown and the time that has been determined previously.  
Pelatihan Peningkatan Literasi Keuangan Syariah Pada Siswa SMA IT Al-Utsaimin Bangkinang Khairi, Rifqil; Mairiza, Diany; Hasda, Mifta; Hidayat, Hidayat; Reza, Saru; Syaipudin, Muhammad
Journal of Community Sustainability Vol. 2 No. 2 (2025): Juni 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i2.167

Abstract

This community service is carried out for SMA IT Al Utsaimin Bangkinang students, the purpose of this community service is to find out about Sharia Contract Education and the Development of Sharia Economics for SMA IT Al Utsaimin Bangkinang students. The methods used in this community service activity are counseling, presentations and discussions. The results of the community service show that: The community service program for SMA IT Al Utsaimin Bangkinang students can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, SMA IT Al Utsaimin Bangkinang students, some already understand, some are still hesitant, some even do not understand, Second, The achievement of the objectives of the community service program for SMA IT Al Utsaimin Bangkinang students, the entire program that has been carried out with collaboration between business owners and community service workers has been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Analisis Dampak Penerapan Sistem Informasi Manajemen Terhadap Kinerja Organisasi Di Era Digital Solekha, Nadira; Khairi, Rifqil; Mairiza, Diany
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.189

Abstract

This study aims to analyze the impact of implementing Management Information Systems (MIS) on organizational performance in the digital era. The main focus is to explore how MIS can enhance operational efficiency, decision-making processes, and the quality of organizational services. This research employs a literature review method by examining various sources and references related to MIS implementation across different types of organizations. The analysis process involves comparing previous studies, relevant information systems theories, and applicable case studies. This approach seeks to provide a comprehensive overview of the impact of MIS implementation on organizational performance. The findings indicate that MIS implementation significantly improves operational efficiency, accelerates decision-making, and enhances customer service. However, MIS implementation also poses challenges, such as high implementation costs and dependence on technology, which can be risky if not properly managed. Therefore, the success of MIS implementation largely depends on management commitment, human resource readiness, and appropriate technology selection.
Implementasi Akad Salam Dalam Pembiayaan Sektor Pertanian Oleh Bank Syariah Nurmaini, Nurmaini; Winario, Mohd; Mairiza, Diany
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.291

Abstract

The implementation of the Salam contract in agricultural financing by Islamic banks in Indonesia serves as an alternative financing method aligned with Sharia principles. The Salam contract is a type of sale in which payment is made in advance, while the goods are delivered at a later date. This model is highly relevant in the agricultural context, as farmers require working capital before the harvest period. This study focuses on how Islamic financial institutions apply the Salam contract to support the agricultural sector, starting from the identification of farmers' needs, determination of price and product specifications, payment mechanisms, to the distribution of agricultural products. The challenges faced by Islamic banks in implementing the Salam contract include commodity price fluctuations, crop failure risks, uncertainty in harvest time, and limited risk management capacity. Furthermore, this study evaluates the extent to which the Salam contract instrument can address farmers' needs for fast, easy, and interest-free (riba-free) financing, as well as its contribution to enhancing national agricultural productivity.
Pengaruh Pendayagunaan Zakat Produktif Program Satu Keluarga Satu Sarjana Dalam Meningkatkan Kesejahteraan Mustahik Pada Baznas Kabupaten Kampar Mairiza, Diany; Widiarsih, Dwi; Winario, Mohd; Rahmawati, Rahmawati; Assyifa, Zubaidah
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 3 (2025): Agustus 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v2i3.292

Abstract

This research aims to measure how much influence the productive zakat utilization of the one poor family one graduate program has in improving the welfare of mustahik at BAZNAS Kampar Regency. The method used was descriptive quantitative with a simple linear regression model Y=a+bX+e, involving 49 respondents as a sample. Data was collected through a questionnaire to obtain data on This can be seen from the results of the T test (partial) with a significance value of 0.001, which is smaller than 0.05, so that the hypothesis H1 is accepted, indicating that there is a positive and significant influence. In addition, the R square value of 0.535 shows that the utilization of productive zakat for one poor family, one graduate program is 53.5% of the welfare level of mustahik, while the rest is influenced by other variables.
Edukasi Praktik Akad-Akad Syariah Di Sekolah Luar Biasa Negeri Bangkinang Assyifa, Zubaidah; Mairiza, Diany; Rahmawati, Rahmawati; Irmawanti, Irmawanti; Delia, Dwi Anisa
Journal of Community Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i3.346

Abstract

This community service activity was carried out in Kampar Regency, Riau Province, with the target of the program being the State Special Needs School (SLBN) in Bangkinang Kota District. The main objective of this activity was to introduce and socialize the practice of Sharia contracts (akad) to students with special needs at the school. The program was designed to help students understand the basic principles of Islamic economics through a simple and interactive approach. The results showed positive outcomes, marked by the achievement of the targeted number of participants, fulfillment of the program’s objectives, completion of the planned material, and the participants’ ability to comprehend the content delivered. Furthermore, the success of this activity was also reflected in the high enthusiasm and satisfaction of the participants. The facilitators provided clear explanations, allowed sufficient time for questions, and the students were able to respond well to the questions asked. The main benefit gained by the participants was improved knowledge and understanding of Islamic economic principles, particularly those related to Sharia contracts.
From Tradition to Innovation: Tokenizing Dinar and Dirham for the Islamic Digital Economy Hutagalung, Muhammad Wandisyah R; Mairiza, Diany
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.14645

Abstract

This research explores the potential and implications of tokenizing Dinar and Dirham in the context of Islamic digital finance, with a focus on the use of blockchain technology to facilitate their integration into the global financial system. The study adopts a qualitative approach, analyzing data derived from scholarly publications, online resources, and case studies from countries like the UAE and Malaysia, which are exploring blockchain-based Islamic currencies. The research examines the fundamental principles of Dinar (gold) and Dirham (silver) as intrinsic-value currencies within Islamic finance, highlighting their alignment with Sharia principles such as transparency, fairness, and the prohibition of riba (interest). Furthermore, the study explores the concept of tokenization, its application in the digital economy, and its potential to offer stable, inflation-free payment solutions.Key findings indicate that tokenized Dinar and Dirham can enhance financial inclusion, promote economic stability, and provide an alternative to volatile fiat currencies. Blockchain technology is identified as an effective platform for supporting these tokenized currencies, ensuring transparency, security, and decentralization in compliance with Sharia law. However, the research also identifies several challenges, including regulatory uncertainties, technological scalability issues, and societal resistance to adopting digital currencies. Drawing on case studies, the research highlights the importance of clear regulatory frameworks, technological advancements, and financial literacy programs to support the widespread adoption of tokenized Islamic currencies.The study concludes with policy recommendations aimed at addressing these challenges, emphasizing the need for a collaborative approach involving regulators, financial institutions, and technology providers. Future research directions include exploring the practical implementation of tokenized Dinar and Dirham and examining consumer behavior and the broader economic impact of these digital currencies. This research contributes to the growing discourse on Islamic digital finance and offers insights into how tokenized Dinar and Dirham can potentially reshape the future of finance in Muslim-majority countries. Keywords: Tokenization, Dinar, Dirham, Blockchain, Islamic Finance, Digital Currency, Sharia Compliance.
Edukasi Dan Pengenalan Akad-Akad Dalam Ekonomi Syariah Pada Santri Ppmti Tanjung Berulak Kec. Kampar Zakir, Muhammad; Mairiza, Diany; Khairi, Rifqil; Rahmawati, Rahmawati; Amelia, Nur; Lismawati, Lismawati
Journal of Community Sustainability Vol. 2 No. 4 (2025): Desember 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i4.365

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This community service program aims to introduce the concepts of contracts (akad) in Islamic economics to the students of Pondok Pesantren Madrasah Tarbiyah Islamiah (PPMTI) Tanjung Berulak as a solution for Islamic financial management. The material was delivered through a lecture method, providing the students with content relevant to the theme. After the presentation, a discussion session was conducted, giving the students an opportunity to ask questions related to the topic, allowing them to explore the concepts more deeply. The results of this activity show an increase in the students’ understanding of the importance of Islamic financial management, as well as their enthusiasm for applying Islamic financial principles in their daily lives. This program is expected not only to provide direct benefits to the students but also to inspire them to become agents of change in their communities, promote Islamic finance, and support the creation of a more Islamic and prosperous society.
PENGARUH LINGKUNGAN KERJA TERHADAP KINERJA GURU SMK NEGERI 2 KEPENUHAN Eti Eti; Wahyu Febri Ramadhan Sudirman; Diany Mairiza
Sharing: Journal of Islamic Economics Management and Business Vol. 1 No. 1 (2022): Desember 2022
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.577 KB) | DOI: 10.31004/sharing.v1i1.11018

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Tujuan Penelitian ini adalah untuk mengetahui pengaruh lingkungan kerja terhadap kinerja guru pada SMK Negeri 2 Kepenuhan. Sampel dalam penelitian ini adalah Guru pada SMK Negeri 2 Kepenuhan yang berjumlah 30 orang, pengambilan sampel dilakukan dengan menggunakan sampel jenuh (sugiyono,2010:96) Sedangkan variabel yang diteliti dalam penelitian ini adalah lingkungan kerja dan kinerja analisis data menggunakan metode regresi linear sederhana dengan menggunakan uji validitas , reliabilitas, R2 dan uji t. Pengujian tersebut dilakukan guna mengetahui hubungan antara variabel bebas (independen variabel) dengan variabel terikat (dependent variabel). Berdasarkan hasil penelitian didapat lingkungan kerja berpengaruh terhadap kinerja Guru dengan nilai korelasi R = 0,818 yang menunjukkan adanya hubungan yang erat antara lingkungan kerja dengan kinerja karyawan pada SMK Negeri 2 Kepenuhan. Sedangkan R Square di dapat 0,669 yang berarti lingkungan kerja memiliki kontribusi sumbangan sebesar 65,7% terhadap kinerja Guru pada SMK Negeri 2 Kepenuhan. Secara persial diperoleh variabel lingkungan kerja berpengaruh positif dan signifikan terhadap kinerja Guru pada SMK Negeri 2 Kepenuhan dengan persamaan regresi linear sederhana dalam penelitian ini Y = 7.046 + 0,481X dengan signifikan 0,000 lebih kecil dari alpha 0,05. Kesimpulan dari penelitian bahwa hipotesis secara parsial anatara variabel lingkungan kerja terhadap kienerja guru terbukti dan dapat diterima kebenarannya.
STUDI KELAYAKAN BISNIS SYARIAH UMKM PADA DEPOT AIR MINUM ISI ULANG MAULANA DI KECAMATAN TAMBANG KABUPATEN KAMPAR: ANALISIS ASPEK PASAR, TEKNIS, MANAJERIAL, REGULASI, DAN PEMASARAN Diany Mairiza; Avilla Veronica; Devi Afriani; Elisa Amanda; Budi Azwar
Al-Ittihad: Jurnal Pemikiran dan Hukum Islam Vol 12 No 1 (2026): June
Publisher : Sekolah Tinggi Islam Syariah (STIS) Al-Ittihad Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61817/ittihad.v12i1.331

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Penelitian ini bertujuan menganalisis kelayakan bisnis syariah pada UMKM Depot Air Minum Isi Ulang Maulana di Kecamatan Tambang, Kabupaten Kampar berdasarkan aspek pasar, teknis, manajerial, regulasi, dan pemasaran. Penelitian menggunakan metode deskriptif kualitatif dengan teknik observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa usaha memiliki permintaan pasar yang tinggi dan stabil, proses produksi sesuai standar, manajemen usaha berjalan efektif, serta telah memiliki izin resmi dan memenuhi standar kesehatan. Strategi pemasaran melalui harga kompetitif, lokasi strategis, layanan antar, dan pemanfaatan WhatsApp dinilai cukup efektif meskipun promosi digital masih terbatas. Dari perspektif syariah, usaha telah menerapkan prinsip halalan thayyiban, amanah, dan transparansi. Secara keseluruhan, UMKM Depot Air Minum Isi Ulang Maulana layak dijalankan dan dikembangkan sesuai prinsip ekonomi syariah. Penelitian merekomendasikan peningkatan sanitasi, digitalisasi pencatatan, optimalisasi promosi digital, dan penambahan kendaraan distribusi.