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All Journal Al-Ittihad: Jurnal Pemikiran dan Hukum Islam Jurnal Bisnis Kompetitif JIFTECH: Journal Of Islamic Financial Technology Sharing: Journal Of Islamic Economics, Management And Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability General Multidisciplinary Research Journal Profetik Jurnal Ekonomi Syariah Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS) Journal of Community Service and Empowerment
Diany Mairiza
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Dampak Dhuafa Mart Dalam Pemberdayaan Ekonomi Masyarakat Mairiza, Diany; Assyifa, Zubaidah; Zakir, Muhammad; Khairi, Rifqil; Winario, Mohd; Lismawati, Lismawati
Journal of Community Sustainability Vol. 1 No. 3 (2024): September 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i3.59

Abstract

This community service was conducted for Dhuafa Mart retail business owners in Air Tiris, Kampar Subdistrict, Kampar Regency. The aim of this community service was to determine the impact of managing Dhuafa Mart on empowering the local economy and to assess the success level of this community service activity. The methods used in this community service included counseling, presentations, and discussions. The results of the service showed that: The community service program was well-organized and proceeded smoothly according to the planned activities. The conclusions from this service were as follows: there were several impacts from the Dhuafa Mart program on community economic empowerment, namely; (1) Enhancement of Economic Independence, (2) Job Creation, (3) Increased Income, (4) Expanded Access and Networks, (5) Encouragement for Sustainability. The Dhuafa Mart program also demonstrated a significant impact on increasing the economic independence of the underprivileged community, providing them with opportunities for a better life and positively contributing to local economic development.
Strategi Pengelolaan Keuangan Berbasis Syariah Untuk Siswa Sma: Menggali Potensi Dan Manfaatnya Mairiza, Diany; Sudirman, Wahyu Febri Ramadhan; Khairi, Rifqil; Amelia, Nur
Journal of Community Sustainability Vol. 1 No. 4 (2024): Desember 2024
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jocs.v1i4.58

Abstract

This community service activity was carried out for students of SMA IT Al-Utsaimin Bangkinang, Riau Province, where the purpose of this community service is to provide provisions in improving understanding related to the concept of Sharia-Based Financial Management Strategy for High School Students: Exploring the Potential and Benefits of SMA IT Al-Utsaimin Bangkinang. The methods used in this community service activity are through counseling and presentation, discussion and practice (pretset and post test) for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics for students in order to become prosperous generations using sharia principles. The presentation method is used to show a work process, namely the stages of how we become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The practice method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the support of the principal for the implementation of the activity are supporters of the implementation of this PPM activity. The obstacles faced are that the students do not yet have initial knowledge about the material of the concept of Islamic economics and limited time in delivering the material. The results of this service indicate that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most students of SMA IT Al-Utsaimin do not understand the concept of Islamic economics well, Second, The achievement of the objectives of the community service program for students of SMA IT Al-Utsaimin Bangkinang, the entire program that has been carried out with collaboration between the school and the community service have been carried out all and in accordance with the event rounddown and the time that has been determined previously.
ANALISIS PILIHAN INVESTASI MASYARAKAT: BERKURANGNYA MINAT TERHADAP BANK SYARIAH DI TENGAH MENINGKATNYA POPULARITAS PASAR MODAL Mairiza, Diany; Harahap, Nurintan Muliani
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v3i2.13771

Abstract

Artikel ini membahas fenomena berkurangnya minat masyarakat terhadap bank syariah sebagai pilihan investasi, di tengah meningkatnya popularitas pasar modal. Penelitian ini dilatarbelakangi oleh pentingnya memahami preferensi investasi masyarakat yang mengalami perubahan signifikan, khususnya dalam konteks pergeseran dari produk keuangan berbasis syariah ke instrumen pasar modal. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi perubahan preferensi investasi masyarakat, baik dari perspektif budaya, sosial, pribadi, maupun psikologis. Metode penelitian yang digunakan adalah pendekatan deskriptif dengan mengumpulkan data primer dan sekunder. Data primer diperoleh melalui survei dan wawancara, sedangkan data sekunder diambil dari berbagai literatur dan publikasi terkait. Analisis dilakukan untuk mengidentifikasi dinamika preferensi konsumen serta elemen-elemen yang berperan dalam pengambilan keputusan investasi. Hasil penelitian menunjukkan bahwa faktor budaya, sosial, pribadi, dan psikologis memiliki pengaruh yang signifikan terhadap preferensi konsumen. Faktor budaya mencakup nilai-nilai dan kebiasaan yang membentuk keinginan individu, sedangkan faktor sosial melibatkan pengaruh kelompok dalam membentuk kebiasaan dan tindakan. Faktor pribadi terkait dengan gaya hidup dan siklus hidup individu, sementara faktor psikologis, seperti motivasi dan persepsi, memainkan peran penting dalam menentukan pilihan investasi. Penelitian ini memberikan kontribusi terhadap pemahaman preferensi investasi masyarakat dalam konteks persaingan antara bank syariah dan pasar modal, serta implikasinya bagi pengembangan strategi pemasaran di sektor keuangan. Kata Kunci: Preferensi, Produk, Bank Syariah
Implementasi Prinsip-Prinsip Ekonomi Syariah Dalam Bisnis Ritel Pada Dhuafa Mart Air Tiris Zakir, Muhammad; Mairiza, Diany; Assyifa, Zubaidah; Winario, Mohd; Amalia, Nala; Putri, Berliana
Journal of Economic, Management, Business, Accounting Sustainability Vol. 2 No. 1 (2025): Februari 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/joembas.v2i1.118

Abstract

This research aims to analyze the implementation of sharia economic principles in the retail business run by Dhuafa Mart Air Tiris. The sharia economic principles that are the focus include justice, transparency and benefit to the surrounding community, especially in supporting the economy of the poor. The research method used is a descriptive qualitative approach with data collection techniques through interviews, direct observation and documentation. The research results show that Dhuafa Mart Air Tiris has implemented several sharia economic principles, such as a transparent transaction system without usury, as well as a sharia contract-based cooperation pattern between the management and business partners. Apart from that, most of the profits obtained are allocated to social programs and economic empowerment for underprivileged communities. The discussion revealed that this practice not only supports sustainable business growth but also creates a significant social impact in the surrounding environment. This research concludes that the implementation of sharia economics in the retail business can become a business model that is not only profit-oriented but also provides real benefits for society. This is relevant for adoption by other business actors who want to run business with an ethical and sustainable approach in accordance with sharia values.
Arbitrase dan Alternatif Penyelesian Sengketa dalam Penyelesaian Sengketa Ekonomi Syariah Nurhamidah, Eva; Winario, Mohd; Mairiza, Diany; Dinata, Shidiq Ramdan
Journal of Legal Sustainability Vol. 1 No. 2 (2024): September 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jols.v1i2.33

Abstract

The aim of this article is to resolve conflicts in the field of sharia economics using non-litigation channels. Alternative dispute resolution (APS) is an organization that helps resolve differences of opinion through methods agreed by both parties, such as consultation, negotiation, mediation, conciliation, or expert assessment outside of court. This research uses a library study approach, where books and other library sources are the main material. The choice of this approach is based on the fact that literature studies help researchers in the initial stages of determining and compiling a research framework, as well as deepening theoretical understanding and clarifying the methodology used. Literature studies also function as a way to collect relevant research information. Based on the discussion above, the conclusion is: Alternative Dispute Resolution (ADR) in Islam, such as negotiation, mediation, conciliation and arbitration, has been used since ancient times to resolve conflicts between interested parties. The principles of the Qur'an emphasize the importance of peaceful conflict resolution, both inside and outside the courts. Hadith of the Prophet Muhammad also describe activities comparable to modern ADR, indicating that the ideas of negotiation, mediation, conciliation, and arbitration have long been used in Islamic societies. In practice, Alternative Dispute Resolution (APS) in the early days of Islam showed high flexibility and adaptability, which was in line with the essential ideals taught in Islam, namely justice, peace and social harmony.
Tren Inovasi Bisnis Syariah: Menggali Potensi Pasar dan Etika Berbisnis Hafiz, Muhammad; Mairiza, Diany; Meilany, Merry
Multidisciplinary Journal of Religion and Social Sciences Vol. 1 No. 2 (2024): Oktober 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/mjrs.v1i2.93

Abstract

This study aims to identify innovation trends in sharia business, explore the potential of the sharia market, and examine the application of business ethics according to sharia principles. Through a qualitative approach with a literature study method, this study analyzes various sources from scientific journals and relevant articles to provide a comprehensive picture of the development of innovation, market opportunities, and ethical principles in sharia business. The results of the study indicate that digital innovation, especially through sharia fintech, plays an important role in increasing access to sharia financial services and expanding market reach. In addition, the potential for the sharia market is growing rapidly among Muslim and non-Muslim consumers who prioritize halal and ethical products. Sharia business is also considered to have its own appeal because it upholds ethical principles, such as fairness and transparency, which help build consumer trust. Overall, this study concludes that the combination of innovation and ethics is the key to the success and sustainability of sharia business. Businesses that are consistent in implementing these two elements have the potential to develop competitively and sustainably in the global market.
Keuangan Syariah Dalam Praktek Arisan: Meningkatkan Pemahaman Pada Komunitas Ikatan Keluarga XIII Koto Kampar Mairiza, Diany; Rahmawati, Rahmawati; Assyifa, Zubaidah; Irmawanti, Irmawanti; Putri, Berliana
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.151

Abstract

This community service activity was carried out for members of the Family Association Community XIII Koto Kampar, Riau Province, where the purpose of this community service is to provide provisions in increasing understanding related to Sharia finance about arisan practices that are in accordance with the principles of Sharia economics to the community, especially members of the Family Association Community XIII Koto Kampar. The methods used in this community service activity are through counseling and presentations, discussions and exercises for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics about arisan practices that are in accordance with Sharia principles for members of the Family Association Community XIII Koto Kampar. The presentation method is used to show a work process, namely the stages of how we can become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The exercise method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the principal's support for the implementation of the activity are the supporters of the implementation of this PPM activity. The obstacles faced are that the community service participants do not yet have initial knowledge about the material on the concept of the practice of arisan in accordance with sharia and limited time in delivering the material. The results of this service show that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most of the community service participants do not yet understand well the concept of the practice of arisan in accordance with sharia, Second, The achievement of the objectives of the community service program to the participants of the entire program that has been carried out with collaboration between the community and the servants has been carried out all and in accordance with the event rounddown and the time that has been previously determined.
Pengenalan Perspektif Sistem Ekonomi Islam Pada Ikatan Keluarga XIII Koto Kampar Sadayuong Assyifa, Zubaidah; Mairiza, Diany; Rahmawati, Rahmawati; Irmawanti, Irmawanti; Delia, Dwi Anisa
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.152

Abstract

This community service was conducted in Kampar Regency, Riau Province. The objects were members of the XIII Koto Kampar Sadayuong Bangkinang City Family Association. This community service aims to socialize the Perspective of the Islamic Economic System. The results of this community service indicate that: 1) The success of the target number of training participants. 2) Achievement of activity objectives. 3) Achievement of planned material targets. 4) The ability of participants in mastering the material. Overall, this community service activity can be said to be successful. This success, in addition to being measured from the four components above, can also be seen from the satisfaction of participants after participating in the activity because the community service provides the opportunity to ask as many questions as possible and when the community service provides questions, they can be answered by students, especially for students who can answer, they are given prizes. The benefits obtained by participants are knowledge and understanding of the Islamic economic system perspective.
Edukasi Penerapan Manajemen Keuangan Keluarga Syariah Untuk Mengelola Pengeluaran Dan Meningkatkan Tabungan Keluarga Pada Komunitas Ikatan Keluarga XIII Koto Kampar Sadayoung Rahmawati, Rahmawati; Assyifa, Zubaidah; Mairiza, Diany; Delia, Dwi Anisa; Maini, Nur
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.153

Abstract

This community service activity was carried out for the Ikatan Keluarga XIII Koto Kampar Sadayoung Community in Bangkinang, Riau Province, where the purpose of this community service was to provide a provision of understanding regarding the application of sharia family financial management to manage expenses and increase family savings in the Ikatan Keluarga XIII Kota Kampar Community in Bangkinang. The methods used in this community service activity are through counseling and presentations, discussions and exercises for participants. The counseling method is used to explain the importance of knowing the application of sharia family financial management to manage expenditure levels and increase savings. The presentation method is used to show a work process, namely the stages of how to become a person who has a prosperous economy according to sharia principles. Meanwhile, the question and answer method is used to provide opportunities for community bond participants to consult in understanding further the material that has been explained. The exercise method is used to see the level of understanding of the service participants before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, the support of the head of the community bond for the implementation of the activity are supporters of the implementation of this PkM activity. The obstacles faced were that the community service participants did not yet have initial knowledge about the material on Islamic family financial management and time constraints in delivering the material. The results of this community service show that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this community service concluded that: First, Most community service participants do not yet understand Islamic family financial management well, Second, The achievement of the objectives of the community service program for community service participants, the entire program that has been carried out with collaboration between the community and the community service has been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Sosialisasi Dan Edukasi Ekonomi Syariah Untuk Pelajar: Fondasi Kuat Menuju Kesejahteraan Dan Keadilan Berbasis Syariah Di Sma It Al-Utsaimin Bangkinang Zakir, Muhammad; Winario, Mohd; Mairiza, Diany; Khairi, Rifqil; Irmawanti, Irmawanti
Journal of Community Sustainability Vol. 2 No. 1 (2025): Maret 2025
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v2i1.154

Abstract

This community service activity was carried out for students of SMA IT Al-Utsaimin Bangkinang, Riau Province, where the purpose of this community service is to provide provisions in increasing understanding of the concept of Sharia Economics to the community, especially generation Z of students of SMA IT Al-Utsaimin Bangkinang. The methods used in this community service activity are through counseling and presentation, discussion and practice (pretset and post test) for participants. The counseling method is used to explain the importance of knowing the concept of Sharia economics for students in order to become prosperous generations using sharia principles. The presentation method is used to show a work process, namely the stages of how we can become individuals who have a prosperous economy. While the question and answer method is used to give participants the opportunity to consult in understanding further the material that has been given. The practice method is used to see how far the participants understand the service before and after the material is delivered. The availability of adequate experts in delivering this material, the enthusiasm of the participants, and the support of the principal for the implementation of the activity are supporters of the implementation of this PPM activity. The obstacles faced are that the students do not yet have initial knowledge about the material of the concept of Islamic economics and limited time in delivering the material. The results of this service indicate that: The community service program can be organized well and run smoothly according to the activity plan that has been prepared, the results of this service concluded that: First, Most students of SMA IT Al-Utsaimin do not understand the concept of Islamic economics well, Second, The achievement of the objectives of the community service program for students of SMA IT Al-Utsaimin Bangkinang, the entire program that has been carried out with collaboration between the school and the community service have been carried out all and in accordance with the event rounddown and the time that has been determined previously.
Co-Authors Amalia, Nala AMELIA, NUR Avilla Veronica Ayu Pani Budi Azwar Delia, Dwi Anisa Devi Afriani Dinata, Shidiq Ramdan Dwi Widiarsih Elisa Amanda Eti Eti Harahap, Nurintan Muliani Hidayat Hidayat Hidayat Hidayat Hutagalung, Muhammad Wandisyah R Irmawanti, Irmawanti Juliana Yulianti Lismawati, Lismawati Lukina, Teresa Maini, Nur Mardiyah, Suci Merry Meilany Mifta Hasda Mohd. Winario Muhammad Hafiz Muhammad Syaipudin Muhammad Zakir Mustafa Kamal Nilam Erman Nurhamidah, Eva Nurmaini Nurmaini Putri, Berliana Putri, Elen Sri Ega Rahmawati, Rahmawati Ramadhan, Al Insani Mutiara Rifqil Khairi Saru Reza Solekha, Nadira Wahyu Febri Ramadhan Sudirman Zubaidah Assyifa