Claim Missing Document
Check
Articles

Found 34 Documents
Search

Comparative Analysis of The Benefits of Sukuk and Bonds in Indonesia Suci Mardiyah; Alfiatun Zahrah; Muhammad Syaipudin; Mifta Hasda; Wahyu Febri Ramadhan Sudirman
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.13

Abstract

This research aims to analyze the comparison of profits between sukuk and bonds in Indonesia, focusing on aspects such as structure, principles, and regulations, as well as the risk and profit profile of each instrument. Sukuk, which is based on Islamic sharia principles, offers the benefits of real asset ownership and profit-sharing-based income, while conventional bonds offer certainty of income through fixed interest payments. This study also discusses regulations governing the issuance of sukuk and bonds, and their impact on investment security and transparency. The analysis results show that sukuk are more attractive to investors who seek sharia compliance and stability in real assets, while bonds are more attractive to those who want income certainty and investment flexibility. This research concludes that the choice between sukuk and bonds must be adjusted to the risk profile, investment objectives, and personal preferences of each investor in Indonesia.
Development of Mutual Funds in The Indonesian Capital Market Syafnur Muhammad Rizky; Bunga Andini; Mifta Hasda; Muhammad Syaipudin; Wahyu Febri Ramadhan Sudirman
Journal of Financial and Business Vol 1 No 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i1.15

Abstract

This research examines the development of mutual funds in the context of the Indonesian capital market. Mutual funds have become one of the investment instruments that is increasingly popular and important in diversifying investor portfolios in Indonesia. This research aims to analyze the factors that influence the growth of mutual funds, the role of regulation in regulating the market, and the challenges faced in optimizing the potential of mutual funds as an effective and safe investment instrument. This study uses a descriptive-analytical approach by collecting secondary data from various literature sources related to the development of capital markets and mutual funds in Indonesia. The analysis results show that the growth of mutual funds is influenced by increasing public financial awareness and ease of access to information about investment products. The regulatory role carried out by the Financial Services Authority (OJK) also contributes to creating a more structured and safe investment environment for investors. However, several challenges need to be overcome, such as market fluctuations which can affect investment values, liquidity problems in several types of mutual funds, as well as expanding financial education to the public. Better regulation is needed to address these challenges and increase transparency and protection for investors.
Concepts, Classification, and Product Development Strategies in Modern Marketing: A Literature Review Binda Rahma Cahyani; Mifta Hasda; Muhammad Syaipudin
Journal of Financial and Business Vol 3 No 1 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jfb.v3i1.83

Abstract

This article discusses the concept and classification of products as an important part of marketing activities and business development. A product is anything that can be offered to the market to satisfy consumer needs and wants, whether in the form of goods or services. In the business world, understanding product concepts is essential for companies to create value and customer satisfaction. The discussion in this article includes the definition of products, product levels, and various product classifications based on durability, usage, and consumer characteristics. In addition, this article explains the importance of product development strategies in facing increasingly competitive market conditions. The method used in writing this article is a literature study by collecting various sources from books, journals, and scientific references related to marketing management. The results show that product classification helps companies determine appropriate marketing strategies, including pricing, promotion, distribution, and market segmentation. By understanding product concepts and classifications comprehensively, companies can improve product quality and maintain long-term customer loyalty.
Internalisasi Nilai-Nilai Syariah Bagi Santri Di Pondok Pesantren Madrasah Tarbiyah Islamiyah Kabupaten Kampar Melalui Program Literasi Finansial Islami Berbasis Digital Interaktif Rahmawati Rahmawati; Mifta Hasda; Zubaidah Assyifa; Hairullah Efendi; Nur Amelia
Journal of Community Sustainability Vol. 3 No. 3 (2026): September 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i3.602

Abstract

This community service activity aims to enhance *santri* (Islamic boarding school students) understanding of basic Sharia finance concepts, personal financial management based on Islamic principles, and the internalization of Sharia values in daily financial activities. The methods employed included educational outreach, material presentations, interactive discussions, case studies, and practical exercises using digital media as a learning tool. The results indicate that the program was successfully executed according to plan. The activity effectively improved the students' knowledge, understanding, and awareness regarding Sharia financial literacy, prudent financial management, and the application of Islamic values—such as trustworthiness, responsibility, honesty, and balance—in financial activities. The use of interactive digital media also fostered improved digital literacy, enabling students to better understand Sharia financial products and services. This program is expected to cultivate a generation of students who possess an Islamic financial character, are capable of making sound financial decisions and applying Sharia principles in their daily lives, and actively contribute to raising Sharia financial literacy within their communities and families.