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Betanika Nila Nirbita
Universitas Negeri Yogyakarta
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Journal : Abdi Masyarakat

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Enhancing the Capacity of Roemah Djoempoetan Srihadi SME through Socialization of Financial Risk Management Literacy Jannah, Luluul; Pronosokodewo, Baniady Gennody; Nirbita, Betanika Nila; Norviana, Syahida; Buchori, Willa Putri Malinda
Abdi Masyarakat Vol 7, No 2 (2025): Abdi Masyarakat
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/abdi.v7i2.9848

Abstract

This community service initiative addresses the identified gap between theoretical understanding and practical application of financial risk management in the Roemah Djoempoetan Srihadi SME, a cultural enterprise in Yogyakarta specializing in jumputan and batik products. Despite the SME's recognized cultural value and participation in government mentoring programs, initial interviews revealed critical vulnerabilities: a complete absence of financial risk measurement, inadequate financial record-keeping, and high dependency on consignment sales models. These shortcomings render the business susceptible to capital depletion, revenue instability, and impediments to sustainable growth. The intervention employed a two-pronged methodology comprising targeted socialization sessions on financial risk management literacy and direct mentoring. The program focused on implementing practical solutions, including diversifying sales channels through e-commerce platforms, simplifying financial recording using user-friendly applications, and strengthening policy advocacy through MSME associations. The outcomes demonstrate that a comprehensive approach integrating financial literacy with strategic business adjustments significantly enhances operational resilience. This initiative underscores the necessity of transitioning culturally significant SMEs from production-centric hobbies to professionally managed enterprises, thereby ensuring the dual sustainability of both the business entity and the local cultural heritage it represents. 
Co-Authors Aisyah, Iis Andi Nur Rachman Bakti Widyaningrum Barida Rakhma Nuranti Budi Tiara Novitasari Chusnu Syarifa Diah Kusuma Denisa Nopita Dhyah Setyorini Edi Fitriana Afriza Edi Fitriana Afriza, Edi Fitriana Fajar Wahyu Nugroho Faqihuddin, Muhammad Zidan Fina Hermalia Putri Fuad Abdullah Gugum Gumilar Hamidah, Putri Hasanah, Ade Nurul Herdianto, Jacky Ardi Iis Aisyah Istiqomah, Nabilah Luluul Jannah Mahendra Adhi Nugroho Nurbaeti Nurbaeti Pronosokodewo, Baniady Gennody Rd. Roro Suci Nurdianti Rendra Gumilar Sekarningtyas, Ayu Siti Nurwanti Sri Hardianti Sartika Sri Hardianti Sartika Sri Hardianti Sartika Sri Hardianti Sartika Sri Hardianti Sartika Sri Siti Nuraini Suherti, Heti Syahida Norviana Wanda Andini Willa Putri Malinda Buchori Yuliana Yuliana