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All Journal IKRA-ITH EKONOMIKA Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis Journal of Indonesian Islamic Studies Jurnal Indonesia Sosial Sains Borneo Islamic Finance and Economics Journal (BIFEJ) Golden Ratio of Law and Social Policy Review (GRLSPR) Al-Zayn: Jurnal Ilmu Sosial & Hukum QOSIM: Jurnal Pendidikan, Sosial & Humaniora Jurnal Pengkajian Penelitian Syariah dan Ilmu Hukum
Zainal Said
Institut Agama Islam Negeri Parepare
Religion Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Social Sciences Other

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PENERAPAN PRINSIP SYARIAH DALAM AKAD PEMBIAYAAN MURABAHAH PADA BANK SYARIAH DI INDONESIA: SUATU KAJIAN KEPUSTAKAAN PERSPEKTIF HUKUM MUAMALAH Andi Muhammad Farham; Mahsyar Mahsyar; Muhammad Satar; Zainal Said; Aris Aris
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol. 11 No. 2 (2026): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah -
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v11i2.1781

Abstract

Akad murabahah merupakan salah satu instrumen pembiayaan yang paling dominan digunakan dalam praktik perbankan syariah di Indonesia. Meskipun secara normatif akad ini telah diatur melalui fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) dan regulasi Otoritas Jasa Keuangan, implementasinya masih memunculkan sejumlah persoalan, khususnya terkait penerapan prinsip-prinsip syariah secara substantif. Penelitian ini bertujuan untuk menganalisis penerapan prinsip syariah dalam akad pembiayaan murabahah pada bank syariah di Indonesia dari perspektif hukum muamalah. Metode penelitian yang digunakan adalah kajian kepustakaan dengan menelaah buku, fatwa, peraturan perundang-undangan, serta pembatasan pada artikel jurnal ilmiah terbitan 2024–2026 dilakukan untuk memastikan analisis penerapan prinsip syariah dalam akad murabahah mencerminkan perkembangan terbaru. Hasil kajian menunjukkan bahwa praktik murabahah pada bank syariah umumnya telah memenuhi aspek legal-formal akad, seperti kejelasan objek, harga, dan ijab kabul. Namun demikian, penerapan prinsip syariah secara substansial, khususnya prinsip an tarāḍin minkum, keadilan, dan transparansi penetapan margin, masih menghadapi berbagai tantangan. Penetapan margin yang cenderung sepihak dan minim musyawarah berpotensi mengurangi makna kerelaan para pihak dalam akad. Oleh karena itu, penelitian ini menegaskan pentingnya penguatan kepatuhan syariah yang tidak hanya bersifat administratif, tetapi juga berorientasi pada nilai etika dan keadilan dalam hukum muamalah.
The Role of Customary Leaders in Resolving Domestic Disputes (Case Study of the Towani Tolotang Community in Amparita District, Sidenreng Rappang Regency) Nur Syamsuryana Mustari; Rusdaya Basri; Zainal Said; Rahmawati; Sunuwati
INKLUSIF (JURNAL PENGKAJIAN PENELITIAN SYARIAH DAN ILMU HUKUM) Vol. 11 No. 1 (2026): June 2026
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/n52x1298

Abstract

Family is the smallest social unit that plays a a crucial role in maintaining social harmony and welfare. However, domestic conflicts between spouses are inevitable due to differences in character, interests, and socio-economic pressures. In the context of Indonesia’s plural society, dispute resolution is not only conducted through formal legal mechanisms but also through customary practices rooted in local wisdom. This study aims to analyze the role of customary leaders in resolving household disputes within the Towani Tolotang community in Sidenreng Rappang Regency, South Sulawesi. This topic remains relatively underexplored in existing literature, particularly in the context of social transformation and the increasing influence of formal law. This research employs a qualitative approach with a descriptive-analytical method. Data were collected through in-depth interviews, observation, and documentation involving customary leaders, married couples, and community figures. The findings reveal that customary leaders (uwa) play a central role as mediators, resolving domestic conflicts by emphasizing cultural values such as siri’ (honor), pacce (empathy), and lempu’ (honesty). The dispute resolution mechanism is carried out through structured yet flexible customary mediation stages that prioritize deliberation, moral guidance, and reconciliation before reaching a final decision. The study also finds that this mechanism is relatively effective, as most domestic disputes are resolved through customary mediation without leading to divorce. This helps strengthen family harmony and social cohesion within the community. In conclusion, the role of customary leaders remains relevant as a form of living law that preserves family integrity and sustains local cultural values amid modernization. Keywords: Customary Leaders; Towani Tolotang; Household Disputes; Customary Mediation; Living Law
Strategies of Civil Servants at the Ministry of Religious Affairs Soppeng in Maintaining Family Integrity in Long-Distance Marriage: An Islamic Family Law Perspective Sarniadi; Rusdaya Basri; Zainal Said; Rahmawati; M. Ali Rusdi
Journal of Indonesian Islamic Studies Vol. 6 No. 1 (2026): Journal of Indonesian Islamic Studies (October) --- In Press
Publisher : Postgraduate Program of the State Islamic Institute of Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/jiis.v6i1.11337

Abstract

This study examines the strategies employed by civil servants (ASN) at the Ministry of Religious Affairs (Kemenag) of Soppeng Regency to maintain family integrity amidst the challenges of long-distance marriage, a situation arising from geographic separation due to work assignments. Employing a qualitative case study approach within a sociology of law framework, data were collected through in-depth interviews with eight state madrasah teachers experiencing long-distance marriage and analyzed using Henry Mintzberg's 5Ps strategy theory, Froma Walsh's family resilience framework, and Imam Al-Ghazali's Maqāṣid Syarī’ah. The findings reveal three key points: (1) couples implement six core strategies, including deliberative decision-making, communication optimization, and collaborative financial management; (2) supporting factors (relational, spiritual) and inhibiting factors (psychological, infrastructural) are identified; and (3) all strategies align with the Qur'an and the Kompilasi Hukum Islam and effectively support the five Maqāṣid Syarī’ah objectives: preserving religion, life, intellect, lineage, and property. This research offers theoretical contributions to Islamic family law and provides practical guidance for long-distance marriage couples and policymakers.
Co-Authors Agus Muchsin Aldi Jayansyah Andi Bahri Andi Muh. Taqiyuddin BN Andi Muhammad Farham Aris Aris Arwin Dzulkifli Al-Amin Fikri Hannani Hannani Hannani Hasdar B Haryanto Mahsyar Mahsyar Muhammad Ali Rusdi Bedong Muhammad Risal S Muhammad Saeful Haq Muhammad Satar Mukhtar Yunus Nur Hazmi Asyikin Nur Syamsuryana Mustari Nurul Asia Purwoko, Agus Rabiatul Adawiyah Rahmawati RAHMAWATI RAHMAWATI Rusdaya Basri, Rusdaya Saidah Sarniadi Sofyan Ahmad Suarning Suarning Subhan Sulkarnain Sulkarnain Sunuwati, Sunuwati Tri Astuti