Article Per Year (5 Year)
p-Index From 2021 - 2026
3.241
P-Index
This Author published in this journals
All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Journal of Business and Behavioural Entrepreneurship Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah IJoASER (International Journal on Advanced Science, Education, and Religion) Sarwahita : Jurnal Pengabdian Kepada Masyarakat International Journal of Engagement and Empowerment (IJE2) Jurnal Al-Qiyam Jurnal Tana Mana Rahmatan Lil’alamin Journal of Community Services (RLA) Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Mahfirah, Titis Fatarina
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 23 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 23 Documents
Search

 1   2   3 
Empowering Indonesian Migrant Workers Through Financial Literacy and Entrepreneurship Mahfirah, Titis Fatarina; Fauzi, Achmad; Widyastuti, Umi; Muliasari, Indah; Hidayat, Nurdin; Armeliza, Diah; Lajuni, Nelson; Zahro, Khalisatuz; Ferrari; Yasmin, Eka Faradila
Rahmatan Lil 'Alamin Journal of Community Services Volume 4 Issue 1, 2024
Publisher : Department of Accounting, Faculty of Business and Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RLA.Vol4.iss1.art1

Abstract

Financial literacy has emerged as a critical aspect of economic empowerment, yet significant disparities persist between countries. According to the 2019 Household, Income and Labour Dynamics in Australia (HILDA) survey, Australia boasts a financial literacy rate of 64%, while Indonesia lags behind at only 38% (Australia Indonesia Youth Association, 2020). Recognizing this gap, this initiative aims to address the financial literacy needs of Indonesian migrant workers through targeted training programs. Drawing on data from the 2022 National Survey on Financial Literacy and Financial Inclusion (Survei Nasional Literasi dan Inklusi Keuangan/SNLIK), which showed an increase to 49.68% in Indonesia (Otoritas Jasa Keuangan, 2022), our community outreach initiative focuses on raising awareness and providing practical knowledge on entrepreneurship among migrant workers. By offering workshops on International Community Outreach with the theme "Raising Entrepreneurial Success Among Indonesian Migrant Workers," this activity aims to equip participants with the skills and inspiration to start their businesses upon returning to Indonesia. Through training sessions on budget management and entrepreneurship, we strive to empower migrant workers to achieve financial independence and contribute to their personal economic well-being. This initiative embodies our commitment to fostering self-sufficiency and economic resilience among Indonesian migrant workers.
SMART SALARY MANAGEMENT SAVING AND INVESTMENT STRATEGIES FOR THE FUTURE Mahfirah, Titis Fatarina; Ahmad, Gatot Nazir; Widyastuti, Umi; Wastuti, Wahyu; Pahala, Indra
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 3 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i3.248

Abstract

This community service program aims to enhance the financial literacy and investment awareness of Indonesian Migrant Workers (PMI) in Tainan, Taiwan. Many PMIs face financial challenges after returning home due to limited financial knowledge and lack of long-term savings strategies. The program conducted by the Faculty of Economics and Business, Universitas Negeri Jakarta, implemented structured activities including socialization, digital financial literacy training, financial planning workshops, and basic investment training. The training introduced digital tools such as the Livin’ by Mandiri application to encourage systematic saving and responsible investment behavior. Evaluation results from 15 participants showed an average post-training score of 60.57, indicating improved understanding and application of financial management concepts. The program not only strengthened participants’ financial capabilities but also fostered independence, self-confidence, and solidarity among PMIs. These outcomes contribute to achieving Sustainable Development Goals (SDG) 1 (No Poverty) and SDG 8 (Decent Work and Economic Growth), promoting sustainable financial well-being for migrant workers abroad.
Financial Literacy as a Mediating Variable between Financial Behavior and Financial Inclusion: Evidence from Generation Z in Indonesia Dewi, Monica; Buchdadi, Agung Dharmawan Buchdadi; Mahfirah, Titis Fatarina; Wastuti, Wahyu
International Journal on Advanced Science, Education, and Religion Vol 8 No 2 (2025): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v8i2.1079

Abstract

This study aims to examine the influence of financial behavior and financial literacy on financial inclusion in Generation Z in Indonesia, which is a productive age group and digital native. Although Gen Z has extensive access to digital financial technology and services, their financial literacy levels are still relatively low, affecting the quality of participation in the formal financial system. This study uses a quantitative approach with a survey method of 120 Gen Z respondents aged 18–24 years, which was analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS). The results showed that financial behavior had a positive and significant influence on financial inclusion (β = 0.410; p < 0.001), which means that the better their financial habits such as saving, budgeting, and managing debt, the higher their participation rate in formal financial services. In addition, financial literacy has also been shown to have a positive and significant effect on financial inclusion (β = 0.350; p < 0.001). Individuals with a strong understanding of financial products, risks, and decision-making tend to be more active and intelligent in using banking, fintech, and other financial instruments. These findings confirm that financial inclusion depends not only on physical access to financial services, but also on the quality of an individual's financial behavior and understanding. Therefore, increasing financial literacy and forming healthy financial behaviors is an important strategy in encouraging sustainable financial inclusion among the younger generation
Co-Authors Achmad Fauzi Agung Dharmawan Buchdadi Agung Wahyu Handaru Amirah, Aisyah Andreas, Denilson Armas, Alvidro Ramadhansyah Armeliza, Diah Buchdadi, Agung Dharmawan Buchdadi Dalimunthe, Sholatia Destria Kurnianti Dewi Susita Dhinanty, Raihanisa Dara Dwi Cahyani Ferrari Gatot Nazir Ahmad Haneul Haura, Tazkia Heryana, Toni Hidayat, Nurdin Indra Pahala Krissanya, Nofriska Kurniaty, Kurniaty Lajuni, Nelson Malzara, Vidia Ratu Balqis Maylia Pramono Sari Mohidin, Rosle MONICA DEWI Muliasari, Indah Putri, Clara Alika Putri, Rachma Amalia Rahmi Ramadhani, Rania Aulia Ramdani, Adnan Fauzan Ratna Anggraini Rizanika, Anisya Sari, Dewi Agustin Pratama Sari, Rini Nurmala Setyo Ferry Wibowo Siregar, Muhammad Edo Suryawan Suherman Suherman, Suherman Umi Widyastuti Wastuti, Wahyu Wicaksono, Tasya Dwi Yasmin, Eka Faradila Zahro, Khalisatuz Zakaria, Adam Zulfikar, Rayhan Hardian