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Tinjauan Yuridis Terhadap Penerapan Prinsip Kehati-Hatian oleh Bank dalam Memberikan Kredit Montayana Meher
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 5, No 4 (2023): Journal of Education, Humaniora and Social Sciences (JEHSS), May
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v5i4.1772

Abstract

The activity of channeling funds through credit occupies the most important position, because it provides the greatest profit and opinion. The profit comes from credit interest which is commonly called fee-based income, therefore in lending must be carried out with the principle of prudence through accurate and in-depth analysis. The research in writing this scientific work is normative juridical research. Normative juridical research is research that examines the application of legal rules and norms related to the topic discussed. The nature of this research is descriptive, namely research that analyzes a legal regulation. The process of implementing credit to customers is carried out in a way: File Submission, Investigation of former loans, Interview I, On The Spot, Interview II, Credit Decision, Signing of credit contracts / other agreements, Credit Realization, Distribution / withdrawal. In applying the prudential principle in providing credit, banks can analyze the data and character of prospective customers by applying the 5P principle and the 5C principle. The process of resolving disputes between banks and customers in the event of bad credit can be done through non-litigation channels, which are out-of-court settlements and through litigation channels, which are the last resort of banks to make efforts to recover debtor credit either by executing credit collateral, taking over credit collateral by banks or by filing a lawsuit in the District Court.
Analisis Hukum terhadap Hak-Hak Ketenagakerjaan yang di PHK Secara Sepihak oleh PT Canang Indah Sri Hidayani; Montayana Meher; Riswan Munthe
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 6, No 1 (2023): Journal of Education, Humaniora and Social Sciences (JEHSS), August
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v6i1.1866

Abstract

Tenaga kerja merupakan living organism artinya manusia merupakan suatu makhluk hidup terbentuknya pribadi seseorang dipengaruhi oleh lingkungan bahkan secara memungkinkan berfungsinya suatu organisasi atau perusahaan dan menjadi unsur penting dalam manajemen faktor-faktor penyebab terjadinya pemutusan hubungan kerja antara lain alasan yang berhubungan atau yang melekat pada pribadi buruh, alasan yang berhubungan dengan tingkah laku buruh, alasan yang berkenaan dengan jalannya perusahaan artinya demi kelangsungan jalannya perusahaan, adanya kinerja yang tidak baik, adanya penolakan dari kinerja untuk menandatangani surat kontrak, adanya kesalahan berat yang dilakukan oleh pekerja, adanya tuntutan dari pekerja untuk diangkat menjadi pegawai tetap dan adanya efesiensi yang dilakukan oleh perusahaan. Kemudian, pertimbangan Hakim dalam perkara perselisihan hubungan Industrial pada Putusan Nomor 123/Pdt.Sus-PHI/2022/PN.Mdn, yaitu Majelis Hakim berpendapat hubungan kerja Penggugat dan Tergugat tidak dapat diteruskan dan diperpanjang serta dilanjutkan, sehingga hubungan kerja sudah tidak terpenuhi sebagaimana diamanatkan Pasal 52 UU No. 13 tahun 2003 tentang Ketenagakerjaan. Hubungan kerja antara Penggugat dengan Tergugat tidak harmonis lagi dan hubungan kerja tidak dapat dilanjutkan karena tidak terpenuhinya syarat sebagaimana diamanatkan Pasal 52 UU No. 13 tahun 2003 tentang Ketenagakerjaan, sehingga Majelis Hakim berpendapat akibat dari berakhirnya hubungan kerja tersebut menghukum Tergugat untuk membayarkan hak-hak Penggugat sebagaimana dimaksud dalam pasal 156 ayat (1) UU No. 13 Tahun 2003 tentang Ketenagakerjaan yang berbunyi “Dalam hal terjadi pemutusan hubungan kerja, pengusaha diwajibkan membayar uang pesangon, dan/atau uang penghargaan masa kerja dan uang penggantian hak yang seharusnya diterima jo Pasal 100 UU No. 2 tahun 2004 tentang Penyelesaian Perselisihan Hubungan Industrial. 
Akibat Hukum Perjanjian Perdagangan Bebas Di Asean Indonesia-Malaysia Meher, Montayana; Rafiqi; Nasution, Shulhan Iqbal; Nasution, Alvin Hamzah
Jurnal Ilmiah Penegakan Hukum Vol. 11 No. 1 (2024): JURNAL ILMIAH PENEGAKAN HUKUM JUNI
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v11i1.11993

Abstract

This research aims to find out how international trade agreements are basically used by countries and producers to eliminate or reduce barriers in countries with consumers and markets. However, this condition is used as an excuse for free trade that does not comply with proper trading rules and patterns. The research method used is normative juridical research. The nature of this research is descriptive, namely research that analyzes legal regulations related to the Free Trade Agreement in ASEAN between Indonesia and Malaysia. The analysis was carried out qualitatively. The research results show that cooperation and economic integration among member countries has great potential to encourage economic growth and expand trade opportunities. Although there are still several obstacles that need to be overcome, such as internal and external factors that influence the competitiveness of Micro, Small and Medium Enterprises (MSMEs), the steps taken by ASEAN in terms of exemption from import duties through CEPT are one of the efforts to increase integration regional economy. Addressing internal factors that influence innovation and productivity, and integrating MSMEs in regional or global production chains will be key to maximizing trade potential and economic growth among ASEAN countries, including Indonesia and Malaysia. And the need to understand the dynamics of global trade, international economic policy, and changes in regional trade patterns
The Impact of Globalization on Human Smuggling and Economic Policy Responses Zulyadi, Rizkan; Pinem, Serimin; Nasution, Sulhan Iqbal; Meher, Montayana; Ramadhan, Muhammad Citra
Jurnal Hukum Vol 41, No 4 (2025): Jurnal Hukum
Publisher : Unissula

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jh.v41i4.44824

Abstract

Globalization has created an interconnected and interdependent world, brought various conveniences while simultaneously raised new challenges in human rights issues. One prominent negative impact is the rise of Transnational Organized Crime (TOC), including human smuggling, which is increasingly facilitated by technological developments and market openness. This practice resembles a free market, where actors compete to attract customers without formal mechanisms for resolving disputes or enforcing contracts, giving rise to trust issues that are often addressed through reputational investment. This study aims to examine the gaps in Indonesia's national law in responding to this phenomenon and assess its relevance to international standards, particularly the Palermo Protocol. Using normative methods through literature review and a comparative approach, this study highlights the relationship between globalization, human smuggling, and the existing legal framework. The findings indicate that although the UN, through the UNODC and the Conference of Parties (COP), has initiated TOC prevention mechanisms, their implementation remains weak without strong normative ties. In conclusion, harmonization of Indonesian law with international standards is needed to strengthen human rights protection and the effectiveness of law enforcement against human smuggling.
Integration of Customary Law and the Theory of Legal Pluralism of the Parties to a Bank Credit Agreement Based on the Principle of Balance Meher, Montayana; Abdunayimova, Dinara
SASI Volume 31 Issue 4, December 2025
Publisher : Faculty of Law, Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/sasi.v31i4.3393

Abstract

Introduction: This article discusses the urgency of integrating customary law into banking credit agreements in Indonesia for all parties based on the principle of balance.Purposes of the Research: This study aims to analyze the integration of customary law and the theory of legal pluralism of the parties in bank credit agreements based on the principle of balance.Methods of the Research: This research is normative legal research with a conceptual and legislative approach.Results of the Research: The integration of customary law into banking credit agreements in Indonesia, based on Article 1339 of the Civil Code, which recognizes fairness, customs, and laws as binding elements of an agreement. Customary law, which emphasizes the principles of collectivity, trust, and deliberation, provides a strong social foundation and local legitimacy in credit agreements. The legal pluralism approach with the principle of balance serves as a key strategy to accommodate customary law values and mechanisms within formal banking practices, thereby reducing normative conflicts and enhancing protection and justice for indigenous communities with limited access to formal law. The integration of customary law into credit agreements not only strengthens the pluralistic national legal system but also creates agreements that are fair, proportionate, and respect local wisdom, while simultaneously increasing social legitimacy and practical solutions in resolving credit issues within indigenous communities.
Pembinaan Dan Pendampingan Izin UMKM Di Desa Medan Krio , Kecamatan Medan Sunggal Kabupaten Deli Serdang Munawir, Zaini; Meher, Montayana; Utama, Amrin Mulia
Journal Of Human And Education (JAHE) Vol. 3 No. 4 (2023): Journal Of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v3i4.463

Abstract

UMKM merupakan salah satu sektor yang berperan dalam meningkatkan penciptaan lapangan kerja, pemerataan pendapatan, mengentaskan masyarakat dari kemiskinan, pembangunan daerah dan menciptakan struktur perekonomian nasional yang seimbang dan berkeadilan. Melihat kondisi tersebut, Pemerintah telah merumuskan berbagai kebijakan untuk mendukung pengembangan sektor UMKM. Namun pada kenyataannya UMKM di Indonesia termasuk UMKM di Desa Medan Krio masih mengalami berbagai kendala dalam kegiatan pembangunannya, salah satunya adalah permasalahan perizinan usaha. Melihat permasalahan tersebut, pengusul mengusulkan solusi berupa pembinaan dan pembinaan dan pendampingan pengelolaan perizinan usaha bagi UMKM di Desa Medan Krio yang termasuk dalam kegiatan pengabdian kepada masyarakat. Kegiatan pengabdian kepada masyarakat ini diawali dengan survei dan wawancara, pemetaan dan identifikasi permasalahan, perumusan solusi, dan pelaksanaan kegiatan pembinaan dan pendampingan. Dampak dari kegiatan ini adalah munculnya UMKM-UMKN yang memiliki perizinan yang resmi dan mampu digunakan dalam perluasan pemasaran serta pengembangan usaha para pelaku UMKM di Desa Medan Krio.
Eksistensi Penyelesaian Sengketa UMKM Secara Non Litigasi di Desa Bandar Labuhan Meher, Montayana; Ramadhan, M. Citra; Suharyanto, Agung; Silviana, Dini; Ardhana, Salsa Novia; Putri, Ade
Pelita Masyarakat Vol. 5 No. 2 (2024): Pelita Masyarakat, Maret
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/pelitamasyarakat.v5i2.11323

Abstract

This community service aims to enhance the understanding of the community in Bandar Labuhan Village regarding the non-litigation resolution of Micro, Small, and Medium Enterprises (MSMEs). The implementation method involves counseling activities covering the understanding of rights and obligations in the context of MSMEs, along with non-litigation dispute resolution mechanisms. The results reflect a positive impact, including increased legal awareness and active community participation. However, challenges and disagreements in implementing these mechanisms are also indicated. The discussion includes an analysis of success and potential obstacles. Acknowledging challenges as natural hurdles, suggestions for advanced approaches such as mentoring or additional training are proposed. The evaluation results provide profound insights for developing future community service programs, emphasizing material adjustments and a more focused approach. In conclusion, this community service affirms the success of increasing community understanding through counseling activities, but the challenges require a sustainable approach. Future program development is expected to be more effective in responding to community needs and contextual changes regarding the non-litigation resolution of MSME disputes.  
National Personality in Maintaining the Honor and Nobility of Judges in Indonesia Agus, Azwir; Meher, Montayana
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 7, No 3 (2025): Journal of Education, Humaniora and Social Sciences (JEHSS), February
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v7i3.2532

Abstract

This study aims to analyze the legal regulations related to the Contempt of Court and Acts Degrading the Honor and Dignity of Judges (PMKH) in Indonesia. As a country based on law, Indonesia places Pancasila as the foundation for building a fair, dignified, and transparent justice system. The phenomena of Contempt of Court and PMKH are serious challenges in maintaining the integrity and independence of judicial institutions, which have a direct impact on public trust in the legal system. This study uses a library method with a descriptive qualitative approach, analyzing laws and regulations such as the Criminal Code, Criminal Procedure Code, and relevant legal literature. The results of the study show that although related regulations have been regulated in various regulations, proportional, fair, and transparent law enforcement is still needed. This effort is important to ensure that the supremacy of law is maintained, in line with the values of Pancasila as the personality of the Indonesian nation in supporting a dignified justice system.
Legal Responsibility of Notaries for Abuse of Circumstances in Making Deeds of Land Sale and Purchase Agreements Alfarizyi, Dody; Meher, Montayana
Jurnal Indonesia Sosial Sains Vol. 6 No. 8 (2025): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v6i8.1835

Abstract

Notaries play a critical role in ensuring agreements are made freely and without coercion, yet cases arise where one party exploits another’s vulnerable economic, social, or psychological state, leading to unfair clauses. This article aims to analyze the legal responsibility of notaries for the abuse of circumstances in the making of land Sale and Purchase Binding Agreement (PPJB) deeds. The issue focuses on the role of the notary when one of the parties to the agreement is in a desperate or unbalanced condition, which has the potential to be exploited unfairly by the other party. To approach this problem, the theories of legal responsibility and defect of will are referenced. Data were collected through literature studies, laws and regulations, court decisions, and interviews with notaries, then analyzed qualitatively using a normative juridical approach. This study concludes that notaries are responsible not only administratively but also substantively in ensuring the free will of the parties. If proven negligent and there is an abuse of the situation, the notary can be held legally liable in civil terms or subject to ethical sanctions. Additionally, PPJB deeds made under unbalanced conditions can be annulled by the court on the basis of defect of will. This research emphasizes the importance of increasing notary sensitivity and professionalism to prevent abusive practices in the making of deeds.
Pelatihan Penyusunan Kajian Akademik dan RAB dalam Penilaian Merger, Konsolidasi, dan Akuisisi bagi Pelaku Usaha dengan Komisi Pengawas Persaingan Usaha (KPPU) Meher, Montayana; Nasution, Alvin Hamzah; Lubis, Mhd Ansor; Kurniati, Agata
Abdimas Indonesian Journal Vol. 5 No. 2 (2025)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.v5i2.1128

Abstract

The low understanding of business actors on the preparation of academic studies, financial analysis, and calculation of Cost Budget Plans (RAB) in the merger, consolidation, and acquisition (MKA) process is an obstacle in making accurate and regulatory business decisions. This community service activity aims to increase the capacity of business actors in compiling comprehensive academic studies and RAB as the basis for assessing the feasibility of MKA. The implementation method includes classroom training, study preparation simulation, case study analysis, and guided technical assistance. The results of the activity showed a significant increase in participants' understanding of legal, economic, and financial aspects in MKA, as well as the ability to prepare more structured analytical documents. This activity is expected to strengthen business literacy and encourage more professional corporate governance.