Article Per Year (5 Year)
p-Index From 2021 - 2026
4.033
P-Index
This Author published in this journals
All Journal Trikonomika: Jurnal Ekonomi Laa Maisyir Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Eklektik : Jurnal Pendidikan Ekonomi dan Kewirausahaan SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Jurnal Tabarru': Islamic Banking and Finance Al-Kharaj: Journal of Islamic Economic and Business Jurnal EK dan BI El-kahfi : Journal of Islamic economics Journal of Community Development Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal Amkop Management Accounting Review (AMAR) Borneo Islamic Finance and Economics Journal (BIFEJ) At-Tajdid: Journal of Islamic Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam International Journal of Information System and Innovation Management Jurnal Pengabdian Mitra Masyarakat Journal of Ekonomics, Finance, and Management Studies
Albahi, Muhammad
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

Published : 27 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 27 Documents
Search

 1   2   3 
TRANSFORMASI DIGITAL DALAM MANAJEMEN KEUANGAN SYARIAH: PELUANG DAN TANTANGAN Sari, Winda Novita; Albahi, Muhammad; Andrini, Rozi
Eklektik : Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8, No 2 (2025): Eklektik
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ekl.v8i2.38636

Abstract

This study aims to analyze the influence of digital transformation on Islamic financial management and to identify the opportunities and challenges arising from its implementation. The research method used is a qualitative literature review by analyzing secondary data from journals and official reports published between 2019 and 2024. The findings indicate that digital transformation plays a vital role in improving efficiency, transparency, and financial inclusion through technologies such as FinTech, Blockchain, Big Data, and Artificial Intelligence. Nevertheless, significant challenges such as low digital literacy, sharia compliance issues, and inadequate regulatory frameworks remain. This research contributes to strengthening the literature on integrating digital innovation and maqashid alshariah principles to support the sustainability of Islamic finance in the digital era.
Inovasi dan Penguatan Ekosistem Fintech Syariah di Indonesia: Studi Kasus Crowdfunding dan P2P Lending Syariah di Indonesia Khairunnisa Ibrahim, Elvira; Albahi, Muhammad; Andrini, Rozi
OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v6i2.1871

Abstract

Digital transformation has driven significant growth in Indonesia’s Islamic finance industry. Through innovations in financial technology (fintech), Sharia-based financial services have become more inclusive, efficient, and transparent. This study aims to analyze the forms of Sharia financial product innovations based on fintech, particularly in the models of crowdfunding and Sharia peer-to-peer (P2P) lending, as well as to identify the challenges and strategies for strengthening its ecosystem. The research employs a literature review method with a descriptive-comparative approach, drawing from various academic publications, reports from the Financial Services Authority (OJK), and data from the Indonesian Sharia Fintech Association (AFSI). The findings show that Sharia fintech plays a strategic role in expanding access to halal financing for MSMEs through mechanisms such as mudharabah, musyarakah, and qardh hasan. However, challenges remain in the form of low Islamic financial literacy, limited regulations and human resources, and weak public trust in fund management transparency. Strengthening strategies required include regulatory harmonization and contract standardization, enhancement of Sharia digital literacy, technological innovation through blockchain and smart contracts, and cross-sector collaboration among regulators, academics, and industry players. With the implementation of these strategies, Indonesia’s Sharia fintech ecosystem has the potential to become an inclusive, equitable, and sustainable Islamic financial model aligned with the values of maqāṣid al-sharī‘ah.
Pengembangan Manajemen SDM Kewirausahaan Berbasis Potensi Lokal di Kecamatan Medan Sunggal Alfahmi, Muhammad; Albahi, Muhammad
Jurnal Pengabdian Mitra Masyarakat Vol 5, No 1 (2025): Edisi September
Publisher : Universitas Islam Sumatear Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jurpammas.v5i1.12651

Abstract

Penelitian ini bertujuan untuk menganalisis pengembangan manajemen sumber daya manusia (SDM) kewirausahaan berbasis potensi lokal di Kecamatan Medan Sunggal. Penelitian menggunakan pendekatan kualitatif dengan desain deskriptif. Pengumpulan data dilakukan melalui wawancara mendalam, observasi lapangan, dan dokumentasi terhadap pelaku usaha mikro dan kecil, tenaga kerja, serta pemangku kepentingan terkait. Hasil penelitian menunjukkan bahwa pengelolaan SDM kewirausahaan masih bersifat sederhana dan belum terstruktur, terutama pada aspek perencanaan, pengorganisasian, dan evaluasi kinerja. Pengembangan kompetensi SDM belum dilakukan secara berkelanjutan, meskipun potensi lokal seperti keterampilan masyarakat, bahan baku, dan jaringan sosial telah dimanfaatkan dalam kegiatan usaha. Motivasi kerja SDM tergolong tinggi, namun belum didukung sistem penilaian kinerja yang terukur. Dukungan pemangku kepentingan sudah ada, tetapi belum optimal dan merata. Penelitian ini menegaskan pentingnya penguatan manajemen SDM kewirausahaan berbasis potensi lokal melalui perencanaan yang sistematis dan kolaborasi lintas sektor..
Bahasa Inggris Yunil Hamri, Muhammad Syauqi; Albahi, Muhammad; Martias, Dony
LAA MAISYIR: Jurnal Ekonomi Islam Vol. 12 No.2 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v12i2.62725

Abstract

This study analyzes market reactions to stock split announcements for sharia-compliant stocks on the Indonesia Stock Exchange (IDX) for the 2025 period. Event-based corporate action studies on the Indonesian sharia-compliant stock segment are still limited, creating a research gap regarding the effectiveness of nominal signals in boosting trading liquidity, particularly when measured using Trading Volume Activity (TVA). The study employed an event study approach with a 10-day event window and a Paired Sample T-Test on paired data (pre–post event) to detect changes in average TVA. The sample consisted of five sharia-compliant issuers (n=5). The results showed an increase in average TVA from 0.00219 to 0.00311, but was not statistically significant (p=0.376>0.05; t=–0.996; 95% CI: –0.00349 to 0.00165). These findings confirm that the sharia-compliant stock market does not react strongly to short-term volume-based nominal stock split signals, challenging the general assumption of signaling theory in the sharia context. This novel research provides the latest empirical evidence that Islamic investors, including institutional investors, are more fundamentally oriented. Policy implications emphasize the need to strengthen literacy and disclosure standards by the Financial Services Authority (OJK) and IDX Syariah, as well as issuers' communication strategies for corporate actions.
Empowering Students Artistic Potential Through a Calligraphy Training Program at Al-Jauhar Islamic Boarding School Duri Bengkalis Regency Rahman, Rahman; Ghozali, Achmad; Albahi, Muhammad; Rosmita, Rosmita; Listiawati, Listiawati
Journal of Community Development Vol. 6 No. 3 (2026): April
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/comdev.v6i3.1896

Abstract

Program pengabdian kepada masyarakat ini bertujuan untuk memberdayakan potensi seni santri melalui pelatihan kaligrafi yang terstruktur di Pondok Pesantren Al-Jauhar, Duri, Kabupaten Bengkalis. Kaligrafi Islam tidak hanya merupakan bentuk ekspresi artistik, tetapi juga media spiritual yang memperkuat kedekatan santri dengan Al-Qur’an sekaligus melestarikan warisan budaya Islam. Program ini diikuti oleh 10 peserta dan dilaksanakan selama 7 hari, dari tanggal 12 hingga 18 Januari 2026. Kegiatan meliputi pengenalan sejarah dan filosofi kaligrafi Islam, teknik dasar penulisan, sesi praktik terbimbing, serta evaluasi hasil karya santri. Metode pelatihan yang digunakan bersifat partisipatif dan berorientasi pada praktik, sehingga mendorong keterlibatan aktif, kreativitas, dan kerja sama antar santri. Hasil program menunjukkan bahwa 6 dari 10 peserta (60%) mengalami peningkatan keterampilan artistik, kreativitas, kedisiplinan, dan apresiasi terhadap estetika Islam. Selain itu, program menghasilkan luaran nyata berupa karya kaligrafi peserta dan pembentukan ekstrakurikuler kaligrafi di pesantren. Dengan demikian, pelatihan ini terbukti menjadi media efektif untuk menumbuhkan bakat seni, memperkuat nilai-nilai keagamaan, serta mendukung pengembangan holistik santri di lingkungan pesantren.
Implementasi Islamic Corporate Social Responsibility (ICSR) di Indonesia: Telaah Komprehensif terhadap Tanggung Jawab Sosial Berbasis Syariah Selvia, Dinda; Albahi, Muhammad; Andrini, Rozi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 12 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i12.10419

Abstract

This research is motivated by the phenomenon of the implementation of Islamic Corporate Social Responsibility (ICSR) in Indonesia, which has not yet fully reflected sharia values ​​comprehensively. The purpose of this study is to analyze in-depth the implementation of ICSR in sharia-based companies, identify gaps between normative concepts and empirical practices, and formulate an ideal and sustainable implementation model. The research method uses a qualitative approach with literature analysis and secondary data in the form of sustainability reports and sharia CSR policy documents. The results show that although normatively ICSR is based on the principles of ihsan, tauhid, and maqashid al-syariah as a form of worship and trust, its implementation in the field is still formalistic, administrative, and image-oriented. The findings indicate that ICSR does not significantly impact financial performance, but has a positive impact on reputation and consumer loyalty when implemented substantially and transparently. This study implies the need to revitalize ICSR implementation through the integration of maqashid al-syariah values, the application of the Shariah Impact-Based CSR model, strengthening sharia governance, and impact-based reporting so that ICSR implementation can deliver economic, social, and spiritual sustainability in a balanced manner and in accordance with the objectives of social responsibility in Islam.
The Effect of Capital Assistance, Financial Literacy, And Entrepreneurial Motivation on The Economic Welfare of Mustahik in The YBM Brilian Ro Pekanbaru Rupita, nanda ega; Albahi, Muhammad; Sosiady, Mulia
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9820

Abstract

This study aims to analyze the effect of Capital, Financial Literacy, and Entrepreneurial Motivation on the Economic Welfare of mustahik beneficiaries of the Gerobak Bermakna Program at YBM BRILiaN RO Pekanbaru. The study tests the hypothesis that the three independent variables have a positive and significant effect on economic welfare, both partially and simultaneously. A quantitative approach with an explanatory research design was employed. The population, which also served as the sample, consisted of 169 mustahik selected using a total sampling technique. Data were collected through structured questionnaires using a Likert scale and analyzed using multiple linear regression at a 5% significance level. The results indicate that Business Capital (t = 2.217; p = .028), Financial Literacy (t = 6.406; p = .000), and Entrepreneurial Motivation (t = 3.349; p = .001) have a positive and significant effect on Economic Welfare. Simultaneously, the analysis shows F(3,165) = 66.626; p = .000 with an R² value of .548, meaning that 54.8% of the variance in economic welfare can be explained by the three variables. Financial literacy emerges as the most dominant variable. These findings imply that productive zakat programs should integrate capital assistance with continuous capacity building and entrepreneurial motivation development to sustainably enhance beneficiaries’ economic welfare.
Co-Authors Abdullah, Siti Intan Nurdiana Wong Achmad Ghozali Adelina, Siti Aisyah ahmad arifin Alhalimi, Kamila amrin Ananda, Lili Pernata Andri Soemitra ANDRINI, ROZI Annisa, Resti Arif Rahman Aslati Aslati Asyrofi, Muhammad Zuhdi Ayu, Kemala Azis, Fahnur Damanik, Khairuddin Despileny, Iren Dwi, Septy Rahma Fachry Abda El Rahman Fadilah, Khairul Fakhri Khairi, Muhammad Fauziah, Wiwin Hardiansyah Siregar, Kiki Ichsan, Atikah Nurul Ilham, M Janna Ritonga, Miftahul Jannah, Nisa Zahratul Julika, Leny Kartika, Meri Kemala Dewi, Kemala Khairunnisa Ibrahim, Elvira Lesmita, Febria Listiawati, Listiawati Lubis, Nurhayati Mahyarni - Martias, Dony Masri, Rahmi Vivri Meili Mahera, Rofiqo Miftahurrazak, Muhammad Muhammad Alfahmi Mulia Sosiady Nanang Hidayat, MHD Nawir Yuslem, Nawir Nisaa, Khairun Noor, Mohd Putra, Hafiza Rahman Rahman Rosmita Rosmita, Rosmita Rupita, Nanda Ega Sari, Winda Novita Selvia, Dinda Silawati Silawati Sismita, Nafia Sitompul, Silvia Sari Sofia Hardani Subarkah, Dea Putriana Susanti, Elsa SUZANA, SUZANA Yunil Hamri, Muhammad Syauqi