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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Akuntansi dan Pajak Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Maneggio: Jurnal Ilmiah Magister Manajemen Hasil Pengabdian Kepada Masyarakat Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman NUSANTARA : Jurnal Ilmu Pengetahuan Sosial At-Tawassuth: Jurnal Ekonomi Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Pendidikan dan Konseling RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam International Journal Of Science, Technology & Management (IJSTM) Al-Sharf: Jurnal Ekonomi Islam International Journal of Business, Economics, and Social Development JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Community Service Jurnal Ekonomi Proceeding International Seminar of Islamic Studies Journal of International Conference Proceedings Electronic Journal of Education, Social Economics and Technology Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat UPMI Proceeding Series Journal IIJSE Majapahit Journal of Islamic Finance dan Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management Harmoni Sosial : Jurnal Pengabdian Dan Solidaritas Masyarakat Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Pelayanan Unggulan: Jurnal Pengabdian Masyarakat Terapan Dinamika Sosial: Jurnal Pengabdian Masyarakat Dan Transformasi Kesejahteraan Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat LAN TABUR: JURNAL EKONOMI SYARIAH Al-Ihsan: Jurnal Bisnis dan Ekonomi Syariah Academia Open
Pradesyah, Riyan
Universitas Muhammadiyah Sumatera Utara
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Financial Inclusion and Promotion Drive Halal Micro Business Interest in Islamic Financing: Inklusi Keuangan dan Upaya Promosi Meningkatkan Minat Usaha Mikro Halal terhadap Pembiayaan Islam Dita Aprilia Ningsih; Riyan Pradesyah
Academia Open Vol. 10 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.10.2025.11702

Abstract

General Background: Islamic financial institutions are instrumental in offering Sharia-compliant services that foster equitable economic growth. Specific Background: Among their key focus areas is empowering Usaha Mikro, Kecil, dan Menengah (UMKM), particularly halal-certified enterprises, through accessible financing.Knowledge Gap: However, limited research explores how financial inclusion and promotional strategies influence halal UMKM actors' preferences for Islamic bank financing, especially at the regional level. Aims: This study investigates the impact of financial inclusion and promotion on the interest of halal UMKM actors in Aek Songsongan District in utilizing Islamic financing. Results: Based on a quantitative analysis of 174 respondents using multiple linear regression, findings reveal that both financial inclusion and promotion significantly and positively affect interest in Islamic financing, both simultaneously and partially. Novelty: The study uniquely integrates financial behavior and promotional outreach variables in a rural halal UMKM context, offering empirical evidence from an under-researched district. Implications: Results highlight the need for Islamic banks to intensify inclusive financial strategies and targeted promotional efforts to enhance engagement among halal micro-entrepreneurs. Highlights: Highlights the role of Islamic banks in supporting halal UMKM. Shows how financial inclusion and promotion influence financing interest. Offers insights for improving Islamic financial outreach strategies. Keywords: Financial Inclusion, Islamic Financing, Halal UMKM, Promotion Strategy, Islamic Banks
Co-Authors Abdul Hadi Ismail Abdul Hadi Ismail Ade Julia Sari AL Bara AL Bara Al Bara Al Bara Al Khowarizmi Albara Albara Albara Amini Arwin Juli Rakhmadi Aulia Rahman Aulia Syarif Nasution Basithul Armi Chica Febrian Syaputri Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara Cita Ayni Putri Silalahi Cut Ernita Julistia Cut Zuriana Deery Anzar Susanti Dewi Maharani Dina Zulfa Ofera Dita Aprilia Ningsih Fahriani Astuti Sitepu Fanreza Robie Fatimah Sari Siregar Ferry Ardiansyah Harahap Filyana Sabhina Firqin Fuad Furqan Uki Hadi Ismail, Abdul Hadi Sahputra Panggabean Khairunnisa Khairunnisa , Khairunnisa Khairunnisa M. Guffar Harahap Melisa Zuhriani Hasibuan Muhammad Fadhil Al-Irsyad Muhammad Iqbal Muhammad Radian syah Muhammad Shareza Hafiz Muhammad Shareza Hafiz Muhammad Yusuf Imfazu Munawaroh Munawaroh Munawaroh Munawaroh Munawaroh Munawaroh Musthofa, Khabib Nabila Ardini Nadya Fardha Lubis Naila Putri Nawir Yuslem Nawir Yuslem Nur Aulia Nurman Ginting Nurul Irvin Fauziah Nurul Irvin Fauziah Putri Amanda Rahmayati Rizqy Fadhlina Putri Romi Adi Putra Sahyu Siregar Santiyana Putri Sarah Mutia Pane Sariyanto Selci Putri Suriani Siregar Septiara Dwi Mariska Sri Fitri Wahyuni Sri Fitri Wahyuni Surya Akbar Tutri Mawar Aqdilla Wahyuni Adha Widya Aulia Siregar Winda Saputri Yuyun Triandhini