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ANALISIS PREFERENSI NASABAH BANK BRI SYARIAH KANTOR CABANG TASIKMALAYA TERHADAP ATRIBUT PRODUK PENGHIMPUNAN DANA Dede Aji Mardani
Istinbath | Jurnal Penelitian Hukum Islam Vol 12 No 2 (2017): Istinbath, November 2017
Publisher : Fakultas Syari'ah | Institut Agama Islam Darussalam | IAID | Ciamis, Jawa Barat, Indonesia

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Abstract

Penelitian ini menganalisis atribut produk penghimpunan dana yang menjadi preferensi nasabah Bank BRI Syariah Kantor Cabang Tasikmalaya, dan menganalisis atribut yang paling dipertimbangkan nasabah dalam menggunakan produk penghimpunan dana. Metode dasar penelitian ini adalah deskriptif. Metode analisis preferensi nasabah adalah analisis chi-square dan untuk menganalisis atribut yang paling dipertimbangkan nasabah adalah analisis multiatribut Fishbein. Diketahui bahwa preferensi nasabah terhadap atribut produk penghimpunan dana adalah proporsi nisbah bagi hasil yang lebih besar untuk nasabah, fasilitas jaringan ATM yang banyak, pelayanan yang ramah, lokasi kantor yang terjangkau kendaraan umum. Atribut produk penghimpunan dana yang dipertimbangkan nasabah dalam menggunkan produk penghimpunan dana BRI Syariah Kantor Cabang Tasikmalaya adalah lokasi dengan nilai indeks sikap (Ao).
Convergence Islamic Values as Economic Development Dede Aji Mardani
Jambura Equilibrium Journal Vol 3, No 1 (2021): Vol 3. No. 1. January 2021
Publisher : Gorontalo State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jej.v3i1.10012

Abstract

Tasikmalaya economic growth has been increasing economic growth in the last 10 years .This is influenced by the fulfillment of unlimited human needs.This study aims to analyze the relationship between religious values held by entrepreneurs and economic growth. The method used is descriptive qualitative with an economic anthropology approach. The results show that entrepreneurs who come from various ethnic in Indonesia show that religious teachings really influence the level of their business activities. That business is not only for material purposes only but is further than that as an end day investment. The values of religious sacredness have been inherent in the personality of entrepreneurs such as honesty, frugality, openness and transparency, which are religious values taught when making transactions. These religious values in fact have an impact on increasing the value of sales in their business, with the increase in their business directly driving regional economic growth. income increases, unemployment decreases, local taxes increase. This shows that the work ethic of Muslim entrepreneurs in Tasikmalaya has helped in national economic growth. Finally, the local government can maintain harmony and peace in the economic and political situation of Tasikmalaya so that the climate of economic growth and the prosperity of the people can be maintained. Keywords: Islamic Work Ethic; Islamic Values; Moslem Entrepreneur
PERAN PERBANKAN SYARIAH DALAM MENGIMPLEMENTASIKAN KEUANGAN INKLUSIF DI INDONESIA Dede Aji Mardani
al-Afkar, Journal For Islamic Studies Vol.1, No.1, January 2018
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (752.319 KB) | DOI: 10.31943/afkar_journal.v1i1.10

Abstract

Penelitian ini bertujuan untuk menganalisis peran perbankan syariah dalam mengimplementasikan financial inclusion di Indonesia. Financial inclusion merupakan proses untuk memberikan akses keuangan formal bagi masyarakat miskin dan perpenghasilan rendah (unbankable people). Penelitian ini menggunakan pendekatan kualitatif dan kuantitatif (mixed research). Analisis data kualitatif menggunakan teknik analisis yang dikembangkan oleh Straruss dan Corbin dengan tiga langkah besar, yaitu open coding, axial coding, dan selective coding. Analisis data kuantitatif menggunakan analisis perbandingan laporan keuangan pada tahun 2010-2014 dan analisis rasio keuangan berupa CAR, ROA, ROE, NPF, dan FDR. Penelitian ini membuktikan bahwa perbankan syariah memiliki potensi besar dalam mengimplementasikan financial inclusion, ditunjukkan dengan pertumbuhan yang signifikan pada funding dan financing tahun 2010-2014 dan hasil analisis rasio keuangan juga menunjukkan kinerja dan kondisi keuangan perbankan syariah baik.
SPRITUAL ENTEPRENEURSHIP DALAM PEMBERDAYAAN EKONOMI UMAT: Studi terhadap Tarekat Idrisiyah Pageningan Tasikmalaya Dede Aji Mardani
al-Afkar, Journal For Islamic Studies Vol. 2, No. 2, July 2019
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (398.052 KB) | DOI: 10.31943/afkar_journal.v4i1.68

Abstract

This research aims to determine the conduction model between the worship and rite vertically and the effect on the economic empowerment of communities sustainaglely which aimed to improve people's viable living, self-sufficient in the competitive sector of the primary sectors of public life. These results indicate that the level of spirituality and leadership of Jemaah congregation widely impact and gain the sympathy of the local Muslim community and where the congregation stands branding company. It shows a positive correlation where the concept of spirituality and substance with the spirit of making efforts and empowering people to create business opportunities or employment and independence by the expansion of business areas that can provide additional income, poverty reduction, investment unemployment reduction, increased savings and increased purchasing power that will have an impact on sustainable economic growth in accordance with the mission of SDGs. So with the spirit of worship or rite high will increase the sense of caring, utility mastery of economic sectors by the Order Idrisiyah
Living Work Ethics of Muslim Entrepreneurs in Tasikmalaya City, Indonesia Rifki Rosyad; Dede Aji Mardani; Wan Zailan Kamaruddin Wan Ali
Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Vol 6, No 1 (2022)
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (408.719 KB) | DOI: 10.15575/rjsalb.v6i1.16739

Abstract

This study aimed to analyze Muslim entrepreneurs' work ethic who can directly contribute to the City's economic growth where they live, namely Tasikmalaya City of West Java of Indonesia. The City is a religious city, so its residents, including business people, base their lives on Islam. Numerous Islamic education institutions are enormous and continue to increase yearly; it is also characterized by regional regulations that impose Islamic law in the City. This study used a qualitative method with an anthropological approach. This approach was necessary because this work ethic was related to specific human activities. This study found that Muslim entrepreneurs' work ethic in Tasikmalaya city could be categorized as high by adhering to honesty, discipline, respect for time, working sincerely, adhering to procedures, and submitting reports on time. Besides, hard work was also an essential ethos for work success. However, hard work here also means worship. Based on the principle of monotheism, work is an investment and buying and selling with God, namely by always giving charity as savings for heaven. This study confirmed the linkage between religion and work ethic found by Max Weber and its correlation to the Muslim community in the religious city of Tasikmalaya. This study explores the work behavior of Muslim traders and their employees to encourage integrity, a sense of responsibility, quality, self-discipline, and teamwork in job releases that determine whether a strong work ethic or a weak work ethic contributes to the level of performance.
SPIRITUAL ENTREPRENEURSHIP DALAM PEMBERDAYAAN EKONOMI UMAT (Studi terhadap Tarekat Idrisiyah Pageningan Tasikmalaya) Dede Aji Mardani
JURNAL EKONOMI SYARIAH Vol 4, No 2 (2019)
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (573.005 KB) | DOI: 10.37058/jes.v4i2.1252

Abstract

This study aims to determine the pattern of intermediate application doctrine, workship or rite (dhikr) vertically and alms horizontally and their impact on empowerment community economy in a sustainable way at once to improve the quality of life of people who are decent, self-ufficient primary sector competition for people's lives. Which method used in this research is qualitative approach phenomenology. The researcher jumped directly into the field and interviewed the object of his research. The results of this study indicate that the level of leadership spirituality, doctrine and dzikir tarekat followers have an impact on acceptance and utilization and get sympathy from the community local Muslims which can influence branding, income, entrepreneurship and encourage charismatic traits for this tarekat.
Agama dan Dakwah Digital: Membentuk Karisma Online melalui Personal Minning Dede Aji Mardani; Muhammad Abduh
IN RIGHT: Jurnal Agama dan Hak Azazi Manusia Vol 11, No 2 (2022)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/inright.v11i2.2717

Abstract

Artikel ini menyelidiki konstruksi dan transmisi karisma melalui saluran online dan perannya dalam pembentukan identitas keagamaan. Max Weber's mengamati bahwa karisma mendiami hubungan antara seorang pemimpin dan pengikutnya, peneliti berpendapat untuk melihat ulang secara kritis dari model teoretis di abad kedua puluh satu bentuk virtual dari perjumpaan sosial. Peneliti memokuskan analisis pada jemaah muslim di Indonesia dan khususnya pada seorang pemimpin berpengaruh bernama Abdullah Gymnastiar (Aa Gym). Menggunakan digital metode etnografi, peneliti menunjukkan bagaimana Aa Gym mengkonstruksi karisma online dan bagaimana komunitas/jemaahnya secara virtual terbentuk seputar klaim karismatiknya. Peneliti menggambarkan bagaimana secara virtual komunitas ini bersinggungan dengan dunia offline dan menemukan bahwa beberapa media yang dijalankan oleh badan usaha Aa Gym (MQ FM, DPU-DT, MQ Travel dan canal media sosial) dipenuhi dengan gaya karismatik yang khas yang bersinggungan berdasarkan hubungan ia dengan dakwah digital.
ANALISIS PERBANDINGAN MINAT WARGA PERUM BRP DALAM MEMILIH REKENING BANK SYARIAH DAN BANK KONVENSIONAL Dede Aji Mardani; Muhammad Abduh; Muhammad Fachrurrazy; Restu Maulana Wibisono
Al-Amwal : Journal of Islamic Economic Law Vol 8, No 1 (2023): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i1.3683

Abstract

Islamic banking from year to year continues to experience very rapid growth. However, its market share is still very small. Because there are still many Muslim citizens who prefer conventional banks to Islamic banks. The purpose of this study is to understand the comparison of the interest in saving in RT 03 Perum BRP society in Islamic banks and conventional banks. In this study, the methodology used is a qualitative method with sampling using the point of view that is distributed to the respondents. The population in this study was the community of RT 03 Perum BRP, totaling 149 people, while the research sample taken was 47 people. The research shows that the public interest in RT 03 Perum BRP towards conventional banks is still quite high compared to Islamic banks. The cause of this is due to external factors in the form of rules from the company or office as a condition for taking employee salaries.Perbankan syariah dari tahun ke tahun terus mengalami pertumbuhan yang sangat pesat. Namun pangsa pasarnya masih dikatakan sangat kecil. Karena justru masih banyak warga muslim yang lebih memilih bank konvesional daripada bank syariah. Tujuan dari penelitian ini ialah agar dapat memahami perbandingan minat menabung masyarakat RT 03 Perum BRP di bank syariah dan bank konvensional. Pada penelitian ini, metodologi yang digunakan yaitu metode kualitatif dengan pengambilan sampelnya menggunakan angket yang disebarkan kepada responden. Populasi pada penelitian ini yaitu masyarakat RT 03 Perum BRP yang berjumlah 149 orang, sedangkan sampel penelitian yang diambil berjumlah 47 orang. Penelitian memberikan hasil bahwa minat masyarakat RT 03 Perum BRP terhadap bank konvensional masih cukup tinggi dibanding dengan bank syariah. Penyebab hal ini ialah karena adanya faktor eksternal berupa aturan dari perusahaan atau kantor sebagai syarat untuk pengambilan gaji karyawan.
Financial distress analysis at Bank Muamalat for 2016-2020 Silvie Mauludi; Dede Aji Mardani
Journal of Islamic Economics, Management, and Business (JIEMB) Vol 4, No 1 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.1.11791

Abstract

Indonesia sebagai negara berpenduduk muslim terbesar di dunia telah memberikan kontribusi produk domestik bruto yang besar bagi pembangunan nasional. Bank syariah di Indonesia sebagai lembaga keuangan hingga saat ini tetap eksis meski sempat mengalami goncangan dan krisis ekonomi. Metode yang digunakan adalah kuantitatif dengan menggunakan alat analisis berupa SPSS dengan sampel Bank Muamalat. Hasil penelitian ini menunjukkan bahwa bank syariah pada variabel rasio WCTA, RETA, EBITTA dan BVETL secara simultan berpengaruh signifikan terhadap financial distress.Artinya, kemampuan likuiditas dan solvabilitas, profitabilitas dari keempat rasio keuangan Altman, diuji secara multivariat, akan menghasilkan prediksi kesulitan keuangan yang cukup akurat dari pengaruh keempat variabel tersebut. Namun, jika diuji secara univariat, 
Religion and Ecology: Environmental Ethics in Maintaining the Food and Energy Dede Aji Mardani; Imas Siti Masuroh; Wida Pursita; Kustana Kustana
TEMALI : Jurnal Pembangunan Sosial Vol 6, No 1 (2023): TEMALI Vol. 6 No. 1 Tahun 2023
Publisher : Universitas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jt.v6i1.25284

Abstract

Food and energy are a global concern today due to climate change. Some countries are concerned about maintaining the chain of availability of food and energy supplies for the community, especially with the depletion of food supplies and the need for renewable energy. This study aims to analyze the dependence on food and energy and the religious concept of preserving and maintaining the environmental ethics of the depletion of food supplies and fossil energy for Muslim countries. As a system, Islamic economics is expected to be an alternative solution in the sustainability of maintaining the food and energy supply chain ecosystem, starting from raw materials, processing, certification, distribution, and marketing. The method used is through literature review. The results obtained that Muslim countries can play a role in handling food and energy scarcity, including by breaking away from fossil energy dependence by implementing renewable energy, green and blue economy, increasing production capacity and expanding agricultural areas, and providing agricultural and energy technology transfer, diversifying water products, training, and education in the agricultural sector. Although there are regulations on environmental care, the fact that some countries still ignore environmental preservation and sustainability is evident from a large amount of deforestation, drought, flood disasters, deforestation, changes in forest functions, extinction of flora and fauna ecosystems, and global warming. This shows that the process of maintaining environmental ethics is still not optimal. Serious efforts are needed from various parts of the world towards climate change.