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Pengaruh Tingkat Suku Bunga Deposito dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Surmayanti, Reni; Sabrina, Nova; Saqdiah, Fatma; Evodila, Evodila
JEKKP (Jurnal Ekonomi, Keuangan dan Kebijakan Publik) Vol 6, No 2 (2024): 30 Desember 2024
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jekkp.v6i2.10365

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh tingkat suku bunga deposito dan kualitas pelayanan terhadap kepuasan nasabah di PT BPR Dana Nusantara Kepulauan Riau. Penelitian ini menggunakan data primer dengan pengumpulan datanya menggunakan kuesioner yang disebarkan kepada 80 nasabah BPR Dana Nusantara. Data yang diperoleh dianalisis menggunakan SPSS. Hasil analisis menunjukkan bahwa tingkat suku bunga deposito dan kualitas pelayanan berpengaruh secara signifikan terhadap kepuasan nasabah.
Generation Z Entrepreneurial Intentions in the Agricultural Sector in Batam Industrial City Saqdiah, Fatma; Sari, Suci Evita; Wirawan, Adhitomo; Putri, Ancala Laras; Sabrina, Nova; Surmayanti, Reni
Journal of Applied Business Administration Vol 9 No 1 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.v9i1.9204

Abstract

This study aims to analyze the factors of generation Z entrepreneurial intentions in the agricultural sector in the industrial city of Batam. The population in this study is management students from 4 universities in Batam City with a total of 200 respondents. This research is a quantitative research. The method used to analyze the data is factor analysis. In this study, there are 19 variables that can be reduced to several factors with the results of the study showing that there are 5 new factors, namely economic improvement, decision-making, interest, entrepreneurship education and entrepreneurial confidence.
Digital transformation and innovation management: A systematic literature review Naldi, Syafri; Gusty, Ryndian; Saqdiah, Fatma
Jurnal Bisnis Mahasiswa Vol 5 No 5 (2025): Jurnal Bisnis Mahasiswa
Publisher : PT Aksara Indo Rajawali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60036/jbm.855

Abstract

Digital transformation has become a strategic driver that significantly influences organizational sustainability through changes in technology, business models, and innovation management. This study aims to examine the relationship between digital transformation and innovation management by employing a Systematic Literature Review (SLR) method. A total of 20 articles published between 2020 and 2025 were analyzed to identify trends, thematic focuses, and methodological gaps. The findings reveal seven dominant themes: digital business model innovation, digital strategy and organizational effectiveness, data-driven innovation and entrepreneurship, innovation management systems and tools, open innovation and ecosystems, entrepreneurship and digital innovation, and agile innovation and organizational adaptability. The study highlights that the literature remains dominated by conceptual and review-based research, with a limited number of empirical and quantitative analyses. This indicates the need for further research that explores practical applications and organizational contexts. The conclusion emphasizes the importance of integrating digital strategies with innovation management to achieve sustainable competitive advantage. The practical implication suggests that organizations should strengthen their innovation culture, organizational agility, and technology adoption. The theoretical implication contributes by mapping thematic trends and identifying gaps that may serve as a foundation for future research and theory development.
Strategy To Improve The Performance Of Sustainable Palm Oil Suppliers at PT. Nusantara III Plantation Saqdiah, Fatma; Mulya, Diki Akhwan; Naldi, Syafri; Nursamsi, Nursamsi
Riwayat: Educational Journal of History and Humanities Vol 8, No 4 (2025): Oktober, Social Issues and Problems in Society
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i4.49981

Abstract

Supply chain sustainability in the palm oil industry is an important aspect in maintaining the efficiency and competitiveness of the company. This study aims to analyze the strategy of improving the performance of palm oil suppliers in PT. Nusantara III Plantation, especially in the Hapesong PKS. The research method used is SWOT analysis with the Internal Factor Evaluation Matrix (IFE) and External Factor Evaluation Matrix (EFE) approaches. The results of the study show that the main strength factor of Hapesong PKS is the ownership of sustainability certifications (ISPO and RSPO) and a good occupational safety management system. However, there are obstacles in the quality of raw materials from partner suppliers as well as price competition with competitors. Based on the SWOT analysis, the recommended strategies include facilitating ISPO certification for suppliers, developing cooperation with new suppliers, collaborating with the government in sustainability socialization, and implementing a reward and punishment system for suppliers. The implementation of this strategy is expected to improve supplier performance and strengthen the sustainability of the supply chain at the Hapesong PKS.
Pengaruh Luas Lahan Kelapa Sawit Terhadap Indeks Pembangunan Manusia di Indonesia: Analisis Data Panel Nursamsi, Nursamsi; Syahfitra, Muhammad; Sari, Novi Yulanda; Novfirman, Novfirman; Anwar, Muhammad Fathul; Jailani, Hary Yanto; Saqdiah, Fatma
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 4 (2025): November 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i4.4419

Abstract

 Penelitian ini bertujuan untuk menganalisis hubungan antara luas lahan kelapa sawit dan Indeks Pembangunan Manusia (IPM) di Indonesia menggunakan pendekatan data panel provinsi selama periode 2019–2023.  Analisis data penelitian menggunakan pendekatan regresi data panel.  Hasil uji Chow dan Hausman menunjukkan bahwa model yang paling sesuai adalah Fixed Effect Model (FEM), yang mampu menangkap heterogenitas antarprovinsi secara lebih baik. Hasil estimasi FEM menunjukkan bahwa variabel share luas lahan sawit berpengaruh positif dan signifikan terhadap IPM pada tingkat signifikansi 1 persen, dengan nilai koefisien sebesar 0,7864. Secara substantif, hasil ini mengindikasikan bahwa pengembangan sektor kelapa sawit memiliki kontribusi terhadap peningkatan kesejahteraan masyarakat melalui penciptaan lapangan kerja dan penguatan ekonomi daerah. Namun demikian, perlu ditekankan bahwa ekspansi sawit hendaknya dilakukan secara berkelanjutan dengan memperhatikan aspek sosial, lingkungan, dan tata kelola agar manfaat ekonomi yang dihasilkan tidak mengorbankan keberlanjutan sumber daya alam.
PENGARUH LUAS LAHAN KELAPA SAWIT TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA: ANALISIS DATA PANEL Nursamsi, Nursamsi; Syahfitra, Muhammad; Sari, Novi Yulanda; Novfirman, Novfirman; Anwar, Muhammad Fathul; Jailani, Hary Yanto; Saqdiah, Fatma
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 4 (2025): November 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i4.4868

Abstract

Abstract: This study aims to analyze the relationship between oil palm plantation area and the Human Development Index (HDI) in Indonesia using provincial panel data from 2019 to 2023. Data were analyzed using a panel data regression approach. The results of the Chow and Hausman tests show that the Fixed Effect Model (FEM) is the most appropriate, as it better captures inter-provincial differences. The estimation results indicate that the share of oil palm plantation area has a positive and significant effect on HDI at the 1 percent significance level, with a coefficient value of 0.7864. This finding implies that the development of the oil palm sector has contributed to improving community welfare through employment creation and regional economic growth. However, oil palm expansion should be carried out in a sustainable manner by considering social, environmental, and governance aspects to ensure that economic benefits are achieved without compromising natural resource sustainability. Keyword: Data Panel, Fix Effects Model, Humand Development Index, Oil Palm   Abstrak: Penelitian ini bertujuan untuk menganalisis hubungan antara luas lahan kelapa sawit dan Indeks Pembangunan Manusia (IPM) di Indonesia menggunakan pendekatan data panel provinsi selama periode 2019–2023.  Analisis data penelitian menggunakan pendekatan regresi data panel.  Hasil uji Chow dan Hausman menunjukkan bahwa model yang paling sesuai adalah Fixed Effect Model (FEM), yang mampu menangkap heterogenitas antarprovinsi secara lebih baik. Hasil estimasi FEM menunjukkan bahwa variabel share luas lahan sawit berpengaruh positif dan signifikan terhadap IPM pada tingkat signifikansi 1 persen, dengan nilai koefisien sebesar 0,7864. Secara substantif, hasil ini mengindikasikan bahwa pengembangan sektor kelapa sawit memiliki kontribusi terhadap peningkatan kesejahteraan masyarakat melalui penciptaan lapangan kerja dan penguatan ekonomi daerah. Namun demikian, perlu ditekankan bahwa ekspansi sawit hendaknya dilakukan secara berkelanjutan dengan memperhatikan aspek sosial, lingkungan, dan tata kelola agar manfaat ekonomi yang dihasilkan tidak mengorbankan keberlanjutan sumber daya alam. Kata kunci: Data Panel,  Fiex Effects Model Sawit,  IPM