Garuda - Garba Rujukan Digital

Achieving Marketing Lending Targets in the Perspective of Islamic Business Economics (A Study of BMT Assyafi'iyah Berkah Nasional Pekalongan) Alimuddin, Agus; Imanda Putra, Alfiansyah; Alfiani Saputri, Ari; Kurniawati, Devy; Damayanti, Novita
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i2.193.101-117

Currently, competition among financial institutions is becoming stronger in completing business activities; each financial company is doing everything they can to maintain their business presence in the eyes of the public by attracting buyers' attention and striving as much as possible. It is hoped that they can further develop administration to buyers. In this condition, the showcase area has a good relationship with human resources that become agents of promotional activities. Advertising in completing work in sharia financial institutions will determine the focus of achievements that must be made. The purpose of this research is to find out the achievement of marketing lending targets from the perspective of Islamic business economics present at BMT Assyafi’yah Berkah Nasional Pekalongan. This type of research is a field study that uses a subjective inquiry strategy. The type of research is qualitative descriptive research. The means of information investigation are information search, information disclosure, and objectives and confirmation. The final results of this research show that the behavior of workers in achieving advertising focus at BMT Assyafi'iyah Berkah Nasional Pekalongan has been implemented and is in accordance with the 4P methodology, namely: product technique, cost procedure, place system, and progress system. Meanwhile, representative behavior in achieving display targets is in accordance with Islamic business ethics which consists of 5 standards, namely obligation, fairness, unity, unlimited choice, and balance

The Effectiveness of Using Digital Technology (QRIS) in the Payment System for the Development of MSMEs of Metro City Lestari, Enny Puji; Alimuddin, Agus; Syahpira, Jeni; Wati, Rubianti Novita Irma
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 10, No 2 (2024): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v10i2.16868

Micro, Small and Medium Enterprises (MSMEs) are productive activities carried out by individuals, or groups that meet the micro-enterprise criteria. This sector acts as a community's economic driver. This study aims to analyze the effectiveness of the use of QRIS digital technology (Quick Response Code Indonesia Standard) on the payment system for the development of MSMEs in Metro City. The research method used quantitatively with a sample of 100 MSME owners in the city of Metro. Data is collected through surveys and analysis of the test of validity, reliability, linear regression Erganda, T test, F test and coefficient of determination. The results showed the qris effectiveness and the use of QRIS digital technology had a positive and significant effect on the development of the MSMEs of Metro City. The T test shows the value of the effectiveness (2,697), and digital qris technology (7,610) greater than t table (1,984) with significance <0.05. F Test Reats F count (623.453)> F table (,09) with a significance of 0.000. CoefficitationPinasi (R2) The amount of 0.928 shows that 92.8% of the development of MSME development can be explained by the effectiveness and use of QRIS digital technology. This study concluded that the use of QRIS was effective in supporting MSME driving in Metro City, Dengfan indicators of timing and operational efficiency.

ANALISIS PEMBERIAN UJRAH BAGI PEMILIK LAHAN UNTUK KESEJAHTERAAN BURUH HARIAN LEPAS DESA LUBUK TABUN KEC.TANJUNG SAKTI PUMI KAB. LAHAT Lupita; Isnaini, Desi; Alimuddin, Agus; Cahyono, Andi
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 2 (2024): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i2.9864

This research aims to find out how giving Ujrah to land owners improves the welfare of casual daily workers in Lubuk Tabun Village, Tanjung Sakti Pumi District. Lahat. This type of research uses qualitative descriptive research with data collection techniques in the form of observation, interviews and documentation. The primary data in this research are land owners and casual daily workers. The research results state that land owner literacy regarding the ujrah granting system is still very low due to: firstly, lack of understanding, land owners do not yet understand what ujrah is and how it works financially. Second, there is a lack of financial education, there is no adequate education regarding finances and debt management. Third, limited access to accurate and easy to understand information regarding ujrah by land owners, fourth, limited resources, land owners do not have the resources to obtain consultation or training. The welfare level of casual daily workers in Lubuk Tabun Village is relatively low, which is shown by the fact that many of them are still in a cycle of debt that is difficult to break. This happens because the income earned from working as a casual daily laborer is not sufficient to meet daily living needs

ANALISIS PEMBERIAN UJRAH BAGI PEMILIK LAHAN UNTUK KESEJAHTERAAN BURUH HARIAN LEPAS DESA LUBUK TABUN KEC.TANJUNG SAKTI PUMI KAB. LAHAT Lupita; Isnaini, Desi; Alimuddin, Agus; Cahyono, Andi
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 2 (2024): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i2.9864

This research aims to find out how giving Ujrah to land owners improves the welfare of casual daily workers in Lubuk Tabun Village, Tanjung Sakti Pumi District. Lahat. This type of research uses qualitative descriptive research with data collection techniques in the form of observation, interviews and documentation. The primary data in this research are land owners and casual daily workers. The research results state that land owner literacy regarding the ujrah granting system is still very low due to: firstly, lack of understanding, land owners do not yet understand what ujrah is and how it works financially. Second, there is a lack of financial education, there is no adequate education regarding finances and debt management. Third, limited access to accurate and easy to understand information regarding ujrah by land owners, fourth, limited resources, land owners do not have the resources to obtain consultation or training. The welfare level of casual daily workers in Lubuk Tabun Village is relatively low, which is shown by the fact that many of them are still in a cycle of debt that is difficult to break. This happens because the income earned from working as a casual daily laborer is not sufficient to meet daily living needs

The Effectiveness of Using Digital Technology (QRIS) in the Payment System for the Development of MSMEs of Metro City Lestari, Enny Puji; Alimuddin, Agus; Syahpira, Jeni; Wati, Rubianti Novita Irma
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 10, No 2 (2024): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v10i2.16868

Micro, Small and Medium Enterprises (MSMEs) are productive activities carried out by individuals, or groups that meet the micro-enterprise criteria. This sector acts as a community's economic driver. This study aims to analyze the effectiveness of the use of QRIS digital technology (Quick Response Code Indonesia Standard) on the payment system for the development of MSMEs in Metro City. The research method used quantitatively with a sample of 100 MSME owners in the city of Metro. Data is collected through surveys and analysis of the test of validity, reliability, linear regression Erganda, T test, F test and coefficient of determination. The results showed the qris effectiveness and the use of QRIS digital technology had a positive and significant effect on the development of the MSMEs of Metro City. The T test shows the value of the effectiveness (2,697), and digital qris technology (7,610) greater than t table (1,984) with significance <0.05. F Test Reats F count (623.453)> F table (,09) with a significance of 0.000. CoefficitationPinasi (R2) The amount of 0.928 shows that 92.8% of the development of MSME development can be explained by the effectiveness and use of QRIS digital technology. This study concluded that the use of QRIS was effective in supporting MSME driving in Metro City, Dengfan indicators of timing and operational efficiency.

IMPLEMENTATION OF FINANCING PRODUCTS FOR HAJJ REGISTRATION BPRS METRO MADANI KC TULANG BAWANG BARAT Prasetio, Eko; Puji lestari, Enny; Alimuddin, Agus; Nashirudin, Syukron
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.2223

This research aims to investigate the role of SWOT analysis in identifying the strengths, weaknesses, opportunities, and threats faced by the registration management financing product of BPRS Metro Madani KC Tulang Bawang Barat. The study adopts a qualitative research approach, employing data collection techniques such as interviews, observations, and documentation. Results from the research indicate that the registration management financing product at BPRS Metro Madani KC Tulang Bawang Barat possesses strengths and opportunities, enabling it to effectively confront the identified threats and weaknesses. The obstacles to implementing SWOT analysis in the placement process are significantly influenced by the policies issued by the central office of BPRS Metro Madani

Problematika Kebijakan Penindakan Pelanggaran Lalu Lintas pada Anak di Masa Pandemi Covid-19 Muhammad, Hasanuddin; Putri, Rika Rahmanisa; Zuhraini, Zuhraini; Alimuddin, Agus
As-Siyasi: Journal of Constitutional Law Vol. 2 No. 1 (2022): As-Siyasi: Journal of Constitutional Law
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/as-siyasi.v2i1.12877

The policy problem of enforcing traffic violations by children during the Covid-19 pandemic is important to discuss based on the impact on the safety of children and the safety of others. The safety impacts are both caused by the threat of accidents and the threat to safety due to the spread of Covid-19. Specifically, this study will address the policy problems of enforcing traffic violations against children during the Covid-19 pandemic in three aspects, namely positive legal aspects, Islamic law and legal culture. This research was conducted at the Tulang Bawang Police Resort by interviewing the traffic department and studying traffic violation documents. Data analysis uses an analytical normative approach based on positive legal theory, Islamic law and legal culture. Legally, the enforcement of traffic violations by children during the Covid-19 pandemic is based on policy regulations. Legally, the policy is positive in accordance with the provisions of the Government Administration Act. According to Islamic law, the policy contains dharuriyat matters and culturally the law of children and their parents as well as law enforcement officers to put forward a culture of obeying the law.

Regulatory and Economic Challenges in Contemporary Crowdfunding-Based Cash Waqf Suhairi, Suhairi; Saputra, Afriyan Arya; Alimuddin, Agus; Mutsalim Khareng
MILRev: Metro Islamic Law Review Vol. 4 No. 2 (2025): MILRev: Metro Islamic Law Review
Publisher : Faculty of Sharia, IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/milrev.v4i2.10343

Cash waqf is an Islamic financial instrument that has the potential to fund social projects, particularly in addressing inequality and poverty issues. However, the traditional management still faces challenges, such as limited transparency and public participation reach. Digitization through fintech with crowdfunding modeling was considered capable of increasing donor participation while improving the effectiveness of management and distribution. This research aimed to provide a comprehensive overview of the development of cash waqf, mapping the trends, identifying the main factors influencing its development, and exploring gaps, particularly in the context of integration with crowdfunding models. The process led to the adoption of performance analysis and science mapping methods. Performance analysis was conducted descriptively to measure productivity and impact through bibliometric indicators. Science mapping was used to review the research landscape by analyzing the relationships and structures of topics, authors, and relevant institutions. It was also used to identify collaboration patterns, thematic focuses, including under-researched areas, and integration with crowdfunding platforms. The results showed that regulatory aspects, contemporary digital technology innovations, and the role of Islamic financial institutions were factors influencing the development of cash waqf research. Topic modeling analysis proved that the exploration on the integration of cash waqf and crowdfunding was limited. This led to a gap in research on the governance of digital waqf platforms, as well as strategies to enhance public participation through technology. The research provided a map that served as a reference, including used by regulators and platform developers in designing policies and innovations for digital waqf products.

Ijma’ Dalam Konteks Penetapan Hukum Pada Suatu Negara Muhammad, Hasanudin; Alimuddin, Agus; Wahdini, Muhammad; Aisyah, Lisda
Istinbath : Jurnal Hukum Vol 17 No 2 (2020): Istinbath : Jurnal Hukum
Publisher : Faculty of Sharia, Institut Agama Islam Negeri (IAIN) Metro, Lampung, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/istinbath.v17i2.2391

Ijma’ adalah salah satu metode yang pembahasannya semakin berkembang karena konsep Ijma’ yang dirumuskan oleh para ulama fuqaha terdahulu ternyata di masa sekarang menimbulkan pertanyaan mengenai bagaimana Ijma’ bisa diimplementasikan. Ketika Ijma’ dipahami sebagai kesepakatan ulama maka ulama yang seperti apakah pada saat ini yang dapat membentuk sebuah kesepakatan yang dapat dipakai umat. Kemudian masih memungkinkah akan adanya sebuah ijtihad berbentuk Ijma’ yang akan dikaitkan dengan kontek negara bangsa ini. Dengan metode library research dan content analysis terhadap penafsiran beberapa ayat Al-Qur’an yang terkait. Tujuan penelitian ini adalah sebagai konteks negara bangsa bahwa Ijma’ dapat dilakukan oleh pemerintah dalam hal ini lembaga legislatif sebagai wakil rakyat, sehingga produk-produk hukumnya jika disepakati bisa dikatakan dengan Ijma’. Dan upaya kontekstualisasi konsep rukun Ijma’ dari segi kriteria mujtahid maupun secara yuridis historis bahwa Ijma’ itu adalah sebuah konsensus, maka dalam konteks negara bangsa peraturan-perundang-undangan menjadi keniscayaan menjadi sebuah Ijma’. Konsep Ijma’ ini akan menghasilkan sebuah dalam konteks negara bangsa peraturan-perundang-undangan menjadi keniscayaan menjadi sebuah Ijma’. Seperti Undang-Undang Perkawinan, Wakaf, dan peraturan perundangan lainnya.

BAITUL MAL DAN GHANIMAH STUDI TENTANG IJTIHAD UMAR BIN KHATTAB DALAM PENGUATAN LEMBAGA KEUANGAN PUBLIK Alimuddin, Agus; Putri, Fani Monada Essa; Atasoge, Immawan Azhar Ben; Alvia, Risa
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 5 No 1 (2022): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v5i01.4823

Economic development is a fundamental thing for the welfare of the people. Umar ibn Khattab was one of the caliphs who proved the greatness of the Islamic economic system. The constitutional institutionalization of Baitul Mal was established in the time of Umar ibn Khattab and changed and formed various departments. The research aims to know the Baitul Mal and Ghanimah as one of the instruments for strengthening public financial institutions. The research methods used by researchers are Library research. The results of his study contextualise Ijtihad Umar ibn Khattab about Baitul Mal changed. At the time of Rasulullah SAW treasure (Baitul Mal) which is the source of the state's income stored in the mosque in a short period then distributed to the community. Meanwhile, in the period of Umar ibn Khattab the treasure was kept in a long time then distributed according to the needy but also the establishment of departments according to their respective fields. Ijtihad Umar ibn Khattab on Ghanimah raises various kinds of this kind of reticeship due to many changes in establishing a law.

Title

Found 30 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 30 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 30 Documents
Search