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Analisis Perilaku Keuangan Pada Pengguna Financial Technology Kripto Milenial Indonesia (Studi Kasus Pada Anggota Komunitas Radix DLT & Solana Indonesia) Pradana, Ringas Agil; Iradianty, Aldilla
eProceedings of Management Vol. 10 No. 5 (2023): Oktober 2023
Publisher : eProceedings of Management

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Abstract

Fintech kripto di Indonesia tumbuh pesat dan meningkat signifikan. Pemerintah mendukung dengan aturan yanglonggar terhadap layanan Fintech kripto, dan perpecahan di sektor perbankan di beberapa negara juga terjadi. Inimenunjukkan potensi penggantian industri perbankan oleh Fintech kripto. Untuk mencegah hal ini, industriperbankan Indonesia harus berinovasi dan berkolaborasi dengan mempertimbangkan temuan penelitian ini.Penelitian ini bertujuan mengidentifikasi faktor-faktor yang mempengaruhi adopsi Fintech kripto di Indonesia.Jumlah sampel responden adalah 383 orang yang pernah melakukan jual beli kripto. Data dikumpulkan melaluikuesioner dan dianalisis menggunakan SPSS dengan metode Principal Component Analysis (PCA) untukpembahasan dan kesimpulan. Berdasarkan Extraction Sums of Squared Loadings, terdapat 7 variasi faktor dengannilai masing-masing. Tabel "Initial Eigenvalues" menunjukkan 7 faktor yang terbentuk dari 21 komponen yangdianalisis. Faktor-faktor adopsi layanan Fintech kripto di Indonesia, terutama bagi anggota komunitas Radix DLTdan Solana Indonesia, meliputi sosiodemografi, kepercayaan, pengetahuan dan kepemilikan aset, persepsi harga,risiko, kebiasaan menabung, dan pendidikan.Kata Kunci-Adopsi Fintech Kripto, Millenials, Principal Component Analysis, Sosiodemografi, Penilaian Diri,Karakteristik Finansial
Analisis Pengaruh Total Assets Turnover, Debt To Assets Ratio, Debt To Equity Ratio, Dan Return On Equity Terhadap Return On Assets Pada E-Commerce 2020-2022 Andaradanta, Davin Dawa; Iradianty, Aldilla
eProceedings of Management Vol. 11 No. 3 (2024): Juni 2024
Publisher : eProceedings of Management

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Pengaruh Financial Knowledge, Financial Experience, Locus of Control dan Income Terhadap Financial Behavior (Studi Pada Karyawan Mobile Service PT EXA Mitra Solusi) Firdausi, Muhammad Abror; Iradianty, Aldilla
eProceedings of Management Vol. 11 No. 3 (2024): Juni 2024
Publisher : eProceedings of Management

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Pengembangan Bisnis UMKM Santri Disabilitas Tuna Netra pada Bidang Inovasi dan Pemasaran di Cianjur Jawa Barat Atika, Ayu Rissa; Iradianty, Aldilla; Jumiatin, Dedah; Hendriawan, Deri
JOM Vol 5 No 1 (2024): Indonesian Journal of Humanities and Social Sciences, March 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijhass.v5i1.4959

Abstract

This study delves into Community Service at the Generasi Qurani Disability Islamic Boarding School in Cianjur, West Java, with the primary objective of economically empowering visually impaired students through a blend of academic, religious education, and entrepreneurship training. An integral facet of this empowerment initiative is the establishment of a mat business, spearheaded by visually impaired students and employing a door-to-door marketing approach. However, despite its noble intentions, the mat business encounters various challenges that necessitate strategic intervention. Firstly, there exists a dearth of innovation in the mat products, hampering their competitiveness in the market. Secondly, the marketing strategy deployed thus far has failed to maximize outreach, thus limiting market penetration. To address these challenges effectively, the research adopts a structured approach comprising three key stages. Initially, extensive training sessions are conducted to foster innovation skills in mat product development, emphasizing novel designs and manufacturing techniques. Subsequently, practical workshops focus on leveraging internet technologies to establish and manage online stores, coupled with targeted online marketing strategies. Finally, specialized training in financial management equips participants with essential skills in budget planning, expenditure management, and capitalization strategies. The outcomes of this research endeavor yield notable accomplishments. Firstly, the creation of innovative mat products characterized by appealing and distinctive designs, including those inspired by characters. Secondly, the successful establishment and operation of a dynamic online store, leveraging popular platforms such as Instagram, WhatsApp, and e-commerce channels. Thirdly, enhanced visibility for the business through strategic mass media publications and engaging promotional video content. Lastly, the attainment of legal recognition through trademark registration for the mat products. In conclusion, this research endeavors to uplift the income and economic well-being of visually impaired students engaged in the mat business while simultaneously fostering inclusivity and expanding economic opportunities for individuals with visual disabilities.