Claim Missing Document
Check
Articles

Found 23 Documents
Search

Productive Zakat of Baznas Yogyakarta on the Growth of Micro Business Faisal, Agus; Yuliani, Irma
Shirkah: Journal of Economics and Business Vol 2, No 3 (2017)
Publisher : Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.534 KB) | DOI: 10.22515/shirkah.v2i3.169

Abstract

This empirical study aims to determine the impact of the productive zakat, infaq and sadaqah (ZIS) on the growth of micro business and the welfare of mustahiq in Badan Amil Zakat Nasional (Baznas) branch of Daerah Istimewa Yogyakarta (DIY). Applying structural equation modeling partial least square (PLS SEM), it confidently aims to verify the factors that influence the mustahiq welfare. The data of the research had systematically gathered by distributing questionnaires to 50 respondents and analytically processed by SmartPLS 3.0. This paper found that the productivity of ZIS took significantly positive influence on the growth of micro business and the welfare of mustahiq. In other words, the financial capital given to mustahiq able to improve micro business through developing the employment. Keywords: zakat, infaq, sadaqah, micro business, SmartPLS, Baznas, Yogyakarta
REKONSTRUKSI INTEGRALISTIK INSTRUMEN MATA UANG BERBASIS SYARIAH (DIGITAL GOLD CURRENCY) Faisal, Agus; Wahid, Ahmad Nur; Yuliani, Irma
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 2 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (850.476 KB) | DOI: 10.18860/ed.v7i2.6701

Abstract

Digital currency is the result of the evolution of the medium of exchange that continues to develop from time to time among the people. Changes in payment instruments from traditional systems to digital systems are expected to have a positive impact on payment traffic both in terms of speed, ease and security for the community. The DGC (Digital Gold Currency) study was explored in more depth using qualitative descriptive methods and the application of integralistic technology reconstruction. Narrative analysis starts from the study of the history of the development of currency types to the use of digital currencies, the advantages and benefits for the economy in general. Furthermore, the reconstruction of integralistic technology for the formation of DGC (Digital Gold Currency) was carried out by combining three concepts, including: first, the use of currency technology (digital money) can provide convenience and security for the community, second, the use of gold as a currency standard due to the stability of its value and its existence is universally recognized, Third, the application of Islamic values in the formation of currency (shari'ate money) by returning the function of money in accordance with Islamic sharia.
MODEL PEMANTAUAN PRINSIP KEHATIAN-HATIAN ATAS FUNGSI KEPATUHAN PADA PERBANKAN SYARIAH DI INDONESIA Irma Yuliani
NISBAH: Jurnal Perbanka Syariah Vol. 5 No. 1 (2019): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (531.139 KB) | DOI: 10.30997/jn.v5i1.1783

Abstract

Penerapan terhadap prinsip kehati-hatian merupakan salah satu aspek penting dalam meningkatkan pemenuhan terhadap prinsip-prinsip syariah. Penelitian ini bertujuan untuk menyelidiki penerapan pemantauan terhadap prinsip kehati-hatian pada perbankan syariah di Indonesia. Selanjutnya penelitian ini dianalisis menggunakan pendekatan kualitatif deskriptif dengan menyelidiki beberapa fakta yang diperoleh dari laporan tata kelola perbankan syariah. Penelitian ini mengambil 10 sampel perbankan syariah untuk dijadikan objek dan diselidiki implementasi pemantauan prinsip kehati-hatiannya. Dari hasil penyelidikan diperoleh hasil bahwasannya hanya terdapat beberapa perbankan yang mengimplementasikan pemantauan terhadap prinsip kehati-hatian. Diantara perbankan yang menerapkan pemantauan tersebut yaitu BNI Syariah, Panin Bank Syariah, MayBank Syariah Indonesia, Bank Mega Syariah, Bank Muamalat Indonesia, serta BSM syariah. Selain ke enam bank tersebut, hampir sebagian besar melaporkan aktiftias pemenuhan kepatuhan syariah secara simpel dan kurang memisahkan masing-masing unit kerja.
Productive Zakat of Baznas Yogyakarta on the Growth of Micro Business Agus Faisal; Irma Yuliani
Shirkah: Journal of Economics and Business Vol. 2 No. 3 (2017)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.534 KB) | DOI: 10.22515/shirkah.v2i3.169

Abstract

This empirical study aims to determine the impact of the productive zakat, infaq and sadaqah (ZIS) on the growth of micro business and the welfare of mustahiq in Badan Amil Zakat Nasional (Baznas) branch of Daerah Istimewa Yogyakarta (DIY). Applying structural equation modeling partial least square (PLS SEM), it confidently aims to verify the factors that influence the mustahiq welfare. The data of the research had systematically gathered by distributing questionnaires to 50 respondents and analytically processed by SmartPLS 3.0. This paper found that the productivity of ZIS took significantly positive influence on the growth of micro business and the welfare of mustahiq. In other words, the financial capital given to mustahiq able to improve micro business through developing the employment. Keywords: zakat, infaq, sadaqah, micro business, SmartPLS, Baznas, Yogyakarta
The impact of Sukuk on the country’s economic growth with country governance as a moderating variable Irma Yuliani; Ibnu Qizam; Arif Nugroho; Zul Ihsan Mu'arrif
al-Uqud : Journal of Islamic Economics Vol. 6 No. 1 (2022): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (400.289 KB) | DOI: 10.26740/aluqud.v6n1.p112-123

Abstract

This study examines the impact of Sukuk on economic growth with country governance (regulatory quality, the rule of law, and government effectiveness) as the moderating variable. Five countries, Indonesia, Malaysia, United Arab Emirates, Bahrain, and Saudi Arabia were taken as samples. Data taken were from 2006 to 2018. Moderating Regression Analysis (MRA) was used to test the effect of the variables in the country's governance in moderating the relationship between Sukuk and economic growth. The Generalized Least Square (GLS) was used to minimize the variance in the estimation model. The findings of this study indicate that the Sukuk development moderated by the regulatory quality has a significant positive effect on the country's economic growth. At the same time, the other two moderating variables (the rule of law and government effectiveness) did not show a significant moderation effect. The regulatory quality shows the policy's efficiency implemented by the government and Sukuk innovation.
MENUJU PERGURUAN TINGGI RESPONSIF GENDER: MENGUKUR KESIAPAN IAIN PONOROGO DALAM IMPLEMENTASI INDIKATOR PTRG MELALUI SWOT ANALYSIS Irma Yuliani; Isnatin Ulfah
Jurnal Studi Gender dan Anak Vol 4 No 02 (2022): SETARA: Jurnal Studi Gender dan Anak
Publisher : Center of Gender Studies and Child of State Islamic Institute of Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.409 KB) | DOI: 10.32332/jsga.v4i02.5826

Abstract

The implementation of gender responsive indicators in higher education is still the homework for almost all campuses in Indonesia, including IAIN Ponorogo. In order toward a gender-responsive institution, there need to be stages that must be carried out by the campus. Through SWOT analysis, this article explains the readiness of IAIN Ponorogo to implement the gender responsive indicators in higher education. The four gender responsive indicators analyzed are the gender mainstreaming institution, gender-responsive in education, research and services, gender-responsive governance and budgeting, and a culture of zero tolerance towards men and women. This study utilized primary data in the form of interviews as well as secondary data in the form of gender responsive indicator in higher education, journal articles, regulations, and other relevant sources. This research shows that basically IAIN Ponorogo already has sufficient capital to realize itself as a gender-responsive higher education. If these capitals could not be managed properly by stakeholders, this research found potential obstacles to the realization of IAIN Ponorogo as a gender responsive higher education. Some important opportunities that are not owned by other tertiary institutions but are owned by IAIN Ponorogo are having a female chancellor with a good gender perspective. This condition indicates a sizable opportunity for IAIN Ponorogo to realize itself as a gender-responsive higher education. Keywords: Gender Mainstreaming, Gender Responsive Higher Education, SWOT Analysis. Abstrak Implementasi indikator perguruan tinggi responsif gender (PTRG) masih menjadi pekerjaan rumah hampir seluruh kampus di Indonesia, tak terkecuali IAIN Ponorogo. Untuk menuju perguruan tinggi responsif gender perlu ada tahapan-tahapan yang harus dilakukan oleh kampus. Melalui analisis SWOT artikel ini menjelaskan kesiapan IAIN Ponorogo dalam mengimplementasikan indikator PTRG. Empat indikator PTRG yang dianalisis adalah kelembagaan PSGA, tridarma perguruan tinggi responsif gender, tata kelola dan penganggaran responsif gender, serta budaya nir-kekerasan terhadap laki-laki dan perempuan. Penelitian ini memanfaatkan data primer berupa wawancara dan juga data sekunder berupa dokumen indikator PTRG, artikel jurnal, regulasi, dan juga sumber-sumber lain yang relevan. Penelitian ini menunjukkan bahwa pada dasarnya IAIN Ponorogo telah memiliki modal yang memadai untuk mewujudkan diri menjadi perguruan tinggi responsif gender. Jika modal-modal tersebut tidak dapat diramu dengan baik oleh para pemangku kepentingan, penelitian ini menemukan potensi yang menghambat mewujudnya IAIN Ponorogo sebagai perguruan tinggi responsif gender. Beberapa peluang penting yang tidak dimiliki oleh Perguruan Tinggi lain namun dimiliki oleh IAIN Ponorogo adalah, memiliki rektor perempuan dengan perspektif gender yang baik. Kondisi ini menunjukkan peluang yang cukup besar bagi IAIN Ponorogo untuk mewujudkan diri menjadi perguruan tinggi responsif gender. Kata Kunci : Pengarusutamaan Gender, Perguruan Tinggi Responsif Gender, Analisis SWOT
Does Hijrah Trends Create a Different Decision on Behavior Consumption of Indonesian Muslims? Irma Yuliani; Alif Khuwarazmi
Bulletin of Islamic Economics Vol. 1 No. 1 (2022)
Publisher : Department of Islamic Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/bie.2022.011-02

Abstract

The growth of digital activity in human life has an impact on hijrah activities among Indonesian Muslims. Digital activities have encouraged the spirit of Indonesian muslim through religious persuasion from figures who become their role models (their idols), including reciter of holy Qur’an (qari’), asatidz, da'i, Muslim celebrities, singer of nasyid and other figures. Not everyone sees the trend, although in religious perspective the hijrah activities still reap a lot of controversy, but in other hand these activities have a diffirent impact on the economic sector. This study aims to investigate the impact of hijah trend of Indonesian muslim on the consumer decision to consume halal product in Indonesia. The sample of this study collected from some populations in Indonesia. To observe the specific characteristics, this study will devide the socio economic and demographic character through three regional classifications, consisting of eastern Indonesia, central Indonesia, and western Indonesia. The variables that employed in this study are religiosity, socio economic and demographic, and also the product attribute to find the impact of hijrah trend on the consumer decision to consume halal product (food, islamic modest fashion, cosmetic) in Indonesia. The method that used in this study is quantitative using Theory Planned Behavior approaches that was analyzed with Structural Equation Modelling-Partial Least Square (SEM-PLS) approach. The results show, the consideration of religiosity of Indonesian muslim to consume halal product increasingly grow when driven by spirit of hijrah of Indonesian muslim. Beside that, variabel Religiosity, islamic branding, persuasive marketing, product quality, appetite, price also accepted empically.
IMPLEMENTASI PROGRAM SERTIFIKASI HALAL GRATIS (SEHATI) DALAM MENDORONG MINAT PELAKU UMKM INDONESIA MENGAJUKAN SERTIFIKASI HALAL Irma Yuliani
Krigan: Journal of Management and Sharia Business Vol 1, No 2 (2023): Desember 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v1i2.7630

Abstract

Salah satu program strategis yang dikeluarkan pemerintah dalam rangka menumbuh-berdayakan UMKM di Indonesia pasca covid-19 adalah sertifikasi halal. Pada tahun 2022 Kementerian Agama bersama dengan Badan Penyelenggara Jaminan Produk Halal (BPJPH) meluncurkan produk 10 Juta sertifikasi halal. Program sertifikasi halal ini diharapkan mampu meningkatkan daya saing produk UMKM, baik di tingkat nasional maupun internasional. Penelitian ini merupakan studi eksploratif untuk menemukan faktor pendorong minat pelaku UMKM mengajukan sertifikasi halal khususnya bagi pelaku usaha di bawah dampingan LP3H UIN Sunan Kalijaga Yogyakarta. Berdasarkan analisis piramida terbalik, penelitian ini menemukan bahwa faktor yang mempengaruhi minat pelaku UMKM mengajukan sertifikasi halal diantaranya: 1) faktor mandatory attributes, 2) faktor tingginya permintaan pasar akan sertifikasi halal,3)  faktor self branding, 4) pengaruh sosial, 5) halal awareness, dan 6) faktor paling sedikit adalah halal life style. Meski demikian, implementasi progam sertifikasi halal gratis (SEHATI) pada LP3H UIN Sunan Kalijaga sudah cukup berhasil. Hal ini didasarkan pada kemampuan LP3H UIN Sunan Kalijaga dalam mengelola sumberdaya yang ada sehingga mampu mengimplementasikan program dengan cukup efektif dan efisien. Fakta ini didasarkan pada kemampuan LP3H UIN Sunan Kalijaga dalam memfasilitasi pendamping P3H sehingga melahirkan pendamping dalam kuantitas banyak dan memiliki kapasitas yang memadai, selain itu, kesuksesan LP3H UIN Sunan Kalijaga juga dapat dibuktikan dari jumlah sertifikasi halal yang telah terbit pada pelaku usaha.
The Impact of Various Mode of Financings in Reducing Inequality in Various Groups of Countries Irma Yuliani; Muhammad Abdul Rohman
Journal of Finance and Islamic Banking Vol. 3 No. 2 (2020)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v3i2.2931

Abstract

The existence of Islamic bank not always provide positive impact to the real sector of economy. Declining inequality is one of the expected significant impacts with appyling mode of financing as instrument to relize that. This study aims to investigate the impact of mode of financing was applied by Islamic bank to reduce inequality among countries of IsDB Group. World bank data and IDB data of Islamic banks are employed as samples from 1977 to 2018. The results show that equity and leasing have a positive effect and significant to reduce inequality for low income countries, where the leasing or ijarah have the most effective impact than all. In addition, instalment sale of financing has a significant impact to reduce inequality for middle-income countries, loan is being the only significant mode of financing to reduce inequality in all IDB countries. Unfortunately, Mudharabah, PLS (profit and loss sharing), Murabahan and Istishna have not significantly impact to reduce inequality
IMPLEMENTASI PROGRAM SERTIFIKASI HALAL GRATIS (SEHATI) DALAM MENDORONG MINAT PELAKU UMKM INDONESIA MENGAJUKAN SERTIFIKASI HALAL Yuliani, Irma
Krigan: Journal of Management and Sharia Business Vol. 1 No. 2 (2023): Desember 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v1i2.7630

Abstract

Salah satu program strategis yang dikeluarkan pemerintah dalam rangka menumbuh-berdayakan UMKM di Indonesia pasca covid-19 adalah sertifikasi halal. Pada tahun 2022 Kementerian Agama bersama dengan Badan Penyelenggara Jaminan Produk Halal (BPJPH) meluncurkan produk 10 Juta sertifikasi halal. Program sertifikasi halal ini diharapkan mampu meningkatkan daya saing produk UMKM, baik di tingkat nasional maupun internasional. Penelitian ini merupakan studi eksploratif untuk menemukan faktor pendorong minat pelaku UMKM mengajukan sertifikasi halal khususnya bagi pelaku usaha di bawah dampingan LP3H UIN Sunan Kalijaga Yogyakarta. Berdasarkan analisis piramida terbalik, penelitian ini menemukan bahwa faktor yang mempengaruhi minat pelaku UMKM mengajukan sertifikasi halal diantaranya: 1) faktor mandatory attributes, 2) faktor tingginya permintaan pasar akan sertifikasi halal,3)  faktor self branding, 4) pengaruh sosial, 5) halal awareness, dan 6) faktor paling sedikit adalah halal life style. Meski demikian, implementasi progam sertifikasi halal gratis (SEHATI) pada LP3H UIN Sunan Kalijaga sudah cukup berhasil. Hal ini didasarkan pada kemampuan LP3H UIN Sunan Kalijaga dalam mengelola sumberdaya yang ada sehingga mampu mengimplementasikan program dengan cukup efektif dan efisien. Fakta ini didasarkan pada kemampuan LP3H UIN Sunan Kalijaga dalam memfasilitasi pendamping P3H sehingga melahirkan pendamping dalam kuantitas banyak dan memiliki kapasitas yang memadai, selain itu, kesuksesan LP3H UIN Sunan Kalijaga juga dapat dibuktikan dari jumlah sertifikasi halal yang telah terbit pada pelaku usaha.