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Kurniawan Kurniawan
Institut Islam Al-Mujaddid Sabak
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Pengelolaan Keuangan Sekolah Berdasarkan Prinsip Syariah Di Madrasah Aliyah Kabupaten Tanjung Jabung Timur Rini Rini; Wargo Wargo; Ribut Suwarsono; Kurniawan Kurniawan; Siti Fatimah; Pini Susanti
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

School financial management is a crucial aspect of educational administration, aiming to ensure the effectiveness, efficiency, transparency, and accountability of fund utilization. From an Islamic economic perspective, financial management is not merely administrative; it must be grounded in Islamic values ​​such as trustworthiness (amanah), justice, transparency (syafafiyah), accountability (mas'uliyyah), and public interest (maslahah). However, practical challenges persist in applying Sharia principles to financial management within educational institutions, necessitating a deeper analysis of their alignment with Sharia economic legal principles. This study employs a qualitative approach through field research. Data were collected via observation, interviews, and document analysis involving the madrasah head, treasurer, school committee, and other parties involved in financial management. Data analysis proceeded through stages of data reduction, data presentation, and conclusion drawing, while data validity was verified through source and technique triangulation. The research findings indicate that financial management at Madrasah Aliyah in East Tanjung Jabung Regency is generally conducted through stages of planning, implementation, recording, reporting, and accountability in accordance with prevailing regulations. From a Sharia perspective, most management practices reflect the principles of trustworthiness, transparency, and accountability; however, certain aspects require improvement—specifically, optimizing information disclosure to all stakeholders and strengthening the financial managers' understanding of Sharia-based financial governance. Supporting factors for implementing Sharia principles include the school's commitment, clear regulations, and internal oversight systems, whereas inhibiting factors include limited human resources and a lack of training regarding Sharia financial management.
Praktik Jual Beli Pinang Dalam Perspektif Etika Bisnis Islam Di Kelurahan Nipah Panjang II Kecamatan Nipah Panjang M. Fitra; Haeran Haeran; Siti Fatimah; M. Arif Musthofa; Kurniawan Kurniawan; Erwina Kartika Devi; Sarwono Sarwono
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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This study is motivated by the areca nut trade, which serves as a key economic activity for the community of Nipah Panjang II Urban Village, Nipah Panjang District. In practice, these transactions involve farmers, traders, and collectors, encompassing processes such as price determination, quality inspection, weighing, and payment. The study aims to examine the areca nut trading practices within the Nipah Panjang II community and analyze them from the perspective of Islamic business ethics. A qualitative method with a descriptive approach was employed. Data were gathered through observation, interviews, and documentation. Research informants included areca nut farmers (sellers), traders or collectors, and supporting informants knowledgeable about the trade practices in the area. The findings reveal that the trading process involves several stages: preparation of the areca nuts, handover or collection of goods, quality inspection, weighing, price determination, agreement, and payment. Challenges identified include price fluctuations, limited access to market price information, discrepancies in quality assessment, and issues regarding the weighing process. From the perspective of Islamic business ethics, the trading practices generally reflect principles of honesty, justice, trustworthiness, openness, responsibility, and mutual consent (tarāḍin); however, certain aspects require improvement—specifically regarding price transparency, weighing accuracy, and clarity regarding product quality. Consequently, the consistent application of Islamic business ethics is essential to ensure that the areca nut trade is conducted fairly and honestly, ultimately benefiting both sellers and buyers.
STRATEGY PEMBERDAYAAN UMKM DALAM RANGKA PENINGKATAN PENDAPATAN (PEMBUATAN TAHU DI KELURAHAN NIPAH PANJANG II KECAMATAN NIPAH PANJANG) Dedi Sulaiman; Haeran Haeran; Pini Susanti; Kurniawan Kurniawan; Siti Fatimah; Ahmad Edi Saputra
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i2.14439

Abstract

This study aims to examine in depth the various empowerment strategies implemented for Micro, Small, and Medium Enterprises (MSMEs), specifically tofu-making businesses located in the Nipah Panjang II Urban Village. A qualitative approach was employed, enabling a comprehensive understanding of the dynamics and processes involved in MSME empowerment. Data collection techniques included in-depth interviews with business owners and relevant stakeholders, direct observation of production activities, and a review of pertinent supporting documentation. The data analysis revealed that empowerment strategies—encompassing technical and managerial skills training, intensive business management mentoring, and the expansion of marketing networks—significantly enhanced the production capacity and income of the MSME operators. These strategies not only fostered economic growth but also cultivated self-reliance, creativity, and innovation among the business owners. The findings demonstrate that consistent and sustainable empowerment can serve as a vital foundation for building resilient and competitive MSMEs that contribute to the overall economic well-being of the local community.
ANALISIS KARAKTERISTIK ENTREPRENEURSHIP SYARIAH PADA USAHA REKLAME PERCETAKAN (STUDI PADA PUTRA SABAK PRINTING MUARA SABAK) Yudha Pratama; Kurniawan Kurniawan; Siti Fatimah; Wargo Wargo; Wandi Wandi; Sarwono Sarwono
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i2.14440

Abstract

This study aims to analyze the characteristics of Sharia entrepreneurship within the computer embroidery business, Sabak Printing. Sharia entrepreneurship is a concept that goes beyond a mere focus on economic profit; it is grounded in Islamic values ​​such as honesty (siddiq), trustworthiness (amanah), intelligence (fathanah), and effective communication (tabligh). Amidst increasingly fierce business competition, the application of Sharia principles serves as a crucial factor in maintaining the business's sustainability and ensuring it is blessed (*barakah*). This study employs a qualitative research method with a descriptive approach. Data were gathered through observation, interviews with the business owner, employees, customers, and a religious figure (ustadz), as well as through documentation related to the business activities of Jambi Jaya Bordir. Data analysis involved data reduction, data presentation, and conclusion drawing to obtain a comprehensive picture of how Sharia entrepreneurship characteristics are applied within the business. The research findings indicate that Jambi Jaya Bordir has incorporated several Sharia entrepreneurship characteristics into its business operations. These include honesty in providing information to customers, trustworthiness in fulfilling orders according to agreements, professionalism and innovation in the use of computer embroidery technology, and effective communication in customer service. Furthermore, the business upholds values ​​such as hard work and responsibility, while striving to maintain positive relationships with both customers and employees. Nevertheless, there remain areas for improvement, particularly regarding the strengthening of the understanding and implementation of Sharia values ​​across all aspects of business management.
ANALISIS KEBIJAKAN PEMERINTAH DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT MELALUI PROGRAM BANTUAN SOSIAL Syari Muda Saputra; Kurniawan Kurniawan; Sarwono Sarwono; Haeran Haeran; Siti Fatimah; Daud Daud
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i2.14522

Abstract

This study aims to analyze government policy regarding the improvement of public welfare through social assistance programs, as well as to examine the effectiveness of program implementation and the factors influencing its success. Social assistance programs represent a form of public policy implemented by the government to provide social protection to the poor and vulnerable groups, thereby meeting basic needs, alleviating economic burdens, and enhancing the community's quality of life. This research employs a qualitative approach with a descriptive design. The study was conducted in Nipah Panjang District. Data were gathered through observation, interviews, and documentation. Informants were selected using purposive sampling, specifically targeting individuals knowledgeable about and directly involved in the implementation of the social assistance programs. Data analysis utilized the Miles, Huberman, and Saldaña model, comprising data condensation, data display, and conclusion drawing/verification. Data validity was verified through source, technique, and time triangulation. The findings indicate that government policy via social assistance programs plays a crucial role in improving public welfare by meeting basic needs and providing social protection to those in need. The effectiveness of program implementation is influenced by several factors, including communication, resource availability, implementer commitment, bureaucratic structure, the accuracy of beneficiary targeting, inter-agency coordination, and transparency in implementation. Although social assistance programs contribute to improved public welfare, their implementation still requires refinement—particularly regarding the validity of beneficiary data, oversight, and program evaluation—to ensure that aid is distributed more accurately and sustainably.
Co-Authors Ahmad Edi Saputra Ahmad Hidayat Alisya Pitri Alisyah Pitri Aris Aris Daud Daud Dedi Sulaiman Dewa Saputra Erwina Kartika Devi Fitria Ningsih Gusti Gusti Gustiadi Herma Putra Haeran Haeran Hasna Dewi Hasnah Dewi Hesti wahyuni Kuswanto Kuswanto M. Arif Musthofa M. Fitra Mida Ennike Saputri Munip, Al Nilfatri Nilfatri Nurul Lailil Munawarah Pini Susanti Reza Okva Marwendi Ribut Suwarsono Rini Rini Sarwono Sarwono Sayida Khoiratun Nisak Sela Septiani Putri Siti Fatimah Syahril Ramadhan Syari Muda Saputra Triyana Wulandari Wandi Wandi Wargo Wargo Yudha Pratama Zeni Sunarti