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Sari, Rr Putri Intan Permata
Universitas Putra Indonesia YPTK Padang
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ANALISIS SWOT FINANCIAL TEKNOLOGI PADA PERBANKAN SYARIAH DI ERA REVOLUSI INDUSTRI 4.0 SELFI HASTRIA NINGSIH; YULASMI YULASMI; PUTRI INTAN PERMATA SARI; PUTRI INTAN PERMATA SARI; FITRI YENI
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 8, No 1 (2023): Januari - Juni 2023
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v8i1.285

Abstract

Revolusi Industri 4.0 sebagai salah satu revolusi dimana manusia mengalam erubahan yang drastic sepanjang hidup mereka. Revolusi industry 4.0 yang dikenal sebagai revolusi dengan melahirkan teknologi canggih yang mamp memudahkan manusia dalam menjalankan aktifitas kehidupan, salah satunya transaksi keuangan. Revolusi industry 4.0 yang terus berkembang menghasilkan berbagai jenis FinancialTechnologi yang kemudian menjalin kolaborasi dengan dunia perbankan termasuk perbankan syariah dalam memberika layanan terbaik kepada nasabah. Berbagai jenis fintech yang muncul dengan beragam layanan memaksa bank syariah memilih dan memilah fintech mana yang akan digunakan serta yang sesuai dengan ketentuat syariah. Dengan demikian perbankan syariah perlu melakukan sebuah analisis sederhana sepert SWOT untuk memenuhi menjalankan aktifitasnya. Berdasarkan hasil peneitian analisis SWOT Financial Teknologi Pada Perbankan Syariah di Era Revolusi Industri 4.0 menunjukan bahwa Perbankan syariah memiliki kekuata bahwa transaksi secara online dengan fintech mampu memberikan layanan yang baik serta menjangkau nasabah diberbagai penjuru Namun ketersedian internet yang tidak stabil menjadi suatu kelemahan yang membutuhkan solusi yang kongrit. Namun demikian banyaknnya masyarakat Indonesia yang menggunakan smartphone mereka untuk mengakses internet menunjukan bahwa peluang perbankan syariah untuk memberikan layanan perbankan kepada nasabah cukup besar. Meskipun ketersedian SDM untuk mencover semunya itu masih minim.
THE EFFECT OF DIVIDEND POLICY AND PROFITABILITY ON COMPANY VALUE WITH LIQUIDITY AS AN INTERVENING VARIABLE IN MANUFACTURING COMPANIES Olandari Mulyadi; Putri Intan Permata Sari
Jurnal Ipteks Terapan Vol. 17 No. 2 (2023): Jurnal Ipteks Terapan
Publisher : Lembaga Layanan Pendidikan Tinggi Wilayah X

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22216/jit.v17i2.1486

Abstract

The purpose of this research is to find out the dividend policy and profitability of the value of a company with liquidity as an intervening variable in a manufacturing company . The object of the research was manufacturing companies listed on the Indonesia Stock Exchange in the 2017-2021 period. The population in this study was 198 manufacturing companies in the 2017-2021 period. The sample collection method uses purposive sampling , with a total sample of 65 companies. The analytical method of this study is to use path analysis using the SPSS 25 test tool . The results of this study indicate that dividend policy partially has no effect on liquidity with a significant value of 0.858. Profitability partially affects liquidity with a significant value of 0.003. Dividend policy partially has no effect on firm value with a significant value of 0.317. Profitability partially affects firm value with a significant value of 0.001. Liquidity partially affects firm value with a significant value of 0.044. There is no indirect effect, between dividend policy on firm value through liquidity as an intervening variable There is no indirect effect, between profitability on firm value through liquidity as an intervening variable.
Kepatuhan Wajib Pajak Melalui Kesadaran Wajib Pajak, Motivasi Wajib Pajak, dan Persepsi Korupsi Putri Intan Permata Sari; Ebi Abady Putri; Berta Agus Petra; Rindy Citra Dewi
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i2.586

Abstract

This study aims to examine the effect of taxpayer motivation and perceptions of tax corruption on taxpayer compliance with taxpayer awareness as an intervening variable. The data used in this study are primary data obtained by distributing questionnaires directly to respondents, namely individual taxpayers registered at KPP Pratama Padang Satu. The sampling technique used accidental sampling technique and the analytical method used was multiple linear regression analysis using SPSS version 25. The results of this study indicate that the motivation of taxpayers and perceptions of tax corruption partially have no effect on taxpayer awareness. Taxpayer motivation influences taxpayer compliance. Perceptions of tax corruption and taxpayer awareness partially affect taxpayer compliance. Taxpayer motivation influences taxpayer compliance with taxpayer awareness as an intervening variable. Perceptions of tax corruption have no effect on taxpayer compliance with taxpayer awareness as an intervening variable.
Inovasi Pengembangan Kurikulum Hilda Taba Berbasis Pendidikan Islam (Studi Kasus di TK Kartini): Hilda Taba Curriculum Development Innovation Based on Islamic Education (Case Study in Kartini Kindergarten) Nurhusni; Intan Permata Putri; Sukiman
Indonesian Journal of Early Childhood: Jurnal Dunia Anak Usia Dini Vol. 5 No. 2 (2023)
Publisher : Universitas Ngudi Waluyo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35473/ijec.v5i1.2377

Abstract

Curriculum is one of the important elements in the education system. In the learning process to keep abreast of the times, the curriculum needs to be innovative development. There are many types of curriculum development models, one of which is the Hilda Taba development model. Hilda Taba's development model focuses more on teacher attention in developing the educational curriculum used in an educational institution. The research method used in this study is a qualitative form with a case study approach. The research subjects were the principal and teachers at Kartini Kindergarten as informants. Methods of data collection using in-depth interviews. The data analysis technique uses the Miles and Huberman method with several stages, namely data reduction, data presentation, drawing conclusions and verification. The triangulation used to test the validity of the data is source and method triangulation. The results of the study show that Kartini Kindergarten has used the Hilda Taba development model in carrying out curriculum development by paying attention to several aspects such as diagnosing needs, formulating educational goals, selection and organization of content as well as selection and organization of learning experiences.   ABSTRAK Kurikulum sebagai salah satu elemen penting dalam sistem pendidikan. Dalam proses pembelajaran agar terus mengikuti arus perkembangan zaman maka kurikulum perlu dilakukan inovasi pengembangan. Ada banyak jenis model pengembangan kurikulum salah satunya yaitu model pengembangan Hilda Taba. Model pengembangan Hilda Taba lebih memfokuskan kepada perhatian guru dalam mengembangkan kurikulum pendidikan yang digunakan dalam sebuah lembaga pendidikan. Metode penelitian yang digunakan dalam penelitian ini adalah bentuk kualitatif dengan pendekatan studi kasus. Subyek penelitian adalah Kepala Sekolah dan guru di TK Kartini sebagai informan. Metode pengumpulan data menggunakan wawancara mendalam. Adapun teknik analisis data menggunakan metode Miles dan Huberman dengan beberapa tahapan yaitu reduksi data, penyajian data, penarikan kesimpulan dan verifikasi. Triangulasi yang digunakan untuk menguji keabsahan data adalah triangulasi sumber dan metode. Hasil penelitian menunjukkan bahwa di TK Kartini telah menggunakan model pengembangan Hilda Taba dalam melakukan pengembangan kurikulum dengan memperhatikan beberapa aspek seperti diagnosis kebutuhan, merumuskan tujuan pendidikan, seleksi dan organisasi isi serta seleksi dan organisasi pengalaman belajar.
Sosialisasi Paradigma Hidup Sehat Sebagai Konsep Promotif dan Preventif Penyakit Menular dalam Upaya Mendukung SDGs di SMA Negeri 2 Kendari Adryan Fristiohady; Nita Trinovitasari; Rifa'atul Mahmudah; Intan Permata Putri
Mosiraha: Jurnal Pengabdian Farmasi Vol. 1 No. 2 (2023): Edisi Agustus 2023
Publisher : Fakultas Farmasi Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33772/mosiraha.v1i2.25

Abstract

Penyakit menular yang masih tinggi di Sulawesi Tenggara adalah DBD (Demam Berdarah Dengue). Salah satu cara mencegah penyakit DBD adalah dengan melakukan 3M (Menguras, Mengubur, dan Menutup) yang merupakan program arbovirosis pemerintah. Tujuan kegiatan ini adalah memberikan pemahaman sejak dini kepada siswa SMA Negeri 2 Kendari tentang penyakit menular demam berdarah dan cara pencegahan penyakit DBD dengan gerakan 3M. Metode yang digunakan adalah ceramah dan tanya jawab dengan media leaflet. Hasil dari kegiatan ini adalah meningkatnya pemahaman peserta yang dapat dilihat dari perubahan nilai pretest dan posttest. Pada saat pretest peserta yang pemahamannya dikategorikan rendah sebanyak 30 siswa, sedang 20 siswa dan tinggi 10 siswa. Pada saat posttest jumlah peserta yang pemahamannya dikategorikan rendah dan sedang menurun menjadi 5 siswa dan 15 siswa, sedangkan yang dikategorikan tinggi meningkat menjadi 40 siswa. Kesimpulan dari kegiatan ini adalah penyelenggara berhasil memberikan edukasi dan sosialisasi terkait penyakit menular DBD dan cara pencegahannya dengan 3M.
Kewajaran Pengalokasian Anggaran Berbasis Analisis Standar Belanja (ASB) pada Pemerintah Kota Padang Putri Intan Permata Sari; Dodi Suryadi
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 1 (March 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i1.791

Abstract

This research aims to analyze the fairness of expenditure in Coordination activities and Preparation of Performance Achievement Reports and Overview of SKPD Performance Realization using the Standard Expenditure Analysis (ASB) method in the Padang City Government for Fiscal Year 2022. Of the 43 SKPDs in the Padang City Government, only 19 SKPDs are can continue to be researched. The stages of preparing the ASB are by inputting data and grouping similar data, determining cost drivers, creating a regression equation, determining the average, upper limit and lower limit, and analyzing the reasonableness of the costs of the ASB model that has been prepared. As for the preparation of the ASB model using SPSS with the regression equation obtained is Y = Rp 7,116,556+86,035X, where Based on this equation, there are 5 underfinancing SKPDs, 6 overfinancing SKPDs, and 8 SKPDs that get fair value.
Meraih Kesuksesan Keuangan: Meneliti Ukuran Perusahaan, Struktur Modal, dan Kebijakan Utang pada Perusahaan Manufaktur Mulyadi, Olandari; Suryadi, Dodi; Permata Sari, Putri Intan; Puspita Sari, Yosi
Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) Vol 4, No 2 (2023): Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) - DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jimbi.v4i2.3024

Abstract

This article analyzes the influence of Company Size and Capital Structure on Financial Performance with Debt Policy as an Intervening Variable in Manufacturing Companies Listed on the Indonesia Stock Exchange (BEI) for the 2016-2020 period. This research focuses on the financial performance of 330 manufacturing companies selected using the purposive sampling method. The analysis was carried out using SPSS 25. The results of the research show that Company Size and Capital Structure have a partial effect on Debt Policy, and Company Size and Capital Structure also have a partial effect on Financial Performance. However, Debt Policy does not have a significant effect on Financial Performance. In addition, mediation of Debt Policy on the influence of Company Size on Financial Performance does not occur, while mediation of Debt Policy on the influence of Capital Structure on Financial Performance can occur
Similarity Aspects of Cultural Values Between Indonesia and New Zealand in Early Childhood Education Stated in Curriculum Policies: Kesamaan Aspek Nilai-Nilai Budaya Indonesia dan Selandia Baru pada Pembelajaran PAUD dalam Kebijakan Kurikulum Kamil, Nurhusna; Intan Permata Putri; Kulsum Nur Hayati
Edulab : Majalah Ilmiah Laboratorium Pendidikan Vol. 8 No. 1 (2023)
Publisher : Laboratorium Pendidikan Fakultas Ilmu Tarbiyah dan Keguruan Colaboration with Persatuan Pranata Laboratorium Pendidikan Indonesia Tingkat Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/edulab.2023.81.01

Abstract

This study will discuss the similarities between cultural values in early childhood learning in Indonesia and New Zealand which are outlined in the curricula of both countries. The countries primarily care for children's education which clearly highlights every aspect of their development, in that the cultural values have been explicitly incorporated into the curriculum. This study is library research because it explores written resources of documents and the curriculum. The result of the study indicated that both countries believe that values of the local culture are important to instill in children through curriculum. The Indonesian curriculum, which has committed to innovation now and then, strongly emphasizes the cultural values of Pancasila in every aspect of children's education. Meanwhile, New Zealand introduced “Te Whariki” values to children in the learning process in class. Abstrak Penelitian ini akan membahas kesamaan antara nilai-nilai budaya dalam pembelajaran anak usia dini (PAUD) di Indonesia dan Selandia Baru yang dituangkan dalam kurikulum kedua negara. Kedua negara ini sangat peduli terhadap pendidikan anak-anak yang dengan jelas menyoroti setiap aspek perkembangan mereka karena nilai-nilai budaya kedua negara ini telah secara eksplisit dimasukkan dalam kurikulum. Penelitian ini adalah penelitian kepustakaan karena mengeksplorasi sumber tertulis dokumen, kurikulum. Hasil penelitian menunjukkan bahwa kedua negara percaya bahwa nilai-nilai budaya lokal penting untuk ditanamkan pada anak-anak melalui kurikulum. Kurikulum Indonesia yang saat ini berkomitmen terhadap inovasi yang sangat menekankan nilai-nilai budaya Pancasila dalam setiap aspek pendidikan anak. Sementara itu, Selandia Baru memperkenalkan nilai-nilai "Te Whariki" kepada anak-anak dalam proses pembelajaran di kelas.
Socialization Of Early Marriage Prevention As A Means Of Reducing Divorce Rates Intan Permata Putri; Umi Zahro; Novi Yuliati; Maulia Aryani Rofiqoh; Safeta Weyla Samti Ardhania; Faiza Izzata Aulia; Muhamad Agil Dalla Ramadani; Fadia Nur Amalia; Sandya Kliana Kurnia Dewi; Muhammad Khudori
PROSIDING SEMINAR NASIONAL PENDIDIKAN, BAHASA, SASTRA, SENI, DAN BUDAYA Vol. 3 No. 1 (2024): Mei : PROSIDING SEMINAR NASIONAL PENDIDIKAN, BAHASA, SASTRA, SENI, DAN BUDAYA
Publisher : Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mateandrau.v3i1.2055

Abstract

Several countries face the problem of early marriage. Child marriage occurs in both urban and rural areas, with various backgrounds and economic classes. Economics, education, demographics and socio-culture influence early marriage in developing countries. Early marriage can also lead to divorce because they are not physically and mentally ready, so there are often disputes and so on. Adolescents who marry before the appropriate biological or psychological age are particularly vulnerable to adverse impacts. The community-based participatory research (CBPR) method was used in this study to address the need for a more people-centered and community-driven research approach to combat growing health disparities. The results of this study show that a movement such as socialization of early marriage prevention is needed in order to reduce the number of early marriages in Indonesia. After the number of early marriages in Indonesia is reduced, it will certainly correlate with the divorce rate in Indonesia because one of the factors of divorce is early marriage.
THE INFLUENCE OF INCOME AND FINANCIAL LITERACY ON INVESTMENT DECISION THROUGH FINANCIAL BEHAVIOR AS A MODERATING VARIABLE Yeni, Fitri; Sarah, Siti; Ramadhan, Muhammad Fikri; Sari, Putri Intan Permata
Jurnal Apresiasi Ekonomi Vol 12, No 1 (2024)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v12i1.694

Abstract

This study aims to discover the influence of income and financial literacy on investment decisions through financial behavior as a moderating variable for Bank Nagari Muara Labuh Branch customers. The sample in this study were customers of Bank Nagari with a total of 100 samples. The data analysis method uses moderated regression analysis The results are based on the research and hypothesis testing that has been done, the results of the study can obtain that income has a positive and significant effect on Investment Decisions at Bank Nagari Muara Labuh Branch. Financial Literacy positively and significantly affects Investment Decisions at Bank Nagari Muara Labuh Branch. Income positively and significantly affects Investment Decisions through Financial Behavior at Bank Nagari Muara Labuh Branch. Financial Literacy positively and significantly affects Financial Behavior Decisions at Bank Nagari Muara Labuh Branch. This research contributes to financial institutions to create policies to improve customer investment decisions. For the government, this research contributes to making policies in setting regional minimum wages Keywords: Income, Financial Literacy, Investment Decisions, Financial Behavior
Co-Authors ., Fitrianti Ade, Frihapma Semita Afifatur Rahmi Agam Mei Yudha Ai Elis Karlinda Amelia Rizanti Amirah Fauziah Ananthia Ayu Devitasari Assalam, Mardho Tillahi Astri Hapsari Atikah, Dina Awam Mukhatam Riziq Berta Agus Petra Burhanudin Rais Charli, Chintya Ones Deni Saputra Deza Sri Rahayu Dodi Suryadi Ebi Abady Putri Elfiswandi, Elfiswandi Fadia Nur Amalia Faiza Izzata Aulia Fajriani Rahma Fitri Firdausi Nuzula Fitri Yeni, Fitri Fristiohady, Adryan Fuadi, Yasfian Alfi Husnah, Mutiah Jihan Salsabila Kamil, Nurhusna Kulsum Nur Hayati Lailaturahmi Latifah, Jihan M Lifrandana J Maulia Aryani Rofiqoh Meylani Pratiwi Muhamad Agil Dalla Ramadani Muhammad Fikri Ramadhan Muhammad Khudori Nabila, Sania Audy Nadia Putri Hanafi Nelly Prima Putri Nelvia Nelvia Nini Syofriyeni Nita Trinovitasari Novi Yuliati Novia Rahwatul H Nurhidayah, Nezy Nurhusni Olandari Mulyadi Putra, Ramdani Bayu Putri Ansari, Nurul Amanda Putri Hanifah Putri, Ebi Abady Putri, Nelly Prima Ramadhani, Dwi Suci Retno Wulansari Rifa'atul Mahmudah Rima Yuwana Yustikaningrum Rindy Citra Dewi Rohmi Triwulandari Ronni Andri Wijaya Rosa Citra Dewi Rozak, Abd. Safeta Weyla Samti Ardhania Sandya Kliana Kurnia Dewi SELFI HASTRIA NINGSIH Siti Sarah, Siti Suhairi Suhairi SUHARDI - Sukiman Sukiman Sukiman Titis Anindyajati Tri Ayu Parwati Umi Zahro Vahra Oktaladisa Vivi Nila Sari Wahdini Marta Wijayanti, Vita Winanda, Dea Jenia Winda Wijayanti Winna Rahma Julita Yamasitha Yani Pratiwi Yosi Puspita Sari Yulasmi Yulia Yosi Zainurika Irna