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All Journal FALASIFA : Jurnal Studi Keislaman Iqtishoduna: Jurnal Ekonomi Islam Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Tadayun: Jurnal Hukum Ekonomi Syariah Qonun Jurnal Hukum Islam dan Perundang-Undangan DIKTUM: JURNAL SYARIAH DAN HUKUM Nuris Journal of Education and Islamic Studies Mawaddah: Jurnal Hukum Keluarga Islam Referensi Islamika: Jurnal Studi Islam Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
Ahmad Musadad
Universitas Trunodjoyo Madura
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Reconstructing Islamic Legal Reasoning for Digital Transactions: Bin Bayyah's Maqāṣid al-Mu’āmalāt as a Framework for Resolving Juristic Disagreement Yasid Yasid; Husein Aziz; Muhammad Munir; Ahmad Musadad; Yunita Wulandari
Mawaddah: Jurnal Hukum Keluarga Islam ##issue.vol## 4 ##issue.no## 2 (2026): November
Publisher : Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/mjhki.v4i2.149

Abstract

The rapid expansion of digital economic transactions has given birth to legal divergences among scholars due to the contrast of the methodology of uṣūl al-fiqh. Although the contemporary Islamic legal literature is developing rapidly, the existing studies of maqāṣid al-sharī'ah are  still generally abstract-generic and focused on the dichotomy of formal legality, thus failing to provide an operational instrument to resolve legal disagreements. In contrast to previous studies that primarily focused on determining the feasibility of digital assets, this article explicitly reconstructs  Abdullah bin Bayyah's maqāṣid al-mu'āmalāt theory as an epistemological-operational framework for resolving legal disagreements. Bin Bayyah's thought deserves to be studied independently because it succeeds in integrating maqāṣid specifically into the verification of legal reasons (taḥqīq al-manāṭ al-shar'ī) and cyber reality (al-fiqh al-wāqi'ī). Applying a qualitative normative legal research design through conceptual and philosophical approaches, this study examines contemporary fatwas while separating juridical analysis of cryptocurrencies, NFTs, blockchain technology, and smart contracts. The results of the study show conceptually that legal disagreement stems from a rigid formalist-textualist approach that mixes contractual defects (gharar) and reasonable business risks (al-ghurm). Bin Bayyah's framework offers a graded approach that distinguishes between tolerable (gharar yasīr) and excessive (gharar fāḥish) uncertainty based on functional clarity and juridical certainty. Theoretically, this research contributes novelty in the form of an epistemological bridge that aligns textual ideality (naqlī) with empirical technological realities ('aqlī/wāqi'), while providing a methodological foundation for collective ijtihad in responding to future digital financial disruptions.
Co-Authors A Mufti Khazin A. Mufti Khazin Abu Yasid Ach. Mus’if Ach. Rosidi Achmad Badarus Syamsi Afaful Ummah Ahmad Agus Ramdlany Aldi Khusmufa Nur Iman Alfa Zaidanil Fauzi Ati' Nursyafa’ah Auli Fisty Noor Azizah Baihaqi Baihaqi Dzikrulloh Dzikrulloh Fajar Fajar Farhatul Muwahidah Farid Ardyansyah Hawa Gazani Holis Holis Husein Aziz Imamuddin Imamuddin Indra Tjahyadi Khalilullah Amin Ahmad Khoirun Nasik Lailatul Maghfiroh Misno Misno Misno Misno Moh Miqdad Ilmi Moh. Irfan Muhammad Munir Muttaqin Choiri Nasrulloh Nasrulloh Nur Awali Khoirunnisa Nuril Hidayati Saiful Abdullah Shadi Emad A Alhaleh Shofiyun Nahidloh Sri Andayani Sugeng Widodo Tri Pujiati Yasid Yasid Yunita Wulandari Zahro, Umi Indasyah