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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
Al Hisbah in Modern Era : Investor Protection Institution in Indonesian Islamic Capital Market Sholikah, Mar'atus; Huda, Nurul; Rini, Nova; Fatwa, Nur; Wiliasih, Ranti
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13145

Abstract

This research aims to explore the evolution of the role of al hisbah in the financial sector, especially the capital markets industry. Along with the times and the increasing complexity of today's government bureaucracy, the role of al hisbah has been formed differently in each country according to their respective needs. This research uses an exploratory qualitative method with secondary data. The research results show that the role of al hisbah is very complex, one of which is in the financial sector of the capital market to carry out supervision in order to protect investors from both external and internal risks. In this case, the Financial Services Authority (OJK) plays the role of al hisbah which coordinates with the National Sharia Council (DSN) to ensure transactions and activities in the Indonesian Islamic capital market are safe and healthy.
Exploring the Utilization of Social Media Channels for Indonesian Islamic Economic Development Muwaffaq, Muhammad Aunul; Mahsyar, Nun Maziyyah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13150

Abstract

The global expansion of Islamic economics has been steadily growing. Several causes are contributing to this phenomenon, with the use of social media being a significant driver in promoting literacy. The Islamic Economics Society Association, often known as MES, has successfully expanded its network throughout Indonesia and internationally to promote Islamic economics and finance. This study seeks to investigate the capacity of social media used by MES in disseminating Islamic financial knowledge. This study will utilize qualitative analysis using a literature-based approach. The data will be collected by conducting a thorough examination of the potential and influence that has been achieved in social media. This will be done by analyzing the qualitative analysis model developed by Miles and Huberman, specifically focusing on data reduction, display, and conclusion. The study revealed that the use of social media can augment the literacy and inclusivity of society about Islamic economic and financial knowledge, leading to a transition towards the halal lifestyle and an enhancement of the human development index.
Implementasi Akad Mudharabah Pada Tabungan Niat Haji Islamic Banking Bank Jambi UPS Muara Sabak Andrean, Hengki
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13168

Abstract

Abstract Research has been conducted on the implementation of mudharabah contracts in the provision of Hajj Savings Account services at Islamic Banking Bank Jambi, Muara Sabak Sharia Service Unit. The implementation of Hajj savings based on mudharabah contracts faces challenges such as customer concerns about fund management not in accordance with Sharia principles, doubts about investment returns, and lack of accurate information regarding investment in the Hajj Savings fund. This study aims to investigate the implementation of mudharabah contracts and the effectiveness of applied risk management in the Hajj Savings Account product at Bank Jambi, Muara Sabak Sharia Service Unit. The research employs qualitative methods with data collection techniques through interviews, observations, and literature review. Findings show that the implementation of mudharabah contracts in Hajj savings not only complies with Sharia principles but also optimizes transparency, accountability, avoidance of gharar and riba, and risk management. This demonstrates that Sharia financial systems can be an effective and sustainable solution in meeting financial needs while considering principles of ethics and economic justice.
Analysis of Islamic Financial Literacy of MSMEs in Yogyakarta ismail, syadan hussein; setiartiti, lilies
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13170

Abstract

This research aims to evaluate the specific attributes of MSMEs in Yogyakarta and analyze the factors influencing their level of Islamic financial literacy. The study also examines how these enterprises perceive and apply these factors to support their business development. Data were collected through surveys and in-depth observations to address the issues faced and explain the observed phenomena. The findings reveal that the majority of MSMEs do not utilize financial statements or accounting information for decision-making related to their business development, considering such information unnecessary. This research offers critical insights for policymakers, highlighting potential strategies to enhance financial literacy among MSMEs. Improved financial literacy is crucial for MSMEs to navigate financial challenges, access diverse funding sources, and make informed financial decisions. By understanding and implementing financial management practices, MSMEs can better position themselves for sustainable growth and development. The study underscores the importance of targeted educational programs and policy interventions to bridge the financial literacy gap, thus empowering MSMEs to contribute more effectively to the economy. Overall, the results suggest that increasing the financial literacy of MSMEs is a vital step towards fostering a more inclusive and robust economic environment in Yogyakarta.
Analisis Kebijakan Impor di Indonesia Menurut Perspektif Islam Qayyimah, Fathiyah Muslimah; Huda, Nurul
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13171

Abstract

The analysis of import policy in Indonesia from an Islamic perspective highlights the complexity of the interaction between economic aspects and religious values in the formation of public policy. In this context, it is important to consider how import policies can reflect Islamic principles that prioritize social justice, cooperation, and general welfare. The purpose of this study is to consider how import policy, as an important instrument in a country's economy, can be interpreted through an Islamic lens. This research utilizes a descriptive qualitative method. The results of this study provide an in-depth understanding of the impact of import policies on economic justice, economic self-reliance, and international cooperation, and highlight the compatibility of these policies with Islamic principles. The protection of local producers, promotion of fair international cooperation, and increased participation of Islamic scholars and economists in the decision-making process are key steps in designing a more inclusive and sustainable import policy that takes into account the interests of society.
Analysis of customer intention to save at BMT Fastabiq Jepara Sudarsono, Heri; Alghana, Ahada Dzulfikar; Ash Shidiqie3, Jannahar Saddam; El Hasanah, Lak lak Nazhat
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13177

Abstract

This research aims to analyze the intention to save at BMT Fastabiq, Jepara. This research was conducted from May to June 2023, and the data source was obtained through a survey method using a questionnaire tool that was distributed to customers at BMT Fastabiq Jepara. This research uses quantitative data processing methods with SEM PLS analysis (Partial Least Square ) using SmartPLS 4.0. The respondents in this study were 100 BMT Fastabiq Jepara customers. The variables used in this research were intention to save (INT), knowledge (KNW), products (PRD), promotions (PRM), and religiosity (RE). The results of this research reveal that products and religiosity have a positive effect on the intention to save at BMT Fastabiq Jepara, whereas knowledge and promotion do not affect customers' intention to save at BMT Fastabiq Jepara.
Pengaruh Kinerja Dewan Pengawas Syariah KSPPS Kota Padang Dalam Mewujudkan Kepatuhan Syariah Afriyanti, Afriyanti; Fitri, Radia; Ruswandi, Ruswandi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13220

Abstract

Sharia Compliance in Islamic Financial Institutions is compliance, fulfilment of basic values and absolute prices. As an institution that carries the name sharia, KSPPS is expected to provide a better understanding for the general public directly, because its role is closer to the community. This study aims to determine the extent to which the performance of DPS will affect the course of the development of KSPPS in the village. Qualitative descriptive research method. The data collection techniques used were documentation studies, in-depth interviews, analysis was done by narrating the results of interviews, which were then processed again by the author. The result of this research is that sharia compliance has not been fulfilled in the performance of DPS in KSPPS Padang City. The author found that the appointment of DPS is only seen from the point of view of the community store around KSPPS or the village alone, besides that there is also concurrent work so that there is also no standard procedure from the institution on the performance of the DPS. The selected DPS should have integral scientific qualifications, namely understanding the science of muamalah fiqh, sharia and modern Islamic financial economics. It is not the qualifications of all majors.
The Influence of Internal Marketing on Job Satisfaction with Employee Engagement as a Mediator (Survei of Bank Syariah Indonesia Employees in Ternate) Haji, Sulfi Abdul; Imam, Muhammad Thahrim; Ridwan, Ika Wulandari
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.13227

Abstract

The abstract is written in English. It should contain the primary issues of study, the Understanding the elements influencing employee performance is critical since it can determine organizational success. In other words, whether or not employees perform well will significantly impact the organization's future production and profitability. This study aims to see how internal marketing affects Job satisfaction by using employee engagement as a moderating variable. Employees of Bank Syariah Indonesia in Ternate are the research subjects. This study is quantitative. Validity and reliability tests should be performed on the research instrument. Descriptive statistical analysis, SEM (Structural Equation Model), and PLS (Partial et al.) analysis were used to analyze the data. According to the study's findings, internal marketing has no positive or substantial effect on job satisfaction. Internal marketing has a significant and beneficial impact on employee engagement. Employee involvement has a significant and positive impact on job satisfaction. Employee engagement serves as a bridge between internal marketing and Job satisfaction.
Menguak Entrepreneurship Perspektif Qur’an: Karakter Tokoh Pengusaha Muslim Mesir Mais, Rimi Gusliana
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13239

Abstract

The purpose of this analysis is to examine the successful entrepreneurial behavior of Ir. Sholah Al Athiyah is a businessman residing in Egypt. This study aims to fill a void in Muslim entrepreneurship literature and reveal new insights that have yet to be explored by other researchers. As the definition of entrepreneurship remains a topic of discussion, this study turns to the Al-Qur'an as a source of deeper understanding. By examining the teachings of the Al-Qur’an, this article explores Ir. Sholah Al Athiyah's attitude towards Islamic entrepreneurship. With the development of large corporations, it is essential to conduct research that references the Al-Quran and Islamic figures. This study employs a library research method and scientific articles as data sources. The results highlight several fundamental verses that relate to the attitudes of business actors when running a business. Ultimately, the concept of Islamic entrepreneurship aligns with Ir. Sholah Al Athiyah's values are that he always adheres to the teachings of the Al-Qur’an and considers Allah SWT the main investor
Analysis of Intellectual, Emotional, Spiritual Intelligence and Interpersonal Communication on Organizational Culture as Mediating Variables (Case Study of PT. Bank Syariah Indonesia Branch Office Merdeka 3 Lhokseumawe City) Hasibuan, Ahmad Fauzul Hakim; kharisma, Kharisma; Ichsan, Ichsan; Lestari, Lestari
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the influence of intellectual, emotional, spiritual intelligence and interpersonal communication on employee performance by considering the mediating role of organizational culture. Intellectual, emotional, spiritual intelligence and interpersonal communication are very important to instill in every employee. Where it is important for employees to decide on something to do and build good relationships with other employees or customers to grow their self-image in the work environment and the company's image in the eyes of the public. The results of this research show that intellectual intelligence influences employee performance, interpersonal communication influences employee performance. Apart from that, organizational culture does not mediate the influence of intellectual intelligence on employee performance. This shows that employees have self-confidence in solving problems and communicating well to establish working relationships with other employees or customers. And organizational culture has not been able to mediate intellectual intelligence, emotional spirituality and interpersonal communication on employee performance.

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