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AT-Tahdzib: Jurnal Studi Islam dan Muamalah
Published by STAI At-Tahdzib
ISSN : 20897723     EISSN : 25031929     DOI : -
Core Subject : Education,
AT-Tahdzib: Jurnal Studi Islam diterbitkan oleh Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang pada bulan September 2013. Berisi kajian studi Islam, muamalah dan bidang-bidang keilmuan. Sesuai dengan peraturan penulisan yang diterbitkan dua kali (bulan Maret Dan September ) dalam setahun dan publikasi penelitian keagamaan, muamalah (ekonomi Islam) serta keilmuan lainnya sebagai tanggung jawab ilmiah dan perwujudan Tri Darma Perguruan Tinggi.
Articles 185 Documents
Perilaku Wakaf Elit Agama Kota Malang (Studi Konstruk Elit Agama Kota Malang Terhadap Wakaf Uang) Fakhruddin Fakhruddin; Dwi Hidayatul Firdaus
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 1 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

Waqf is also an instrument for creating justice and prosperity in the economic field. The main characteristic of endowments is when endowments have been fulfilled, then there is a shift in ownership from the owner to the ownership of Muslim communities which are expected to last and provide sustainable benefits. Waqf in the form of money (endowments of money) is seen as one way to make endowments can provide better and more results. Researchers are interested in conducting research on this waqf with a focus on looking at the behavior of the religious elites of the city of Malang in understanding and actualizing the endowments of money in their lives. In this case the religious elite of the city of Malang took samples from the Nahdlotul Ulama Organization (NU), Muhammadiyah and the Indonesian Islamic Da'wah Institute and some of the City boarding school caretakers. With the formulation of the problem 1) What are Malang City's religious elite views on the concept and implementation of cash waqf? 2) What is the appropriate format according to the religious elite of Malang City on the application of cash waqf? The type of research that will be used in this research is field research, namely research conducted in the arena or field of symptoms. With this type of research is expected to collect data and information obtained directly from respondents about the endowment of money for the religious elite in the city of Malang. The results of this study are the first religious elites of Malang City in terms of cash waqf giving legal jaiz in other words the practice of waqaf is not only dominated by the object of the object immovable waqaf, because it sees the situation and conditions that exist in society and for general welfare and not conflict with Sharia. Whereas in practice, the religious elite of Malang City has not yet carried out the mandate of the regulation stating that it must be orderly administration in terms of permits to be Nazar, deed of pledge waqaf and in cooperation with Islamic Financial Institutions (LKS). Second, the lack of information and socialization about this cash waqf, then the format that occurs in the community in applying this cash waqf is by directly giving the cash waqf property to Nazir directly. money that was forgiven. So that the religious elites of Malang also practice from what was signed above, because the contract directly from waqif explains in the contract for what the money is. As Muhammadiyah and other religious elites on that day also directly allocate the cash waqf received on the object of the contract that was explained at the time of the Waqf contract.
Konsep Manajemen Sumber Daya Manusia (MSDM) dalam Perspektif Syariah (Telaah Perilaku Bisnis dalam Manajemen Sumber Daya Manusia) Sucipto Sucipto
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 1 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

Sebagai umat Muslim harus mencerminkan seluruh aktivitas sehari-harinya berdasarkan nila-nilai Islam, terutama dalam berekonomi sehingga perilaku bisnisnya pun harus berdasarkan prinsip dan nilai Islam. Selain itu, manajemen sumber daya manusia harus mampu diterapkan agar memperoleh manusia berkompeten dalam ekonomi dan bisnis sehingga terbentuk dalam perilakunya. Metode penelitian ini menggunakan kualitatif berupa studi pustaka. Hasilnya menunjukkan prinsip perilaku ekonomi dan bisnis Islam berupa tanggungjawab, keadilan, otonomi, dan integritas moral. Secara penerapan ekonomi dan bisnis Islam harus mampu mengaplikasikan keadilan dalam harga, pasar dan upah. Sistem keuntungannya tidak memperbolehkan adanya monopoli dan menghalalkan segala cara. Pada perilaku produksi mengutamakan prinsip kemaslahatan berupa proporsional, keadilan dan kepemilikan. Sedangkan konsumsi harus memperhatikan barang yang dikonsumsi, kehalalan dan kebutuhannya.
Menakar Eksistensi Penyuluh Agama Islam Di Era Milennial Fawait Syaiful Rahman
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 1 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

Abstract The millennial era is a continuation of the globalization era as well as becoming a new era of challenges. Anyone who can make good use of it can become a great opportunity so that the challenge brings blessings. Conversely, for people who cannot utilize properly and appropriately, in navigating the ark of life this can experience failure and even deterioration. People who can turn challenges into opportunities will succeed in achieving life's ideals, reach their material and spiritual life well-being, and proportionally position their physical and spiritual needs. To help people who are not good at maximizing opportunities and challenges, especially in the millennial era, Islamic Extensiontake full responsibility and contribute to be part of the government to produce a generation ofWorkersmorality, smart, smart, devoted to achieving a noble life. This article uses qualitative research with a literature study approach. A literature study is a study conducted with a focus on books, scientific works such as journals, and various other scientific writings. This article concludes that the existence of Islamic Extension Workers in the middle of the community is very strategic with several potentials. First, PAI's strategic position helps to explore various information that is directly experienced by the community. Second, PAI's strategic position helps to understand the different characters of the community and requires handling different solutions. Third, it helps the government to form a society that is virtuous, moral who are praiseworthy, devoted, love the motherland, productive, directing people to achieve world success until the hereafter.
Kepailitan PT Asuransi Syariah Mubarakah Dan Perlindungan Peserta Dalam Konteks Peraturan Perundang-Undangan Di Indonesia Syukron Syukron; Nurhasanah Nurhasanah
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 1 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

This article is motivated by the conflict between the participants of Mubarakah Sharia Insurance and PT Asuransi Sharia Mubarakah after the bankruptcy decision. The case of PT Asuransi Syariah Mubarakah was examined and decided by the Commercial Court. Law No. 50/2009 concerning amendments to Law No. 3/2006 concerning the Religious Courts explains that Islamic economic disputes become the absolute competence of the Religious Courts. This gap needs to be reviewed from the theory of the law of the law and the principle of Lex posterior derogat priori legi. The next problem that arises is the non-fulfillment of the rights of the insurance participants after the bankruptcy decision. this issue is analyzed using the Fiduciari Duty, Ultra Vires and piercing the corporate veil approach in the context of corporate law. This approach is used to review legal protection for insurance participants. The method used is a Nomative qualitative approach. The data used are library research and field research. There are 2 conclusions in this article, First, the bankruptcy problem is still handled by the Commercial Court due to the strength of the rule of law and the tendency of the parties and curators who have confidence in the commercial court. Second, the lack of legal protection provided to the participants of PT. Mubarakah Sharia Insurance due to lack of legal protection from the Ministry of Finance and the Financial Services Authority and the absence of rules governing insurance participants (policyholders). Losses that cause companies to go bankrupt are seen as negligence of managers to conduct business such as not complying with the level of solvency and not conducting liquidation prior to bankruptcy. Therefore, the Curator should charge and hold the Directors and commissioners accountable for paying debts to insurance participants.
Alternatif Penyelesaian Waris Pengganti Di Indonesia Ahmad Insya' Ansori; Moh Ulumuddin
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 7 No 2 (2019): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

The difference between salaf scholars and modern scholars about the successor to successors. Salaf scholars state that "successor inheritance" does not exist, and with the principles of naqliyyah and ijma 'Companions, hold firm that the problem of "inheritance" is qat'i, ta'abbudi, not ta'aqquli, not ijtihadi, and they uphold ijma 'Companions because there is a basis for the words of the Prophet Muhammad about it. Whereas modern scholars (khalaf) in KHI and Hazairin thought stated that "successor inheritance" exists and has the inheritance rights of his parents who died, and they (modern scholars) put the issue of "successor inheritance" of zanni, ta'aqquli, and ijtihadi, for the sake of social benefit in Indonesia.
ANALISIS HAK WARIS ISTRI AKIBAT MURTAD PERSPEKTIF HUKUM WARIS ISLAM DAN GENDER Agus Hermanto; Habib Ismail
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 1 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

Perkawinan yang sering menimbulkan perdebatan adalah perkawinan beda agama. Dari perkawinan beda agama tersebut dipandang sebagai salah satu faktor penghambat dalam mendapatkan kewarisan dari orang tuanya.Rumusan masalah adalah apakah faktor dan dampak perkawinan beda agama pada suku Bali sehingga tidak mendapatkan hak waris dan bagaimanakah hak waris akibat perkawinan beda agama perspektif hukum Islam dan gender pada masyarakat suku Bali di Desa Mulyosari Kecamatan Pasir Sakti Lampung Timur. Serta bertujuan untuk mengetahui faktor dan dampak perkawinan beda agama pada suku Bali sehingga tidak mendapdan untuk mengetahui atkan hak waris hak waris akibat perkawinan beda agama perspektif hukum Islam dan gender pada masyarakat suku Bali di Desa Mulyosari Kecamatan Pasir Sakti Lampung Timur. Penelitian ini menggunakan jenis penelitian lapangan (Field Risearch).. Sumber data pada penelitian ini yaitu sumber data primer dan sekunder. Sedangkan teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Faktor dalam perkawinan beda agama yang terjadi Desa Mulyosari Kecamatan PasirSakti Lampung Timur yang mengakibatkan terhalangnya ahli waris untuk mendapatkan harta warisan. Akan tetapi terdapat solusi seorang ahli waris beda agama tersebut tetap memperoleh harta waris melalui wasiat wajibah. Wasiat wajibah merupakan solusi dalam hal pembagian waris kepada ahli waris beda agama dengan jumlah perolehannya tidak boleh melebihi 1/3 dari harta waris. Dari adanya solusi dalam masalah waris bagi non muslim menjadi prinsip keadilan dalam gender yang mengutamakan kerukunan keluarga, menjaga dan mempertahankan keutuhan keluarga dengan tetap saling menghargai dan menghormati.
Interpretasi Al Quran Menurut Pemikiran Abdullah Saeed untuk Pengembangan Ekonomi Syariah: Interpretasi Al Quran Menurut Pemikiran Abdullah Saeed untuk Pengembangan Ekonomi Syariah Fatma Wati Sungkawaningrum
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 2 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

Human thought everywhere is preoccupied with what he has seen before. Emerged into an idea that is later expected to be a guideline or even an order of values ​​that applies to a human civilization. As a blessed people, the heart, the mind, and the power of reason, give the signal that the matter is not necessarily true and especially if it will be standardized. With research metode sociology in this life, we are also required to be open-minded and not dogmatic and rigid. That religious and pluralistic life, makes us in interpreting a sentence can be based on a value order that applies in a country. When interpreting remains based on the framework of aqeedah as taught by the Prophet Muhammad SAW, such as in life in a country. When a woman travels alone at night or drives a car alone, then this matter is not the same interpretation between one country and another. In our country it is not a problem but it can be a ban if in other countries. In economics will also certainly find a similar subject, and in the study and application of technology we also can not avoid or reject the speed of technology. We are required to be able to manage and deal with it, and manage it. Muslims are still required to compete in this global world so that we not only become spectators or mere supporters, but also must strive to appear as actors in the sense that we can place ourselves in every value order without denying Islamic beliefs
The Effect Of Marketing Mix On Customer's Decision To Save On PT. Bank Muamalat Kendari Branch Tiara Juliana Jaya; Mahfudz Mahfudz; Nur Laili Fikriah
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 2 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

This research aims to find out how the marketing mix affects customers' decision to save on PT. Bank Muamalat Kendari Branch. This research uses quantitative methods using observation techniques, questionnaires and documentation. The sample used in this study was 89 customers who had saved up at PT. Bank Muamalat Kendari Branch. Based on the results of the research that has done it can say that marketing mix has a significant relationship because it can explain that the significant value of 0,000, the significant level is smaller than 0.05 or the value of t-count is higher than the value of t-table which means that PT. Bank Muamalat Kendari Branch can meet the needs and desires of customers so that customers feel satisfied in terms of products, the price of administration provided, promotion as well as excellent service and security, and strategic bank location. Therefore, the better service provided by the bank will have an impact on the increasing decision of customers to save on PT. Bank Muamalat Kendari Branch.
The Effect Of Financial Ratio To Net Income For The Period 2013-2017: Study At PT. Bank Syariah Mandiri Indonesia Imam Azizuddin; Alwahidin Alwahidin
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 2 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

This research aims to find out if the financial ratio has a significant positive effect on net profit for the period 2013-2017 at PT. Bank Syariah Mandiri Indonesia. This research uses quantitative methods using time series data on the financial statements of Bank Syariah Mandiri Indonesia period 2013-2017, purposive sampling used as a method of selection of this research sample. The methods used are descriptive statistical analysis, standard assumption tests and multiple linear regression equation tests with SPSS 21, with a significant rate of 5%. Based on the results of this study, it finds that the financial ratio positively does not have a significant effect on the profit of Bank Syariah Mandiri Indonesia from the f test result obtained from f count of 1,384 with a significant value of 0.284>0.05 because the probability is much higher than 0.05 so it can conclude that there is no significant influence on the variable financial ratio to the profit of Bank Syariah Mandiri Indonesia Period 2013-2017.
Implementasi Mu’āmalah Māliyah Mazhab Yayasan Nurul Hayat Imron Mustofa
AT-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 8 No 1 (2020): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib Ngoro Jombang Indonesia

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Abstract

Indonesia with majority Islam as its majority religion, with their obligation to give zakat, donations and alms, needs role model. The Nurul Hayat Foundation with all its business units is one of the institutions in mu'āmalah māliyah which should be considered as the role model. This article is field research. The results of this study indicate that the Nurul Hayat Foundation is implementing what they call the four commitments (independent, trustworthy, professional (ISO 9001: 2015), and implementing the 5R culture (mandiri/concise, amanah/neat, resik/clean, rawat/caring and rajin/diligent), and empowering). In institutional governance, Nurul Hayat applies four stages: the planning, organizing, implementing and supervising.