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INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Arjuna Subject : -
Articles 235 Documents
Analisis Efektivitas Bantuan Orphan Kafala Baitulmal Muamalat Terhadap Pembangunan Sosial Ekonomi Anak Yatim di Aceh Anis Kurlillah; Munadiati; Fadillah Bt Mansor; Iskandar
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.3900

Abstract

Aqad kafala is one of the popular forms of aqad in the empowerment of orphans being implemented today. This aqad has been implemented by OIC and IDB in the empowerment of orphans affected by conflict and tsunami in Aceh. The implementation of Aqad kafala is in the form of guaranteeing the fulfillment of the daily social and economic needs of orphans. The distribution of aid is carried out by cooperating with local NGOs, namely Baitulmal Muamalat, Rumah Zakat, and PKPU. This assistance has been started since 2006 until the end of 2022 with the number of orphans reaching 4100 orphans. The objective of this study is to analyze the effectiveness of the distribution of Orphan Kafala-OIC Alliance Aid to the development of the social and economic life of Aceh orphans. This study is using a qualitative research method. The data has been collected from the orphans who are being under the responsibility of Baitulmal Muamalat Indonesia. The data collection technique was through a questionnaire study. The results of this study showed that the kafala assistance given to the orphans in Aceh has provided a positive effect although not significant for the social and economic development of orphan families in Aceh.
Analisis Kualitas Produk Scooter Matic Ditinjau Dari Sisi Konsumen Muslimah Lola Malihah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.3998

Abstract

This research aims to analyze the quality of scooter matic products of various types and brands from the muslimah consumer side. This twisting is a field sharpener with a descriptive quantitative approach. In this study, a survey of 150 Muslim women consumers was conducted. The results of this study show that the dominant motor vehicle brands used are Honda Scoopy, Honda Beat, and Honda Vario. As many as 82% of santriwati and students in Yayasan Darussalam Martapura who are required to wear clothes in accordance with sharia principles in the form of long and wide robes or long-handed shirts combined with wide long skirts claim to have experienced long clothes or dresses worn. when driving damaged because it was scorched by the exhaust. This is due to the exhaust of scooter matic vehicles that are open so that they can easily burn clothes while driving. Therefore, it is expected that there will be attention and consideration of this complaint in order to make the latest breakthrough in the development of scooter matic products.
Analisis Kinerja Keuangan BUMdes Di Kota Banda Aceh Nurma Sari; Linda; Raida Fuadi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4015

Abstract

This study aims to analyze the effect of working capital, transparency accountability, community participation, and environmental turbulence on the financial performance of Village Owned Enterprises (BUMDes). The data used are primary data by distributing questionnaires to respondents consisting of 54 people. The sampling technique used a probability sample with simple random sampling. The research data was then processed using multiple regression analysis techniques aimed at knowing and analyzing the effect of exogenous variables either partially or simultaneously on endogenous variables. The results show that working capital, accountability, transparency, community participation, and turbulence together have a significant effect on financial performance, but not partially, there are only three of the five independent variables that have a significant positive effect on the financial performance of BUMDes, namely working capital, accountability and environmental turbulence with parameter coefficient values ​​that are not yet high. For this reason, it is necessary for BUMDes to provide open information in order to attract public interest to participate as well as support and evaluation from relevant agencies so that the performance of BUMDes is better.
Distribution of Zakat as a Solution Of Proverty Alleviation in Langsa City Agustinar agustinar; Laila Mufida Laila Mufida; Siti Mu’allimah Siti Mu’allimah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4056

Abstract

The focus of this research was the implementation of distribution of zakat as a solution of poverty alleviation in Langsa City. The problem in this research was, first, how was the concept of distribution in the Islamic Economic System? Second, how was the implementation of distribution of zakat in the Islamic Economic System in alleviating poverty? The purpose of this research was to describe the concept of distribution in the Islamic Economic System, and to analyze the implementation of distribution of zakat in the Islamic Economic System in alleviating poverty. The type of this research was a qualitative research by using descriptive analysis. It was a field research. The objects of this research were the poor people in Langsa City and the Baitul Mal Langsa. Based on the results and the analysis of discussion, it can be concluded that zakat had been distributed evenly. Therefore, zakat in Langsa City should be distributed with a larger budget and a wider scope, so that the benefits desired by Islam can be achieved and Langsa becomes one of the cities of baldatun thayyibatun wa rabbun ghafur in this beloved country of Indonesia.
Analisis Keputusan Nasabah Menggunakan Layanan E-Banking Pada Bank Syariah Indonesia Di Kota Langsa Muhammad Dayyan; Nurjanah; Uci Dinda Ayu Bestari
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4058

Abstract

This research aims to analyze e-banking services at Bank Syariah Indonesia, factors that affect customers using e-banking, and the obstacles faced by customers using e-banking. The method used is qualitative descriptive, with 13 respondents. The results showed that Digital services at Bank Syariah Indonesia there are 20 services, where often used by Bank Syariah Indonesia customers are ATMs and mobile banking. Then the factors that affect customers using e-banking are quality, individual factors, social factors, and promotions, while the obstacles experienced by customers are the customer's ability about the use of technology and networks that must be appropriate for the provider.
Customer preference analysis in using cash recycle machine service at Bank Syariah Indonesia nanda safarida; Fahriansah; Novi Zikrillah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4061

Abstract

This study aims to analyze the level of preference of Bank Syariah Indonesia customers in using cash deposit services through the Cash Recycle Machine (CRM). This is a qualitative research with qualitative data in the form of ordinal data collected through questionnaires and compiled using a semantic differential scale with 10 predetermined attributes. The sample in this study was 100 customers of Bank Syariah Indonesia Langsa City Branch which was determined through accidental sampling technique. The research method used is the Kendall's concordance method processed with SPSS. The results of the research through the Kendall's test obtained the Kendall's value of 0.33 and the X2 value of 29.531. While the value of X2table0.05;9 is 16.918. This means that there is a relevancy of the respondent's answer preferences related to the 10 attributes used in the questionnaire. Meanwhile, 9 of 10 attributes, namely decision, distance, time period, time for deposit cash, technology, level of practicality, smooth access, durability of deposit proof, and level of risk, have a preference that tends to be positive and be taken into consideration for customers to deposit their cash through the CRM service. Except for the attribute which is related to the level of security where the average respondent agrees that it is not really be taken into customer consideration in making cash deposits through CRM service.
GAMBARAN HARGA SAHAM DITINJAU DARI TINGKAT INFLASI, NILAI TUKAR RUPIAH, DAN SUKU BUNGA: STUDI KASUS PERUSAHAAN YANG TERDAFTAR DI INDEKS LQ45 Andi Amri; Ramadhi; Mitra Sami Gultom
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4051

Abstract

The background of this research, the existence of stock price fluctuations which makes investors must be observant in analyzing stock prices. Otherwise, investors will suffer huge losses. In addition, increases in inflation, the rupiah exchange rate, and book rates are among the factors that affect stock prices, so that stocks become out of control and continue to increase. The objectives of this study are 4, namely to analyze the inflation rate on stock prices, the rupiah exchange rate for stock prices, interest rates on stock prices, and finally to analyze together the influence of inflation rates, rupiah exchange rates, and interest rates on stock prices. especially for companies listed on the LQ45 Index. This type of descriptive quantitative research with purposive sampling method of sampling at the LQ45 company which consists of 45 companies, in order to obtain 225 observations for each variable. The data source for the company's annual report uses the data analysis technique, namely panel data regression. The results of the research that have been done can be concluded that partially inflation, exchange rates, and interest rates have a significant and significant effect on stock prices. Meanwhile, simultaneously both have an influence on stock prices and have an adjust R Square value of 88.93% and 11.07% influenced by other factors not present in this study.
FORECASTING ANALYSIS OF ZIS COLLECTION IN BANJAR REGENCY USING DOUBLE EXPONENTIAL SMOOTHING METHOD Malihah, Lola; Ma'mun, Muhammad Yulian; Mahfuzah, Annisa; Karimah , Husna; Meilania, Gusti Tasya; Murliana, Mera
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4278

Abstract

The purpose of this study is to observe forecasting zakat collection funds and other Islamic religious charity (ZIS) that the Banjar Regency Baznas collect from October 2021 to March 2022. The method used is the Double Exponential Smoothing method, and analyzed by using the parameters ???? = 0,4 ???????????? ???? = 0,1. For this study, secondary data of Baznas Banjar Regency collection funds covering from January 2018 to September 2021 was obtained from its institution. The findings show that forecasting with this method resulted in ZIS collection will be increased monthly for the next six months. Therefore, the data will benefit Baznas Banjar Regency and other stakeholders in planning and evaluating the management of ZIS funds. Thus, policymakers can use it to improve public welfare and poverty alleviation in Banjar Regency.
THE IMPACT OF AFFINITY, CONVENIENCE, AND SOCIAL MEDIA MARKETING IN INFLUENCING INTEREST IN USING SHARIA E-BANKING Achmad Saifulloh Fatah; Saifudin
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4448

Abstract

This study aims to determine the effect of affinity, convenience, and social media marketing on interest in using sharia e-banking with trust as a moderating variable (a case study of millennial society in Semarang Regency). The sample used in this study was 100 respondents with a simple random sampling technique. The data collection was carried out by giving questionnaires to the millennial community of Semarang Regency. The analysis used is the research instrument test, statistical test, classical assumption test, and MRA (moderated regression analysis). Furthermore, the data is processed using the analysis software, namely SPSS version 22. From the test results obtained: 1) affinity has no effect on interest in using sharia e-banking, 2) ease has a significant positive effect on interest in using sharia e-banking, 3) social media marketing has a significant positive effect on interest in using sharia e-banking, 4) trust is unable to moderate the effect of affinity on interest in using sharia e-banking, 5) trust can moderate the effect of convenience on interest in using sharia e-banking, 6) trust can moderate the influence of social media marketing on interest in using sharia e-banking. Islamic banking institutions can use the results of this study to increase public trust in the institution.
COMMODIFICATION OF RELIGION IN HOUSING Hamzah Muchtar, Evan
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4704

Abstract

Indonesian society is pluralistic—many different ethnicities, cultures, and religions. One of the things that are currently booming is related to religious issues. The religion in question is Islam because the Indonesian people are the majority of the Muslim community. With the Muslim majority community, this is the field of business oriented capitalists. This capitalist tries to marry all business activities with the Islamic religion, called the commodification of religion. This study aims to describe the commodification of religion in terms of property, namely sharia housing. This research uses a Qualitative method. The Result Basically, the concept of sharia housing marries the idea of conventional housing that has existed before with the concept of religion to form a new lifestyle and identity among urban communities; marketing strategies with the gathering concept are various ways that developers use using religious symbols to sell their products. The use of religious symbols in the sale of sharia housing is considered a form of religious commodification.