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INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Arjuna Subject : -
Articles 235 Documents
 18   19   20   21   22 
Strategy In Preventing Financial Distress: Resolution Of Problem Financing At Bank Aceh Syariah Branch Peureulak Aceh Ulya, Zikriatul; Safwandi; Sarita Ulfia; Muarif Setiawan; Zulhilmi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,10 No 1 (2025)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v10i1.10962

Abstract

This study discusses the strategy of resolving problematic financing in preventing financial distress at Bank Aceh Syariah sub-branch peureulak, the problems presented in this study are, the level of financing problems in Bank Aceh Syariah sub-branch of peureulak how to solve problematic financing in preventing financial distress at Bank Aceh Syariah Peureulak auxiliary branch, what decisions are taken in the settlement of problematic financing, what are the strategies in the settlement of problematic financing. The purpose of this study is to analyze the strategy for resolving problematic financing in preventing financial distress at Bank Aceh Syariah sub-branch peureulak with a process hierarchy analysis method. This research method is the positive qualitative Analytic Hierarchy Process (AHP) method. The results of this study show that the alternative priority of problematic financing settlement strategies in preventing financial distress at Bank Aceh Syariah sub-branch peureulak from the results of the assessment of 3 criteria, 5 sub-criteria, and 4 alternatives based on the results of the analysis of AHP using expert choice The highest priority strategy is to close and sell one or more business units (0.293), then the second strategy priority is the extension of the credit schedule (0.280), and the third strategy is to reduce profits (0.231). In conclusion, the priority of alternative strategies for resolving problematic financing in preventing financial distress at Bank Aceh Syariah sub-branch of peureulak from the results of the assessment of 3 criteria, 5 sub-criteria, and 4 alternatives based on the results of the analysis using expert choice obtained is the highest priority of the third-party fund dependency strategy with an inconsistency value of 0.05< 0.1 interpreted as consistent. The recommendation for banks is to strengthen risk analysis and financing restructuring policies, while for customers, it is recommended to be cooperative in following financing rescue policies so that business sustainability is maintained and the risk of financial distress can be minimized.
Atribut Islami dan Religiusitas : Implikasinya pada Loyalitas Konsumen Skincare dan Kosmetik Halal Rusdi, Wahyudi; Putra, Farhan Soekarno; Podomi, Hestika; Nugroho, Moh Agus
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,10 No 1 (2025)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v10i1.9331

Abstract

This study aims to contribute to the understanding of how Islamic attributes and religiosity influence consumer satisfaction and loyalty in halal skincare and cosmetic products. The research employed a survey method with questionnaires distributed via social media, targeting a sample of 190 individuals selected using purposive sampling. Data were analyzed using SEM with PLS software. The study found that both general and Islamic attributes significantly enhance consumer satisfaction, which is crucial for businesses in Islamic markets. However, Islamic religiosity does not significantly affect the relationship between satisfaction and loyalty, indicating that product quality and service are more important for building consumer loyalty. Businesses should focus on other aspects to strengthen loyalty in Islamic markets.
Generation Z Muslim Consumers And The Fomo Trend Of Non-Halal Korean Food In Indonesia: A Sharia Perspective Study DAULAY, ULAN DARI; Poppy Wulandari; Nurfhatih Hayati Zukrufa
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,10 No 1 (2025)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v10i1.11970

Abstract

Abstract This research examines the problematic of fomo in consuming Korean food. This research also examines how Islam views the fomo trend of non-halal Korean food among Indonesian Muslims, as well as the essence of halal food for sharia compliance by a Muslim, how the role of importers in distributing Korean food to Indonesia. The benefit obtained from the results of this study is that it can provide an in-depth understanding based on a sharia perspective regarding the fomo trend among Indonesian Muslims in consuming Korean food. This research uses qualitative methods and is described descriptively with data sources based on library research or literature studies from various literatures, which aim to review and evaluate relevant research so as to provide a point of view that can answer research problems. The FOMO trend has an unfavorable impact on individual social activities on social media, with various types of food entering Indonesia whose halalness is unclear. As a devout Muslim, it is necessary to be aware of the importance of the halalness of the food consumed. Based on the analysis and findings of the researchers, several findings can be concluded, namely: The importance of Sharia compliance for a Muslim; Consumer awareness of halal food; The role of Importers and Halal Certification Organizing Bodies for non-halal products circulating in the market. Keywords: halal sertification, fomo trend, muslim consumers, korean food, importir. Abstrak Penelitian ini mengkaji problematika tren fomo dalam mengkonsumsi makanan Korea. Penelitian ini mengkaji bagaimana pandangan Islam terhadap tren fomo makanan Korea non halal di kalangan muslim Indonesia, serta esensi makanan halal bagi kepatuhan syariah oleh seorang muslim, dan peran importir dalam mendistribusikan makanan Korea ke Indonesia. Penelitian ini memberikan pemahaman yang mendalam tentang konsumsi seorang muslim dalam menghadapi tren fomo makanan Korea berdasarkan perspektiv syariah. Penelitian ini menggunakan metode kualitatif dan diuraikan secara deskriptif dengan sumber data dari dari berbagai literatur dengan tujuan untuk mengkaji dan mengevaluasi penelitian yang relevan sehingga memberikan sudut pandang dalam menjawab permasalahan penelitian. Tren FOMO memberikan dampak yang kurang baik bagi aktivitas sosial individu di media sosial, dengan adanya berbagai macam jenis makanan yang masuk ke Indonesia yang belum jelas kehalalannya. Sebagai konsumen muslim, perlu adanya kesadar akan pentingnya kehalalan makanan yang dikonsumsi. Berdasarkan analisis dan temuan peneliti, maka dapat disimpulkan beberapa temuan yaitu: Pentingnya kepatuhan Syariah bagi seorang muslim; Kesadaran Konsumen akan makanan halal; Peran Importir dan Badan Penyelenggara Sertifikasi Halal atas produk-produk non halal yang beredar di pasar. Kata Kunci: sertifikasi halal, tren fomo, konsumen muslim, makanan korea, importir
Determinan Kepuasan Nasabah Dalam Menggunakan Mobile-Banking Pada Bank Syariah Indonesia Di Kota Banda Aceh Ilyas, TM. Syahrizal; Wardah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol,9 No 1 (2024)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v9i1.4119

Abstract

The purpose of this study is to measure and analyze the impact of trust, religiosity, efficiency, and service quality on the satisfaction in using mobile-banking among the customers of Bank Syariah Indonesia (BSI)in Banda Aceh City, Indonesia. Togather the data, the study distributed questionnaires to a 100 selected the BSI customers in the city using a purposive sampling technique. Used a linear regression analysis, the study found that trust, efficiency, and service quality have a significant positive impact on the customer satisfaction in using BSI' mobile-banking BSI. Meanwhile, the religiosity has in significant effect on the customer satisfaction in using mobile-banking of the BSI These findings show the importance of enhancing trust, efficiency, and service quality to promote satisfaction of the BSI's customers in using mobile-banking.
DETERMINAN KEPATUHAN PETANI DALAM MEMBAYAR ZAKAT MELALUI BAITUL MAL GAMPONG Umuri, Khairil; Syakila, Nadia
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4214

Abstract

The purpose of this study was to analyze the effect of knowledge, income, belief, and religiosity on farmer compliance in paying zakat through Baitul Mal Gampong (Study in Bener Meriah Regency) partially and simultaneously. Data of 100 respondents was obtained by distributing questionnaires with purposive sampling technique and analyzed using multiple linear regression method. The results obtained show that the variables of knowledge, income, trust, and religiosity simultaneously have a significant effect on farmers' compliance in paying zakat through Baitul Mal Gampong (Study in Bener Meriah Regency). Knowledge variable has a positive and significant effect, while income, trust, and religiosity have no effect on farmer compliance in paying zakat through Baitul Mal Gampong (Study in Bener Meriah Regency). Therefore, zakat institutions must increase socialization to the public about zakat knowledge and increase trust in zakat institutions.
FORECASTING ANALYSIS OF ZIS COLLECTION IN BANJAR REGENCY USING DOUBLE EXPONENTIAL SMOOTHING METHOD Malihah, Lola; Ma'mun, Muhammad Yulian; Mahfuzah, Annisa; Karimah , Husna; Meilania, Gusti Tasya; Murliana, Mera
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4278

Abstract

The purpose of this study is to observe forecasting zakat collection funds and other Islamic religious charity (ZIS) that the Banjar Regency Baznas collect from October 2021 to March 2022. The method used is the Double Exponential Smoothing method, and analyzed by using the parameters 𝛼 = 0,4 𝑑𝑎𝑛 𝛾 = 0,1. For this study, secondary data of Baznas Banjar Regency collection funds covering from January 2018 to September 2021 was obtained from its institution. The findings show that forecasting with this method resulted in ZIS collection will be increased monthly for the next six months. Therefore, the data will benefit Baznas Banjar Regency and other stakeholders in planning and evaluating the management of ZIS funds. Thus, policymakers can use it to improve public welfare and poverty alleviation in Banjar Regency.
THE IMPACT OF AFFINITY, CONVENIENCE, AND SOCIAL MEDIA MARKETING IN INFLUENCING INTEREST IN USING SHARIA E-BANKING Achmad Saifulloh Fatah; Saifudin
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4448

Abstract

This study aims to determine the effect of affinity, convenience, and social media marketing on interest in using sharia e-banking with trust as a moderating variable (a case study of millennial society in Semarang Regency). The sample used in this study was 100 respondents with a simple random sampling technique. The data collection was carried out by giving questionnaires to the millennial community of Semarang Regency. The analysis used is the research instrument test, statistical test, classical assumption test, and MRA (moderated regression analysis). Furthermore, the data is processed using the analysis software, namely SPSS version 22. From the test results obtained: 1) affinity has no effect on interest in using sharia e-banking, 2) ease has a significant positive effect on interest in using sharia e-banking, 3) social media marketing has a significant positive effect on interest in using sharia e-banking, 4) trust is unable to moderate the effect of affinity on interest in using sharia e-banking, 5) trust can moderate the effect of convenience on interest in using sharia e-banking, 6) trust can moderate the influence of social media marketing on interest in using sharia e-banking. Islamic banking institutions can use the results of this study to increase public trust in the institution.
COMMODIFICATION OF RELIGION IN HOUSING Hamzah Muchtar, Evan
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4704

Abstract

Indonesian society is pluralistic—many different ethnicities, cultures, and religions. One of the things that are currently booming is related to religious issues. The religion in question is Islam because the Indonesian people are the majority of the Muslim community. With the Muslim majority community, this is the field of business oriented capitalists. This capitalist tries to marry all business activities with the Islamic religion, called the commodification of religion. This study aims to describe the commodification of religion in terms of property, namely sharia housing. This research uses a Qualitative method. The Result Basically, the concept of sharia housing marries the idea of conventional housing that has existed before with the concept of religion to form a new lifestyle and identity among urban communities; marketing strategies with the gathering concept are various ways that developers use using religious symbols to sell their products. The use of religious symbols in the sale of sharia housing is considered a form of religious commodification.
DETERMINAN LIKUIDITAS PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI INDONESIA Ayu Rahmawati; Nurjanah, Nurjanah; Amiruddin Yahya
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4777

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Expenses on Operating Income (BOPO), Non-Performing Financing (NPF), and Return On Assets (ROA) on the Liquidity of Islamic People's Financing Banks (BPRS) in Indonesia. This study uses a quantitative approach to secondary data in the form of time series data. The population of this research is all BPRS registered with the Financial Services Authority. The data analysis technique used in this study is multiple linear regression. The results obtained show that partially the Capital Adequacy Ratio (CAR) has a positive and insignificant effect on liquidity with a significance value of 0,941. > 0,05. Operating Expenses Operating Income (BOPO) has a negative and insignificant effect on liquidity with a significance value of 0,493 > 0,05. Non-Performing Financing (NPF) has a positive and significant effect on liquidity with a significance value of 0,005 < 0,05. And Return On Assets (ROA) has a positive and significant effect on liquidity with a significance value of 0,015 < 0,05. Simultaneously the independent variable has a significant effect on the dependent variable with a significance value of 0,001 < 0,05. This means that the Capital Adequacy Ratio (CAR), Operating Income Operating Expenses (BOPO), Non-Performing Financing (NPF), and Return On Assets (ROA) simultaneously (together) have a significant effect on liquidity at Islamic People's Financing Banks (BPRS) in Indonesia.
REBRANDING INDUSTRI PERBANKAN: INVESTIGASI PERAN RELIGIUSITAS DALAM MEMPENGARUHI PERSEPSI KONSUMEN Dahlawy, Rifyal
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4781

Abstract

This study aims to examine the role of rebranding and corporate image on customer-based brand equity (CBBE), as well as the moderating role of the religiosity variable in the relationship between rebranding and corporate image on CBBE. This research is a survey using a questionnaire as a data collection tool. The sampling method used is convenience sampling with 100 respondents from banking customers in Langsa City as the sample. For the data analysis methods, using multiple linear regression testing (t-test, F-test, and R2). To test the effect of moderating variables, Moderated Regression Analysis (MRA) technique is used. The results revealed that rebranding proved to have a positive and significant effect on CBBE, as well as the effect of brand image on CBBE. To examine the moderating effect of the religiosity variable, it is only proven that there is a moderating effect of religiosity on the relationship between brand image and CBBE.

Page 20 of 24 | Total Record : 235

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