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INDONESIA
Indikator: Jurnal Ilmiah Manajemen & Bisnis
ISSN : 25986783     EISSN : 25984888     DOI : -
Core Subject : Science,
INDIKATOR is a scientific journal of management and business published three times a year in January, April and August. The journal scope and focus are human resource management, marketing and finance.
Arjuna Subject : -
Articles 266 Documents
Analysis of Operational Planning in Increasing the Number of Umrah Pilgrims at PT Asyesa Hasanah Tour & Travel Padang City Mita Kalsum; Khadijah Nurani
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.19829

Abstract

This study aims to determine the operational planning of PT Asyesa Hasanah Tour & Travel SUMBAR Padang City and to find out what are the inhibiting factors for the operational planning of PT Asyesa Hasanah Tour & Travel SUMBAR Padang City in increasing the interest of Umrah pilgrims after the Covid-19 pandemic. This research is a descriptive qualitative research by choosing. The background of this research is the decrease in the number of Umrah pilgrims departing with PT Asyesa Hasanah Tour & Travel SUMBAR Padang City both before and after the co-19 pandemic. From the results of data analysis, this study showed quite good results by analyzing the planning management carried out by PT Asyesa Hasanah Tour & Travel SUMBAR, Padang City before and after the Covid-19 pandemic and knowing the inhibiting factors in carrying out its planning management. There are changes in marketing strategies, products and services offered to attract Umrah pilgrims. 
Technology in the Study of Production of Islamic Financial Institution Services at Bank Muamalat Saifudin Saifudin
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.19926

Abstract

Financial technology is innovation related to financial services and technology, in which there are new applications, processes or models that aim to make it easier for society. The birth of this innovation made people's ability to be able to relate, especially in terms of transactions that were originally traditional to become modern or often called online. This study aims to determine the strengths, weaknesses, opportunities and threats of financial technology for banks in Indonesia at Bank Muamalat.This type of research is descriptive qualitative research with the SWOT analysis method. Data collection was carried out using the method of literature study and documentation. The data source used is a secondary data source from the official website of Bank Muamalat obtained from information technology management reports published in 2020. The data analysis technique used is data reduction, data presentation and drawing conclusions.Based on the research conducted, it is known that there are 4 analyzes, namely the strengths of financial technology, weaknesses in financial technology, opportunities in financial technology and threats to financial technology at Bank Muamalat. By looking at these four factors, there is a strategy especially for Bank Muamalat to increase market share and income.
Human Resources Policies and Employees’ Attitude: A Study of Federal University of Petroleum Resources, Effurun, Delta State Godwin Omafuru Demaki; Goddey Ibrighademor
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.21202

Abstract

This study examined the influence of human resources policies on employees’ attitudes using the Federal University of Petroleum Resources, Effurun, Delta State as a case study.  The study used the survey research design and the instrument of data collection was the questionnaire which was administered to two hundred (200) academic and non-academic staff of the Federal University of Petroleum Resources. Data obtained in the survey were analyzed using linear regression technique. It was found that human resource recruitment and selection policy had a significant influence on employees’ attitudes (F-value = 3.246; P-value = 0.003).  In addition, we found that human resource staff training and development policy had a significant effect on employees’ attitudes (F-value = 5.017; P-value = 0.026).  The study recommends that the management of Nigerian public institutions of higher learning should sustain and improve on their recruitment and selection and staff training and development policies in order to enhance employees’ attitude to work.  More so, there is a need for the management of Nigerian public institutions of higher learning to embrace diverse types of human resource policies that will improve employees’ attitudes to work.
Underwriting Results, Investment Results and Risk Based Capital on Profit of General Insurance Companies in Indonesia Markonah Markonah; Irma Selliamanik
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.21536

Abstract

An insurance business is a business that provides services in risk re-insurance. This study aims to analyze Premium Income, Underwriting Results, Investment Returns and Risk Based Capital on Profits of General Insurance Companies in Indonesia. The method used in this study is documentation techniques through OJK reports and financial reports for 8 insurance companies in Indonesia from 2016 to 2020 so that the population is 40 data. The sampling technique is saturated sampling, where the entire population is taken as a sample, so that the total sample is 40 data. The results of the study show that investment returns and risk based capital have a positive and significant effect on earnings, while premium income and underwriting results have no significant effect on profits.
Analysis of Risk Management in the Ka'fa Adam Seed Business in North Payakumbuh Tarok in the Perspective of Sharia Business Hidayatul Sofianis; Habibatur Ridhah
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.21698

Abstract

The purpose of this study is to find out how the analysis of risk management in the Ka'fa Adam seed business is carried out from a sharia perspective and how the risk is managed and mitigated by the owner. The research method is qualitative where the researcher collects evidence-based research data in the field and interviews with the main source of information, namely the owner of the Bibit Ka'fa Adam shop. The results of this study indicate that the implementation of risk management in the operations of Ka'fa Adam Bibit has been carried out properly, namely through the application of appropriate management processes and functions. The risk management carried out is to identify and understand the risks that arise in this company, the owner finds many emerging risks that need to be addressed immediately so that large losses do not occur. The risk analysis carried out is to determine the possibility and consequences of the risks that may arise, the owner must know the possible risks that may arise. The risk assessment carried out is to compare the level of each risk and identify the type that occurs most often, namely the risk of unstable sales due to business competition, full storage and one way seeding. Orders canceled by consumers. Risk management is carried out, namely the owner tries to minimize and overcome it well, he adopts some Islamic values, but not all of them. It is done according to Islam which talks about honesty and fairness.    
Analysis of Factors Affecting Fintech Consumers in Indonesia Gilang Pratama Hafiz; Dodi Ria Atmaja; Fachmi Tamzil
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 3 (2023)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v7i3.19766

Abstract

The researcher conducted a pre-survey in order to find out more about the reasons that make consumers choose digital payment providers in making daily payments. From the pre-survey that was asked of 100 consumers, it was found that there were 4 factors that dominated the determination of consumer intentions in choosing digital payment providers. Based on the situation analysis and pre-survey findings, it is important to conduct this research so that it can become a strong theoretical foundation for stakeholders in the financial technology industry (FINTECH) in Indonesia and can contribute to the success of government programs in encouraging the development of the digital economy and digitalization in Indonesia. The sample involved 1,713 respondents with certain criteria and was analyzed using the structural equation modeling method. The findings state that the intention to use FINTECH can be increased through user satisfaction. Customer satisfaction is strongly influenced by the diffusion of innovation from the technology presented in the service, where the service must be able to make it easier for users to transact. Customer satisfaction must be a priority in designing customer-oriented product and service management, so as to form brand integrity that reflects quality service. To obtain a better determination, especially in assessing customer satisfaction using mobile payments, many factors such as Hedonic Value, Information Quality are factors that are suspected to have antecedents that need to be tested.
The Influence of Leadership Style, Work Motivation and Work Discipline on Employee Performance at PT Mega Buana Karya Sukses Azahra, Salsabila Aulia; Widigdo, Aslam Mei Nur
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 9, No 1 (2025)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v9i1.30796

Abstract

The primary goal of this study is to determine how different types of leadership, employee motivation, and workplace discipline affect productivity at PT Mega Buana Karya Sukses. A total of 38 employees participated as respondents in this survey. A saturation sampling strategy was employed in this investigation. Quantitative methods based on a causal model were used in the investigation. This study employed SPSS 26 to conduct its statistical analysis, which included multiple linear regression. Employee performance was positively affected by leadership style, job motivation, and work discipline, according to the research.
The Effect of Solvency, Profitability, Liquidity, and Sales Growth Ratio on Financial Distress (Case Study of a Transportation Company Listed on the Indonesian Stock Exchange) Aprilani, Lutfi Alfiana; Haningsih, Luna
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 9, No 1 (2025)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v9i1.30052

Abstract

This study aims to analyse the effect of financial ratios on Financial Distress, namely the effect of debt to asset ratio (DAR), return on equity (ROE), current ratio (CR), and sales growth. The population in this study are transportation companies listed on the Indonesia Stock Exchange in 2018-2022. The samples used were 15 companies with indications of Financial Distress from the calculation of negative earnings per share. The sampling method in this study used purposive sampling. The data collection method uses the library method, by taking financial reports on the IDX.co.id website or the official website of a transportation company listed on the Indonesia Stock Exchange. Methods of data analysis using descriptive and panel data regression. The results showed that the variable (1) debt to asset ratio (DAR) has negative and significant influence on financial distress of transportation companies, (2) current ratio (CR) and (3) sales growth has positive and significant significant influence on financial distress of transportation companies, and (4) return on equity (ROE) do not influence on financial distress of transportation companies listing on Indonesia Stock Exchange period 2018-2022.  
The Influence of Work Discipline and Work Motivation on Employee Performance with Job Satisfaction as an Intervening Variable at PT. Indonesian Living Plank Nurhidayah, Anugrah; Wahyu Pratiwi, Krisnandini
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 9, No 1 (2025)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v9i1.28005

Abstract

This research aims to test and analyze the influence of work discipline and work motivation on performance with job satisfaction as an intervening variable at PT. Plank Living Indonesia. The population in this study was 79 employees. Research data was collected from the results of questionnaires to 79 respondents and then carried out statistical analysis. This approach uses a quantitative approach with statistical analysis techniques, namely partial least squares – structural equation model (PLSSEM) which aims to carry out path analysis with latent variables. The research results show that work discipline has a positive and significant effect on employee performance. Work motivation has a positive and significant effect on employee performance. Job satisfaction mediates the influence of work discipline on employee performance. Job satisfaction mediates the influence of work motivation on employee performance.
Enhancing Employee Performance Through Motivation and Career Development Sadikin, Mochamad Rizki; junaedi, Junaedi; Putri, Wilares
Indikator: Jurnal Ilmiah Manajemen dan Bisnis Vol 9, No 1 (2025)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/indikator.v9i1.30134

Abstract

This study investigates the impact of work motivation and career development on employee performance at private university with 29.000 students located in Bandung. A quantitative descriptive approach was employed, with data collected from 40 respondents. Statistical analysis, specifically multiple linear regressions, was used to evaluate the data. The findings reveal that both work motivation and career development significantly affect employee performance. This conclusion is supported by partial test (t-test) results, which indicate that the significance values for both independent variables are statistically significant. Thus, the study confirms that work motivation and career development positively influence employee performance at University in Bandung Area.