cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Manpan Drajat
Contact Email
Manpan Drajat
Phone
-
Journal Mail Official
alafkarjurnal@gmail.com
Editorial Address
-
Location
Kota bandung,
Jawa barat
INDONESIA
al-Afkar, Journal For Islamic Studies
Published by Universitas Islam Negeri Sunan Gunung Djati Bandung
ISSN : 26144883     EISSN : 26144905     DOI : -
Core Subject : Social,
Social Sciences
al-Afkar, Journal for Islamic Studies is published by Association of Secondment Lecturers (Asosiasi Dosen DPK) UIN Sunan Gunung Djati Bandung Indonesia. Focus of al-Afkar, Journal for Islamic Studies is on publishing original empirical research articles and theoretical reviews of Islamic Studies, it covers various issues on the Islamic studies within such number of fields as Islamic Education, Islamic thought, Islamic law, political Islam, and Islamic economics from social and cultural perspectives and content analysis from al-Qur’an and Hadist. In other than forementioned field in Islamic Studies, al-Afkar, Journal for Islamic Studies also accepts articles which cover the topic on the cross section between Islam Studies and other scientific field, such as sociology, law, economics, and others.
Arjuna Subject : -
Articles 1,868 Documents
 180   181   182   183   184 
The Effect of NPF and ROA on Capital Buffer with CAR as a Moderating Variable in Indonesian Islamic Banking Mujibno Mujibno; Luthfiyah Luthfiyah
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.2210

Abstract

Banks serve as financial intermediaries that connect parties with surplus funds to those in need of financing. The soundness of a bank is influenced by capital adequacy, which is measured through the Capital Adequacy Ratio (CAR). One key aspect in maintaining capital resilience is the capital buffer, which functions as a reserve to absorb financial risks. However, Islamic banking in Indonesia faces challenges such as high Non-Performing Financing (NPF) levels and low Return on Assets (ROA), both of which have the potential to erode the capital buffer and threaten financial stability. This phenomenon is evident in the case of PT Bank Muamalat Indonesia Tbk, which experienced a 37% decline in net profit in 2017 due to rising NPF and declining profit-sharing income. This study aims to analyze: (1) the effect of NPF on the capital buffer, (2) the effect of ROA on the capital buffer, and (3) the moderating role of CAR in the relationship between NPF and ROA on the capital buffer. This research utilizes secondary data from the financial reports of Islamic banks for the period 2015–2022. Data analysis was conducted using panel data regression and Moderated Regression Analysis (MRA). The results show that, partially, NPF has a negative and significant effect on the capital buffer, with a probability value of 0.013 (< 0.05), indicating that an increase in non-performing financing weakens the bank’s capital capacity. Conversely, ROA exhibits a negative but insignificant effect on the capital buffer, with a probability value of 0.098 (> 0.05), suggesting that profitability efficiency does not directly strengthen the bank's capital reserve. Moderation testing shows that CAR does not moderate the effect of either NPF or ROA on the capital buffer, as indicated by the interaction probability values of 0.9184 and 0.9237 respectively (> 0.05). These findings imply that credit risk and profitability management are more strongly influenced by the bank’s internal policies than by CAR as a structural moderating variable. Therefore, effective NPF management and profit utilization strategies should become key priorities in maintaining the capital stability of Islamic banks.
The Yanbu'a Method by KH. Arwani Amin's Son in Reading, Memorizing and Writing the Qur'an (Descriptive Study of the Development of the Qur'an Learning Methodology) Mohammad Fattah; Ardiani Ardiani
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.2886

Abstract

The Qur'an is a noble holy book, revealed to the Prophet Muhammad SAW, in the month of Ramadan and on the night of Lailatul Qadar, everything will become noble if it is paired with something noble too. Indonesia is a country with a majority Muslim population and the Qur'an as a guide to life for mankind must be studied by every Muslim and Muslimah. The focus in this study are: 1. What is the significance of Yanbu'a Method by the son of KH. Arwani Amin in recitation, pronounciation the Qur’an and writing. 2. What are the advantages and disadvantages of Yanbu'a Method by the son of KH. Arwani Amin in reciting, pronounciation of the Qur'an and writing? 3. What are the Benefits and Uses of Yanbu'a Method by the son of KH. Arwani Amin on the ability to recite, memorize the Qur'an and writing. The author uses a descriptive qualitative approach. Meanwhile, the type of research uses library research, namely efforts that refer based on books, articles, journals, and other materials that help with a problem that will be studied by researchers. The data analysis technique used in this research uses critical analysis. The result of this research is that the Yanbu'a Method is one of the methods for learning the Qur'an starting from reading, writing and memorizing the Qur'an for children   and adults with a fast time because it is easier for all people to understand. Learning Al-Qur'an Yanbu'a method has significant benefits for students' reading of Al-Qur'an it is from a increase in the reading of students who initially did not recognize the hijaiyah letters to many students who have learned tajweed but cannot apply it when reading the Qur'an. The Yanbu'a Method has advantages that other Qur'an learning methods do not have such as the Yanbu'a Method not only includes reading learning but is equipped with learning to write and memorize the Qur'an along with understanding tajweed, Makharij al-Huruf and Sifat al-Huruf. Therefore, the Yanbu'a Method is a solution for people who want to accelerate proficiency in reading the Qur'an so that the Yanbu'a Method is the first choice.
Analysis of Islamic Education Methods Siti Fatimatuzzahro; Rijalul Haq; Munazzah Hurun Ainun; Opik Taufik Kurahman; Tarsono Tarsono
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.2908

Abstract

Islamic education methods according to Abdurrahman An Nahlawi in his work Usul At Tarbiyyah Al Islamiyyah Wa Asalibuha Fi Al Bayt Wa Al Madrasah Wa Al Mujtama’. Islamic education methods are understood as the means used by educators to instill the values of faith, morals, and knowledge based on the Qur'an and Sunnah. An Nahlawi proposed three main methods, namely Hiwar (conversation) which fosters interaction and critical thinking, Qudwah (exemplary behavior) which emphasizes the role of teachers and parents as moral models, and Mumarasah wa 'Amal (practice and practice) which connects theory with real practice. These three methods are considered relevant in contemporary learning because they are able to strengthen the teacher-student relationship, foster spiritual character, and integrate Islamic values in modern life.
Implementation of Niyyah Values to Increase Islamic Religious Education Students' Learning Motivation Siti Fatmawati; Siti Fatimatuzzahro; Rifda Aulia; Tarsono Tarsono
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.2909

Abstract

Problems in Islamic Religious Education (PAI) learning are often characterized by low student learning motivation, which is evident from the lack of participation, perseverance, and active involvement in the learning process. This condition indicates a gap between students' physical presence and mental and emotional involvement in learning. One effort that can be made is to internalize niyyah values as a spiritual foundation in learning. This study aims to analyze the implementation of niyyah values in PAI learning and their impact on student learning motivation. This study uses a qualitative method with a phenomenological approach, with PAI teachers and eighth-grade students at SMPN 2 Cileunyi Bandung as research subjects. Data collection techniques were carried out through observation, interviews, and documentation, while data analysis used the interactive model of Miles and Huberman which includes data reduction, data presentation, and drawing conclusions. The results of the study indicate that the implementation of niyyah values carried out through the habit of straightening intentions, strengthening the meaning of worship in learning, and a reflective approach can increase students' intrinsic motivation. Students showed changes in attitude to be more active, diligent, and have a higher awareness of learning. Thus, the implementation of niyyah values has proven effective in increasing learning motivation while strengthening the holistic character formation of students in Islamic Education learning.
The Merchant's Philosophy as the Foundation for Effective and Efficient Islamic Education Edi Sugianto; Abdul Hamid Arribathi; Suryan widati
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.3048

Abstract

Effective and efficient Islamic education is evidenced by the success of Islamic da'wah in the 18th century, namely with the establishment of the Islamic kingdom in Indonesia. For that, it needs to be excavated. The purpose of this research is to prove by obtaining an overview and explanation that the merchant philosophy is able to color and make a blueprint for Islamic education in Indonesia, where the era began, merchants succeeded in carrying out Islamic da'wah which was the initial form of Islamic education based on determination, imitating the Prophet as a da'wah command from Allah, and competing in goodness (fastabikul khairat). This research is a qualitative-discipitive type.  The methods used are literature review and historical-philosophical analysis. Literature review is carried out by collecting and analyzing concepts about educational goals (general and Islamic), effective and efficient meanings, and merchant philosophy. Historical Analysis is used to review the history of the spread of Islam in the archipelago by merchants as an early form of successful Islamic education, as well as the role of merchants in the establishment and development of Islamic organizations such as Muhammadiyah and NU. The findings in this study are that the philosophy of merchants of that era is the forerunner and foundation of effective and efficient Islamic education. The impact of this research is that the study of history needs to be echoed so that the optimism of building Islamic education continues to burn so that it is felt by the present and future generations.
Analysis of the Determinants of Academic Procrastination among Students an Intrinsic and Extrinsic Factors Perspective in the Context of Islamic Religious Education Novia Firdayanti; Muhammad Wildan Shohib; Muh. Nur Rochim Maksum
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.3095

Abstract

Universitas Muhammadiyah Surakarta Academic procrastination is a recurring issue among university students, including those enrolled in Islamic Religious Education (PAI) programs, and it negatively affects learning effectiveness and academic performance. This behavior is characterized by delaying the initiation, process, or completion of academic tasks despite being aware of the potential consequences. This study aims to identify and analyze intrinsic and extrinsic factors contributing to academic procrastination among PAI students based on findings from national empirical studies. This research employs a library research method by reviewing six national articles that meet the following criteria: (a) discussing determinants of academic procrastination, (b) focusing on PAI students or students in Islamic higher education institutions The findings reveal that dominant intrinsic factors include low learning motivation, weak self-regulation, physical and psychological fatigue, lack of self-confidence, and difficulty maintaining concentration. Meanwhile, dominant extrinsic factors consist of task overload, academic pressure, organizational commitments, digital distractions, online gaming addiction, weak lecturer student communication, and insufficient learning facilities. Additionally, some studies highlight that PAI students face additional challenges such as overlapping religious activity schedules and spiritual obligations, which may influence academic prioritization. These results demonstrate that academic procrastination among PAI students is a multidimensional phenomenon shaped by psychological, academic, environmental, and spiritual factors. Therefore, comprehensive intervention efforts are needed, including strengthening self-regulation, time management, and integrating Islamic spiritual values as an ethical foundation for academic discipline in Islamic higher education.
A Multidisciplinary Approach to Islamic Religious Education: Psychological, Political, and Legal Perspectives Adam Adam; Rizki Al-Gifari; Andi Andi; Wahyu Mulyadi; Ilham Ilham
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.3099

Abstract

This study aims to examine and describe a multidisciplinary framework for Islamic Religious Education through the integration of psychological, political, and legal approaches. The psychological approach focuses on students' motivation, development, and personality as a basis for strengthening the process of internalizing values. The political approach examines the influence of educational policies, state ideology, and the dynamics of pluralism in directing the orientation of Islamic Religious Education learning. Meanwhile, the legal approach is analyzed to understand the normative and regulatory foundations that support the implementation of Islamic Religious Education in Indonesia. This study uses library research. Data were collected through a literature search of journals and books. Data analysis was carried out through data reduction, data presentation, and drawing conclusions. The results show that the integration of these three approaches produces a more comprehensive, adaptive, and contextual framework for Islamic Religious Education. The psychological approach provides effectiveness in character-based learning, the political approach strengthens the relevance of Islamic Religious Education in the national education system, and the legal approach ensures the legitimacy and direction of religious value development. Overall, multidisciplinary Islamic Religious Education is able to shape religious students.
Social Media, Family Relations, and the Millennial Generation: A Hadith Review Achmad Ghozali Syafi’i; Suardi Suardi; Ahmat Saepuloh; Artis Artis; Rahman Rahman
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.3144

Abstract

This study aims to examine the impact of social media on millennial family relationships from the perspective of the Prophet’s hadith. The background of this research is grounded in the rapid development of social media, which has significantly transformed patterns of interaction and communication within families. Social media provides easy access to information and expands connectivity among family members; however, it also presents challenges, including the decline in the quality of face-to-face interaction, the weakening of emotional bonds, and shifts in moral and ethical values within household life. This research employs a qualitative approach using thematic (maudhu‘i) analysis. A number of hadith related to family harmony, communication ethics, responsibility, time management, and moral development are analyzed descriptively and analytically to identify normative principles relevant to the digital context. The findings indicate that the Prophet’s teachings emphasize the principle of balance (wasatiyyah), collective responsibility within the family, and the importance of ethical communication as the foundation of family resilience. Hadith concerning guarding one’s speech, managing time proportionally, and prioritizing family obligations remain contextually relevant in the era of social media. In conclusion, social media should be positioned as a supportive tool for family harmony rather than a disruptive factor, provided its use is guided by ethical and spiritual values rooted in the Prophet’s teachings.
The Dimension of Student Engagement in Qur'anic Literacy Learning: A Case Study of Kokoda Tribe Students at MTs Emeyodere Fikri Hakim Putra; Agus Yudiawan; Fatma Sari
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.3303

Abstract

Qur'anic literacy among minority communities, such as the Kokoda Tribe, faces significant challenges, particularly in Qur'anic reading and writing learning (BTQ). This study aims to analyze the engagement of Kokoda Tribe students in BTQ learning, focusing on three aspects: behavioral, emotional, and cognitive. Using a qualitative approach with a case study design, data were collected through participatory observation, in-depth interviews with students and teachers, and documentation of learning activities at MTs Emeyodere. The findings show that student engagement is greatly influenced by emotional factors, especially curiosity about the Qur'an. Students demonstrate high behavioral engagement in physical activities during lessons, although cognitive challenges, such as Arabic letter pronunciation influenced by local dialects, remain obstacles. This study concludes that social and cultural factors strongly affect student engagement in Qur'anic learning, with emotional engagement more dominant than cognitive. The implication of this research is the importance of teaching approaches that consider students' cultural backgrounds to improve the effectiveness of Qur'anic learning.
The Meaning of Taqnathu in the Qur'an: Toshihiko Izutsu's Semantic Analysis Anifa Rifka Hanna; Ahmad Nurrohim
al-Afkar, Journal For Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i2.3309

Abstract

This study examines the Qur’anic term taqnathu using Toshihiko Izutsu’s semantic approach. The background of this research arises from contemporary social phenomena marked by increasing despair in facing life pressures, making it important to explore how the Qur’an responds to such attitudes. The position of this study emphasizes that taqnathu is not merely a linguistic term but a spiritual concept with theological and moral relevance. The analysis applies Izutsu’s four steps: identifying the keyword, exploring its basic meaning, analyzing relational meanings through syntagmatic and paradigmatic relations, and conducting synchronic and diachronic studies. The findings reveal that taqnathu carries the basic meaning of despair from goodness, with syntagmatic relations highlighting the prohibition of despair from Allah’s mercy, and paradigmatic relations showing its synonymity with other words denoting hopelessness and antonymity with words expressing optimism. The historical analysis demonstrates the development of meaning from pre-Qur’anic emotional notions, Qur’anic theological emphasis, to post-Qur’anic elaborations in classical tafsir. This study concludes that taqnathu represents a condemned spiritual condition indicating weakness of faith, while also showing the methodological contribution of Izutsu’s semantics in providing a holistic understanding of despair in the Qur’an.

Page 182 of 187 | Total Record : 1868

 180   181   182   183   184 

Filter by Year

2018 2026


Reset
Filter By Issues
All Issue Vol. 9 No. 2 (2026) Vol. 9 No. 1 (2026) Vol. 8 No. 4 (2025) Vol. 8 No. 3 (2025) Vol. 8 No. 2 (2025) Vol. 8 No. 1 (2025) Vol. 7 No. 4 (2024) Vol. 7 No. 3 (2024) Vol. 7 No. 2 (2024) Vol. 7 No. 1 (2024) Vol. 6 No. 4 (2023) Vol. 6 No. 3 (2023) Vol. 6 No. 2 (2023) Vol. 6 No. 1 (2023) Vol. 5, No. 4, October 2022 Vol. 5, No.3, July 2022 Vol. 5, No. 2, April 2022 Vol. 5, No. 1, January 2022 Vol. 4, No.2, July 2021 Vol. 4, No. 1, January 2021 Vol. 3, No.2, July 2020 Vol. 3, No, 1, January 2020 Vol. 2, No. 2, July 2019 Vol. 2, No.1, January 2019 Vol.1, No,2, July 2018 Vol.1, No.1, January 2018 More Issue