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INDONESIA
JURNAL AGRICA
Published by Universitas Medan Area
ISSN : 19798164     EISSN : 2541593x     DOI : -
Core Subject : Agriculture,
Agriculture, Biological Sciences & Forestry
AGRICA Journal of Agribusiness Agriculture which aims to container for researchers in the field of agribusiness agriculture to publish the results of research. Coverage of AGRICA includes agricultural economics, agricultural policy, marketing and banking, agribusiness entrepreneurship. AGRICA Journal of Agricultural Agribusiness is published by Magister Agribisnis Universitas Medan Area, Indonesia.
Arjuna Subject : -
Articles 413 Documents
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Literasi Keuangan : Pengaruh Usia dan Jumlah Anggota Keluarga Petani Kopi di Aceh Tengah Risnafitri, Hafizhah
JURNAL AGRICA Vol. 18 No. 2 (2025): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v18i2.16271

Abstract

This study aims to analyze the influence of age and the number of family members on the financial literacy of coffee farmers in Central Aceh Regency. Financial literacy is regarded as a crucial ability for farmers in managing income and financial planning, particularly in facing coffee price fluctuations and the risk of household economic instability. This research employed a quantitative approach with a survey method on 105 coffee farmer respondents selected through a purposive sampling technique. The research instrument was a questionnaire adapted from the OECD/INFE Toolkit to measure three dimensions of financial literacy: financial knowledge, financial behavior, and financial attitude. Data analysis was conducted using non-parametric statistical tests. The results show that age has a significant negative effect on the financial literacy of coffee farmers in Central Aceh, meaning that as age increases, the level of financial literacy tends to decrease. Conversely, the number of family members was found to have no significant influence on financial literacy. These findings provide important implications for the design of financial education programs that focus on older age groups in rural areas, in order to enhance financial independence and the sustainability of coffee farming.
Artikel Ilmiah Agribisnis Analisis Perbandingan Produktivitas Tanaman Durian (Durio zibethinus) antara Indonesia dan Malaysia: Studi Deskriptif Kuantitatif Berdasarkan Data Tahun 2019–2023 Ardilla, Riska; Lubis, Wildani; Nik Mohd Masdek, Nik Rozana
JURNAL AGRICA Vol. 18 No. 2 (2025): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v18i2.16337

Abstract

This study aims to analyze the comparison of durian (Durio zibethinus L.) productivity between Indonesia and Malaysia based on secondary data from 2019 to 2023. A quantitative descriptive method was applied by calculating the ratio between total production (tons) and cultivated area (hectares). The results indicate that although Indonesia has a much larger cultivation area, averaging 10.69 million hectares, its productivity remains low at around 0.11–0.16 tons/ha. In contrast, Malaysia, with an average of only 76 thousand hectares, achieved a significantly higher productivity level of 5.08–5.56 tons/ha. This difference is mainly due to the use of certified superior varieties such as Musang King, the implementation of intensive cultivation systems and modern agricultural technologies, and strong institutional support through national policies. Meanwhile, Indonesia’s durian productivity is still constrained by the use of uncertified seedlings, traditional farming techniques, and inefficient post-harvest management. The study concludes that improving durian productivity in Indonesia requires the strengthening of technological innovation, certified superior variety development, and the establishment of an integrated and sustainable agribusiness system to enhance competitiveness in the international market.
Analysis of Access to Formal Credit Financial Technology for Chili Farmers in Sukabumi District Hasvi, Ismail; Sarah anistia
JURNAL AGRICA Vol. 18 No. 2 (2025): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v18i2.16338

Abstract

Banking is a financial institution that drives the economy of society, including agricultural producers. The financial literacy index in 2014 showed a very low value of 65.43%. Limited financial literacy hinders farmers' ability to access formal credit institutions such as banks. Financial technology has emerged as an alternative to make it easier for farmers to access sources of financial financing. This study aims to examine the impact of farmer characteristics, financial literacy, and financing service quality on access to formal credit, along with the determinants that influence access to formal credit in financial technology. This study was conducted in Kabandungan District, Sukabumi Regency. The research methodology used was a mixed method, with a total of 100 farmer participants from Kabandungan District. The analysis methods used are descriptive and qualitative analysis, utilizing Microsoft Excel, SPSS, and Smart PLS software. The t-statistic value shows that farmer characteristics with a t-statistic value of 4.48 and financial literacy with a t-statistic value of 11.25 have a significant effect on access to formal credit and financing quality in Financial Technology financing.

Page 42 of 42 | Total Record : 413

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