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Pengaruh Kecanggihan Teknologi Informasi Dan Kemampuan Teknik Personal Terhadap Efektivitas Penggunaan Sistem Informasi Akuntansi Pada PT Bank Rakyat Indonesia Yuan Nanda, Mike; Wisnu Pranoto, Fatwa; Agustin, Fitri; Ermayanti , Dwi
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 1 (2024): Vol 15, No 1
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i1.4227

At this time, information technology is experiencing quite rapid development. Apart from developments in the types of technological equipment and supporting application software, this development is also based on the increasingly equitable use of technological information. In the current era of globalization, competition between companies is increasingly fierce, which encourages every company to implement information systems that can support the company's operational capabilities effectively, efficiently and under control so as to create a competitive advantage. Computerized user systems in processing company data are a manifestation of the rapid development of technology and information. This is used to support operational activities in order to produce appropriate and beneficial decisions for the company. This research aims to analyze the influence of information sophistication on the effectiveness of using the accounting information system at PT Bank Rakyat Indonesia. A sample is a part of the population taken based on certain calculations, to be used as material that will be researched optimally. The samples taken are based on the underlying theory because this sample represents the research object from the existing population. This research uses a quantitative descriptive approach with a method using purposive sampling techniques, with 45 respondents indicating that the sophistication of information technology and personal technical abilities have a significant positive effect on the effectiveness of using accounting information systems. The results of data analysis and classical assumption tests confirmed statistical suitability. The implication is that the influence of sophisticated information technology and personal technical abilities can jointly increase the effectiveness of accounting information systems. Keywords: sophistication of information technology, personal technical abilities, effectiveness

Strategi Bisnis Umkm Untuk Naik Kelas Pasca Covid-19 Syailendra, Siera; Setiawan, Mulkan; Sopian; Anggraini , Ria; Mustina Sari, Rahma
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 1 (2024): Vol 15, No 1
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i1.4242

This research focuses on those who own MSME businesses, the economy during Covid-19 and strategies for MSME businesses to run again after Covid-19 by using online sales strategies. The aim of this research focuses on MSME business strategies to move up in class, the impact of developing MSME business strategies after Covid-19 and the effectiveness of MSME business strategies to move up in class. The conclusion of this research is that digital promotion and marketing is the right choice at this time because it is easy to reach and seen by many people, where online promotion can have a good image and impression and can influence many people. Apart from that, we still have to change the mindset of MSMEs so that they have a business mindset, not just a trading mindset. As a result, micro and small businesses face challenges when trying to advance into the medium sector due to their ingrained focus on trade-related activities, such as daily transactions. When operating in the micro, small, medium, or even large business field, entrepreneurs must shift their mindset from a narrow commerce focus to encompass broader aspects of business management. Their business mindset is limited to a limited scope. In contrast, medium-sized businesses operate with a comprehensive business mindset, which includes not only transaction management but also financial oversight, customer relations, systems management, and human resource management. Unlike MSMEs, medium-sized businesses with a business mindset go beyond routine activities, delving into advanced processes such as financial analysis beyond basic transactions. Apart from that, you also need to learn about E-Commerce, Digital Marketing, Product Service Improvement, and Customer Relationship Marketing (CRM) so you can do MSMEs using Online Media, Social Media, and Digital Marketing. Keywords: Business Strategy,UMKM, Upper Grade, Post Covid-19

Implementation Of Good Corporate Governance (GCG) In Palm Oil Plantation Companies In Indonesia (Literature Review) Akbar, Ayip Ridwan; Sendjaja, Theodorus; Yanuar Arifin, Asep; Kusuma, Athalia
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4784

Palm oil plantations are one of the important sectors in the Indonesian economy that remained strong during the global financial crisis and contributed greatly to the country's foreign exchange. The world's largest exporters of palm oil are Indonesia and Malaysia with the largest contributions of 26.60 million tons and 15.40 million tons respectively in 2022. Companies are trying to improve the implementation of Good Corporate Governance (GCG) to comply with regulations and improve the quality of management in a sustainable manner. The purpose of this study is to review the literature on the implementation of GCG in palm oil plantation companies, its impact on company performance, and obstacles in its implementation, using a qualitative literature study method. The results of the study indicate that the implementation of GCG in companies such as PT Bumitama Gunajaya Agro, PT. PP. London Sumatera Indonesia Tbk, and PT Agro Sinergi Nusantara has succeeded in meeting the principles of GCG and increasing Return on Assets (ROA). However, there are obstacles such as lack of management commitment, limited resources, unsupportive corporate culture, and external pressures and conflicts of interest. By overcoming these obstacles, it is hoped that companies in the palm oil plantation sub-sector can be more effective in implementing GCG, thereby improving their financial performance and business sustainability.

The Effect of Online Frontliner Interpersonal Communication on Consumer Purchase Decisions of Cv Borneo Store Banjarmasin Putri Pahira, Recka; Lieta Dwi Novianti; Dewi Merdayanty
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4791

The existence of frontliners has a very viral role in providing services to consumers, because they are the first people faced by consumers when interacting with companies. As a company representative, frontliners function to create a positive first impression through the attitude and service provided. The quality of service shown by the frontliner will greatly affect consumers' perception of the company, which can ultimately affect their purchasing decisions. Therefore, good interpersonal communication from the frontliner is key in creating a satisfying customer experience. This study aims to determine the influence of online frontliner interpersonal communication on purchase decisions in CVs. Borneo Store Banjarmasin. The research method used is a quantitative approach with data collection through questionnaires distributed to consumers who shop at CV. Borneo Store. The research sample is 73 people who are randomly selected using the *simple random sampling* technique. The collected data was then analyzed using a simple linear regression with reference to the AIDDA (Attention, Interest, Desire, Decision, Action) theory, which describes the stages in the consumer decision-making process. The results of the study show that good interpersonal communication from online frontliners has a significant effect on consumer purchase decisions. A simple linear regression test showed that the determination coefficient was 40.1% with a significance level of 0.001 (<0.05), which means that online frontliner interpersonal communication had a considerable influence on the purchase decision. These findings show that effective communication between frontliners and consumers, both in-person and online, is important for building relationships, creating trust, and driving purchasing decisions. Companies need to pay attention to the quality of frontliner communication, especially in the digital era, to increase customer satisfaction and loyalty. Keywords: Online Frontliner, Consumer, Purchase Decision, AIDDA Theory, Simple Linear Regression, Interpersonal Communication

The Effect of Risk Management in Improving Portfolio Performance on LQ45 Stocks in the Indonesian Capital Market Rahayu, Putri; Lestari P.A., Diana Indah Sri; R. Pandin, Maria Yovita
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4794

This study aims to analyze the effect of risk management on the performance of the LQ45 stock portfolio in the Indonesian capital market, which consists of large-cap and high-liquidity stocks. The stocks in this index have a special attraction for institutional and individual investors due to their higher stability compared to other stocks on the Indonesia Stock Exchange (IDX). However, they remain vulnerable to various market risks, including changes in macroeconomic conditions, government policies, and fluctuations in global sentiment. This study uses secondary data from the financial statements of LQ45 companies over a certain period and conducts multiple linear regression analysis of risk management variables, such as Price-to-Earnings Ratio (PER), Beta Portfolio, Dividend Yield, and Market Capitalization. The results show that these variables do not have a significant influence on portfolio performance, as indicated by the coefficient of determination of 11.8%, which indicates that most of the variation in portfolio performance (88.2%) is influenced by factors outside the model. Portfolio beta theoretically shows the greatest potential influence, but the statistical results are not significant. The study concludes that while risk management plays an important role in maintaining portfolio stability, a more comprehensive approach is needed to optimize investment returns. Portfolio diversification strategies, proper asset allocation, and analysis of global market trends are important in the face of Indonesian capital market volatility. This study contributes to the portfolio management literature in Indonesia by offering practical guidance for investors to develop effective investment strategies to manage risk and maximize their portfolio returns amidst complex and volatile market dynamics. Keywords: Risk Management, Portofolio Performance, LQ45 Stocks, Capital Market

The Influence of Work Environment, Job Satisfaction and Work Commitment on the Performance of Jombang Regency Agriculture Service Employees Lia Firdia Fitriani; Taqiyuddin, Akhmad; Sa'adah , Lailatus
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4801

The aim of this research is to determine the influence of the work environment, job satisfaction and work commitment on the performance of Jombang Regency Agriculture Service employees. The research method used is a quantitative approach, used to test a population or sample, the data is analyzed statistically, the aim is to test the hypothesis being developed. The type of research carried out by the author uses associative research. This research is used to determine whether there is an influence or relationship between the targeted variables. This research can build a theory that can function to explain, predict and control a symptom. The sampling technique is a retrieval technique. To determine the sample to be used in research, various sampling techniques are used. Non-probability sampling A sampling technique that does not provide an equal chance for each element or member of the population to be selected as a sample. The sample technique for this research uses total/census sampling, a sample return technique where all members are collected and used as samples as subjects studied or as respondents providing information. The sample taken in this research amounted to 64 respondents. Data collection techniques using observation, documentation and distributing questionnaires directly, then processed using SPSS for Windows version 26. The research results from this study show that the work environment has a positive and significant effect on employee performance, job satisfaction does not have a positive and significant effect on employee performance and work commitment has a positive and significant effect on employee performance. Keywords: work environment, job satisfaction, work commitment, employee performance

The Influence Of Perceived Ease Of Use On The Intention To Use Digital Payment Applications In Transactions Purwanto, Hendra; Adi, Handaru Indrian Sasmito; Astuty, Henny Sri; Suwarno
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4813

In the digital era, technology has advanced rapidly, including in Indonesia. One significant innovation is the use of digital payment applications such as OVO, DANA, GoPay, and others, which facilitate daily transactions without the need for cash. This study employs a library research method to examine the influence of perceived ease of use and perceived usefulness on the intention to use digital payment applications. Based on simultaneous testing results, both perceived ease of use and perceived usefulness positively impact the decision to adopt these applications. This finding aligns with the study by Arif et al. (2022), which demonstrated that positive perceptions of technology significantly influence application adoption. Digital payment applications offer several advantages, including convenience, time efficiency, and enhanced security compared to cash transactions. Additional features such as promotions, cashback, and integration with other platforms further enhance user appeal. This research supports the Technology Acceptance Model (TAM), emphasizing the critical role of perceived ease of use and usefulness in driving the adoption of new technologies. Furthermore, these technologies align with governmental policies promoting financial inclusion and the establishment of a cashless society. The continuous development of these applications is expected to improve efficiency and convenience in Indonesia's payment systems. These findings have practical implications for application developers to enhance user interfaces, system reliability, and feature innovations to expand market share. Overall, digital payment applications play a crucial role in supporting Indonesia's digital economic transformation and serve as a foundation for marketing strategies and public policies regarding financial inclusion. Keywords: Perceived Ease of Use, Interest in Use, Digital Payment Applications, Transactions.

The Impact Of Green Finance On Market Value And Reputation Of Financial Service Companies Endah Dewi Purnamasari; Shafiera Lazuarni; Nova Yanti Maleha
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4840

This study aims to analyze the impact of green finance implementation, including green bonds and green loans, on the market value and reputation of financial service companies in Indonesia. The research employs a quantitative approach with an explanatory research design. Secondary data, including financial reports, sustainability reports, and ESG scores, were obtained from financial service companies listed on the Indonesia Stock Exchange (IDX) during the 2015–2025 period. The sample consists of 70 companies selected using purposive sampling. The regression analysis results indicate that green bonds and green loans have a positive and significant impact on both market value and company reputation. Green loans show a greater effect compared to green bonds on both dependent variables, reflecting their flexibility and more direct influence on corporate sustainability. The model demonstrates that green finance accounts for 65% of the variation in market value and 70% of the variation in company reputation.This study confirms that green finance not only supports global sustainability goals but also offers significant benefits to financial service companies by enhancing their competitiveness and market image. Policy implications and strategies to promote the adoption of green finance in Indonesia are also discussed. Keywords: Green Finance,Market Value, Reputation

The Effect of Interest Rates, Economic Growth and Inflation on Profitability in Mining Companies Listed on the Indonesia Stock Exchange Veronica, Meilin; Sari, Rafika
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4890

This study aims to analyze the impact of interest rates, economic growth, and inflation on the profitability of mining companies listed on the Indonesia Stock Exchange. Profitability is measured using Return on Assets. (ROA). The data used in this study are secondary data obtained from the company's annual financial statements and macroeconomic data from Bank Indonesia and the Central Statistics Agency (BPS) during the period 2020-2022. The analysis method used is multiple linear regression. The research results indicate that the analysis shows that interest rates have a negative and significant impact on the profitability of mining companies. This is consistent with financial theory, which states that an increase in interest rates raises the cost of capital and reduces company profits. Economic growth has a positive and significant impact on the profitability of mining companies. When the economy grows, the demand for mining products increases, which positively impacts the revenue and profitability of the company. Inflation has a negative but insignificant effect on the profitability of mining companies. Although inflation can increase operational costs, mining companies may be able to offset the impact of inflation through adjustments in product selling prices. Mining companies are expected to manage macroeconomic factors more effectively to enhance their profitability, and the companies should develop risk management strategies, diversification and expansion, cost management in inflationary conditions, and macroeconomic analysis to formulate business strategies that are more adaptive and responsive to changing economic conditions. Keywords: Interest rates, Economic growth, Inflation, Profitability, Mining companies.

Business Ethics in Fintech and Missappropriation of Donation Funds: A Case Study of Kitabisa.com Crowdfunding Platform Tondoyekti, Kukuh; Mariana; Arviciena Sakti, Reza; Novia Irianti, Nana
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4953

The misuse of funds on the Kitabisa.com crowdfunding platform highlights major challenges in maintaining public trust, accountability, and business ethics within Indonesia’s fintech ecosystem. While the platform has facilitated social solidarity by connecting donors and recipients, cases of fund misuse indicate gaps in governance and oversight. This issue is particularly significant given the increasing popularity of crowdfunding-based fintech in Indonesia as part of digital financial innovation influenced by digital capitalism. This study aims to analyze the causes of fund misuse through the lenses of moral judgment, moral identity, and applicable regulations, while addressing the exploitative aspects of digital capitalism. This research employs a qualitative method with a case study approach. Data were collected through document analysis, including news articles, media reports, and academic literature. The findings reveal that weaknesses in recipients' moral judgment and moral identity, a lack of strict reporting mechanisms, and the pressures of digital capitalism are key factors contributing to fund misuse. Furthermore, Indonesia's crowdfunding regulation fails to provide adequate oversight of fund recipients, focusing more on platform operators, which opens opportunities for misuse by recipients. This study offers practical recommendations, including regulatory reinforcement, stricter sanctions, the development of moral education programs for recipients, and the integration of blockchain technology to ensure transparency. These findings are relevant for policymakers, platform developers, and the public in building a more ethical, transparent, and sustainable fintech ecosystem. Keywords: Fintech ethics, transparency, digital capitalism, morality, regulation.

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Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
-

Editorial Address
-

Location
Kota palembang,

Sumatera selatan

INDONESIA