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JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Published by Universitas Hamzanwadi
ISSN : -     EISSN : 25490893     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
Jurnal Pendidikan Ekonomi dan Kewirausahaan (jpek) terbit dua kali setahun pada bulan juni dan desember. Memuat artikel, riset maupun pemikiran-pemikiran kritis tentang pendidikan ekonomi, ekonomi, dan kewirausahaan yang relevan bagi pengembangan profesi dan praktek ilmu ekonomi.
Arjuna Subject : -
Articles 563 Documents
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Influence Welfare Economy and Satisfaction Work Regarding Power Teacher Competition with Motivation Achievement as an Intervening Variable Andi Emil Salim; Romansyah Sahabuddin; Agussalim Agussalim
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33214

Abstract

Research This aim analyze influence welfare economy and satisfaction Work to Power teacher competition, good in a way direct and through motivation achieve as variables mediation. Research quantitative This involving 115 civil servant teachers State Civil Servants (ASN) consisting of for civil servants and PPPK at the level Elementary School, School Puff First and School State Senior High Schools in Makassar City in 2025. Questionnaire Instrument Data Google Form based developed from the grand theory of each variable, then analyzed using Structural Equation Modeling (SEM) with device SmartPLS-4 software. Testing the entire measurement model construct fulfil criteria validity convergent, validity discriminant, and reliability, so that worthy used in structural model testing. The results of the structural model analysis show that welfare economy, satisfaction work and motivation achieve influential positive and significant to Power teacher competition. Besides that, motivation achievement and satisfaction Work proven mediate in a way significant connection between welfare economy with Power teacher competition
Manifestation of Surah Al-Ma’un in the Value of Barakah as the Ethical Foundation for CSR Program Development at CV. Adnan Tour and Travel Ghaliyah Nimassiita Triseptya; Alimuddin Alimuddin; Syarifuddin Syarifuddin
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines how the values of Surah Al-Ma’un are manifested within the concept of barakah (divine blessings) and how these values serve as an ethical–spiritual foundation for designing Corporate Social Responsibility (CSR) programs at CV. Adnan Tour. Surah Al-Ma’un highlights social compassion, justice, empathy, and moral accountability as intrinsic expressions of Islamic religiosity. Employing a phenomenological approach, this research explores the lived experiences of business owners and employees in interpreting the meaning of barakah and its operationalization in the company’s CSR initiatives. The findings reveal that Surah Al-Ma’un nurtures a moral consciousness that corporate profit inherently contains the rights of others; hence, it must be redistributed through almsgiving, social assistance, and community-beneficial programs such as the “Friday Blessings Program” and Qur’an distribution to local mosques. Barakah is perceived not merely as material gain but also as business tranquility, protection from risks, a positive organizational climate, and enhanced customer trust. The values of Al-Ma’un also cultivate a culture of empathy, honesty, and social care, strengthening the company’s public reputation. Thus, the Al-Ma’un–based CSR model at CV. Adnan Tour goes beyond regulatory compliance and becomes a meaningful form of spiritual value internalization fostering business sustainability and social welfare.
Purchasing Decisions on Eco-Friendly Products: A Study on Reusable Tumblers Muhammad Randa Nurahman; Ali Akbar; Heru Suprapto; Erwinsyah Erwinsyah
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33289

Abstract

The tumbler is considered an eco-friendly product because it can be refilled and reused multiple times, thereby reducing reliance on single-use plastic bottles. This research investigates how environmental awareness and perceived value affect students’ purchasing decisions for eco-friendly tumblers at Kutai Kartanegara University, with trust serving as a mediating variable. Using a quantitative, purposive sampling approach, data were collected from 92 active tumbler users via a structured questionnaire and analyzed using software SmartPLS 4.1.1.6. The study found that both environmental awareness and perceived value significantly and positively impact purchasing decisions and trust. This suggests that individuals with higher environmental awareness are more inclined to buy eco-friendly tumblers and are more likely to trust the environmental claims and qualities of these products. However, trust itself does not significantly influence purchasing decisions and does not mediate the link between environmental awareness, perceived value, and purchasing behavior. Therefore, the primary drivers of reusable tumbler purchases in this study were environmental awareness and perceived value.
Financial Distress Analysis of Retail Companies on IDX: Altman, Springate, and Zmijewski Models Dayegha Feruziarya Putri Abelgissabella; Taufik Akbar
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33312

Abstract

The Indonesian retail sector has experienced digital disruption and shifting consumer preferences, making early detection of financial distress increasingly important. This study aims to compare financial distress predictions of retail companies listed on the Indonesia Stock Exchange (IDX) using the Altman Z-Score, Springate, and Zmijewski models for the 2021–2024 period. A quantitative descriptive method was applied using secondary data from audited annual reports of 26 retail companies selected through purposive sampling. Financial ratios were calculated based on each model and classified to assess bankruptcy risk. The findings show that most companies fall into the safe zone across the three models, indicating generally strong liquidity, profitability, and solvency. However, several firms, particularly GLOB, TELE, and TRIO, are consistently categorized as distress, reflecting structural financial weaknesses and a high probability of bankruptcy without corrective action. The results highlight the role of multiple prediction models to enhance early warning accuracy and support managerial and investment decisions.
Analisis Keberlanjutan Kambing Etawa di Desa Tunggul, Paciran, Lamongan Nabilah Ainur Rohmah; Wahyu Santoso; Mirza Andrian Syah
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33366

Abstract

The Etawa goat agribusiness has significant economic potential for coastal communities, but the sustainability of the business is often influenced by limited resources and the social dynamics of the farmers. This study analyzes the sustainability level of the Etawa goat milk agribusiness in Tunggul Village from an ecological and social perspective as two fundamental aspects that determine business stability. Data were collected from 40 farmers and analyzed using RAP-Kagot-based Multi-Dimensional Scaling (MDS). The results show that the ecological dimension has a sustainability index of 68.64%, while the social dimension has an index of 65.37%, both of which are classified as moderately sustainable. The most sensitive attributes affecting sustainability include waste management, climate change, and disease management in the ecological dimension, while community conflicts and farmer education levels dominate the influence on the social dimension. These findings confirm that the sustainability of Etawa agribusiness does not only depend on technical aspects of production, but is also influenced by social capacity, access to information, and adaptation to environmental changes. The research recommendations emphasize the need to strengthen business management, improve the quality of farmer human resources, and integrate ecological and social approaches to promote a more adaptive and competitive dairy goat agribusiness.
Pengembangan Pola Pendidikan Ekonomi Informal Dalam Penguatan Literasi Ekonomi Dan Kewirausahaan Pada Pelaku UMKM Di Kota Selong (Di Kelurahan Denggen) Muhamad Juaini; Muhammad Rapii; Tiara Puspa Sari; Ummi Qorib Absoh; Maya Andini
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33458

Abstract

Economic education within the family environment is part of informal education that occurs in an unprogrammed manner, but through a process of habituation and role modeling. This study aims to examine and analyze the characteristics of informal economic education that occurs within households, thereby forming patterns of informal economic education as an effort to shape good economic behavior. The data in this study were analyzed using qualitative analysis through the processes of data collection, data reduction, data presentation, and verification. The results showed that learning occurs not only through formal channels, but also organically through direct experience, social interaction, informal mentoring, observation, and the use of digital and community resources. These patterns are adaptive, contextual, and driven by the practical needs of MSMEs to survive and thrive. Significantly, this informal education has proven to be a major catalyst in strengthening functional economic literacy, where MSMEs gradually develop an understanding and ability to manage the financial aspects of their businesses, such as costing, pricing, cash flow management, and risk mitigation
Implementasi VRIO Framework untuk Mendeteksi Sumber Daya Unik Dalam Upaya Keberlanjutan Bisnis Kuliner dan Manajemen Keuangan Yunita Niqrisah Dwi Pratiwi; Milka Susana Theorupun; Donna Setiawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33528

Abstract

Competitive advantage is crucial for business continuity in a competitive market. It is not merely a strategy but also a crucial component for creating a successful culinary business. The VRIO (Value, Rarity, Imitability, and Organization) framework can be used to evaluate existing resources and identify competitive advantages. The urgency of this research is to understand the unique potential of the culinary business and its impact on profitability and business sustainability. The purpose of this study is to delve deeper into the unique resources in the culinary business and how applying the VRIO framework can help identify competitive advantages related to business sustainability. The method used in this study is mixed methods analysis (a combination of qualitative and quantitative). The population in this study was restaurants in Boyolali City. The sampling technique used was purposive sampling. The results of the study showed that resources that meet the criteria of Value, Rarity, Imitability, and Organization contribute significantly to the sustainability of culinary business operations. The VRIO Framework successfully identified unique resources such as original recipes and distinctive cooking techniques
Implementasi Qanun No. 11/2018 di Aceh Barat: Literasi Masyarakat, Praktik Lembaga, dan Peran Dewan Pengawas Syariah Mulia Safitri; Muflihatul Fauza; Lia Mursila
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33642

Abstract

This study examines the implementation of Aceh Qanun No. 11/2018 on Sharia Financial Institutions (LKS) in West Aceh, focusing on public literacy and user experience, institutional constraints, and the role of Sharia Supervisory Boards (DPS). Employing a qualitative case-study approach, data were gathered through interviews, limited observation, and document analysis at Bank Syariah Indonesia (BSI) Meulaboh, Bank Aceh Syariah Meulaboh, and a sharia cooperative/BMT in Meureubo, involving 15 purposively selected informants. Guided by institutional theory and diffusion of innovations, the analysis shows that strong regulatory pressure accelerates formal compliance, while public understanding remains largely declarative. Users experience moral reassurance alongside complex procedures, confusing contract terminology, and unequal urban-rural access. Banks adapt more effectively than cooperatives/BMT, which face sharper resource constraints. Although DPS exists formally, its oversight is perceived as episodic and document-oriented, enabling partial decoupling. Sustaining the Qanun requires strengthening public literacy, frontline competence, and proactive DPS engagement to move from symbolic to informed compliance.
Mapping Risk of Changes in Rainfall Pattern And Mitigation Strategies Rice Production Using Spatial Data in East Java, Indonesia Yusmiaty Sabang; Rizka Muizzu Aprilia; Amirusholihin Amirusholihin; Permadi Setyonagoro; Ratna Dewi Judhaswati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33796

Abstract

Climate change is a global challenge that has a significant impact on the sustainability of agricultural systems and global food security. Rice productivity in East Java Province in 2024 experienced a decline of 4.78% due to prolonged drought/El Nino and climate anomalies as the main causes of production decline in several districts due to shifts in planting times (planting seasons) and crop failures. Unpredictable climate fluctuations can reduce land productivity, shorten the planting period, and threaten food price stability at the consumer level. The objective of this study was to identify the risk mapping of changes in rainfall patterns and mitigation strategies for rice productivity in East Java. The results show that, overall, rainfall in various regions in East Java does not have a significant effect (P > 0.05) on rice productivity, while spatial data-based mitigation results show that the overlay map of drought and flood risks is in the districts of Jember, Tuban, Lamongan, Bojonegoro, and Ngawi, with medium to high drought risk categories and high flood risk categories. For landslide risk zones, it was found that parts of Jember were included in the relatively high landslide risk category.
Persepsi Inovasi Produk Pembiayaan Syariah dan Minat Mengakses Bank Syariah: Studi Survei Pendahuluan di Desa Meureubo, Aceh Barat Nurul Fajriatul Muqhni A; Muliza Muliza; Mikhral Rinaldi
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33803

Abstract

This pilot survey examines perceptions of Islamic financing product innovation and intention to access Islamic banking among residents of Meureubo Village, West Aceh, Indonesia. A cross-sectional descriptive-exploratory design was used. A five-point Likert questionnaire was administered to 20 respondents (10-24 June 2025) who were users or prospective users of Islamic financing. Constructs covered perceived process ease, variety of contracts/schemes, need-fit, value-fit, self-reported contract understanding, socialization/information exposure, and intention. Results indicate positive perceptions: all respondents agreed that the products are easy to understand and fit needs and Islamic values. Intention was high; 90% reported that innovation increases their interest in using Islamic banking. However, 70% identified limited outreach/socialization as a barrier, and 30% were neutral about simpler application procedures. The findings suggest that product innovation should be accompanied by communication innovation—contract literacy, community-based outreach, and simulations—to translate interest into actual access. As a pilot, results map priority indicators for larger studies.

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