cover
Contact Name
Mujahidin
Contact Email
mujahidin@iainpalopo.ac.id
Phone
+6281243481878
Journal Mail Official
al-kharaj@iainpalopo.ac.id
Editorial Address
Jl. Bitti, Blandai Kota Palopo
Location
Kota palopo,
Sulawesi selatan
INDONESIA
Al-Kharaj: Journal of Islamic Economic and Business
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Articles 959 Documents
The Impact Of Zakat On Improving Of The Communitys Economy Ariyun Anisah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 1 (2024): All articles in this issue include authors from 5 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i1.5023

Abstract

Theoritically, zakat has important role in economic, the multiplier effect of zakat can imcrease peoples income. Consumtive zakat can give long term multiplier effect to economy, so do productive zakat. The distribution of zakat in National Zakat Agency South Solok regency is divided into five programs, namely: Prosper South Solok, Smart South Solok, Healty South Solok, Piety South Solok, and Care South Solok. However, in its application the portion of productive zakat (Prosper South Solok) is less than consumtive zakat. This research is aimed to discover the impact of zakat on improving communitys economy in South Solok regency marked with increasing of income. The subject of research is people who accepted productive zakat fund from National Zakat Agency South Solok Regency. Sampling is done using purposive sampling technique consisted of 72 respondents. Data collection technique is conducted through interview, questionnaire, and documentacy. Data analysis technique utilized simple linear regression. Research revealed zakat has significant influence on improvement of communitys economy in South Solok regency
Islamic Social Finance And Poverty Alleviation Efforts (Contextual Al-Qur'an Tafsir Study) Trisno Wardy Putra; Achmad Abubakar; Muhammad Irham
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5082

Abstract

Poverty is a crucial problem in human life. The Qur'an also explains some of the causes of poverty. This research aims to examine the role of Islamic social finance as an effort to alleviate poverty from the perspective of Qur'anic interpretation. This research uses a qualitative approach with a literature study approach, which examines sources related to the theme raised. This method also uses the science of interpretation by examining the verses of the Qur'an contextually. The results showed that in the Qur'an, poverty can occur due to several causes, whether it comes from oneself, the environment, and the state. In the implementation of the role of Islamic social finance as an effort to alleviate poverty, it has made a major contribution even though it has not been significant. This is due to management that has not been maximized. However, it has been proven in history that Islamic social finance is able to alleviate poverty.
Educational Values In The Waqf Of The Prophet's Companions and Its Implications For Indonesian Muslim Society (A Review Of The Waqf Hadiths Of Umar Bin Khattab, Utsman Bin Affan, and Abu Thalhah Al-Anshari) Trisno Wardy Putra; Zulfahmi Alwi; Abdul Rahman Sakka
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5083

Abstract

This research aims to add to the scientific treasure by emulating the waqf of the Prophet's companions and its implications for Muslim society in Indonesia. This method uses a qualitative approach with literature study as the main source of research. This research is specific in studying hadiths related to the waqf of Umar bin Khattab, Ustman bin Affan and Abu Talhah Al-Anshari. The results of the study explain some educational values that can be taken in developing the concept of waqf-based education, including competing in goodness, ta'awun in helping others, wealth as a means of charity jariyah, waqf with the best assets and the role of waqf that is growing and sustainable.
Truth Of Scientific Philosophy Perspectives In The Development Of The Islamic Economy In The Age Of Globalization Ahmad Faqih Udin; Muchlis Yahya; Kamaluddin Nurdin Marjuni
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5103

Abstract

The philosophy of philanthropy has a major impact on the development of the Islamic economy in the modern era of globalization. This research method is qualitative library using a narrative approach. As for data collection techniques, it's orientation and exploration. The result of this research is that the truth of truth can be used as a concrete or abstract word. If the subject wants to tell the truth, it means that the proposition is true. Then there are the theories of the truths of philosophy, namely the theory of coherence, performative theory, consensus theory and correspondence theory. The truth has two main roles in the development of the Islamic economy. First, to formulate and conceive a new Islamic economic theory. Second, to test and evaluate the Islamic economy theory empirically.  
The Impact of Blockchain Technology to the Efficiency and Profitability Bank in Indonesia Agus Saur Utomo; Mahendra Galih Prasaja; Nayla Fahiya Rahmawati
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5105

Abstract

ABSTRACT. This research empirically examines the impact of blockchain adoption to the bank’s profitability and efficiency in Indonesia. Descriptive statistic and paired sample t-test are employed to analyses the data. The sample of this study is Bank Permata, a pioneer bank in Indonesia that adopted blockchain technology. Bank Permata have a conventional service as well as syariah service unit. Secondary data was taken from bank’s financial report as long as 2019-2023.  Efficiency is proxied by BOPO ratio while profitability is proxied by ROA, ROE, GPM, OPM and NPM ratios. The study found that blockchain technology doesn’t have significant impact to the bank efficiency, however the level of bank efficiency is increasing after implementing blockchain. Bank profitability is partly affected by adoption of blockchain technology. GPM, OPM and NPM are significantly different after implementing the blockchain however ROA and ROE are not significantly different. Nevertheless, there are increasing ROA and ROE ratio after blockchain adoption.  
The Role Of Product Quality, Quality Of Human Resources, And Corporate Culture In Improving Company Performance Through Business Strategy Bagus Yunianto Wibowo; Sinar Hubtrian Ade; Evinta Amalia Nurhidayah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5151

Abstract

This study aims to analyze of product quality, human resource (HR) quality, and company culture on business strategy. As well as the influence of product quality, quality of HR, corporate culture, and business strategy at company performance. The population in this study is the manager of micro units for the 2021-2022 period which amounted to 147 with a sample using a population of 147 respondents and the data processed amounted to 102 respondents. Analyzer using SEM (structure equations modeling) The results of investigation prove that product quality has a sign on business strategy. HR quality has a sign on business strategy. Corporate culture does not affect business strategy. The quality of the product does not affect the performance of the enterprise. The HR quality does not affect company performance. Corporate culture has a sign effect in company performance and business strategy has a sign effect on company performance
Eksplorasi Pengaruh E-WOM dan OCR Terhadap Keputusan Pembelian di Shopee: Perspektif Mahasiswa Ekonomi dan Bisnis Islam Kendari Arlita Aristianingsih Jufra; Syahvira Dwi Wahyuning Sauala
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5163

Abstract

This research aims to discover how Electronic Word of Mouth (e-WOM) and Online Consumer Review (OCR) influence people's purchasing choices on Shopee.com. e-WOM and OCR are two other types of information that can help convince people to buy. This research uses primary data as the main source in quantitative methods. This group consisted of 227 respondents selected using the purposive sampling method. Questionnaires sent via Google Forms were used to collect data. Data were analyzed using hypothesis testing, classical hypothesis testing, and multiple linear regression analysis. This study found that e-WOM is significant and positively impacts purchasing choices. The calculated t value of 13.771 is higher than the t table value of 1.970611. This means that e-WOM influences the purchasing choices of students at the Faculty of Economics and Islamic Business, IAIN Kendari. There is a strong relationship between OCR and purchasing choices. The t value of 13.575 is higher than the t table value of 1.970611. This means that OCR also influences students' purchasing decisions at the Islamic Economics and Business Faculty of IAIN Kendari.
Analysis Of Public Housing Savings Policy From The Perspective Of Islamic Economics: Social Welfare And Distribution Justice Muhammad Nur Ishak
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5178

Abstract

This study aims to analyze the People's Housing Savings (Tapera) policy from the perspective of Islamic economics, with a focus on social welfare and distribution justice. Islamic economics puts forward the principles of social welfare and distributive justice, which emphasizes the fulfillment of basic needs, spiritual and moral well-being, and the fair and equitable distribution of wealth. In this context, this study evaluates how Tapera's policies can be integrated with Islamic economic principles to achieve these goals. The research method used is a qualitative method with a descriptive-analytical approach. The data was collected through literature studies, analysis of policy documents, and in-depth interviews with Islamic economics and housing experts. The analysis was conducted to identify the suitability of Tapera's policies with Islamic economic principles and assess their impact on social welfare and wealth distribution. The results of the study show that Tapera's policies are in line with several Islamic economic principles, such as zakat, alms, and qard al-hasan, which aim to reduce economic disparities and promote social welfare. Tapera has succeeded in providing better access to housing for low- and middle-income people, improving their quality of life. However, the study also found some challenges, including limitations in fair distribution mechanisms and the need for greater transparency and accountability in fund management. Tapera's policy has great potential to support social welfare and distribution justice in accordance with Islamic economic principles. However, further efforts are needed to optimize the implementation of this policy to be more effective and efficient. This research provides practical recommendations for policymakers to strengthen aspects that are in line with Islamic values and overcome existing obstacles, with the ultimate goal of creating a more just and prosperous society
Optimalisasi Manajemen Pemasaran Usaha Tour dan Travel PT. Nur Haramain Mulia ali, muhammad zakaria; Putriani, Erin Nur; Wardi, Fithriah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5205

Abstract

Nur Haramain Mulia is a company that is relatively fast growing by having branches in the Sidoarjo, Madura, Lumajang and Aceh areas. This is the basis for the researcher to find out the optimization of marketing management of the Tour and Travel business of PT. Nur Haramain Mulia. In this case, the researcher will focus on the Umrah business which is in demand by many pilgrims because of the long waiting list for Hajj. The research method used in this study is the Qualitative Descriptive Method. Then the researcher also used the SWOT Analysis method. For strengths and weaknesses, they come from the internal environment while opportunities and obstacles come from the external environment (Suriano, 2022). The following is an analysis of the Swot of PT Nur Haramain Mulia 1. Strengths such as: Conducting effective marketing and promotion through various media, such as websites, social media, advertisements, and exhibitions, to reach a wide target market following PT Nur Haramain Mulia IG Nur Haramain Mulia social media with 2374 followers. Fb Nur. Haramain. Mulia has 4900 followers. YouTube Nur Haramain Mulia with 1031 followers. TikTok Nur Haramain Mulia with 2894 followers and 30.6 thousand likes. 2. Weakness: There is a change in the price from what is stated in the brochure. 3. Opportunity: PT Nur Haramain Mulia has become the first Umrah bureau in Probolinggo Regency that has an official permit from the Ministry of Religious Affairs. This makes PT Nur Haramain Mulia better known by the community, especially the Probolinggo area.4. Threat: The emergence of a new Umrah bureau with an attractive pricing and service strategy.
The Effect Of Short-Term Debt And Long-Term Debt on The Income of Palm Oil Stock Issuers Umar; Qisty Amalina Rusmana Putri; Evi Retno C Dewi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.5209

Abstract

This study aims to explore how short-term and long-term debt affect the operating income of palm oil companies. This study is a type of quantitative research using the panel data multiple regression analysis method. The independent variables in this study are Short-Term Debt (X1) and Long-Term Debt (X2). The dependent variable in this study is Operating Income (Y). The data source in this study is the Indonesia Stock Exchange Report in 2019-2023 and uses the Purposive Sampling Technique. The results of the study show that Short-Term Debt and Long-Term Debt partially do not have a significant effect on the Operating Income of Palm Oil Issuer Shares. In addition, simultaneously Short-Term Debt and Long-Term Debt have a significant effect on the Operating Income of Palm Oil Issuer Shares.