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Contact Name
Rochmat Aldy Purnomo
Contact Email
rochmataldy93@gmail.com
Phone
+6285298254709
Journal Mail Official
rochmataldy93@gmail.com
Editorial Address
Playangan RT 1 RW 8 Krowe Lembeyan Magetan
Location
Kab. ponorogo,
Jawa timur
INDONESIA
ASSET: Jurnal Manajemen dan Bisnis
ISSN : 26145502     EISSN : 26147246     DOI : -
Core Subject : Economy,
Asset: Jurnal Manajemen dan Bisnis is a journal published by the Department of Management, Faculty of Economics of Universitas Muhammadiyah Ponorogo (UNMUH Ponorogo) in collaboration with Universitas Muhammadiyah Ponorogo Research and Community Service. Published twice a year (Juni and Desember), contains six articles and receive articles in the field of Management and business review studies with research methodologies that meet the standards set for publication. Manuscript articles can come from researchers, academics, practitioners, and other economic observers who are interested in research in the field of management and business.
Articles 131 Documents
Peran Pembiayaan Perbankan dan Government Support Melalui Finance Behavioral Untuk Meningkatkan Kinerja UKM Sudarnice, Sudarnice; Titing, Andry Stepahnie; Juniarti, Titin
ASSET: Jurnal Manajemen dan Bisnis Vol. 8 No. 1 (2025): Juni
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/asset.v8i1.11962

Abstract

So that SMEs can remain competitive in an unstable market circle, in the digital era, especially after the current COVID-19 pandemic crisis, SME performance needs to be improved. Therefore, the main objective of this research is to identify the influence in improving SME performance through the relationship between government encouragement variables and bank relationships on SME performance with the mediating role of financial behavior. The method applied in the research starts from data collection, the researcher took a list of SMEs as a sample frame using characteristics that have relationships with banks and the government. Data was obtained by distributing questionnaires to 115 SME owners and supported by several interviews with SME owners due to respondents' lack of understanding of the variables we used, then factor analysis was carried out using the Principal Component Analysis method. The data analysis method used in this research also uses Structural Concept Equation Modeling (SEM) with the Partial Least Square (PLS) program. The research results show that SME performance is not directly influenced by bank relationships and government support, but there is an indirect influence through financial behavior