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JES (Jurnal Ekonomi Syariah
Published by Universitas Islam Lamongan
ISSN : 25285610     EISSN : 25410431     DOI : http://dx.doi.org/10.30736/jes.v7i2
Core Subject : Economy,
Economics, Econometrics & Finance
The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 161 Documents
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Peran Zakat Produktif dalam Pemberdayaan Ekonomi Mustahik Mafluhah, Mafluhah
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.882

Abstract

Zakat, as one of the pillars of Islam, has an important role in realizing social and economic justice for Muslims. One of the effective zakat distribution schemes in achieving this goal is productive zakat. This study aims to analyze the role of productive zakat in the economic empowerment of mustahik. The research method used is a literature study by reviewing various scientific sources, such as journals, books, and scientific articles. The results of the study indicate that productive zakat has a significant role in the economic empowerment of mustahik through several aspects such as zakat funds distributed in the form of business capital, training, and mentoring. This has brought significant benefits, such as increasing mustahik's income through profitable businesses, creating new jobs that reduce unemployment, increasing mustahik's skills and knowledge in managing businesses, increasing mustahik's self-confidence and independence by having their own income, and strengthening social solidarity among Muslims by helping mustahik escape poverty. With its various benefits, productive zakat is a solution for the economic empowerment of mustahik.
Analisis Peran Keuangan Syariah dalam Pembangunan Ekonomi Yuliyanti, Nanda Putri; Wijaya, Taufiq
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.883

Abstract

The role of Shariah finance in economic development has been the subject of increasing research and policy discourse. Although empirical evidence of the sharia financial impact remains varied and contextual, sharia finance has the potential to make a positive contribution to economic growth, financial stability, and social well-being. Nevertheless, there are still significant challenges and complexities in realizing the Sharia financial potential as a catalyst for economic development. The study aims to explain the multi-faceted contribution of Islamic finance to economic development. In this research the method used is qualitative method. A systematic review of literature is carried out to build a theoretical foundation, conceptual framework, and empirical evidence related to the role of Shariah finance in economic development. The review includes scientific articles, books, reports, and policy documents from a variety of disciplinary perspectives, including economics, finance, Islamic studies, and development studies. The results of this study conclude that Islamic finance plays a role in promoting financial inclusion, encouraging investment in sustainable infrastructure and business, enhancing stability through risk-sharing mechanisms, and promoting ethical and socially responsible financial practices. By providing financial products and services in line with Sharia principles, Sharia financial institutions can meet the unique financial needs of various segments of society, thereby helping to reduce gaps in access to finance and enhance economic empowerment
The Relevance of Ibnu Khaldun's Price Concept to the Prohibition of Sales in E-Commerce Idrus, Ali; Fahriah, Putri Haezah; Ammany, Farah
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.884

Abstract

The background of the problem in this study suggests that the impact of the internet, one of which is technological advances, has opened up new business opportunities. As one of the urgencies of digital business progress in Indonesia today is e-commerce through the encouragement of advanced technology. The focus of this research explains that the relationship between Ibnu Khaldun's theory and the concept of e-commerce. This research uses a qualitative method with a description approach. The data collection is through literature articles, books and newsletter. As for the results of the research that the regulation of the Minister of Trade Number 31 of 2023 officially prohibits the merger of e-commerce and social commerce through e-commerce platforms, they are only allowed to promote products or services. This is called political dumping; the practice of dumping is expressly prohibited in Islam. In Ibnu Khaldun's price theory: the Islamic principle of determining the seller's price of a good tends to use the concept of average, because the demands of justice must be linked to effort.
Analisis Perilaku Konsumtif Mahasiswa pada Penggunaan E-commerce dalam Perspektif Maqashid al-Syariah Fadhilah, Nurul; Nurmala, Mia
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.893

Abstract

This research is based on many of university students who use e-commerce. The purpose of this study is to find out students' behavior in buying goods in e-commerce and whether they use the principles of maqashid al-sharia or not. The principles of maqashid al-sharia used are the maintenance of religion (hifz al-din), the maintenance of the soul (hifz al-nafs), the maintenance of reason (hifz al-‘aql), the maintenance of offspring (hifz al-nasl), the maintenance of assets (hifz al-mal), and the maintenance of the environment (hifz al-biah). This research is qualitative research with a phenomenological abbreviation. The sampling technique in this study is purposive sampling. This sample of research totaled 45 1st level students of Sultan Ageng Tirtayasa University. The results of the study show that students have not fully used the principles of maqashid sharia in the use of e-commerce, so students behave consumptuantly. In the principle of religious protection, it is known that not all students buy goods with the intention of worship, in the principle of preserving reason, students cannot decide properly the priority of the goods to be purchased, on the principle of spiritual care, students cannot resist the lust to buy goods that are by the usefulness, on the principle that the descendants of students have not been able to save money for the future, In the principle of assets, students were found to use the pay later feature. And on the principle of protecting the environment, students still need education in the recycling system of goods that have been purchased.
Analisis Cash Waqf Linked Deposit (CWLD) Perspektif Empat Mazhab Zulfa, Ainiyatuz; Ahmad Fauzan Mubarok; Nafisah, Zahrotun
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.895

Abstract

Cash waqf in Indonesia has great potential to improve community welfare. However, the realization is still not optimal. After previously OJK developed a cash waqf product integrated with sukuk (CWLS). Now OJK is reissuing a cash waqf product in collaboration with a deposit product or called cash waqf linked deposit (CWLD), as a deposit-based waqf innovation, offering a solution by integrating the social and commercial functions of sharia banking. However, there are no regulations governing cash waqf linked deposit (CWLD) itself, the implementation of CWLD can be different depending on the Islamic law adopted. In Islam there are four main schools of thought, each of which has a view on the concept of cash waqf and investment. Therefore, there is a need for studies related to CWLD analysis from an Islamic legal perspective. The research method used is library research. The source of data obtained is primary data sourced from books, journals, legal articles and other research results. The data collection technique in this research is by collecting literature that is relevant to this research. The results of the research obtained are that there is difference of opinion from four mazhab of thought regarding cash waqf linked deposit (CWLD). The Hanafi Mazhab and Maliki Mazhab allow it, while the Syafi’i Mazhab and Hanbali Mazhab do not allow cash waqf linked deposit (CWLD)
Strategi Pengelolaan Sumber Daya Insani dalam Meningkatkan Industri Fesyen Halal Ubaidillah, Ahmad; Ulum, Khozainul
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.901

Abstract

This article aims to offer management strategy of Islamic Human Resources (IHR) in the Islamic fashion industry environment. This research is library research, with data collection techniques using books, journals, and other publications. This study uses a qualitative approach that produces descriptive data in the form of words about IHR management in the Islamic fashion industry. The collected data are then analyzed, interpreted, and generalized. The results of the study indicate that IHR development not only emphasizes intellectual and emotional development, but also involves spiritual and moral development. The presence of a truly Islamic IHR can reduce or eliminate the risk of sharia compliance in the Islamic fashion industry environment. The operationalization of IHR Islamization can be carried out through several stages, namely sharia recruitment and sharia selection. Sharia selection tools that can be used include sharia curriculum vitae (CV) analysis, sharia test, sharia interview, sharia recommendation and sharia psychological test. Everyone who works in the Islamic fashion industry needs to be Islamized through the stages of sharia recruitment and selection. It is hoped that the IHR development stages will give birth to tazkiyah or inner purification which will color all activities in the Islamic fashion industry.
Peran Tokoh Islam dalam Menumbuhkan Nilai-Nilai Moderasi Melalui Praktik Ekonomi di Madura Rosyidi, Mohammad; Harisah, Harisah; Al Humaidy, Mohammad Ali
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.910

Abstract

This study aims to see the role of religious figures through pesantren engaged in the economic sector. As an educational institution, pesantren have penetrated into various scientific fields, both in theory and practice, including in the field of economics. Pesantren led by a kiai in Madura have a very important role to be used as icons for the community in acting and behaving in everyday life. In economic practice, Islamic figures have been massively entrepreneurial to foster business awareness in their respective pesantren. Through this application, the economy in pesantren can grow independently in terms of funding to support the needs of their institutions. This study is a qualitative indicator with a sample approach in the form of library research (library research) collecting information in the form of books, journals, interviews, articles, news available in online media. The findings show that pesantren in Madura through economic activities have a wide reach in providing moderate understandings because Madura itself is a heterogeneous area. So that there is no discrimination against economic actors who are not the same in background as the general public in Madura. the application of moderation through real economic practices exists in Madura, because in terms of values, the key to moderation has been implemented in practice, especially in pesantren led by Islamic figures.
Perbandingan Sustainability Report antara Bank Syariah Indonesia (BSI) dan Bank Mandiri Berdasarkan Global Reporting Initiative (GRI) Tahun 2022-2023 Nafakhatussahariyyah, Nafakhatussahariyyah; Utami, Cahyaning Budi
JES (Jurnal Ekonomi Syariah) Vol. 9 No. 2 (2024): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v9i2.917

Abstract

This research aims to determine the comparison of sustainability reports between Bank Syariah Indonesia (BSI) and Bank Mandiri based on global reporting initiative (GRI) 2022-2023 or to what extent are these two banks committed to implementing GRI standards in presenting transparent and accountable sustainability information? This research uses comparative qualitative descriptive research. By collecting data using secondary data obtained from sustainability reports published by BSI and Bank Mandiri 2022-2023 which can be accessed on their respective websites. This research shows that both banks have a strong commitment to economic, environmental and social performance, although with different approaches and scales. Bank Mandiri has a higher operating scale and numbers, while BSI shows consistent growth and focuses on social and environmental aspects in line with sharia financial principles. This research provides insights into best practices and areas of improvement in sustainability reporting in the banking industry.
Strategi Pengembangan Usaha Mikro Perempuan dalam Meningkatkan Kesejahteraan Ekonomi Keluarga (Studi Kasus di Desa Sabungan Sumatera Utara) Siregar, Arnisah; Hidayat, Faisal; Febrian, Andis; Rais, Muhammad
JES (Jurnal Ekonomi Syariah) Vol. 10 No. 2 (2025): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v10i2.1204

Abstract

This study aims to answer the question of what strategies are used in developing women's microbusinesses in Sabungan, North Sumatera to improve family economic well-being. This study is a descriptive qualitative study. Data were obtained through observation, interviews, document studies, and documentation. The results of this study indicate that the strategy for developing women's microbusinesses in Sabungan plays an important role in improving family economic welfare by developing the market in terms of products and sales systems as well as developing networks. The use of technology and Islamic financial institutions also plays an important role in increasing access to capital and profits. By implementing this strategy, microbusiness actors can increase competitiveness, expand market access, and improve family economics so that they become more prosperous. An effective assistance strategy to improve knowledge and management skills is through regular assistance programs such as basic financial recording training and support from financial institutions or cooperatives, accompanied by monitoring and evaluation. With the right assistance strategy, Sabungan entrepreneurs strengthen the competitiveness of women's businesses and contribute to improving the economic welfare of families.
Implementasi Good Corporate Governance dalam Meningkatkan Kinerja Karyawan di BSI KCP Pamekasan Jokotole Sholihah, Aulia Fitriyatus; Handayani, Sri
JES (Jurnal Ekonomi Syariah) Vol. 10 No. 2 (2025): September
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jes.v10i2.1205

Abstract

Good Corporate Governance (GCG) is a corporate governance system designed to create added value for stakeholders through the implementation of fundamental principles such as transparency, accountability, responsibility, professionalism, and fairness. This study aims to explore the implementation of GCG at Bank Syariah Indonesia (BSI) KCP Pamekasan Jokotole and to analyze its impact on improving employee performance. The research employed a qualitative approach, with primary data collected through field observations, structured interviews, and documentation, while secondary data were obtained from relevant literature and institutional records. Data were analyzed using an interactive qualitative analysis technique, and data validity was ensured through source triangulation. The findings reveal that the implementation of GCG at BSI KCP Pamekasan Jokotole has produced a significant positive effect on employee performance. This improvement is evident in enhanced service quality, increased discipline, and higher levels of productivity among employees. Furthermore, the practice of GCG not only strengthens the company’s corporate value but also fosters greater trust from stakeholders, particularly customers and shareholders. The research highlights that effective governance practices create a professional, transparent, and harmonious work environment, which ultimately contributes to the sustainability and competitiveness of Islamic banking institutions in Indonesia.

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