Indonesian Journal of Business Analytics (IJBA)
Indonesian Journal of Business Analytics (IJBA) is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Business Analytics and related fields. IJBA provides an outlet for the increasing flow of interdisciplinary research cutting across business, business data mining, predictive analytics, descriptive analytics, prescriptive analytics, Quantitative business method, management, finance, information system, accounting, Entrepreneurship, Business ethics, Sustainability, Knowledge Management, Learning Organization and economics disciplines. It is an essential reading for academics, graduate students, policy makers and business practitioners. IJBA publishes articles twice in a year on April and October.
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<![CDATA[Takaful (Islamic) insurance and its marketability in the Iraqi insurance market: A future study applied in the Iraqi insurance market. ]]>
<![CDATA[Ismail Mahmoud, Basheer]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14254
<![CDATA[The insurance sector is one of the largest financial resources that provide the capital funds needed by the economy from the accumulated premiums, beside the banking sector. Therefore, the current study aimed to study the reality of this sector to identify opportunities for developing insurance services. Where we discussed the possibility of applying Takaful insurance in the Iraqi insurance market, According to the basic assumption that there is an opportunity to implement Takaful services in the Iraqi insurance market. The current study reached a number of conclusions, one of which is that Takaful insurance is compatible with the aspirations of Muslim consumers because it works in accordance with Islamic Sharia compared to commercial insurance. At the end the present research provides couples of recommendations one of it was Takaful insurance keeps pace with the needs of insurance customers in Iraq because customers are greatly affected by the religious factor, which is considered one of the biggest factors that affect the spread of commercial insurance services.]]>
<![CDATA[The Effect of Workload and Worklife Balance on Employee Performance ]]>
<![CDATA[Muhammad Rafly Revanza]]>;
<![CDATA[Maria Ulpah]]>;
<![CDATA[Dharliana Hardjowikarto]]>;
<![CDATA[Muhamad Alwi]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14354
<![CDATA[The purpose of this study is to determine the extent to which workload and work-life balance influence employee performance at PDAM Tirta Kamuning. This research adopts a quantitative approach with a correlational design aimed at explaining the relationships between variables and predicting outcomes. The sample consisted of 57 respondents, with data collected through questionnaires. The results of multiple regression analysis indicate a significant influence of Workload (X1) and Work-Life Balance (X2) on Employee Performance (Y), accounting for 21.6% of the variance. The overall conclusion and implications of the study highlight the importance of organizational commitment in addressing work-family conflict and turnover intention. The findings also show that organizational commitment serves as a mediator in the relationship between turnover intention and work-family conflict, where the majority of employees are affected by these factors, although a small portion are influenced by other factors beyond the scope of this study. Furthermore, workload was found to have a significant positive effect on employee performance, indicating that employees perceive their workload as manageable, aligned with their capabilities, and supported by sufficient time to complete tasks. Likewise, work-life balance also significantly and positively affects performance, suggesting that maintaining balance between work and personal life enhances employee productivity and effectiveness.]]>
<![CDATA[Determining the Factors that Influence the Performance of Mts Teachers in Cirebon City ]]>
<![CDATA[Rima Maulina]]>;
<![CDATA[Lady Deviyada Sari]]>;
<![CDATA[Ade Solahudin]]>;
<![CDATA[Sunimah]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14355
<![CDATA[This research attempts to examine the impact of work-life balance, work environment, and teacher competence on the performance of MTs teachers in Cirebon City. The main focus of this research is for comprehension how work-life balance, work environment conditions, and the level of teacher competence can affect the quality of their performance. In the face of the ever-evolving dynamics of the world of education, understanding these factors is crucial for institutions to improve teaching effectiveness and support teacher professionalism in madrasah tsanawiyah. The approach taken in the investigation is a quantitative method through a causality approach, with data collected through questionnaires from respondents who are MTs teachers in Cirebon City. The results reveal that although work-life balance and work environment individually have no significant effect on teacher performance because they are used to adapting to the challenges of the profession, teacher competence remains a key factor in determining teaching effectiveness. This study confirms that improving the competence of MTs teachers in Cirebon City is a major factor in raising their performance. It is advised that future studies investigate extra variables that affect teacher performance to raising the standard of the educational system in MTs in Cirebon City.]]>
<![CDATA[The Effect of Work-Family Conflict on Turnover Intention with Organizational Commitment as a Mediating Variable in Employees ]]>
<![CDATA[Rama Retno Handyka]]>;
<![CDATA[Pricilia Maharani Eppang]]>;
<![CDATA[Muhamad Alwi]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14357
<![CDATA[This research seeks to examine the extent to which work-family conflict affects turnover intention, with organizational commitment serving as a mediating variable, at PT. Kharisma Indah Bestari Sampoerna. A quantitative approach with a correlational design was employed to explore the relationships between variables and predict outcomes. The study involved 99 respondents, and data were gathered through questionnaires. Findings from a simple linear regression analysis demonstrated a significant effect of 5.3% from Work-Family Conflict (X) on Organizational Commitment (Z). Additionally, multiple linear regression analysis showed a significant relationship between Work-Family Conflict (X) and Turnover Intention (Y), as well as between Work-Family Conflict (X) and Organizational Commitment (Z) on Turnover Intention (Y), with an influence rate of 39.6%. The study concludes that organizational commitment plays a crucial role in mitigating the impact of work-family conflict on turnover intention. It also suggests that organizational commitment mediates the relationship with turnover intention, with most employees being influenced by this factor, although a small portion is affected by variables not covered in this research.]]>
<![CDATA[Corporate Governance and Earnings Management: The Impact of Board Independence and Audit Committee Effectiveness ]]>
<![CDATA[Fitri Nurjanah]]>;
<![CDATA[Bandi]]>;
<![CDATA[Payamta]]>;
<![CDATA[Jaka Winarna]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14436
<![CDATA[This study aims to explain the influence of independent board of commissioners and audit committee effectiveness on real earnings management. The population of this study is manufacturing companies that have been listed on the Indonesia Stock Exchange (IDX) for the period 2015-2022. The sampling technique used in this study is purposive sampling, namely a sampling technique with certain considerations or criteria. The data analysis technique used is descriptive statistical testing and multiple regression using data processing software. The findings reveal that both the independence of the board of commissioners and the effectiveness of the audit committee play a significant role in mitigating real earnings management. Specifically, these governance mechanisms are shown to have a negative and statistically significant influence on the extent to which firms engage in real earnings management.]]>
<![CDATA[The Mediating Role of Knowledge Sharing in the Relationship Between Information Technology and Competitive Advantage: A Study of Its Application in Iraqi Banks ]]>
<![CDATA[Mohammed Kleban Zuhairi, Mustafa]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14456
<![CDATA[The current study aims to examine the role of information technology in enhancing the competitive advantage of Iraqi banks through knowledge exchange as a mediator in the relationship. The study sample of 268 employees in distributed across 10 private banks operating in Baghdad. The descriptive analytical approach and structural equation modeling relied on the Smart Pls 3 statistical analysis program. The results generally indicate the importance of information technology and knowledge exchange in enhancing the competitive advantage of institutions. Therefore, institutions should develop a strong technical infrastructure and a corporate culture supporting knowledge exchange to achieve sustainable competitive performance. Banks should increase their efforts to invest strategically in information technology to improve internal operations and enhance competitive capabilities. These investments include upgrading the technical infrastructure and training employees on the use of modern technologies.]]>
<![CDATA[The Influence of Product Quality, Sales Promotion, and Brand Equity on Customer Loyalty Level : Case Study on PT. Krama Yudha Ratu Motor Jakarta ]]>
<![CDATA[Neng Siti Komariah]]>;
<![CDATA[Pratiwi Nila Sari]]>;
<![CDATA[Misbahul Anwar]]>;
<![CDATA[Andrian]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14472
<![CDATA[This study is to determine how far the influence of Product Quality, Sales Promotion and Brand Equity on the Level of Consumer Loyalty using a quantitative approach, data collection using questionnaires, data that has met the validity test, reliability test, and classical assumption test. Through the F test, it can be seen that product quality, marketing strategy, and promotion are worthy of testing brand variables. While the data analysis used multiple linear regression analysis. The results of the study showed that the most positive and significant influence on the level of Consumer Loyalty is Product Quality, Sales Promotion, and Brand Equity. PT. Krama Yudha Ratu Motor must continue to maintain what has been considered good and continue to improve to fix anything that is considered less good.]]>
<![CDATA[Protection of the Economic Rights of the Licensee for the Activities of Watching Together Without Permission ]]>
<![CDATA[Muhamad Akmal Jamalullail]]>;
<![CDATA[Irvan Fauzan]]>;
<![CDATA[Harmono]]>;
<![CDATA[Moh Sigit Gunawan]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14499
<![CDATA[Economic rights in the Copyright Law Number 28 of 2014 expressly protect the potential income from cinematographic works, including football broadcasts. The practice of illegal watching, especially commercial ones, directly violates the exclusive rights of copyright owners and broadcasting rights to economically utilize their works through performances and communication to the public. Football broadcasts as cinematographic works are protected by copyright, and commercial broadcasting without a permit violates the economic rights of the creator/copyright holder and broadcasting rights, potentially subject to criminal sanctions and/or fines. The protection of the financial rights of the broadcasting rights licensee is based on exclusive rights.The research uses a normative juridical method by examining Law Number 28 of 2014, finding that various regulations regulate the enforcement of economic rights violations. To protect the economic rights of football broadcasters from illegal piracy, strategic steps include raising public and business awareness of economic losses due to copyright infringement, firm and consistent law enforcement, providing legal piracy solutions through affordable commercial licensing schemes, and strengthening international cooperation to eradicate cross-border piracy.]]>
<![CDATA[The Effectiveness of Compensation in Improving Employee Motivation, Discipline, and Performance ]]>
<![CDATA[Abdul Rochman]]>;
<![CDATA[Sutianingsih]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14509
<![CDATA[The purpose of this study is to find out how compensation for work motivation, work discipline and employee performance. Specifically, this study investigated the extent to which compensation affects employee work motivation, work discipline and performance. The type of data used is quantitative data, while the source of research data is primary data, namely data collected directly by the researcher through the provision of questionnaires. The analysis method in this study uses path analysis. Data processing using SmartPLS. The study's findings demonstrate that pay rates significantly impact workers' levels of motivation, discipline, and output. Employee performance is positively and significantly impacted by work motivation and discipline. The compensation route test shows that it indirectly affects performance in a favorable and statistically significant way via encouraging and enforcing discipline in the workplace.]]>
<![CDATA[Impact of Service Quality, Product Excellence, and Timely Delivery on Customer Satisfaction in Lazada’s E-Commerce Platform ]]>
<![CDATA[Muhamad Amirulloh]]>;
<![CDATA[Muhammad Akbar Kadapi]]>;
<![CDATA[Ramlah Puji Astuti]]>
<![CDATA[ Indonesian Journal of Business Analytics Vol. 5 No. 3 (2025): June 2025 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/ijba.v5i3.14511
<![CDATA[This study investigates the impact of service quality, product quality, and delivery punctuality on customer satisfaction in Lazada’s e-commerce platform. Using a quantitative approach with purposive sampling, data were collected from 333 Lazada users. Validity, reliability, and multiple linear regression analyses were applied. Results show that service quality and product quality significantly influence customer satisfaction (p = 0.001), while delivery punctuality does not (p = 0.778). Simultaneous testing indicates a significant combined effect of all variables (p = 0.000). The R² value of 0.139 suggests that 13.9% of satisfaction variance is explained by the studied variables. The study highlights the importance of service and product quality, and recommends further exploration of other influencing factors such as pricing and user experience.]]>
