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Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Published by Badan Perencanaan, Penelitian dan Pengembangan Daerah, Kabupaten Semarang
ISSN : 28278143     EISSN : 28277961     DOI : https://doi.org/10.55606/jurimbik.v2i2
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan merupakan Jurnal yang diterbitkan oleh Barenlitbangda Kabupaten Semarang. Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan adalah untuk menyebarluaskan, mengembangkan dan menfasilitasi hasil penelitian mengenai Ilmu bidang Manajemen dan Bisnis, sebagai media bagi para dosen, guru, peneliti dan para praktisi dalam bidang Manajemen dan Bisnis dari seluruh Indonesia, dalam melakukan pertukaran informasi tentang hasil-hasil penelitian terbaru yang telah dilakukan. Jurnal ini terbit 3 kali dalam setahun yaitu pada bulan Februari, Juni dan Oktober
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 251 Documents
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Efektivitas Roadmap Pasar Modal Syariah OJK 2020–2024 dalam Meningkatkan Literasi dan Inklusi Keuangan Syariah di Indonesia Indah Tri Sari Harahap; Keisya Putri Balqis; Wahyudin; Maryam Batubara
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1371

Abstract

This study aims to analyze the effectiveness of the Modal Syariah program initiated by Indonesia’s Financial Services Authority (OJK) during the 2020–2024 period in improving Islamic financial literacy and inclusion. The program is part of OJK’s strategic efforts to strengthen the national sharia finance ecosystem through public education, product development, digital infrastructure enhancement, and stakeholder collaboration. The analysis shows a significant increase in Islamic financial literacy, from 8.93% in 2019 to 39.11% in 2024. However, the level of financial inclusion remains relatively low, reaching only 12.88%. This gap reflects that while public understanding of Islamic financial products has improved, actual usage remains limited. Low adoption is attributed to limited access, uneven distribution of Islamic financial institutions, lack of competitive sharia-based products, and uneven digitalization. The study recommends follow-up strategies focusing on improving financial inclusion through digital service innovation, need-based incentives, and integration of Islamic finance with the micro, small, and medium enterprises (MSMEs) sector.
Pengaruh Integrasi Fintech dan Pembiayaan Mikro Syariah Terhadap Pertumbuhan UMKM di Ekosistem Pariwisata Halal di Lombok Aolia, Jumatul; Safina, Safina; Nur’aini, Nur’aini
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1373

Abstract

The integration of financial technology (fintech) and Islamic microfinance represents a strategic innovation in strengthening financial access and supporting the growth of MSMEs, particularly within the halal tourism ecosystem. This study aims to quantitatively analyze and examine the influence of fintech and Islamic microfinance integration on the growth of MSMEs in the context of halal tourism in Lombok. The main focus is to assess the extent to which the collaboration between technology-based financial services and Sharia-compliant financing systems can enhance access to capital, operational efficiency, and business development capacity among MSME actors. This research employs a quantitative approach with an associative research type. Data were collected through Likert-scale questionnaires distributed to UMKM actors in Sembalun Village, East Lombok, a prominent halal tourism destination in Indonesia. Respondents were selected using purposive sampling based on specific criteria. Each research variable was measured using five relevant indicators. Multiple linear regression analysis was applied with the assistance of SPSS version 22 to test the hypotheses. The results indicate that both fintech integration and Islamic microfinance have a significant influence both partially and simultaneously on UMKM growth. These findings offer valuable insights for policy formulation and strategic efforts to empower UMKM in an innovative and sustainable manner, thereby contributing to local economic development based on halal tourism.
Faktor-Faktor yang Mempengaruhi Harga Saham Blue Chip Periode 2019-2023 Lailatul Maesyaroh; Ika Indriasari; Rita Meiriyanti
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1377

Abstract

This study aims to analyze the effect of Return on Assets (ROA), Debt to Equity Ratio (DER), Price Earning Ratio (PER), and Earning Per Share (EPS) on the stock prices of blue chip companies listed on the Indonesia Stock Exchange (IDX) for the period 2019-2023. The method used in this study is a quantitative method with a multiple linear regression approach. The research sample was selected using purposive sampling, with the criterion being companies that consistently included in the LQ45 index during the research period. The analysis results show that ROA does not have a significant effect on stock prices, while DER has a significant negative effect on stock prices. Meanwhile, PER and EPS have a significant positive effect on stock prices. These findings imply that investors should consider the DER, PER, and EPS ratios in their investment decisions, while ROA is not a primary factor influencing blue-chip stock prices during the period.
Pengaruh Pendapatan dan Literasi Keuangan Terhadap Manajemen Keuangan dengan Financial Technology Sebagai Pemediasi Nurul Fauziyah; Ika Indriasari; Rita Meiriyanti
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1378

Abstract

This study aims to test and analyze the effect of income, financial literacy on financial management with fintech as a mediator. The population in this study were students of the Faculty of Economics and Business. The number of samples in this study was 290 respondents. The sampling technique used simple random sampling technique. The data analysis technique used was PLS-SEM (Partial Least Square- Structural Equation Model) analysis. Research data processing used the Smart-PLS tool. Based on the research results, it was found that income has a positive effect on financial management with a P value of (0.007), income does not have a positive effect on fintech with a P value of (0.114), financial literacy has a positive effect on financial management with a P value of (0.000), financial literacy has a positive effect on fintech with a P value of (0.000), fintech has a positive effect on financial management with a P value of (0.000), financial literacy mediated by fintech has a positive effect on financial management, with a P value of (0.000) and income mediated by fintech does not have a positive effect on financial management, with a P value of (0.118).
Efek Penggunaan Diskon dan Cashback Terhadap Keputusan Pembelian Konsumen pada Media Sosial Shopee Andriani, Vira
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1379

Abstract

This study aims to analyze the influence of discounts and cashback on consumer purchase decisions on the Shopee e-commerce platform, especially in Pontianak City. Using a quantitative approach with the Partial Least Squares (PLS) analysis technique version 4, this study processed data from respondents who were active users of Shopee who had used the promotion feature. The results of the study show that discounts and cashback have a positive and significant effect on purchase decisions, with cashback having a more dominant influence. In addition, cashback also mediates the effect of discounts on purchase decisions significantly. These findings indicate that consumers tend to respond more to promotions with long-term profits. The implications of these results show the importance of designing a sustainable promotional strategy to increase consumer loyalty and purchase intent in the e-commerce ecosystem.
Pengaruh Pendapatan Perkapita dan Belanja Fungsi Kesehatan Daerah Terhadap Angka Harapan Hidup di 27 Kabupaten atau Kota Provinsi Jawa Barat Tahun 2018-2023 Kharisya, Namira; Hariani, Ermatry
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1400

Abstract

This study aims to examine the influence of per capita income and health function expenditure on life expectancy in 27 regencies/cities in West Java Province from 2018 to 2023. The research employs a quantitative approach with a panel data method and regression analysis using Eviews 12 software. Data were sourced from the Central Statistics Agency and the Ministry of Health, covering all administrative areas in West Java as the sample population. The results indicate that both per capita income and health function expenditure have a positive and significant effect on life expectancy. These findings suggest that improvements in community welfare and allocation of health budget can enhance life expectancy levels in the region. The implication of this study emphasizes the importance of data-based health development policy planning to support the enhancement of community quality of life.
Dampak Mal Tunjungan Plaza Terhadap Sektor Ekonomi Masyarakat Sekitar Alifia, Rania; Kristiyanto , Sony
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1407

Abstract

The purpose of the study was to determine the impact of Tunjungan Plaza Mall on the economic sector of the community in Kedungdoro Village, Tegalsari Subdistrict, Surabaya. The research informants were 9 people. Data collection techniques consist of observation, interview, and documentation. The results of this study indicate that: the impact of the existence of Tunjungan Plaza Mall includes positive impacts and negative impacts, namely positive impacts including increased income in the form of an increase in the number of MSMEs, an increase in the number of boarding rentals, employment and the application of CSR to the community around Tunjungan Plaza. While the negative impacts of the existence of Tunjungan Plaza Mall include noise due to activities around the mall, and congestion due to stalls and illegal parking that stands around the mall area. The attitude of the community towards the existence of Tunjungan Plaza Mall is that the community is quite benefited in the economic sector, although on the other hand there are some negative impacts that arise.
Pengaruh Eco Innovation dan Environmental Friendliness Terhadap Green Attitude, Green Purchase Intention dan Moderasi Willingness to Pay pada Fore Coffee Amanda, Nur Anisa; Sadat, Andi Muhammad; Lutfia, Annisa
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1409

Abstract

This study aims to analyze the influence of eco innovation and environmental friendliness on green attitude and green purchase intention, as well as to examine the moderating role of willingness to pay in the relationship between green attitude and green purchase intention at Fore Coffee. This research is motivated by the growing public awareness of environmental sustainability and the trend of consuming eco-friendly products, particularly in the coffee shop industry. A qualitative approach was employed using the PLS-SEM method with SmartPLS 4, involving 380 respondents from the Jabodetabek area who are active consumers of Fore Coffee. The results show that eco innovation and environmental friendliness have a positive and significant influence on green attitude and green purchase intention. Furthermore, green attitude positively affects green purchase intention. However, willingness to pay does not significantly moderate the relationship between green attitude and green purchase intention. These findings suggest that although consumers have a positive attitude toward eco-friendly products, it does not necessarily translate into a willingness to pay more. Therefore, more effective education and communication strategies are needed to enhance the perceived value of sustainable consumption. This study offers theoretical contributions to green consumer behavior research and practical recommendations for Fore Coffee’s green marketing strategies.
Analisis Kelengkapan Fasilitas Kesehatan dalam Meningkatkan Kenyamanan Pasien Di Klinik Dental Care Cihanjuang Nur'aida, Nifal; Hamdan, Hamdan
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1410

Abstract

Dental Care clinic is a private clinic that serves a variety of dental health services. One of the main problems often faced by this clinic related to service quality is the lack of available medical personnel and limited space facilities. This study uses a descriptive qualitative method that aims to describe or explain the phenomenon in detail and objectively. The results of this study from the indicators of reliability, assurance, and empathy of services performed by Dental Care clinics are good enough in performing service quality. While the responsiveness of the Dental Care clinic is still not optimal because there are still times when the treatment action process is not assisted by the nurse because it is handling other patients.  And also based on physical evidence, namely the infrastructure at the Dental Care clinic is still inadequate where the narrow waiting room can affect patient comfort.
Analisis Disiplin Kerja Terhadap Peningkatan Kinerja Pegawai di Kantor Kelurahan Campaka Istiqomah, Dzakiyah; Kustiwa, Atep
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1425

Abstract

This study aims to analyze how work discipline affects improving employee performance at the Office of Campaka Village. The background of this research is based on preliminary findings that there are still employees who lack discipline, such as late attendance and not attending morning roll call, which has an impact on the quality of services. This research refers to work discipline indicators, namely attendance, obedience, punctuality, and behavior. Using survey and interview approaches, this research aims toidentify the extent to which work discipline affects the performance of employees. This research uses a descriptive qualitative approach, which aims to describe in depth the phenomenon under study through non-numerical data. The object of research is Campaka Village, one of the villages in Andir District, Bandung City. The results of the discussion regarding the influence of work discipline on employee performance at the Campaka Village Office show that work discipline, which includes punctuality, compliance with rules, and responsibility for tasks, plays an important role in improving employee performance. Disciplined employees tend to provide public services that are more fast, orderly, and satisfying. Discipline also creates a conducive atmosphere. and professionalism. However, there are still some employees who are less consistent in maintaining discipline, so further supervision and coaching is needed.

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