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Jalan Lingkok Pandan No 208 Kwang Datuk, Desa Selebung Ketangga, Kec. Keruak, kab. Lombok Timur, Prov. Nusa Tenggara Barat, Indonesia
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ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar
Published by Lembaga Yasin Alsys
ISSN : 28094484     EISSN : 28094093     DOI : -
Core Subject : Religion, Education, Social,
Religion Education Social Sciences
The journal aims to provide a forum for scholarly understanding of the field of education and plays an important role in promoting the process that accumulated knowledge, values, and skills. Scientific manuscript dealing with education, and science topics are particularly welcome to be submitted. The journal encompasses research articles, original research report, and scientific reviews in education.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 729 Documents
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Analisis Gaya Kepemimpinan dalam Meningkatkan Loyalitas dan Kepuasan Kerja Karyawan PT BPRS Haji Miskin Pandai Sikek Sherli Rahmayola; Habibatur Ridhah
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11030

Abstract

Leadership style plays an important role in shaping employee loyalty and job satisfaction, particularly in Islamic financial institutions. Although organizational leadership has been widely studied, research that specifically analyzes the implementation of leadership styles in improving loyalty and job satisfaction at Sharia People’s Financing Banks (BPRS), especially in organizations with more than one leader who has different leadership characteristics, remains limited. This study aims to analyze leadership styles in improving employee loyalty and job satisfaction at PT BPRS Haji Miskin Pandai Sikek. This study used a qualitative approach with a descriptive field research design. The informants consisted of leaders and employees of PT BPRS Haji Miskin Pandai Sikek who were selected using purposive sampling. Data were collected through observation, in-depth interviews, and documentation, and were then analyzed using an interactive analysis model that includes data reduction, data display, and conclusion drawing. The results show that the leadership style implemented is a combination of democratic, transformational, and authoritarian styles that contributes to the formation of employee loyalty through communication, motivation, and harmonious working relationships. However, job satisfaction has not yet been fully optimized because there are still obstacles in the bonus distribution system, task allocation, and information transparency. These findings contribute to the development of leadership studies in Islamic financial institutions and expand understanding of leadership implementation in improving loyalty and job satisfaction. The conclusion of this study emphasizes the importance of adaptive, communicative, and transparent leadership styles in strengthening loyalty and improving employee job satisfaction. The implications of this study can serve as input for BPRS management in developing leadership practices that are fairer, more open, and oriented toward employee welfare.
Analisis Kinerja Keuangan Koperasi Unit Desa (KUD) Koskopabo Tahun 2020 – 2024 Nadia Oktavia; Awaluddin Awaluddin
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11031

Abstract

Cooperative financial performance is an important indicator in assessing the health level and business sustainability of cooperatives. Although financial performance analysis has been widely examined, studies that specifically analyze the financial performance of oil palm plantation-based Village Unit Cooperatives (KUD) using financial statement data over several periods remain relatively limited. This study aims to analyze the financial performance of KUD Koskopabo for the 2020–2024 period based on liquidity, solvency, and profitability ratios. This study used a quantitative approach with a descriptive design through a case study. The research object consisted of the financial statements of KUD Koskopabo for the 2020–2024 period, which were determined using saturated sampling (total sampling). Data were collected through documentation of statements of financial position and statements of remaining operating results, and were then analyzed using financial ratios based on Regulation of the Minister of State for Cooperatives and SMEs Number 06/Per/M.KUKM/V/2006. The results show that the financial performance of KUD Koskopabo is generally in fairly good condition. The cooperative has the ability to meet short-term obligations, maintain a relatively sound capital structure, and generate remaining operating results (SHU), although several financial indicators fluctuated during the study period. These findings contribute to the development of studies on cooperative financial statement analysis and expand understanding of the evaluation of cooperative health levels based on financial ratios. The conclusion of this study emphasizes the importance of effective management of assets, liabilities, and capital in maintaining cooperative business sustainability. The implications of this study can serve as evaluation material for cooperative administrators in improving the quality of financial management, while future research is recommended to expand the research object and use more comprehensive financial performance indicators.
Pengaruh Penerapan Model Pembelajaran Role Play terhadap Keterampilan Sosial Siswa pada Mata Pelajaran PAI di SD Islam Darul Makmur Sungai Rotan Kenagarian Batu Taba Juni Haira; Jasmienti Jasmienti
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11032

Abstract

Students’ social skills are an important competence in Islamic Religious Education learning because they support the ability to communicate, cooperate, act responsibly, and apply moral values in daily life. Although social skills have received attention in various studies, research that specifically analyzes the effect of the Role Play learning model on students’ social skills in Islamic Religious Education subjects at the elementary school level remains limited. This study aims to analyze the effect of applying the Role Play learning model on the social skills of fourth-grade students in the Islamic Religious Education subject at SD Islam Darul Makmur Sungai Rotan, Kenagarian Batu Taba. This study used a quantitative approach with a Pre-Experimental One Group Pretest-Posttest Design, involving 25 students selected through saturated sampling (total sampling). Data were collected through a social skills questionnaire, observation, and documentation, and were then analyzed using descriptive statistics, the Shapiro-Wilk normality test, and a Paired Sample t-test with the assistance of IBM SPSS Statistics. The results show that the application of the Role Play learning model has a positive and significant effect on students’ social skills, as indicated by an increase in the mean score from 61.12 in the pretest to 89.68 in the posttest, with a significance value of 0.000 (<0.05). These findings contribute to the development of Islamic Religious Education learning based on active learning and strengthen the application of social learning theory and social constructivism in developing students’ social skills. The conclusion of this study emphasizes the importance of the Role Play learning model as an alternative learning strategy that can support the formation of students’ character and social skills at the elementary school level.
Analisis Pengelolaan Keuangan Desa pada Kantor Wali Nagari Halaban Kecamatan Lareh Sago Halaban Kabupaten Lima Puluh Kota Asma Ul Husna; Khadijah Nurani
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11033

Abstract

Nagari financial management is an important aspect in realizing transparent and accountable governance that is in accordance with statutory regulations. Although the implementation of village financial management based on Regulation of the Minister of Home Affairs Number 20 of 2018 has been widely examined, studies that specifically integrate the perspective of Islamic financial management into nagari government financial governance remain limited. This study aims to analyze financial management at the Office of the Wali Nagari Halaban, Lareh Sago Halaban Subdistrict, Lima Puluh Kota Regency, based on Regulation of the Minister of Home Affairs Number 20 of 2018 and to review it from the perspective of Islamic financial management. This study used a qualitative approach with a case study design. The informants consisted of the Wali Nagari, Nagari Secretary, Head of Financial Affairs, and nagari officials involved in financial management, who were selected using purposive sampling. Data were collected through interviews, observation, and documentation, and were then analyzed using the interactive analysis model of Miles, Huberman, and Saldaña. The results show that the financial management of Nagari Halaban has generally been implemented in accordance with the stages of planning, implementation, administration, reporting, and accountability as regulated in Regulation of the Minister of Home Affairs Number 20 of 2018. However, there are still aspects that need to be improved, particularly administrative accuracy and the optimization of information transparency to the community. From the perspective of Islamic financial management, financial management has reflected the principles of trustworthiness, justice, transparency, accountability, deliberation, and public benefit. These findings contribute to the development of studies on nagari financial governance through the integration of regulatory approaches and Islamic values. The conclusion of this study emphasizes the importance of regulatory compliance and the internalization of Islamic principles in improving the quality of nagari financial management. The implications of this study can serve as a reference for nagari governments in strengthening transparency, accountability, and public benefit in public financial governance.
Analisis Zakat Produktif sebagai Modal Usaha dalam Meningkatkan Kesejahteraan Mustahik di BPRS Haji Miskin Pandai Sikek Fadhilah Fadhilah
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11034

Abstract

Productive zakat as an instrument for community economic empowerment has been widely studied; however, research that specifically discusses its implementation at Bank Perekonomian Rakyat Syariah (BPRS) in improving the welfare of mustahik remains limited. This study aims to analyze the implementation of productive zakat as business capital in improving the welfare of mustahik at BPRS Haji Miskin Pandai Sikek. This study employed a qualitative approach with a case study design, involving five informants consisting of BPRS managers and mustahik recipients of productive zakat selected through purposive sampling. Data were collected through in-depth interviews, observation, and documentation, and were then analyzed using the interactive analysis model of Miles, Huberman, and Saldaña, which includes data condensation, data display, and conclusion drawing. The results show that the distribution of productive zakat was implemented through a systematic mechanism, beginning with the identification of prospective recipients, selection, distribution of business capital, and continuing with regular assistance and supervision. This program contributed to improving the business capacity, income, and economic independence of mustahik, although the business development of each recipient showed different levels of achievement. These findings reinforce the concept of productive zakat as an instrument of economic empowerment in Islamic economics and broaden the understanding of the social role of BPRS in managing zakat funds. The conclusion of this study emphasizes the importance of continuous assistance in improving the effectiveness of productive zakat. The implications of the study include theoretical contributions to the development of Islamic economics studies and practical implications for BPRS and zakat management institutions in optimizing community economic empowerment programs. Keywords: Productive Zakat; Business Capital; Welfare of Mustahik; BPRS; Economic Empowerment
Optimalisasi Pelayanan Penyaluran Dana Zakat melalui Bank Syariah Indonesia untuk Pemberdayaan Masyarakat di Nagari Batu Banyak Gina Safitri; Edi Rosman
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11035

Abstract

Optimizing zakat fund distribution services through Islamic financial institutions plays an important role in increasing the effectiveness of zakat management and community empowerment. Although this issue has been widely studied, research that specifically discusses zakat fund distribution services through Bank Syariah Indonesia in the context of rural communities, particularly in Nagari Batu Banyak, remains limited. This study aims to analyze public awareness and understanding of zakat distribution through Bank Syariah Indonesia, identify the factors that influence public trust in the zakat management system, and analyze limited access to services in supporting community empowerment. This study employed a qualitative approach with a case study design, involving informants consisting of Bank Syariah Indonesia representatives, muzakki, and mustahik selected through purposive sampling. Data were collected through observation, in-depth interviews, and documentation, and were then analyzed using the interactive analysis model of Miles, Huberman, and Saldaña, which includes data condensation, data display, and conclusion drawing. The results show that public awareness and understanding of Bank Syariah Indonesia’s zakat services remain low, public trust in zakat management is not yet optimal, and limited access to services is a major factor hindering the optimization of zakat distribution and community empowerment. These findings strengthen studies on zakat service quality and community empowerment from the perspective of Islamic economics. The conclusion of this study emphasizes the importance of improving zakat literacy, transparency in fund management, expanding access to services, and collaboration between Bank Syariah Indonesia, the nagari government, and community leaders to enhance the effectiveness of zakat management. The implications of the study include theoretical contributions to the development of Islamic economics studies and practical implications for Islamic financial institutions in optimizing zakat services based on rural community empowerment.
Analisis Pengelolaan Dana Zakat di BAZNAS Kota Bukittinggi Chindy Hidayatullah; Rika Widianita
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11036

Abstract

Zakat fund management is an important instrument in promoting community welfare through the economic empowerment of the ummah. Although zakat governance has been widely studied, research that specifically analyzes the processes of collecting, distributing, and the constraints in managing zakat funds at the National Zakat Agency (BAZNAS) of Bukittinggi City remains limited. This study aims to analyze zakat fund management at BAZNAS of Bukittinggi City and identify the constraints encountered in its implementation. This study employed a qualitative approach with a case study design, involving the leaders and administrators of BAZNAS of Bukittinggi City as well as several beneficiaries or mustahik selected through purposive sampling. Data were collected through in-depth interviews, observation, and documentation, and were then analyzed using the interactive analysis model of Miles, Huberman, and Saldaña, which includes data reduction, data display, and conclusion drawing. The results show that zakat fund management has been implemented through collection and distribution mechanisms that are in accordance with the provisions of Islamic law and the principles of organizational management. However, the optimization of zakat management still faces constraints in the form of low community participation outside the State Civil Apparatus (ASN), the suboptimal use of digital technology, and the dominance of consumptive distribution programs. These findings strengthen the application of George R. Terry’s management theory and the principles of good governance in the management of zakat institutions. The conclusion of this study emphasizes the importance of improving collection strategies, management transparency, service digitalization, and the development of productive zakat programs to increase the effectiveness of zakat management. The implications of the study include theoretical contributions to the development of zakat management studies and practical implications for BAZNAS in strengthening zakat governance that is more transparent, adaptive, and oriented toward the economic empowerment of mustahik.
Optimalisasi Sukuk sebagai Instrumen untuk Mengakselerasi Investasi Syariah dalam Pembangunan Ekonomi di Indonesia Khofaria Amini Hutapea; Hesi Eka Puteri
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11037

Abstract

The optimization of sukuk as an Islamic investment instrument in supporting economic development has received attention in various previous studies. However, studies that specifically integrate analyses of the role of sukuk, constraints on its optimization, and development strategies within a single research framework remain limited. This study aims to analyze the role of sukuk as an Islamic investment instrument in accelerating Indonesia’s economic development, identify various constraints encountered, and formulate optimization strategies. This study employed a qualitative approach with a literature research or library research design. Data sources were obtained through documentation studies of books, journal articles, laws and regulations, fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), as well as official publications from the government and relevant institutions selected purposively based on their relevance to the research focus. The data were analyzed using an interactive analysis model that includes data condensation, data display, and conclusion drawing and verification. The results show that sukuk plays a strategic role as an instrument for development financing, strengthening the Islamic capital market, and increasing investment in the real sector. Nevertheless, the optimization of sukuk still faces constraints in the form of low Islamic financial literacy, limited investor participation, suboptimal product innovation, and the need to strengthen regulation. These findings reinforce studies in Islamic economics, particularly regarding the optimization of sukuk as an Islamic investment instrument in supporting economic development. The conclusion of this study emphasizes the importance of improving Islamic financial literacy, expanding the investor base, product innovation, and strengthening regulation to enhance the effectiveness of sukuk development in Indonesia. The implications of the study include theoretical contributions to the development of Islamic economics literature and practical implications for the government, regulators, and Islamic financial institutions in formulating more effective sukuk development policies.
Pengaruh Promosi dan Kreativitas Produk terhadap Keputusan Pembelian pada Toko Sketsa Variasi di Kamang Tangah, Agam Elsa Sabrina; Era Sonita
ARZUSIN Vol 6 No 5 (2026): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i5.11038

Abstract

Promotion and product creativity are important factors influencing consumer purchasing decisions, particularly among micro, small, and medium enterprises (MSMEs) in the creative services sector. Although these two factors have been widely studied, research that specifically analyzes the influence of promotion and product creativity on purchasing decisions in printing and vehicle customization service businesses remains relatively limited. This study aims to analyze the effect of promotion on purchasing decisions, the effect of product creativity on purchasing decisions, and the simultaneous effect of promotion and product creativity on purchasing decisions at Toko Sketsa Variasi in Kamang Tangah, Agam. This study employed a quantitative approach with a causal associative survey design, involving 105 consumers as respondents selected through saturated sampling. Data were collected using a Likert-scale questionnaire that had met validity and reliability tests, and were then analyzed through multiple linear regression with the assistance of IBM SPSS Statistics. The results show that promotion has a positive and significant effect on purchasing decisions, product creativity also has a positive and significant effect on purchasing decisions, and the two variables simultaneously have a significant effect on purchasing decisions, with the ability to explain 50.4% of the variation in purchasing decisions. These findings strengthen the application of the Theory of Planned Behavior in explaining consumer behavior in creative-service MSMEs and broaden the understanding of the role of promotion and product creativity in enhancing purchasing decisions. The conclusion of this study emphasizes that optimizing promotional strategies and strengthening product creativity are important factors in encouraging consumer purchasing decisions. The implications of the study include theoretical contributions to the development of consumer behavior studies and practical implications for MSME actors in optimizing digital marketing-based promotional strategies and improving product creativity to strengthen business competitiveness.

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