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All Journal Indikator: Jurnal Ilmiah Manajemen & Bisnis JOURNAL OF APPLIED ACCOUNTING AND TAXATION JURNAL PENDIDIKAN TAMBUSAI Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Jurnal Administrasi Bisnis FISIPOL UNMUL Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen USNI Journal of Artificial Intelligence and Digital Business KOLONI Multazam : Jurnal Manajemen Haji dan Umrah Al-bank: Journal of Islamic Banking and Finance Munazzama Journal of Islamic Management and Pilgrimage Jurnal Akuntansi Syariah (JAkSya)
Nurani, Khadijah
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Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENGARUH LDR, CAR DAN NIM TERHADAP NPL PADA PD. BANK PERKREDITAN RAKYAT Nurani, Khadijah

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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (74.737 KB) | DOI: 10.31955/mea.v5i3.1420

Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh loan to deposit ratio, Capital Adequecy Ratio dan Net Interest Margin terhadap non performing loan yang diterapkan pada Bank Perkreditan Rakyat Kota Bogor, yang membantu dan sekaligus sebagai dasar pengambilan keputusan dalam pemberian kredit untuk memperoleh tingkat non performing loan yang rendah di masa yang akan datang. Teknik analisis data yang digunakan adalah regresi linier berganda dan menggunakan uji T untuk menguji koefisien regresi parsial serta uji F untuk menguji pengaruh signifikansi. Selain itu dilakukan uji asumsi klasik yang meliputi uji multikolinearitas, uji heteroskedastisitas, uji autokorelasi dan uji normalitas. Hasil penelitian menunjukkan bahwa besarnya LDR berpengaruh positif dan signifikan sebesar 3,5% terhadap NPL, CAR berpengaruh negatif dan signifikan sebesar 18,3% terhadap NPL, sedangkan NIM berpengaruh positif dan signifikan sebesar 2,7% terhadap NPL.
MARKETING STRATEGY IN EFFORTS TO IMPROVE THE QUALITY OF COMPETITIVENESS IN THE TRAVEL BUREAU OF PT. BABUL UMROH MANDIRI WISATA BRANCH BUKITTINGGI Alwi, Hadad; Nurani, Khadijah
Multazam : Jurnal Manajemen Haji dan Umrah Vol. 3 No. 1 (2023): Multazam : Jurnal Manajemen Haji dan Umrah
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/multazam.v3i1.6661

Abstract

The background of this research is the number of Umrah Travel Organizers (PPIU) in various regions areas, especially umrah travel agents in the city of Bukittinggi and its surroundings. So, in this case, PT. Babul Umroh Mandiri Wisata Bukittinggi Branch can try to optimize and implement several marketing strategies through SWOT analysis to improve the quality of competitiveness. The research method used by the author is a qualitative descriptive method, starting from observation, interviews and documentation. The SWOT diagram shows that this travel is in quadrant 1 (positive, positive) supports the Aggressive Strategy. This position signifies that PT. Babul Umroh Mandiri Wisata Bukittinggi Branch is a condition that can use that power owned to take advantage of existing opportunities, so it is possible to continue to expand by implementing a maximum marketing strategy in an effort to improve the quality of competitiveness.
ANALYSIS OF DEBT AND DIVIDEND POLICIES ON FIRM VALUE: A QUANTITATIVE APPROACH IN INDONESIA SHARIA STOCK INDEX Khairi, Himmatul; Nurani, Khadijah; Deswita, Santi
Journal of Applied Accounting and Taxation Vol. 10 No. 1 (2025): Journal of Applied Accounting and Taxation (JAAT)
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaat.v10i1.9132

Abstract

The primary goal of the firm is to optimize the value of the firm through the use of financial management functions in order to maximize the wealth of the shareholders. Managing the firm's financial structure through debt and dividend policies is one of them. The purpose of this study is to gather empirical data regarding how debt policy and dividend distribution policy affect business value. The Hypothesis Test is a quantitative research approach used in this study. This study uses data analysis techniques and is cross-sectional and time series (panel data: JII 30 years 2018-2023). Regression Analysis of Panel Data. The research hypotheses were assessed using multiple linear regression analysis, and a sample of eleven companies was obtained using purposive sampling. The findings indicate that between 2018 and 2023, debt and dividend policies significantly affect the value of companies listed in the Jakarta Islamic Index. However, only debt policy exhibits a significant impact on firm value when taking into account individual factors among the listed enterprises from 2018 to 2023
Manajemen Risiko Pada Kantor Perwakilan PT. Arminareka Perdana Pariaman Dalam Menghadapi Pandemi Covid-19 Nova, Azhia; Nurani, Khadijah
KOLONI Vol. 2 No. 2 (2023): JUNI 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v2i2.473

Abstract

This research is a field research conducted at PT. Arminareka Perdana Pariaman Representative Office. This research uses descriptive qualitative research. Source of data obtained from primary and secondary data. Where the primary data obtained from the leadership of PT. Arminareka Perdana Pariaman Representative Office while secondary data were obtained from books, journals. Data analysis uses the Miles and Huberman models with the stages of data reduction, data modeling, verification/drawing conclusions. The results of field research show that during the Covid-19 pandemic PT. Arminareka Perdana Pariaman Representative Office continues to operate to reduce the anxiety and worries of prospective pilgrims and the public, and always try and try their best to broadcast even in the conditions of the Covid-19 pandemic. Keywords : Risk Management, Covid19, Pandemic
Analisys STRATEGI PEMASARAN PT. SUKSES INTERNASIONAL TOUR & TRAVEL DALAM MENGHADAPI PERSAINGAN BISNIS HAJI DAN UMRAH DI BUKITTINGGI: STRATEGI PEMASARAN PT. SUKSES INTERNASIONAL TOUR & TRAVEL DALAM MENGHADAPI PERSAINGAN BISNIS HAJI DAN UMRAH DI BUKITTINGGI Maharani, Tetti; Nurani, Khadijah
Jurnal Manajemen Vol 10 No 2 (2025): Volume 10 Nomor 2 Tahun 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Satya Negara Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54964/manajemen.v10i2.427

Abstract

ABSTRACT Marketing strategy is a fundamental tool designed to achieve company goals by developing sustainable competitive advantages to enter the market and serve predetermined target markets. The increasing public interest in carrying out the Hajj and Umrah has resulted in Hajj and Umrah travel popping up in Bukittinggi. Therefore, PT. Successful International Tour & Travel needs to develop a good marketing strategy in order to face competition in the Hajj and Umrah business in Bukittinggi. The purpose of this research is to find out how the marketing strategy of PT. Success of International Tour & Travel in Facing Hajj and Umrah Business Competition in Bukittinggi. This type of research is qualitative research carried out at PT. Success of International Tour & Travel Bukittinggi through observation, interviews and documentation regarding research objects. The data analysis technique used in this research is SWOT analysis. The results of research conducted at PT. Bukittinggi Tour & Travel International Success: Marketing Strategy Development carried out by PT. International Tour & Travel's success in facing competition in the Hajj and Umrah business in Bukittinggi is using the SO strategy, namely (1) Providing varied packages (2) Offering various prices according to facilities (3) Providing satisfactory service (4) Providing quality human resources (5) Providing complete facilities and infrastructure.
Strategi Peningkatan Pendapatan Masyarakat Melalui Pengembangan Usaha Minyak Atsiri Serai Wangi Sari, Tika Oktovia; Nurani, Khadijah
Jurnal Administrasi Bisnis FISIPOL UNMUL Vol 13, No 1 (2025)
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54144/jadbis.v13i1.19447

Abstract

Penelitian ini dilatar belakangi oleh suatu permasalahan dalam peningkatan pendapatan para petani serai wangi di Nagari Panti Selatan, Kecamatan Panti, Kabupaten Pasaman. Karena mayoritas penduduk tersebut mengantungkan hidupnya pada hasil pertanian/perkebunan, sehingga pembahasan penelitian ini berkaitan tentang peningkatan pendapatan masyarakat melalui usaha minyak atsiri serai wangi, sehubung dengan itu pendekatan yang dilakukan adalah berkaitan dengan teori-teori pendapatan serta pemecahan permasalahan dalam penelitian ini dibahasan berdasarkan indikator-indikator peningkatan pendapatan. Penelitian ini adalah penelitian lapangan dengan metode deskriptif kualitatif. Informan dari penelitian ini adalah masyarakat petani serai wangi di Nagari Panti Selatan Kabupaten Pasaman berjumlah 20 orang dengan luas lahan minimal 1 hektar dan sudah mengelola perkebunan serai wangi kurang lebih 5 tahun. Metode pengumpulan data dilakukan dengan observasi, wawancara dan dokumentasi. Teknik analisis data dilakukan dengan reduksi data, penyajian data (display data) dan penarikan kesimpulan. Hasil dari penelitian menunjukan bahwa indikator-indikator peningkatan pendapatan masyarakat yaitu modal, luas lahan, teknologi, tenaga kerja, iklim dan cuaca serta harga sangat berdampak terhadap peningkatan pendapatan masyarakat petani serai wangi di Nagari Panti Selatan, Kecamatan Panti, Kabupaten Pasaman. Hal ini dapat dilihat dari rata-rata pendapatan dari petani serai wangi cukup tinggi sebesar Rp.3.500.000-Rp.8.500.000 per masa panen tergantung luas lahan yang dimiliki petani serta harga jual yang lumayan tinggi dan hal itu terlihat mampu meningkatkan pendapatan masyarakat petani serai wangi di Nagari Panti Selatan, Kecamatan Panti, Kabupaten Pasaman, pada penelitian bahwa luas lahan petani serai wangi cukup luas kisaran 1 sampai 2,5 hektar dan terlihat sangat berdampak dalam peningkatkan pendapatan masyarakat petani serai wangi, sehingga hal ini bisa menunjang perekonomian dan memberi kesejahteraan bagi masyarakat petani serai wangi dalam memenuhi kebutuhan sehari-hari dan kebutuhan lainnya.
Peran Pemerintah Nagari Dalam Upaya Meningkatkan Daya Saing Pasar Tradisional Dalam Mendukung Pertumbuhan Ekonomi Nagari Lubuk Gadang Selatan Kec. Sangir Fitri, Anisa; Dewi, Yenty Astarie; Ridhah, Habibatur; Nurani, Khadijah
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.3013

Abstract

Latar belakang dari penelitian yang dilakukan di pasar tradisional Nagari Lubuk Gadang Selatan Kec. Sangir ini terdapat adanya keterbatasan pemerintah nagari dalam penataan pasar tradisional dan keterbatasan dari sarana dan prasarana dalam mendukung daya saing di pasar tradisional Nagari Lubuk Gadang Selatan kec. Sangir. Penelitian ini bertujuan untuk mengetahui dan menganalisis bagaimana peran pemerintah nagari dalam upaya meningkatkan daya saing pasar tradisional dalam mendukung pertumbuhan ekonomi di Nagari Lubuk Gadang Selatan Kec. Sangir.Jenis penelitian skripsi ini menggunakan metode kualitatif deskriptif yaitu menganalisis dan menguraikan fenomena atau peristiwa yang terjadi saat ini. Sumber data yang diambil dalam penelitian ini yaitu data primer yang diperoleh dari Walinagari dan pedagang pasar Nagari Lubuk Gadang Selatan Kec. Sangir dan data sekunder yang diperoleh dari publikasi informasi yang dikeluarkan berbagai penelitian dari jurnal, artikel dan buku serta data-data yang berhubungan dengan penelitian ini. Teknik pengumpulan data yang digunakan adalah observasi dan wawancara, serta dokumentasi. Berdasarkan hasil penelitian yang telah penulis lakukan menunjukkan bahwa peran pemerintah dalam mendukung kegiatan daya saing pasar tradisional Nagari Lubuk Gadang Selatan Kec. Sangir ini hasilnya masih belum optimal karena adanya keterbatasan dana baik dari segi penataan pasar dan segi sarana dan prasarana.
Analysis of Operational Planning in Increasing the Number of Umrah Pilgrims at PT Asyesa Hasanah Tour & Travel West Sumatra Padang City Kalsum, Mita; Nurani, Khadijah
Munazzama: Journal of Islamic Management and Pilgrimage Vol. 3 No. 1 (2023): June 2023
Publisher : Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/mz.v3i1.14953

Abstract

This study aims to determine the operational planning of PT Asyesa Hasanah Tour & Travel West Sumatra Padang City and to find out what are the inhibiting factors for the operational planning of PT Asyesa Hasanah Tour & Travel West Sumatra Padang City in increasing the interest of umrah pilgrims after the Covid-19 pandemic. This research was a descriptive qualitative research by choosing. The background of this research is the decrease in the number of umrah pilgrims departing with PT Asyesa Hasanah Tour & Travel West Sumatra Padang City both before and after the Covid-19 pandemic. The result of study showed quite good results by analyzing the planning management carried out by PT Asyesa Hasanah Tour & Travel SUMBAR, Padang City before and after the Covid-19 pandemic and knowing the inhibiting factors in carrying out its planning management. There are changes in marketing strategies, products, and services offered to attract umrah pilgrims.
The Influence of Quality of Umrah Package Services on the Interest of Jama'ah to Register at PT Cordoba Berkah Mandiri Nugroho, Muhammad Habib; Nurani, Khadijah
Munazzama: Journal of Islamic Management and Pilgrimage Vol. 3 No. 2 (2023): December
Publisher : Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/mz.v3i2.17268

Abstract

Although PT. Cordoba Berkah Mandiri has a license to operate legally, the products are not innovative and varied, and the information presented is not complete and detailed. This study aimed to determine and analyze how much influence the quality of Umrah service package services has on the congregation's interest in registering at PT Cordoba Berkah Mandiri.This research is a quantitative research that analyzes the relationship between variables by testing the hypothesis. The data collection technique was a questionnaire (questionnaire) with a sample of 91 people. The data analysis technique used is simple regression analysis, T-test, and coefficient of determination test (R2). The results of the regression analysis show that the service quality variable (X) has a positive and significant influence on the intention to register (Y) in choosing travel organizers for the Umrah pilgrimage as evidenced by the equation Y = 12.315 + 0.459X, meaning that before there is a service quality variable, the value of interest in registering amounted to 12.315 or 1231.5%, but after there was a service intensity variable, interest in registering increased by 0.459 or 45.9%. In terms of service quality, it also positively and significantly influenced interest in registering with travel organizers of the Umrah pilgrimage.
Implementasi Work Life Balance dalam Meningkatkan Job Satisfaction Karyawan Bank Syariah (Studi Kasus Bank Muamalat Indonesia KCP Solok) Raisa, Rizka; Elmizan, Gina Havieza; Mansur, Yuwarman; Nurani, Khadijah
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Seiring berkembangnya zaman, tuntutan terhadap dunia pekerjaan justru semakin meningkat, sehingga keseimbangan dari kehidupan pekerjaan dan kehidupan pribadi menjadi hal yang terpenting untuk kesejahteraan karyawan. Oleh karena itu, perlunya work life balance yang baik sehingga bisa memiliki dampak yang baik kepada job satisfaction karyawannya. Penelitian ini bertujuan untuk menganalisis implementasi work life balance dalam meningkatkan job satisfaction karyawan bank ocush pada Bank Muamalat KCP Solok. Metode yang digunakan dalam penelitian inia adalah metode kualitatif yang memberikan penjelasan dan deskripsi terkait masalah yang diteliti. Data yang digunakan berasal dari jurnal nasional, buku-buku yang berkaitan dengan work life balance dan job satisfaction serta hasil observasi dan wawancara secara mendalam dengan karyawan. Hasil penelitian menunjukkan bahwa penerapan work life balance dapat mengurangi stress dan tekanan kerja karyawan. Hal ini tidak akan terlaksana apabila Bank Muamalat tidak mempunyai kesadaran ataupun kepedulian terhadap karyawannya. Bank Muamalat KCP Solok sendiri berusaha untuk memberikan karyawannya untuk menjalani kehidupannya sehari-hari. Karyawan yang memiliki work life balance yang baik, dalam menjalani pekerjaannya akan lebih ocus dan produktif. Sehingga, karyawan merasakan kepuasan dalam pekerjaannya.
Co-Authors Alwi, Hadad Anisah, Ariyun Baginda Parsaulian Deswita, Santi Dewi, Yenty Astarie Faturahma, Risa Fitri, Anisa Gina Havieza Elmizan Jannah, Ayu Khairul Kalsum, Mita Khairi, Himmatul Maharani, Tetti Maisaroh Maisaroh Mansur, Yuwarman Nova, Azhia Nugroho, Muhammad Habib Putra, Indika Juang Raisa, Rizka Ridhah, Habibatur Rifani, Rindu Rika Widianita Sari, Tika Oktovia