cover
Contact Name
Widhi Ariyo Bimo
Contact Email
moneter@uika-bogor.ac.id
Phone
+6288212632557
Journal Mail Official
moneter@uika-bogor.ac.id
Editorial Address
Jl. K.H. Sholeh Iskandar km 2 Bogor 16162 Jawa Barat, Indonesia Telp/Fax: 0251-8335335
Location
Kota bogor,
Jawa barat
INDONESIA
Moneter : Jurnal Keuangan dan Perbankan
ISSN : 23022213     EISSN : 26155141     DOI : 10.32832/moneter
Core Subject : Economy, Science,
Moneter: Jurnal Keuangan dan Perbankan mempunyai fokus dalam kajian keuangan dan perbankan , dengan scope sebagai berikut: Dasar-dasar keuangan dan perbankan syariah dan konvensional Bisnis Teknologi Informasi
Articles 151 Documents
Service Satisfaction Analysis With Servequal Method Sumartini, Lilis Cucu
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 1 (2023): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Service quality is a dynamic state that encompasses people, processes, goods, services, and the environment that either meet or beyond expectations. By contrasting customers' opinions of the services they really receive or obtain with what they genuinely expect or want in relation to a company's service qualities, one can determine the quality of the services provided. Finding out the outcomes of service measuring and satisfaction using the servequal method is the aim of the study. In contrast, the research approach makes use of quantitative techniques and the servequal method for measures. Based on the perceived quality of customers, this servqual service quality model carries out research. By calculating the gap between what customers expect and what they actually receive, the Servqual approach determines service quality. The findings indicated that a GAP value of 1 for tangible, reliability, responsiveness, certainty, and sympathy—a sign that the public's needs have not been satisfied—was the root reason of the public's discontent with the service. Conclusion: The community is generally dissatisfied with the services that employees deliver, according to calculations made on the dimensions of tangible, realibilty, responsiveness, certainty, and empathy. Nonetheless, the community expresses satisfaction with staff services in the empathy component of the fourth and fifth qualities.
MARKETING STRATEGY ANALYSIS ON FOOD PRODUCTS Sumartini, Lilis Cucu
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.457

Abstract

The economy places a great deal of importance on marketing, which is also essential to business actors' success. In this case, a well-thought-out marketing strategy is required in order for the anticipated results to be achieved. The goal of the research is to understand food items' marketing strategies. The study employs a qualitative description methodology, gathering data via observation, documentation, and interviews. The findings demonstrated that the marketing mix study discovered that the product remains straightforward, the pricing is reasonably low, the place of sale is less fancy, and the promotion is still not aggressive. The product's strengths stem from its regionally typical raw materials, while its weaknesses are related to its simple toppings and ekmasan. The product's quality raw materials and lack of preservatives present an opportunity, while its growing number of similar products and increasingly diverse variants pose a threat. The product can be used to win the competition because of its strengths and possibilities, but in order to compete with similar products, it must promptly address its flaws and threats.
Does Money Supply and Oil Price Drive Inflation in ASEAN Ulfah, Nadia; Subardin, Muhammad; Igamo, Alghifari Mahdi; Gustriani, Gustriani
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.283

Abstract

Developing countries in Southeast Asia are countries that have economic problems such as inflation. This study aims to examine the effect of the money supply, exchange rates, and oil prices on inflation in ASEAN countries. Using panel data, this study consists of six countries in ASEAN namely Indonesia, Malaysia, Philippines, Singapore, Thailand, and Vietnam during the period 2001-2020. The analysis using Random Effect Model method shows that the money supply and world oil prices have a positive and significant effect on inflation in the six ASEAN countries. Meanwhile, the exchange rate variable has a positive but not significant effect on inflation in the six ASEAN countries. The central bank should control and reduce the growth rate of the money supply and the government should implement steps to reduce dependence on oil so as to help reduce the impact of rising oil prices on inflation.
Optimizing Digital Marketing Efforts Through Neuromarketing: Systematic Review Kemora, Haura; Pasaribu, Popy; Marlina, Asti; Himawan, Erry Nugroho
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.474

Abstract

Neuromarketing, as a neuroscientific approach to understanding human behavior and decision-making in marketing, holds significant promise for optimizing digital marketing strategies. This systematic review addresses the gap in research regarding the impact of neuromarketing on digital platforms like social media, websites, and e-commerce. By synthesizing existing literature, the review aims to bridge consumer behavior analysis with neuromarketing applications in digital marketing. Key themes identified include a deeper understanding of consumer behavior, improved targeting and personalization, optimized user experience (UX), enhanced ad effectiveness, and data-driven decision-making. These themes highlight the practical benefits of integrating neuromarketing insights into digital marketing strategies, allowing businesses to connect with their target audience more effectively. Compared to traditional methodologies, neuromarketing techniques offer a more accurate understanding of consumer responses and preferences, facilitated by advanced neuroscience tools like EEG, fMRI, eye tracking, and facial coding. Leveraging these tools enables marketers to align digital efforts with consumer preferences, leading to a more efficient and cost-effective marketing approach.
Softskill Training , Outbound Training And Knowledge Sharing On The Performance Of Perumdam Tirta Hita Buleleng Employees Yudi Prastiwi, Ni Luh Putu Eka; Didiet Prayogo, Nyoman; Ni Made, Sri Ayuni; Widnyani, Ni Made
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.497

Abstract

This test has results to see whether soft skill training , outbound training, along with knowledge sharing have an impact on the performance of Tirta Hita Buleleng employees. This test was carried out at the Tirta Hita Buleleng Regional Drinking Water Company. The population used in this test is all employees who work at Perumdam Tirta Hita Buleleng, namely 75 employees. The rating scale uses a Likert scale which then the data obtained is processed using multiple linear regression analysis techniques. in this test the findings obtained were 1) the more consistent the soft skill training was , the more employee performance at Perumdam Tirta Hita Buleleng 2) the more consistent outbound training was carried out regularly, resulting in increased employee performance at Perumdam Tirta Hita Buleleng. 3) The more knowledge sharing is carried out , so that the performance of employees at Perumdam Tirta Hita Buleleng increases.
The Effect of Company Size, Company Age and Profitability on Earnings Management Ni Made, Sri Ayuni; Novita Sari, Ni Luh Seni; Novi Budiasni, Ni Wayan
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.498

Abstract

To find out the effect of company size, company age and profitability on earnings management is the target through this research at PT Edie Arta Motor Indonesia Branch Bungkulan. By using anuaall reports for fifth years consisting of 2018 to 2022. The analysis technique tested through several analyses, namely multiple linear regression, classical assumptions and hypotheses, model feasibility test.The results showed that company size had a negative and significant effect on earnings management at PT Edie Arta Motor Indonesia Branch Bungkulan, the size of a company can greatly influence the occurrence of earnings management practices, which can be seen from the overall assets owned by the company, it is very possible for earnings management practices to occur in the company. There is a positive effect of company age on earnings management PT Edie Arta Motor Indonesia Branch Bungkulan with the age owned by a company in running its business as seen from how much income or income the company earns every day, with this the company will be able to continue to grow along with the addition of assets or facilities (equipment) owned by the company. Profitability have a negative impact or influence on its profit management PT Edie Arta Motor Indonesia Branch Bungkulan with the profitability of the company being able to help the company continue to grow every month, the profitability of the company really helps company owners in knowing how far their company can compete with others.
The Impact Of Human Capital Quality, Public Health, Education Quality, And Public Services On Governance, All Of Which Have Implications For Community Well-Being Siregar, Budi Alamsyah; Suma, Dewi; Ichsan, Reza Nurul
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.513

Abstract

The objective of this study was to assess the impact of human resource quality, public health, education quality, and public services on governance, which has an impact on community welfare. A random sampling approach was used to randomly select 330 respondents. Questionnaires were used to collect data. SEM-PLS with structural equation modelling (SEM) was used for data analysis. Based on the findings of the study, the quality of human resources, public health, quality of education, public services, and governance all have a significant impact on community welfare. These five research variables are prioritised for improvement. The quality of human resources, public health, education, and public services show useful results, which can be a solution to welfare problems to achieve good governance, as long as they are within the framework of improving community welfare and not exploiting them for other personal gains. This research also shows the importance of the Muara Enim Regency government in preventing corrupt practices, especially since corrupt practices have a significant impact on people's welfare, because they not only make administrative procedures slow, expensive, and inefficient, but also divert resources to local governments. The Muara Enim Regency Government is expected to be able to equip its people with quality human resources, health services, public education, and public services, resulting in superior governance. This research also proposes that the Muara Enim Regency Government be more successful in making policies to stay on track and improve the human development index.
No Poverty and No Hunger as Achievements in Implementing the SDGs Economic Pillar Maulana, Lucky Hikmat; Aminda, Renea Shinta; Syaiful, Syaiful; Pratama, Erik; Kusumawati, Riny
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.527

Abstract

The realization of the implementation of the Sustainable Development Goals (SDGs) in the economic pillar is represented by the goal of development without poverty and without hunger, the achievement of which is expected to decrease further by 2030. Implementation of indicators in goal 1 and goal 2 of the Regency SDGs Bogor, which has been implemented according to the regional action plan during the 2020-2022 period, was observed for its achievements using descriptive explanation methods and qualitative analysis of achievement of indicator targets in Bogor Regency. The study results show that policy implementation in Bogor Regency looks very good, especially in reducing poverty rates, increasing health service rates, and reducing stunting and work programs. Apart from that, the activities of all Regional Apparatus Organizations in the Bogor Regency Government have led to the achievement of sustainable development goals, especially SDGs goal 1 and goal 2 as part of the economic pillar.
Clever Tax Planning & Performance: Insight From Construction Companies Subject Final Income Tax Suharyono, Suharyono
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.547

Abstract

This study aims to analyze and evaluate the benefits of tax planning in a construction company, where income tax is subject to Final Income Tax (the size of costs does not affect taxation). This study employs a qualitative method with an ethnomethodology and case study approach, and data collection is conducted through observation and in-depth interviews. Observation activities are carried out in the Accounting department (responsible for tax audits and document inspections), the Finance department (responsible for VAT and Income Tax articles 4, 23, 22), HRD (responsible for Income Tax 21, non-monetary benefits, and vehicles), and the Internal Audit department (responsible for samples projects). The results of this study indicate that tax avoidance can enhance company performance, whether through motivated human resources due to the company bearing the income tax burden or increased profits due to efficiency and effectiveness. Through the findings of this study, the authors hope that tax avoidance can be executed efficiently and integrated as much as possible into the company's current processes, making it easy, and cost-effective to implement.
Asset Management Moderates Liquidity Against Non-Performing Loans Wulandari, Ika; Sri Utami, Endang
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.567

Abstract

This study was conducted with the aim of knowing the influence of liquidity proxied with Loan to Deposit Ratio (LDR) on Non-Performing Loans proxied with Non Performing Loans (NPL). In addition, research was also conducted to determine the ability of asset management to moderate liquidity against problem loans. This type of research is quantitative research using secondary data. The study was conducted on Rural Banks in Indonesia. Samples were taken by purposive sampling method and obtained from 38 banks. By taking the research period for 2 years, namely in 2020 and 2021, 76 research data were obtained. Research data is obtained from the Otoritas Jasa Keuangan web and bank financial statements. Data analysis was performed using MRA using the SPSS Test tool Ver. 23. The results of the study showed that LDR had a negative effect on NPL. Asset Management can moderate that is, strengthen the relationship between LDR and NPL. The implications of the results of this study can be used by Rural Banks in taking policies related to the distribution of credit. Rural Banks remains cautious in determining the eligibility of prospective debtors to reduce NPL by applying the principles of creditworthiness.

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