cover
Contact Name
Widhi Ariyo Bimo
Contact Email
moneter@uika-bogor.ac.id
Phone
+6288212632557
Journal Mail Official
moneter@uika-bogor.ac.id
Editorial Address
Jl. K.H. Sholeh Iskandar km 2 Bogor 16162 Jawa Barat, Indonesia Telp/Fax: 0251-8335335
Location
Kota bogor,
Jawa barat
INDONESIA
Moneter : Jurnal Keuangan dan Perbankan
ISSN : 23022213     EISSN : 26155141     DOI : 10.32832/moneter
Core Subject : Economy, Science,
Moneter: Jurnal Keuangan dan Perbankan mempunyai fokus dalam kajian keuangan dan perbankan , dengan scope sebagai berikut: Dasar-dasar keuangan dan perbankan syariah dan konvensional Bisnis Teknologi Informasi
Articles 151 Documents
Financial Performance Analysis Ariyo Bimo, Widhi; Nugraha; Sudrajat, Ajat; Hermawan, Harry
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.613

Abstract

This study aims to determine the financial performance of the UIKA Bogor Employee Cooperative, using a comparative qualitative research method to describe and compare as it is based on the results of the analysis of the financial statements of the UIKA Employee Cooperative, namely the balance sheet and income statement obtained from the period 2021 to the period 2022. Using indicators of liquidity ratios, solvency ratios, profitability ratios and activity ratios, direct observation, interviews, documentation, and library research are carried out. The Liquidity Ratio shows that the performance of the UIKA Employee Cooperative has the ability to pay off its debts that are due immediately, and has the ability to pay off its debts with the most current assets, the solvency ratio has a low risk, which means that the level of security of its funds is high, it has the ability to pay its long-term obligations well, it can be said to have a safe capital structure, the profitability ratio has an increase in profit from the previous year based on all activities carried out, there is an increase in profit based on own capital owned, and the activity ratio has an increase in accounts receivable turnover from the previous year, effective in managing its receivables, and effectively using its fixed assets in earning income
Impact of Service Quality and Price on Consumer Satisfaction at Indomaret. Ningsih Wati Simanullang; Lasman Eddy Bachtiar; Melva Sitanggang
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.631

Abstract

This research was carried out to find out the impact of quality of service and price on consumer satisfaction in Indomaret Jl. Mandala By Pass No. 170. This research uses quantitative and qualitative methods with causal associative method. In this study who became the population is the community in which once bought in Indomaret Jl. Mandala. The sampling technique is incidental because this technique is based on randomness, anyone who has a particular randomness with the researcher can be used as a sample, when viewed by the person who has been randomly found suitable for as a data source, where there are 50 samples. Data analysis techniques using validity test, reliability test, classical assumption test, double linear analysis test, t test, F test, and determination coefficient test (R2) using SPSS version 16 application. From the results of the research showed that the result of the test of the variable quality of service thitung 3,098 > tables of 1,678 then the quality of the service is influential and significant to consumer satisfaction in Indomaret Jl. Mandala By Pass No. 170 and the result from the price variable table of the price thitung 6,125 > 1,678 so the price has an influence and a significant effect on the satisfaction of the consumer in Indomaret
Implementation of PSAK 107 and the Effect of Ijarah Financing on the Profitability of BPRS Amanah Ummah Leuwiliang Before and After the Covid-19 Pandemic Period Hurriyaturrohman, Hurriyaturrohman; Indupurnahayu, Indupurnahayu; Wijayanti, Putriana; Sundarta, M.Imam
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.639

Abstract

There are several Islamic private banks that have experienced setbacks in generating profits so that the assets and capital generated are not so good due to covid-19. Bank Amanah Ummah is experiencing declining profitability. The purpose of this study was to determine the effect of ijarah financing on the profitability before the covid-19 pandemic and afterwards of BPRS Amanah Ummah Leuwiliang. The data used are financial statements and interview results regarding the application of PSAK 107 for the 2017-2020 period. The data analysis method is simple linear regression using Microsoft excel 2010. Profitability is calculated by ROE net income divided by total equity. The results of this study indicate that ijarah financing has an effect on profitability before and after the pandemic, the ijarah financing scheme is sufficient to help the community, and the application of PSAK 107 regarding ijarah accounting is in accordance with the provisions.
The Role of Innovation in Mediating Organizational Learning and Personality towards Work Engagement In Indonesian SME’s Winadi Prasetyoning Tyas, Ari Anggarani; Wahyuningsih, Dwi; Ummanah, Ummanah
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.662

Abstract

The research aims to analyze organizational learning, personality through innovation on work engagement in small and medium enterprises in small industrial wholesalers in East Jakarta. The quantitative approach is used for employees of small and medium enterprises, small industrial wholesalers in East Jakarta Sample size using hair, rounding 200 respondent. Furthermore, the data were analyzed using the LISREL structural equation model. The results show that organizational learning does not have a direct effect on work engagement, but has an indirect effect on work engagement through innovation. Personality has a direct effect on Work Engagement but does not have an indirect effect through Innovation. The influence of personality on employee involvement to gain good awareness and responsibility. Furthermore, testing innovation as a mediator of the relationship between organizational learning and personality generates a new theory understand. The novelty in this study found that innovation greatly influences employee engagement because with a strong spirit has been formed as a result in shaping organizational learning and employee personality
Macroeconomic Analysis Of Trade Balance In 2013 – 2022 Kusumah, Anuraga; Suharti, Titing; Prasetia, Angga; Yudhawati, Diah; Widiya, Dede
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.700

Abstract

This rapid economic change causes the currency exchange rate to fall and the price of basic necessities to increase. The Ordinary Least Square (OLS) method is used to assess the trade balance due to the economic crisis, and the export growth of Indonesia's export destination countries will weaken as a result of the crisis. The domestic purchasing power of Indonesia's export destination countries has also declined as a result of the crisis. Secondary data published by BPS for the period 2013–2022 were used in this study. The data was processed using the SPSS V.27 program, which shows that Indonesia's trade balance cannot be separated from exchange rates, inflation, and interest rates, so that all three variables have an impact on the trade balance simultaneously. The estimation of the trade balance model in Indonesia shows that each independent variable—exchange rate, inflation, and interest rate—has a partial effect on the country's trade balance. The greatest influence of this variable was 57.22% on the country's trade balance, and other variables that were not discussed in the study.
Pedagogic Implementation in Education Management: A Literature Review Ariyo Bimo, Widhi; A Sobandi , A Sobandi; Dangi, Dangi
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.716

Abstract

This study aims to determine the implementation of pedagogics in education management, education is a field that is very broad in scope, the importance of education is needed for all aspects of life, everyone must have received education - either directly from parents or through teachers, however, not everyone experiences or carries out education as it should, and not everyone understands what education really is. A number of management tasks related to the field of education make up education management, while the methods used in this research are a review of previous research in the field, literature search and research that involves reading and analyzing various journals, books, and other published texts related to the research topic. The method used in writing this article is literature review. The result is that there is a positive and substantial correlation between professional and pedagogical competencies and student learning achievement. Students' success in their learning. Institutional policies are needed to improve the quality of teachers and the academic success of their students. Future research should include a wider range of competency variables for more comprehensive educational development. Teachers should be proficient in seven areas of pedagogical competence, including: identifying student characteristics, understanding learning theories and principles, developing curriculum, designing learning activities, and maximizing student potential, interacting, evaluating assessing and evaluating student learning.
Openstreetmap Application For Mobile Devices That Tracks Customer Service Coordinates Hendharsetiawan, Andy Achmad; Khaerudin, Muhammad
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.718

Abstract

One of the most recent innovations in customer service, where competition is fierce, is mapping consumer coordinates. Given that the clientele is dispersed among multiple villages and sub-districts. Consumer place mapping is not without its challenges. Finding data sources can be challenging in and of itself, aside from regional problems and a staffing deficit. to build a customer service system by using facilities. OpenStreetMap (OSM) was then built using an HTML website framework, MySQL with Myadmin PHP features, and the OpenStreetMap API. OpenStreetMap (OSM) is a mapping tool that enables exact mapping of virtually all of Indonesia's residential areas through the use of satellite photography. Furthermore, by dividing the mapping region into smaller mapping pieces, the tasking manager tool in OSM speeds up digitizing. This makes it possible for several OSM volunteers to map the same region concurrently across several districts or cities. in Indonesia
Analysis Of Community Sentiment Towards The Implementation Of Zoning In New Student Admissions (PPDB) Using The Support Vector Machine (SVM) Algorithm Rifai, Annas; Imelda, Imelda
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.720

Abstract

Academic activities in each year have a routine agenda that must be implemented by educational institutions, especially schools, both public and private. Each level of schools competes to find interested applicants during the admission of new students (PPDB) starting from the level of kindergarten, elementary school, junior high school, and high school or equivalent. Every community that has children who will participate in PPDB is required to determine the most possible registration path, one of which is through the zoning path, where prospective students may register as PPDB participants provided that they have the closest distance to the school of interest based on the area zone. The zoning pathway is currently causing a polemic that is developing in the community, where the community feels that there is a mismatch in the application of this zoning policy, including many prospective students who have close proximity to schools but cannot register at the closest school from their domicile with various reasons submitted by the school, causing pros and cons. The purpose of this research is to analyze the value of community sentiment towards the application of zoning policies that apply to the new student registration system in each formal school. The data that will be used for data sentiment analysis are social media users, especially twitter. In this study using the SVM algorithm method where tweets from twitter users will be classified to produce positive and negative values. The result of the research is the classification of community sentiment in the form of positive and negative responses to the implementation of zoning so that it can be seen the current trend in society, if indeed more responses lead to negative responses, it means that it may be necessary to re-analyze whether this zoning registration path is appropriate or not.
The Influence of Agile Leadership and Innovative Behavior on MSMEs Performance in Karawang Anggi Pasca Arnu; Budi Santoso; Sobandi, Ade
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.734

Abstract

MSMEs are indispensable in the economic landscape of both developing and developed countries. Their ability to innovate, generate employment, and contribute to regional development makes them crucial for sustainable and inclusive economic growth. Addressing the challenges faced by MSMEs, particularly in accessing finance, skilled manpower, and technology, is crucial to maximizing their potential. This study aims to analyze the influence of agile leadership and innovative behavior on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Karawang. Research methodology this research is quantitative research with descriptive analysis and multiple linear regression analysis. Sample in this study was 100 MSMEs in the home industry who have been running their businesses for 3 years or more. The data collection tool used a questionnaire distributed via Google Form. The findings show that there is a positive influence between agile leadership and innovative behavior variables on MSMEs performance. The partial relationship between agile leadership on MSMEs performance is 9.3%. Then the partial relationship between innovative behavior on MSMEs performance is 26.9%. In addition, the results of the simultaneous relationship between agile leadership and innovative behavior are 70.9%, while the other 29.1% is influenced by other variables not studied. The study concluded that innovative behavior has a more dominant influence than agile leadership. The results of this study underscore the importance of fostering agile leadership and innovative behavior to improve the performance of MSMEs in a dynamic business environment.
The Role Of Imports In Development According To Islamic And Conventional Macroeconomic Perspectives Hartin Nst, Venny Fraya; Abd. Majid, M. Shabri; Harahap, Isnaini
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 1 (2024): APRIL
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i1.746

Abstract

Indonesia as a developing country is expected to always make developments by carrying out development in all fields to achieve a prosperous country. However, because the source of financing for national development is not small, apart from foreign exchange reserves, the source of financing and funding for a country's national development is foreign debt that the country borrows from other countries. Aspects of international trade, especially in the field of export-import, which will be the topic of discussion in this scientific research, this research methodology as a whole is a type of descriptive-analytical research with qualitative research. Research results as follows 1) The role of imports in Islamic macroeconomic development is very important because Indonesia's imports which include oil and gas imports and non-oil and gas imports all come from the world's earth, especially oil and gas imports must be limited to domestic needs that are needed by the community, especially fuel; 2) The role of imports in conventional macroeconomic development is also quite important in the life needs of Indonesian society; 3) The government as the policy maker of Indonesian Imports, must see and supervise Indonesian imports by issuing new policies on Indonesian Imports so that government and private companies do not monopolize in importing goods into Indonesia.

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