cover
Contact Name
Widhi Ariyo Bimo
Contact Email
moneter@uika-bogor.ac.id
Phone
+6288212632557
Journal Mail Official
moneter@uika-bogor.ac.id
Editorial Address
Jl. K.H. Sholeh Iskandar km 2 Bogor 16162 Jawa Barat, Indonesia Telp/Fax: 0251-8335335
Location
Kota bogor,
Jawa barat
INDONESIA
Moneter : Jurnal Keuangan dan Perbankan
ISSN : 23022213     EISSN : 26155141     DOI : 10.32832/moneter
Core Subject : Economy, Science,
Moneter: Jurnal Keuangan dan Perbankan mempunyai fokus dalam kajian keuangan dan perbankan , dengan scope sebagai berikut: Dasar-dasar keuangan dan perbankan syariah dan konvensional Bisnis Teknologi Informasi
Articles 151 Documents
Comparative Relationship of E-Commerce Growth versus Trade (Indonesian and Singapore Case Studies) Wardani, Pina; Nurbaiti, Nurbaiti; Dharma, Budi
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.377

Abstract

The rapid development of technology is driving every human being to continue to innovate, one of which is in terms of shopping or trading to make it easier and faster. E-commerce has become one of the solutions to solving the issue of efficiency in doing sale-purchase transactions. The research is comparative to the qualitative approach with the data model used is SWOT, but since each SWOT component is not so clear then the literature study approach is used to define SWOT. The data used is e-commerce approach data from 2017 – 2022. E-commerce has a positive and beneficial effect on trade in both the States of Indonesia and Singapore, because with the increase of e-commerce in the two States then the value of transactions income through the trade sector has become and increased the rate of economic growth has become better in the respective countries.
Leader Investigation Strategies In The Development Of Marketing Environments To Forther Competitiveness In PT. Prudential Financial Binjai Lintangdwiyana, Lintangdwiyana; Ramadhani, Sri; Bi Rahmani, Nur Ahmadi
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.378

Abstract

Strategy is a unified, comprehensive and integrated plan that links the advantages of corporate strategy with environmental challenges and that is designed to ensure that the company's main objectives can be achieved through proper execution by the company.  The purpose of this study is to examine more deeply the leadership strategy of leaders in developing marketers to increase competitive advantage at PT. Prudential Sharia Binjai. And to find out the success rate of a leader or leader in developing marketers. The method used is a qualitative descriptive method. Research is written using descriptive where research related to questions through interviews with leaders in a company to obtain results by observing and managing data. The results of this study show the success or success of a leader or leader seen from several factors, namely, agents have increased income, achievement of contests, achievement of travel trips and achievement of MDRT. The strategy used by leaders to develop marketers to increase competitive advantage in the company is to use a communication strategy, where communication is a very important role in increasing competitiveness.
The Role of North Sumatra MUI Through Empowerment Waqf Al Nuqud in Increasing Micro, Small and Medium Enterprises in North Sumatra Yahya, Muhammad Faishal; Juliati Nasution, Yenni Samri; Imsar, Imsar
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.380

Abstract

Micro, Small and Medium Enterprises (MSMEs) are one of the economic units that play an important role in the Indonesian economy. In the process of developing this business, each MSME experienced many obstacles that hindered their production, including the difficulty of obtaining capital loans from conventional BANK. Therefore the MUI of North Sumatra as a government institution which is also the pioneer or manager of Waqf al Nuqud should make this issue a reference for determining optimal programs, especially in managing Waqf al Nuqud, so that the resulting output can touch and help MSMEs in Sumatra. North. The research method used is to use qualitative methods (qualitative research). The purpose of this study was to find out the role of the North Sumatra MUI in improving micro, small and medium enterprises through the empowerment of Waqf al Nuqud. Through the results of the researcher's analysis of the role of the North Sumatra MUI in improving MSMEs through empowering waqf al nuqud, namely 1) Forming a P2WP institution (Center for Productive Waqf Development), with the aim that the management of Waqf al Nuqud can be carried out in a structured way and an institution that is consistent in dealing with these issues, 2 ) Managing Waqaf al Nuqud in the form of Epowerment, including providing capital loans to MSMEs, establishing halalmarts and providing guidance in the form of business management workshops to MSMEs who have been given capital loans.
USER GENERATED CONTENT ANALYSIS AND MARKETING STRATEGIES AND THEIR IMPLICATIONS IN THE EXISTENCE OF AIR PHILM (Case Study: KKN Film in Danari Village) Nabilahpurba, Nabilahpurba; Lubis, Fauzi Arif; Nurbaiti, Nurbaiti
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.381

Abstract

The research aims to analyze the extent to which the role of user generated content in developing marketing strategies as Internet technology progresses as well as the implications of the application of user-generated content into the existence of home films. The research method used is a qualitative method with a descriptive scale that uses a case study approach. Data collection in this study was obtained through the observation of literature sources and other documentation related to consumer interest in making purchasing decisions. The results show that user generated content plays an important role in developing a business strategy. This is proved by the expression of a film producer who has already received very satisfactory results. The User Generated Content strategy has become a strategy that has a major impact on film production because User generated content plays an active role in its promotion process. Some important roles of user generated content are: 1) Increase traffic organically 2) More consumer confidence 3) Save costs. And the implication is being able to introduce the existence of a hometown film with a short duration of time that is able to make a lot of people feel curious to watch the movie.
LDA Topic Analysis for Product Reviews in Social Media Platform Alzami, Farrikh; Megantara, Rama Aria; Prabowo, Dwi Puji; Sulistiyawati, Puri; Pramunendar, Ricardus Anggi; Dewi, Ika Novita; Ritzkal, Ritzkal
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.402

Abstract

Social media in recent years is used as platform for product reviews and customer feedback. Thus, to understand the topic which have been discussed, we utilized Latent Dirichlet Allocation for topic modeling. The topic modeling is important due to it can gain insights into the specific features that customers like or dislike about a particular product. Thus, by not using stop words due it have possibilities remove the time domain, the information can be valuable for businesses as it helps them understand customer preferences and inform product development and marketing strategies with the coherence score 0.621520, the topic modeling obtained 3 optimal topics, where the topic 0 discussed about price and time it will be available to purchase. In topic 1 it discussed about the product is hard to obtain due to it not available in market. In topic 2, it discussed about ownership (what they like after usage).
Analysis Of Change Rate And Interest Rate Changes To Indonesia’s Trade Balance Aminda, Renea Shinta; Vannesia, Tasya; Bimo, Widhi Ariyo; Suharti, Titing
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.408

Abstract

This research examines the impact of exchange rates and interest rates on Indonesia's trade balance from 1991 to 2021. International trade plays a crucial role in a country's economic activities, with exports and imports being key components. Monitoring these activities allows for the assessment of whether a nation's trade balance is in surplus or deficit. The trade balance of Indonesia is influenced by various factors, including exchange rates and interest rates. Employing the Error Correction Model (ECM) for analysis, both long-term and short-term effects were investigated. Classical assumption tests and significance tests, covering normality, multicollinearity, autocorrelation, partial (t tests), simultaneous (F test), R-Squared, and Adjusted R-Squared tests were conducted. The findings reveal that exchange rates have a significant impact on Indonesia's trade balance, with a stronger exchange rate leading to a favorable trade balance. Specifically, a robust exchange rate results in a reduction of export value surpassing that of imports. In contrast, interest rates were found to have no significant effect on the trade balance due to global economic disparities, financial market uncertainties stemming from the Covid-19 pandemic, and trade barriers imposed by individual countries.
RFM Analysis for Customer Lifetime Value with PARETO/NBD Model in Online Retail Dataset Megantara, Rama Aria; Alzami, Farrikh; Akrom, Ahmad; Pramunendar, Ricardus Anggi; Prabowo, Dwi Puji; Wibowo, Sasono; Ritzkal, Ritzkal
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.409

Abstract

In recent years, there has been a growing interest in analyzing Customer Lifetime Value (CLV) due to its ability to provide valuable insights into customer profitability and worth. CLV analysis predicts the net profit attributed to the entire future relationship with a customer. This analysis involves calculating the present value of a customer's expected future spending with the company, facilitating an understanding of the economic value of long-term customer relationships. CLV analysis empowers businesses to identify their most profitable customers and develop strategies for retaining them, ultimately maximizing long-term profitability. CLV analysis relies on various models and techniques, including the RFM analysis categorizes customers based on recency, frequency, and monetary value, helping to segment customers and predict future behavior. Then, The Pareto/NBD model combines probability distributions to estimate CLV and is commonly used for customer base analysis. This research article explores the application of RFM analysis for estimating customer lifetime value using the Pareto/NBD model in an online retail dataset. This metric is crucial for businesses as it assists in identifying valuable customers and formulating retention strategies to maximize long-term profitability.
Islamic Bank: Fatwa Perspective from The National Sharia Council of The Indonesian Ulama Council on Resolving Financing Problems Maulani, Denia; Artasya, Andini Nabilah; Bimo, Widhi Ariyo; Aliyah, Hikmatul
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.438

Abstract

Financing in Islamic banks has a level of risk that the possibility of default occurs, so it is necessary to analyze the correct financing by bank staff so as not to cause losses and require handling that is fast, precise and in accordance with sharia provisions. This study aims to determine the efforts to resolve problematic financing, the factors causing problematic financing and the suitability of the Fatwa of the National Sharia Council-Indonesian Ulema Council with existing financing at PT.BPRS Amanah Ummah. Qualitative-descriptive method by collecting data through interviews and documentations. During 2022, the percentage of non-performing financing at PT.BPRS Amanah Ummah Bogor Branch is 0% lower than the maximum percentage limit for non-performing financing determined Bank Indonesia of 5%, the performance of PT.BPRS Amanah Ummah Bogor Branch in 2020 -2022 is categorized as very healthy. Efforts made by PT.BPRS Amanah Ummah in dealing with problematic financing, namely taking an intensive approach to financing customers, providing customer summons, rescheduling and selling joint guarantees. Factors causing problematic financing consist of bank internal factors and bank external factors. Settlement of non-performing financing at PT.BPRS Amanah Ummah with the DSN-MUI Fatwa is in accordance with the review of the DSN-MUI Fatwa No.48/DSN-MUI/II/2005 concerning rescheduling murabahah bills and DSN-MUI Fatwa No.47/DSN-MUI /II/2005 concerning the settlement of murabahah receivables for customers unable to pay.
Optimizing Library Donation Book Display: SMART and WASPAS Comparison Ayunda, Afifah Trista; Atmojo, Wahyu Tisno
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.448

Abstract

The book display has a significant impact on visitor experience and the efficiency of finding reading materials in the library. In this context, optimizing effective and systematic decisions becomes crucial. This research employs the SMART (Specific, Measurable, Achievable, Relevant, Time-bound) and WASPAS (Weighted Aggregated Sum Product Assessment) approaches in selecting the optimal book display for donations. The SMART method assists in formulating specific criteria and indicators to measure effectiveness, while the WASPAS method utilizes assessment principles based on priority with weighted criteria to consider diverse aspects. The required data for this study includes information about criteria and weighting of the book display. This data will be comprehensively analyzed using both of these approach methods. The accuracy level testing resulted in a value of 99.9917% for the SMART method, which is slightly better than WASPAS with a value of 99.9916%. Based on the above suitability level calculation, the SMART approach is more relevant in this situation to address the issue of recommending donation book displays in the library with the goal of minimizing space and improving book search efficiency.
The Influence Of Sharia Management, Information Technology And Leadership On Performance Effectiveness (Study On Employees Of Pt. Sentosa Deli Mandiri Medan) Ichsan, Reza Nurul
Moneter: Jurnal Keuangan dan Perbankan Vol. 11 No. 2 (2023): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v11i2.455

Abstract

The development of human development benchmarks the progress of technology-based science and the Internet, and employees who are assets of the Company, to carry out the goals and objectives expected by the Company, therefore the Company and employees together carry out their responsibilities and fulfill their respective rights and obligations in accordance with the standard operating system (SOP) set by the Company, employees are guided to do work professionally, so this research is about the Influence of Sharia Management, Information Technology and Leadership on Performance Effectiveness in Employees of PT Sentosa Deli Mandiri Medan, Research methodology This research is quantitative research, with an explanation approach (explanation research). Explanatory research (explanation research) is a type of research in which the researcher explains the causal relationship between variables through hypothesis testing. The results of the research on the influence of Sharia Management on Performance Effectiveness, the results of the analysis show that partially it has a positive and significant effect. The results of the analysis of the correlation coefficient of direct influence show the effect of Sharia Management on Performance Effectiveness, which means that Sharia Management on Performance Effectiveness in Employees of PT. Sentosa Deli Mandiri Medan is a high effect; The effect of information technology on Performance Effectiveness in Employees of PT. Sentosa Deli Mandiri Medan, the results of the analysis show that partially has a positive and significant effect; The effect of Sharia Management, Information Technology and Leadership on Performance Effectiveness in Employees of PT. Sentosa Deli Mandiri Medan, giving the conclusion that it has a positive and significant effect.

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