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INDONESIA
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30260221     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) is a scientific journal that publishes articles in the Business field includes conceptual ideas in the fields of Economics, Accounting, Management, business. The scopes are Human Resource Management, Marketing Management, Financial Management, Production/Operational Management, Strategic Management, Islamic Business Management, Halal Industry Management, Hajj and Umro Management, Zakat and Waqf/ Islamic Philanthropy Management, Tourism Management, Banking Management, Industrial Management, Agribusiness Management, Business Administration.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 25 Documents
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Search results for , issue "Vol. 2 No. 7 (2024): July" : 25 Documents clear
NAVIGATING THE DIGITAL FRONTIER: UNRAVELING THE DIMENSIONS OF DIGITAL FINANCIAL LITERACY Idarni Harefa; Tri Hartati Sukartini Hulu; Nanny Artatina Bu’ulolo
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
Publisher : Adisam Publisher

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Abstract

The aim of this study is investigate specific dimensions of digital financial literacy (awareness, skills, knowledge, behavior) in diverse contexts, including rural areas and various demographic groups. Identify and understand the determinants that influence digital financial literacy, providing insights for targeted interventions and educational programs. The paper offers a focused investigation into a specific aspect of essential for anyone seeking a comprehensive understanding of digital financial literacy, its determinants, consequences, and the roadmap for future research and action in this critical and evolving field. Looking ahead, the outlined future agendas provide a roadmap for adapting to technological shifts, fostering financial innovation, and addressing regulatory challenges. Tailored programs, international collaboration, and a focus on psychological aspects aim to create more inclusive strategies. Through these efforts, we anticipate not only advancing our collective understanding of digital financial literacy but also making tangible contributions to promoting financial well-being in our continually evolving digital era.
ANALYSIS OF THE IMPACT OF FINANCIAL PERFORMANCE (ENVIRONMENTAL, SOCIAL, GOVERNANCE) ON COMPANY INVESTMENT RISK Jabida Latuamury; Asyera Risakotta, Kathleen; Febiengry Sitanala, Theresia
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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The impact of financial performance on a company's investment risk can be very significant. Poor financial performance can cause various risks for a company, including a decline in share value, risk of bankruptcy, and even forced delisting from the stock exchange. Poor financial performance can adversely affect the value of the company. Good financial performance can help increase a company's value and profitability. Effective financial risk management can help Businesses recognize, quantify, and handle risks associated with their financial performance, thereby minimizing their negative impact. ESG is an important factor in business and investment because it helps companies manage risk, build reputation and create favorable effects on society and the environment. A deeper understanding of this concept is key to ensuring that companies and investors can contribute to a more sustainable world. This research in-depth investigates the analysis of the use of the literature research approach to examine how financial performance (environmental, social, and governance) affects the investment risk of a corporation. The definition of financial, environmental, social, and governance performance is covered in this study, along with how financial performance affects firm investment risk and how environmental, social, and governance factors influence financial performance.
PARTNERSHIP STRATEGY AS AN EFFORT FOR ECONOMIC EMPOWERMENT TO ENHANCE THE ECONOMY OF TOBACCO FARMERS: A PERSPECTIVE OF FIQH MUAMALAH AT PT. SADHANA JEMBER Juhairiyah; Abdul Rokhim; Nikmatul Masruroh
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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The aim of this research is to explore the partnership strategies implemented by PT. Sadhana Jember to enhance the economic status of tobacco farmers and the partnership patterns at PT. Sadhana Jember from the perspective of fiqh muamalah. The research methodology employed is qualitative research. Data collection techniques include observation, interviews, and documentation. The data analysis technique utilized is qualitative data analysis employing triangulation methods including data reduction, data display, and conclusion drawing. The findings reveal that PT. Sadhana Jember's partnership strategy, known as the Core-Plasma pattern, prioritizes partners as the core and the company as the plasma. This strategy involves internal identification, partner selection, and agreement establishment. The welfare impacts encompass meeting basic needs and spiritual fulfillment, reflecting a comprehensive approach. From a fiqh muamalah standpoint, Mudharabah and Musyarakah financing models propel agricultural development, particularly in tobacco farming, instilling economic awareness and benefiting landowners through profit-sharing arrangements, consequently elevating their living standards.
IMPACT OF COMMUNITY INTEREST IN PAYING ZAKAT VIA MOBILE BANKING BANK SYARIAH INDONESIA Fajar Satriyawan Wahyudi; Zahro, Khurun’in; Ladjin, Nurjanna
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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The rapid development of technology has had an impact in all fields, one of which is the banking sector. Advances in information and communication technology are reflected in Bank Syariah Indonesia, which is developing their services by offering mobile banking services, but customers still lack knowledge in using them because many customers do not want to know about banking developments. Awareness of using mobile banking can be said to be a growing feeling in mobile banking users to carry out their obligations in accordance with what they already know and understand. Because online zakat has enormous potential for the community's economy, considering that the Indonesian people have the largest number of Muslims in the world. And it cannot be denied that Indonesian Muslims are also mobile banking users who are active in banking activities. The strategy used to attract people to pay zakat still uses a fairly simple strategy. The strategy used in marketing zakat products is through brochures, banners, advertisements, radio. As an appeal to make it easier for customers to distribute their zakat using several methods, namely through Bank Syariah Indonesia mobile, especially mobile banking.
ANALYSIS OF FACTORS AFFECTING DESIRES MUSEUM VISITING AND ITS IMPLICATIONS FOR STRATEGY MUSEUM MARKETING Agus Leo Handoko
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
Publisher : Adisam Publisher

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Abstract

The museum is a permanent institution and does not seek profit. In the last two decades, museums have experienced a paradigm shift, from being oriented towards collections, becoming oriented towards visitors. Museums are required to provide the best service to attract visitors from an educational and recreational perspective. An aspect that needs to be considered in the context of changes in museum management is the need for marketing. So that the museum can be known to the public and become an alternative place for tourists to spend their free time. Marketing strategy is delivering products to visitors, so that the marketing carried out is able to attract visitors to visit the museum. Museums must be able to present themselves with creative packaging so that the visiting public does not conclude that the museum is not a place to display objects or culture that is dead (frozen culture). Museums must show that what they exhibit is closely related to actual life today. Therefore, it is necessary to have an appropriate and targeted marketing strategy in order to attract tourists to want to visit. The marketing strategy carried out must pay attention to the strengths and weaknesses of the Museum. The marketing strategy that will be determined is two-sided, namely online and offline.
IMPROVING THE ECONOMY OF PESANTREN THROUGH WASTE PROCESSING WITH THE GREEN ECONOMY MODEL IN DARUN NAJAH ISLAMIC COLLAGE LUMAJANG Ainul Yaqin; Abdul Rokhim; Ahmadiono
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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Many people have implemented waste management through the green economy model, yielding beneficial results, particularly for environmental conservation plans. Islamic boarding schools make it possible to produce quite a lot of waste from the students' daily needs. We conducted this study at the Darun Najah Islamic College in Lumajang. The Darun Najah Islamic College in Lumajang implements a waste management program that utilizes waste for economically valuable purposes, specifically the production of processed products, where waste processing is a key production factor. This research focuses on green economy-based waste processing processes and explores their potential to enhance the economy at the Darun Najah Islamic College in Lumajang. This research aims to create a manageable green economy model for Islamic boarding schools, offering economic value and potential. We used qualitative research and a case study approach to explore waste management practices within a green economy model, which significantly and massively improves the Islamic boarding school economy. We collected data through interviews, observation, and documentation. The research results show that the green economy model at the Darun Najah Islamic College in Lumajang uses three steps, namely, reduce, reuse, and recycle. The Darun Najah Islamic College in Lumajang has a significant potential for waste management to become a new product. This study concludes that environmentally friendly Islamic College not only require technological adaptation and management but also require a deep understanding and commitment to religious values that support environmental sustainability. This research makes a significant contribution to the development of sustainable business models in Islamic College, as well as enriching the literature regarding the integration of religious teachings and modern economic practices.
ANALYSIS OF REVENUE OF MF DESSERT MICRO SMALL AND MEDIUM ENTERPRISES IN PALU CITY Mifta Khairani Nasution; Meity Ferdiana Paskual; Rita Yunus; Santi Yunus; Musdayati
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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MF Dessert is a company that produces haunted chocolate cake, mille crepes, and fruit salad made from wheat flour, sugar, eggs, butter, and fruit. This research aims to analyze the income of MSME Dessert businesses in Palu City. The research was carried out from August to December 2023 on Jl Ramba, Baiya sub-district, Tawaeli District, Palu City. The data analysis method uses an income analysis formula consisting of TC, TR, and Y (income). To calculate business viability, use the sales to cost ratio (R/C ratio) formula. The research results show that the average income from the Mf dessert business is IDR 3,752,000 per month and production costs are IDR 2,153,980 per month. These production costs consist of fixed costs of IDR 89,980 per month and variable costs of IDR 2,064,000 per month. Based on the results of data analysis, income from the Mf Dessert business in the city of Palu was IDR 1,598,020/month. Based on the calculation of business feasibility (R/C Ratio), a value (R/C Ratio) of 1.74 or 1.74 > 1 is obtained, which means that every cost incurred of IDR 1 produces a revenue of 1.74 so the revenue is greater than the capital invested. issued. So it can be concluded that the Mf Dessert business in this research is considered profitable and feasible.
MARKETING STRATEGY THROUGH APPLICATION-BASED DIGITAL MARKETING IN INCREASING CUSTOMER SATISFACTION Yupiter Mendrofa; Arijanti, Susi; Eka Putra, Johni
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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Technological developments produce increasingly sophisticated facilities, which can be used as media in developing customer satisfaction-oriented business ventures. One form of technology integration is in marketing practices using digital marketing strategies. Digital marketing strategies are very important as a strategy to increase sales. Currently, establishing effective communication with customers has become a necessity so that customers can understand them. Digital marketing is a marketing or promotional activity for a brand or product using digital media or the internet. The aim of digital marketing itself is to attract consumer interest quickly. The use of digital media in this activity can provide many benefits because the advantages of digital technology enable instant two-way communication between producers and customers, where customers can choose, order, respond and even submit complaints directly wherever and whenever. The important point of the advantage of digital technology is the high frequency of communication or interaction that occurs between producers and customers with a fast information distribution process, which indicates the existence of high frequency brand communication.
THE INFLUENCE OF THE LEVEL OF CAPITAL EXPENDITURE, OPERATIONAL EXPENDITURE, AND EXPERTISE CAPABILITIES ON THE TECHNICAL AND ENGINEERING EQUIPMENT AT THE KUALANAMU AIRPORT Tua M. Lbn. Toruan; Yeni Absah; Isnen Fitri
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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The existence of an airport that serves the need for air transportation modes will have a further effect on the airport as an economic driver and driver, so that the airport is now placed as one of the important parts in the development of an area. Based on a survey of the quality of Kualanamu airport in 2022, unsatisfactory results were obtained for Kualanamu airport. The final score is 4.30 with a standard value of 4.60 where there are low values on several indicators including 3.83 for the free wifi or internet variable, as well as a value of 3.99 for the value of the waiting room air conditioning variable. The purpose of this research is to analyze the level of ability of capital expenditure, operational expenditure and the role of expertise to get the performance of technical and engineering facilities and equipment at Kualanamu airport. This research is a type of quantitative research where quantitative research has the aim of generalizing research findings so that they can be used to predict the same situation in other populations. The instrument used is by distributing questionnaires to 110 respondents and processing data with the SPSS program.
BUSINESS DEVELOPMENT STRATEGY USING THE BUSINESS MODEL CANVAS APPROACH AT NH STUDIO IN SINJAI DISTRICT Nanda Pratiwi; Agus Syam; Asma, Asmayanti
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
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This research aims to create a business development strategy by transforming the NH Studio business model in Sinjai Regency using the Business Model Canvas approach. The research method used is descriptive qualitative research using data collection methods through observation, in-depth interviews and documentation of a research object. Through interviews with stakeholders at NH Studio, conclusions were drawn based on several key aspects. The result of NH Studio's business development strategy is an increase in value in the nine elements of the Business Model Canvas resulting in new strategies ranging from Customer Segment to Cost Structure. Diversification of services is also recommended so that NH Studio is able to compete and overcome existing problems.

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