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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,324 Documents
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The Effect of Service Quality and Promotion Mix on Purchase Decisions of Gojek Online Transportation Application in Palembang with Customer Satisfaction as a Moderating Variable Adib Abdul Majid; Diah Natalisa; Muhammad Eko Fitrianto; Iisnawati Iisnawati
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.9518

Abstract

The rapid growth of online transportation services has intensified competition, making application service quality and promotional strategies critical factors in shaping consumer purchase decisions. This study analyzes the effects of application service quality and promotion mix on purchase decisions of Gojek users in Palembang City, with customer satisfaction as a moderating variable. A quantitative approach was applied by collecting survey data from 184 active Gojek users and analyzing them using PLS-SEM with SmartPLS 4. The findings reveal that application service quality and promotion mix have positive and significant effects on purchase decisions, with promotion mix as the most dominant factor. Customer satisfaction significantly moderates the relationship between application service quality and purchase decisions, but does not moderate the effect of promotion mix, indicating that satisfaction strengthens performance-based service evaluations while promotional incentives influence purchase decisions independently. These results contribute to digital consumer behavior literature and provide practical implications for improving application performance and optimizing promotional strategies in online transportation services.
The Influence of Product Quality, Perception of Spare Parts Prices, and Brand Awareness on Customer Loyalty of Yamaha Vixion Motorcycles in East Java Rumy, Jalalludin; Ikaningtyas, Maharani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8132

Abstract

The Indonesian automotive sector continues to grow, as reflected in the increasing demand for vehicles, especially motorcycles. Yamaha Vixion has become a popular sport motorcycle choice that combines a sporty appearance with riding comfort across various road conditions. This study aims to analyze the influence of Product Quality, Spare Part Price Perception, and Brand Awareness on Customer Loyalty toward Yamaha Vixion in East Java. A quantitative method was applied, involving 150 respondents aged 19 and above who have purchased or used a Yamaha Vixion. The sampling technique used was purposive sampling based on specific criteria. Data were processed using multiple linear regression with SPSS version 26. The results indicate that Product Quality, Spare Part Price Perception, and Brand Awareness simultaneously have a significant effect on Customer Loyalty.
The Perceived Consequences of Liveability Among Residents of Cimahi City Nurzahra, Aprilianti Dewi; Ernawadi, Yadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8215

Abstract

This study examines the impact of liveability on continuance resident commitment, with resident satisfaction and place attachment as mediating variables among residents of Cimahi City. Social exchange theory (SET) is employed as the theoretical foundation for developing the study’s conceptual framework. Data were collected from 140 respondents using a cross-sectional technique. The analysis was conducted using Structural Equation Modelling (SEM) with the application of SmartPLS version 3.0. What distinguishes this study from previous research is the proposed inclusion of four dimensions of liveability comprise social relations, physical residential environment, functional facilities and services, and crime and sense of safety, which are hypothesized to positively influence continuance resident commitment through the mediating effects of resident satisfaction and place attachment. The results indicate that both mediators play a critical role in bridging the relationship between liveability and continuance resident commitment to their locality. These findings offer meaningful insights for the local government of Cimahi in identifying key drivers to enhance sustained continuance resident commitment among citizens of Cimahi.
The Effect of Brand Trust and Customer Relationship Management on Customer Loyalty with Brand Image as a Mediating Variable in Pelindo Lembar Stevedoring Services Tariyansah, Agus; Athar, Handry Sudiartha; Supryadi, Didy Ika
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8408

Abstract

This study aims to determine and analyze the role of brand image as a mediating variable in the influence of brand trust and customer relationship management on customer loyalty in Pelindo lembar stevedoring services. This type of research is associative causal. The method used in this study is a census sample. The population in this study were all customers of Pelindo lembar stevedoring services. The analysis tool used is SmartPLS version 4. The result of this study establish several key relationships between brand trust, customer relationship management, brand image, and customer loyalty. The analysis indicates that both brand trust and effective customer relationship management are significant, positive determinants of customer loyalty. These two factors also exert a substantial positive influence on brand image. Furthermore, the investigation confirmed that a favorable brand image directly and significantly enhances customer loyalty. When examining indirect influences, the research identified brand image as a significant mediator for the effect of customer relationship management on customer loyalty. In contrast, while the connection from brand trust to customer loyalty through the lens of brand image was positive, this particular mediating pathway was not found to be statistically significant
The Effect of Audit Quality, Financial Stability, and Audit Committee on Financial Statement Fraud (Case Study of Banking Companies Listed on the IDX in 2021-2023) Dewi, Meylisa Kusuma; Wahyuni, Sri; Hariyanto, Eko; Winarni, Dwi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8446

Abstract

This study aims to analyze the influence of Audit Quality, Financial Stability, and Audit Committee on Financial Statement Fraud in banking sector companies listed on the Indonesia Stock Exchange (IDX). Financial statement fraud was measured using the Beneish M-Score method, categorized as a dummy variable. This study employed a quantitative approach and secondary data obtained from the companies' financial statements. The sampling technique used was purposive sampling, with a sample size of 31 companies meeting the criteria for the 2021-2023 period. Data analysis was performed using logistic regression using SPSS 23. The results of this study indicate that financial stability has a significant effect, while audit quality and the audit committee have no significant effect on financial statement fraud.
The Effect of Work Posture, Work Load, and Psychosocial Factors on Work Fatigue in Forklift Drivers in the Warehouse Department of PT Y Hidayat, Muh. Taufiq; Erislan, Erislan; Ramli, Soehatman; Sugiarto, Sugiarto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to evaluate the extent to which work posture, workload intensity, and psychosocial aspects affect fatigue levels in forklift operators at PT Y's warehouse. The background of this study is the high incidence of property damage involving forklifts and changes in storage systems that increase operator workload. This study uses a quantitative approach with PLS-SEM-based regression analysis. The results of the analysis show that all three factors—work posture, workload, and psychosocial conditions—have a significant and positive effect on work fatigue, with regression coefficients of 0.358; 0.367; and 0.333, respectively. The T-statistic value of all three exceeds 1.96 and the P-value <0.05, indicating that all three are statistically significant. These findings indicate that non-ergonomic work positions, heavy workloads, and unfavorable psychosocial conditions can increase the risk of work fatigue. This study recommends the need for in-depth ergonomic evaluations, reorganization of operational rhythms, and strengthening social interactions in the workplace to reduce fatigue levels and prevent potential work accidents.
Company Value: Dividend Policy, Share Ownership Structure, and Asset Structure Mediated with Capital Structure (Case Study of Food and Beverage Companies Listed on the Indonesia Stock Exchange for the 2021–2023 Period) Asmin, Erny Amriani; Paksilodra, Jaka; Pramestidewi, Chandra Ayu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze and determine the effect of Dividend Policy, Share Ownership Structure, and Asset Structure on Company Value with Capital Structure as an Mediating variable in Food and Beverage sector companies listed on the Indonesia Stock Exchange during the period of 2021-2023. The data processing in this study uses quantitative data analysis and employs SPSS 25 (Statistical Package for Social Science). The sample in this study consists of 30 Food and Beverage sector companies listed on the Indonesia Stock Exchange during the period of 2021-2023. The results show that Dividend Policy and Share Ownership Structure have a negative and significant impact on capital structure, while Asset Structure has a positive and significant impact on capital structure. Dividend Policy and Share Ownership Structure have a positive and significant impact on company value, while Asset Structure has a negative impact and is significant to firm value, while Asset Structure has a negative and significant effect on firm value. Capital Structure can mediate the relationship between Dividend Policy, Share Ownership Structure (Public Ownership), and Asset Structure on Firm Value.
QRIS Digital Payment Technology Implementation Strategy for Increase Facilities Transaction on MSMEs at Bank DKI, Syariah Branch, Sidoarjo Alamsyah, Lutvi; Iqbal, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8531

Abstract

The development of digital technology is driving changes in the payment system in Indonesia, one of which is the presence of QRIS as a digital payment standard initiated by Bank Indonesia. QRIS offers the convenience of non-cash transactions for MSMEs. This study aims to determine the strategy for implementing QRIS digital payment technology to improve transaction convenience for MSMEs at Bank DKI KC Syariah Sidoarjo and identify obstacles faced in its use. The research method used is a qualitative approach with data collection techniques through observation. interviews, and documentation with Bank DKI KC Syariah Sidoarjo and MSMEs. The results of the study show that the QRIS implementation strategy at Bank DKI KC Syariah Sidoarjo through socialization, canvassing , bundling programs , rewards , promotions, and routine assistance, has succeeded in increasing the ease of MSME transactions. As of March 2025, 675 QRIS merchants were recorded with a nominal transaction reaching Rp1,355,580,206, indicating significant enthusiasm and growth in QRIS use among MSMEs in Sidoarjo. However, obstacles such as low digital literacy, lack of understanding of the benefits of QRIS, and limited internet access still need to be overcome. To overcome these obstacles, Bank DKI provides solutions in the form of assistance and routine maintenance . Thus, Bank DKI will continue to strive to increase the use of QRIS to make it more practical and efficient for use among MSMEs.
Analysis Indonesian Sharia Banks' Readiness to Face the Evolution of Financial Technology-Based Sharia Financial Services in Indonesia Harfian, Muhammad Juang; Amalia, Euis; Terminanto, Ade Ananto; Rizal, Sofyan; Aziz, Roikhan Mochamad; Febriansyah, Febriansyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

The purpose of this study is to assess the level of readiness and steps taken by Bank Syariah Indonesia (BSI) in responding to the development of Financial Technology-based financial services. The research method used is descriptive qualitative by collecting data through observation, interviews, and documentation. The results of the study indicate that Bank Syariah Indonesia (BSI) has prepared itself by considering the Slameto concept, which includes aspects of readiness to meet demands and goal motivation as well as physical, mental, and emotional balance. In addition, the study also discusses efforts in building technology to improve employee skills and knowledge, especially in the areas of security, risk, and fraud, which have been achieved through Core System Modernization, Connectivity and Infrastructure, Monitoring and Management of Combined Data, Structure, Business Mentoring, and Internal Improvement, as well as through Unifled Platform & Customer 360 and Digital Expansion & Open Banking. All of this aims to improve employee quality through training to adapt to the digital era, develop human resources, improve security and infrastructure, and expand Bank Syariah Indonesia's (BSI) digital network.
The Influence of Marketing Strategies, Service Performance, and Trust on Public Attention in Merdeka Savings Goods at KSPPS BMT Istiqlal Pekalongan Lestari, Putri; Hudaya, Fadli
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

BMT Istiqlal is one of the first Islamic financial institutions established in the city of Pekalongan in 1995. Its initial purpose was to assist micro and small businesses due to their limited capital and limited access to banking services at the time. This was achieved by providing loans, also known as financing, with repayments made in installments or at a specified time. Other goods offered include Simapan Savings, Sifitri, Saras, General Investment, Term Investment, SMESS, Tafaqur, Education, Tahajud, Askesos, Simpatiq, Umrah, Merdeka, Ziarah, Musyarakah Financing, Mudharabah Financing, Murabahah Financing, and Qordhul Hasan Financing. The current research aims to evaluate the influence of marketing strategies, service performance, and trust on public attention in Merdeka savings goods at KSPPS BMT Istiqlal Pekalongan. This is a quantitative study. The sample was determined using purposive sampling with the Slovin method. Data collection was conducted by distributing questionnaires via Google Forms to clients, and the findings were tested using SPSS. The tests conducted include: 1. Descriptive Analysis Test, 2. Classical Assumption Test consisting of Normality Test, Multicollinearity Test, Autocorrelation Test, Heteroscedasticity Test, 3. Hypothesis Test consisting of t-Test, F-Test, and Determination Coefficient Test. The findings of the current research indicate that Marketing Strategy, Service performance, and Trust have a significant positive effect on savings attention, with a t-value of 6.968 > t-table 1.9839 and a significance level of 0.000< α = 0.05. The Adjusted R-Square value is 0.506, meaning that 50.6% of the attention in saving can be explained by the independent variables in the research.

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