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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,324 Documents
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The Role of Agenpos B2B Marketing Strategy in Enhancing the Competitive Advantage of PT Pos Indonesia Boyolali Branch Putri, Tasya Wianda; Ridanasti, Erlita
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to implement the Agenpos B2B marketing strategy implemented by PT Pos Indonesia Boyolali to develop and enhance the company's competitiveness amidst increasingly fierce competition in the logistics industry. The method used was a descriptive qualitative approach through direct observation and interviews with marketing division employees. The results indicate that the implemented marketing strategy still faces various challenges, particularly the difficulty of finding new Agenpos B2B customers and increasing consumer expectations. PT Pos Indonesia Boyolali Branch has implemented an integrated marketing approach through market segmentation and targeting, but still needs optimization, particularly in terms of promotion and customer service. This evaluation recommends improving digital capabilities, utilizing information technology, and strengthening partnerships to retain customers and expand market share. With the right strategy, Agenpos B2B has great potential to become a competitive and superior distribution channel in the digital era.
Designing a Real-Time TKDN Monitoring Dashboard Concept as a Decision Support System Aligned with Akhlak Values at PT Bukit Asam Sarendra, Tania Citra; Putro, Utomo Sarjono
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8637

Abstract

The Domestic Component Level (Tingkat Komponen Dalam Negeri/TKDN) policy is a key instrument of the Indonesian government to strengthen national industries through procurement activities. For state-owned enterprises (SOEs) such as PT Bukit Asam Tbk (PTBA), TKDN implementation must also reflect AKHLAK values as ethical guidelines for governance. Although PTBA has consistently met TKDN targets, reporting remains manual, relying on Excel and a single person-in-charge. This condition creates inefficiencies, risks of data inconsistency, and limited responsiveness to urgent requests from regulators. This study addresses the problem of the absence of an integrated mechanism to monitor TKDN realization in real time within PTBA’s electronic procurement system (SPEND). The research objective is to design a TKDN monitoring dashboard conceptualized as a Decision Support System (DSS) that incorporates automation, user-centered design (UCD), and AKHLAK values. An exploratory qualitative method was employed, combining semi-structured interviews, participant observation, and document review. Data were analyzed using thematic coding, supported by SWOT analysis, to identify system gaps, user requirements, and ethical value integration. UCD principles were applied to ensure that dashboard features were aligned with stakeholder needs and validated through feedback from key informants. The findings confirm three main themes: limitations of the current reporting system, the need for an interactive dashboard, and the importance of embedding AKHLAK values in system design. A static mock-up was developed, featuring real-time visualization, dynamic filters, role-based access, and modules for certificate management and reporting. This study contributes theoretically by integrating DSS, UCD, knowledge management, and organizational values into dashboard design, and practically by providing PTBA with a blueprint for optimizing SPEND to support more efficient, transparent, and accountable procurement governance.
Exploring the Role of Trust and User Experience on Users’ Continuance Intention in Digital Fund Transfers: A Mediated Model through User Satisfaction Nurhinudin, Iip; Lastiati, Anies
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

The rapid development of digital technology has transformed the way people conduct financial transactions, especially through mobile banking and e-wallet platforms such as DANA, OVO, GoPay, and FLIP. This study investigates the influence of trust and user experience on continuance use intention of digital fund transfer services, with user satisfaction serving as a mediating variable. A quantitative approach was employed, involving 100 respondents who actively use digital fund transfer services in the Jabodetabek area. Data were analyzed using Structural Equation Modeling Partial Least Squares (SEM-PLS). The findings reveal that both trust and user experience have significant direct effects on continuance use intention, and user satisfaction partially mediates these relationships. Trust was found to be the strongest predictor, highlighting the importance of perceived security, reliability, and integrity in sustaining usage. Positive user experience, including intuitive interfaces, responsive features, and efficient transaction processes, also significantly contributes to continued engagement. These results provide insights for digital financial service providers to enhance user satisfaction and loyalty by improving trust and user experience, thereby supporting sustainable adoption of digital fund transfer platforms.
Evaluating the Blade Leadership Development Program in Supporting PT Bukit Asam’s Business Transformation Rumahorbo, Andrika Lestari; Febriansyah, Hary
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8709

Abstract

This study evaluates the effectiveness of the Bukit Asam Leadership Acceleration and Development (BLADE) Program in supporting PT Bukit Asam’s (PTBA) strategic transformation agenda towards sustainable energy. Using the Kirkpatrick Evaluation Model (Levels 1–3) and Transfer of Training Theory, this qualitative case study explores how leadership competencies are learned and transferred into workplace behavior, as well as the alignment of the program with PTBA’s transformation target of generating 30% non-coal revenue by 2030. Data were collected through semi-structured interviews with alumni, program organizers, and top management, supported by secondary data such as annual reports and program documentation. Findings indicate that the program successfully enhanced participants’ leadership, interpersonal, and business management skills. However, transfer of learning varied across divisions, influenced by work environment and organizational support. While BLADE is aligned with PTBA’s long-term strategy, the absence of a structured post-program monitoring system limits its sustainable impact. The study highlights the importance of post-training interventions and organizational alignment to maximize leadership development outcomes in state-owned enterprises.
The Effect of Job Rotation and Interpersonal Conflict on Work Productivity with Job Satisfaction as an Intervening Variable at the Transportation Service in NTB Sauji, Pahrul; Asmony, Thatok; Nururly, Santi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8721

Abstract

This study aims to analyze the effect of job rotation and interpersonal conflict on work productivity with job satisfaction as an intervening variable at the Transportation Agency in West Nusa Tenggara. This study is associative with a focus on causal relationships that influence each other. Data collection was carried out using a census method with questionnaire distribution techniques, interviews and documentation with all members of the population being used as respondents in this study. The population in this study were echelon 2, echelon 3, echelon 4 officials and all functional officials at the Transportation Agency in West Nusa Tenggara totaling 167 employees with a questionnaire response rate of 151 questionnaires or 90.42%. This study uses Structural Equation Modeling (SEM) using SmartPLS as an analysis. The results of the study indicate that job rotation has a significant positive effect on work productivity, while interpersonal conflict has a significant negative effect on work productivity. Job rotation has a positive and significant effect on job satisfaction and interpersonal conflict has a negative and significant effect on job satisfaction, in addition, job rotation has a positive and significant effect on work productivity through job satisfaction, and interpersonal conflict has a negative and significant effect on work productivity through job satisfaction. As shown by the Variance Axxounted For (VAF) value is 21% for job rotation and 36.5% for interpersonal conflict regarding work productivity
Strategic Thinking in Identifying and Evaluating New Business Ideas of Master of Management Students at Andalas University Al Hakim, Husnul Fikri; Games, Donard; Alfitman, Alfitman; Komalasari, Sanda Patrisia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8840

Abstract

This study aims to explore how strategic thinking plays a role in the process of identifying and evaluating new business ideas among Magister Management students at Universitas Andalas. In this context, strategic thinking is used to identify opportunities and challenges in business idea development, as well as to evaluate the feasibility and potential of business ideas through systematic methods. This research also examines the application of the How Might We (HMW) method in formulating business ideas and the Venture Idea Assessment (VIA) framework in evaluating the feasibility of business ideas. Data were collected through Focus Group Discussions (FGD) involving students and several professionals from the fields of entrepreneurship, academia, and investment. The results of the analysis using NVivo show that strategic thinking, which involves systematic problem-solving, market opportunity understanding, and risk analysis, plays a crucial role in the success of business idea identification and evaluation. The HMW method proved effective in helping students identify relevant problems, while the VIA framework provided a tool to assess business ideas based on market potential, operational feasibility, and existing risks. Overall, this research highlights the importance of strategic thinking in creating business ideas that are not only creative but also executable and market-accepted, as well as how the HMW method and the VIA framework can complement each other to form a more effective approach in developing sustainable new business ideas.
The Influence of Entrepreneurship on Economic Independence of Students with Internal Locus of Control as a Moderation Variable in an Islamic Business Perspective Latifah, Latifah; Ridwansyah, Ridwansyah; Selvina, Mia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9026

Abstract

This study aims to analyze the effect of entrepreneurship on the economic independence of students at the Raden Intan State Islamic University of Lampung, with Internal Locus of Control as a moderating variable. A quantitative approach was used, employing Partial Least Squares Structural Equation Modeling (PLS-SEM). Data were collected through an online questionnaire completed by 96 respondents who were entrepreneurs at the State Islamic University Raden Intan Lampung. Based on the background of this article, the method used in this study was a descriptive method with a quantitative approach. The results showed that entrepreneurship had a positive and significant effect on economic independence. Meanwhile, internal locus of control was not able to moderate the relationship between entrepreneurship and economic independence. These findings indicate that the higher the level of student involvement in entrepreneurial activities, the greater their financial independence. From an Islamic business perspective, entrepreneurship and internal locus of control are noble efforts to achieve economic independence. However, they must be complemented by Tawakkal (trust in God) to ensure sustainability, avoid arrogance, and reject resignation. This study recommends expanding the research object so that it is not limited to certain students, allowing the generalization of results to be tested in a wider area.
Asset Management, Cash Turnover, and Liquidity on Financial Performance With Capital Structure as Mediation Sari, Triana; Nadhiroh, Umi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9118

Abstract

The fluctuating global economy has significantly affected the sustainability of the pharmaceutical industry, which plays an essential role in supporting public health. However, this sector still faces challenges in maintaining financial efficiency amid rapid growth. This study aims to examine the effect of asset management, cash turnover, and liquidity on financial performance, with capital structure as a mediating variable in pharmaceutical manufacturing companies listed on the Indonesia Stock Exchange (IDX) during 2021–2024. The research employs a quantitative approach using panel data regression with secondary data obtained from annual financial reports. The sample consists of 10 pharmaceutical companies selected through purposive sampling. The study uses Return on Assets (ROA) to measure financial performance, Total Asset Turnover (TATO) for asset management, Cash Turnover (CTO) for cash flow efficiency, Current Ratio (CR) for liquidity, and Debt to Asset Ratio (DAR) for capital structure. The results show that asset management has a positive and significant effect on financial performance, while cash turnover and liquidity do not. Capital structure has a positive but insignificant effect on financial performance and does not mediate the relationship between asset management, cash turnover, and liquidity on financial performance. These findings indicate that improving asset utilization efficiency is crucial for enhancing profitability, while other operational aspects still require optimization to strengthen the financial structure of pharmaceutical companies.
Promoting Green Savings Sukuk on Instagram: A Qualitative Analysis of Green Literacy in Investment Platform Instagram Posts Wahyudi, Setto Lintang Agung; Aprianingsih, Atik
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9164

Abstract

This qualitative study investigates how investment platforms, securities firms, and banks promote green investments on Instagram, specifically examining the communication strategies used for Indonesia's Green Savings Sukuk. Through systematic content analysis of 401 Instagram posts covering green sukuk issuances from November 2019 to March 2025, this research identifies messaging patterns related to green literacy, perceived benefits, subjective norms, and perceived behavioral control. The analysis reveals that investment platforms predominantly emphasize financial benefits and convenience messages, with perceived financial benefits accounting for 744 keyword occurrences compared to only 37 environmental benefit mentions. Within green literacy messaging, financial literacy-related keywords significantly outnumber sustainability literacy-related keywords, suggesting an imbalance in educational messaging. This study demonstrates that despite the substantial role of green literacy in shaping investment attitudes and intentions, current promotional strategies inadequately integrate the environmental and financial knowledge required for informed green investment decisions. The findings highlight a critical gap between industry communication practices and the comprehensive sustainability literacy that Generation Z investors require to bridge their environmental awareness with actual green investment participation.
Does 'Made in Indonesia' Matter? A Study on Brand Origin Perception on Indonesia's Fashion Brand: Case Study Suko Natawiria, Nikolas Dalle Bimo; Aprianingsih, Atik
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9165

Abstract

This study examines how the country-of-origin (COO) effect influences Indonesian consumers’ purchase intentions toward the local fashion brand SUKO, under Matahari Department Store. Despite SUKO’s competitive strengths broad retail presence in 142 stores across 79 cities and full supply chain control the brand faces a perception-quality gap caused by consumer biases that favor foreign brands. Using a quantitative explanatory approach with PLS-SEM, the research tests a model integrating COO theory, the Theory of Planned Behavior, and the marketing mix (4Ps) to analyze how perceived COO, marketing elements, and product quality shape attitudes and purchase intentions. Data from 230 respondents in Greater Jakarta indicate that reliability and convergent validity are strong across constructs, though HTMT results suggest conceptual overlap between marketing and brand attributes. The structural model identifies which intrinsic and extrinsic cues most influence consumer perceptions and intentions. Theoretically, this research advances COO literature in emerging markets by explaining how attitude toward purchase mediates quality perceptions. Managerially, it provides strategies for Matahari to reduce COO bias and promote SUKO’s credibility. Findings show that most respondents learn about SUKO via social media (Instagram and TikTok) and consist mainly of price-conscious millennials and Gen Z who shop frequently but spend modestly. Recommendations emphasize digital marketing optimization, product quality signaling, and omnichannel integration to strengthen SUKO’s brand positioning in Indonesia’s fast fashion market.

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