cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Dwi Surya Atmaja
Contact Email
jkubs.iainptk@gmail.com
Phone
+62561734170
Journal Mail Official
jkubs.iainptk@gmail.com
Editorial Address
Jl. Letnan Jenderal Soeprapto No. 19, Benua Melayu Darat, Kec. Pontianak Selatan, Kota Pontianak, Kalimantan Barat 78122.
Location
Kota pontianak,
Kalimantan barat
INDONESIA
Jurnal Keuangan dan Perbankan Syariah
Published by Institut Agama Islam Negeri Pontianak
ISSN : 27454470     EISSN : 27456315     DOI : https://doi.org/10.24260/jkubs
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Journal Keuangan dan Perbankan Syariah (JKUBS) merupakan jurnal open access sebagai tempat bagi para akademisi, peneliti, praktisi, regulator dan masyarakat baik nasional maupun internasional untuk mempublikasikan makalah ilmiah. Hasil penelitian tersebut terkait pada bidang keuangan dan perbankan syariah. Ruang Lingkup Jurnal ini berfokus pada studi ekonomi, keuangan dan perbankan syariah baik secara nasional maupun internasional. Bidang kajian pada jurnal ini meliputi ekonomi islam (mikro dan makro), bisnis islam, muamalah/hukum ekonomi syariah, akuntansi keuangan dan akuntansi syariah, keuangan lembaga bank maupun non bank, pasar modal serta manajemen keuangan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 61 Documents
 3   4   5   6   7 
Islamic Fintech Innovation as an Instrument of Finansial Literacy and Inclusion in The Collection of Islamic Funds (ZISWAF) in Indonesia Hani Meilita Purnama Subardi; Ismail Ruslan; Zaenuddin Zaenuddin; Pratiwi Kurniati; Luthfiah; Oriah Akir; Lulu Qomariyah
Jurnal Keuangan dan Perbankan Syariah Vol 5 No 1 (2026): April 2026
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v5i1.6340

Abstract

Purpose: This study aims to analyze the forms of fintech innovation developed by zakat management institutions, namely BAZNAS, Rumah Zakat, and Dompet Dhuafa, and to examine the contribution of Islamic financial technology (fintech) in enhancing financial literacy and inclusion in the collection of Islamic social funds (ZISWAF) in Indonesia amid the rapid growth of digital technology. Design/methodology/approach: This study employs a Systematic Literature Review (SLR) approach by reviewing 24 national and international journals with ISSN/E-ISSN published between 2021 and 2025. The data were collected through Google Scholar and analyzed systematically to identify patterns, innovations, and the role of fintech in Islamic social fund collection. Research Findings: The findings reveal that zakat institutions such as BAZNAS, Rumah Zakat, and Dompet Dhuafa have developed various digital innovations, including online zakat applications, Islamic e-wallets, zakat calculators, and real-time reporting systems to improve transparency and accessibility. Furthermore, Islamic fintech significantly contributes to increasing public participation through digital education, strengthening muzakki trust, and improving the effectiveness and efficiency of ZISWAF collection. Contribution/Originality/Novelty: This study contributes to the growing literature on Islamic fintech by providing a comprehensive review of digital innovations implemented by zakat institutions and highlighting the role of fintech in strengthening literacy and inclusion in Islamic social finance. The study also emphasizes the importance of collaboration among zakat institutions, regulators, and digital service providers to achieve sustainable zakat literacy and inclusion aligned with sharia principles.

Page 7 of 7 | Total Record : 61

 3   4   5   6   7 

Filter by Year

2020 2026


Reset
Filter By Issues
All Issue Vol 5 No 2 (2026): Agustus 2026 Vol 5 No 1 (2026): April 2026 Vol 4 No 2 (2025): Desember 2025 Vol 4 No 1 (2025): Juli 2025 Vol 3 No 2 (2024): Desember 2024 Vol 3 No 1 (2024): Juli 2024 Vol 2 No 2 (2023): Desember 2023 Vol 2 No 1 (2023): Juni 2023 Vol 1 No 2 (2020): Desember 2020 Vol 1 No 1 (2020): Juni 2020