Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871 DOI: 10.47467/alkharaj Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles
2,021 Documents
Pengaruh Aset dan Opini Audit terhadap Tingkat Pengungkapan Laporan Keuangan Pemerintah Daerah di Provinsi Sumatera Selatan
Adelima, Dinna
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.986
This study aims to determine the effect of assets and audit opinion on the level of disclosure of government financial statements in South Sumatra province in 2019-2021. The population of this study was 13 districts and 4 cities in South Sumatra province and this study used saturated sampling, so that the entire population became the research sample. This research data uses secondary data obtained from the official website of the Audit Board of Republic Indonesia. The analysis model of this study is multiple linear analysis with the help of SPSS program version 25. The results of this study can be concluded that: (1) assets have a significant effect on the level of disclosure of financial statements of district/city governments in South Sumatra province; (2) audit opinions do not have a significant effect on the level of disclosure of financial statements of district/city governments in South Sumatra province; (3) assets and audit opinion simultaneously have a significant effect on the level of disclosure of financial statements of district/city governments in South Sumatra province.
Analisis Harga dan Kualitas Produk terhadap Minat Beli Konsumen pada Toko Emas Sinar Baru Sampit
Ayu , Novi;
Andryati, Yuli
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.987
This study explains whether there is an effect of price on purchase intention and product quality on purchase intention. The data collection technique used was a questionnaire with 100 respondents. While the data analysis technique used is quantitative analysis, using multiple linear regression. The sampling technique used was purposive sampling. The results of the study are price has a positive and significant effect on buying interest in Sampit Baru Sinar Baru shop, product quality has a positive and significant effect on buying intention of Sampit Baru Sinar Emas shop.
Persepsi Efektivitas Layanan dan Strategi Pemasaran BRILink terhadap Kepuasan Pelanggan di Sampit: Studi Kasus pada Grup BRILink HS Sampit
Nuraini, Naseha;
Bambang Sutejo
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.988
This exploration depends on observational information as a survey which shows the consequences of the respondents' responses to the examination about BRILink HS Sampit. In response to this, the authors conducted observational data-based research with the goal of obtaining precise outcomes. This study aims to accomplish the following: 1) determining whether customer satisfaction is influenced by service, and 2) determining whether customer satisfaction is influenced by marketing strategy. Using a questionnaire with 100 respondents, data were gathered. While the information examination procedure utilized is quantitative investigation, utilizing numerous direct relapse. Purposive sampling was used as the sampling method.
Pengaruh Gaya Hidup dan Harga terhadap Keputusan Pembelian Iphone Second di Kota Sampit
Lestari, Sely
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.989
This study aims to analyze the effect of lifestyle and price on purchasing decisions in the city of Sampit. The two control variables (K) are product quality and income. Data collection was carried out by distributing questionnaires to 60 respondents who used the second iPhone. Sampling was carried out using a non-probability sampling method, with a purposive sampling technique. Based on the results of data analysis, it shows that the questionnaire is valid and reliable. on the hypothesis test the result is that lifestyle has no effect on purchasing decisions and price has a significant positive effect on purchasing decisions.
Pengaruh Kepuasan Penggunaan Mobile Banking terhadap Loyalitas Nasabah di Kota Sampit
Agustin, Nia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.990
This study was conducted with the aim of knowing how the effect of satisfaction of using Mobile Banking on loyalty and also to find out the differences in satisfaction of using Mobile Banking at BNI and BRI Banks with research locations in Sampit City. This research is a type of quantitative research with the population in this study are customers who use Mobile Banking Bank BNI and BRI using a sample technique in the form of purposive sampling with a total of 100 respondents. The results showed that the satisfaction of using Mobile Banking has a significant positive effect on customer loyalty. The results also show that there is no difference in the satisfaction of using Mobile Banking at Bank BNI and Bank BRI.
Pengaruh Kupon Gratis Ongkir dan Kelengkapan Produk terhadap Keputusan Pembelian pada Platform Tiktok Shop di Kota Sampit
Kiantoro, Berliana;
Andriyati, Yuli
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.991
Web based shopping is a movement or action that is in many cases completed by different age bunches since it is not difficult to do and saves time. The goal of this study was to find out how variables related to free shipping and product completeness, free shipping coupons, and free shipping coupons combined influenced consumers' choices when making purchases. This examination is a quantitative report utilizing an example of 100 respondents who have made buys through the TikTok Shop stage. Questionnaires were distributed for data collection. The testing assurance method utilized was side purposive. The information investigation strategy utilized is different straight relapse examination. The consequences of the review show that the two X factors, in particular Free Delivery Coupons and Item Fulfillment, impact Buy Choices on the TikTok Shop Stage.
Pengaruh Keselamatan dan Keseahtan Kerja terhadap Produktivitas Karyawan Pabrik di PT Mitra Aneka Rezeki
Dewi Pratiwi, Amriyani;
Zunaidah;
M. Ichsan Hadjri;
Santati, Parama
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.992
This research was conducted aiming to determine the effect of Occupational Safety and Health on the Productivity of Factory Employees at PT Mitra Aneka Rezeki. The population in this study were all employees at PT Mitra Aneka Rezeki, totaling 90 people and taking samples using census sampling. Methods of data collection using interviews and questionnaires. The analysis technique used is simple regression analysis. Based on the results of the analysis, it was concluded that occupational safety and health had a positive and significant effect on employee productivity at PT Mitra Aneka Rezeki. We hope that PT Mitra Aneka Rezeki can continue to evaluate and improve occupational safety and health for employees through providing sufficient and proper work facilities and equipment and keeping employees safe. so that employees can increase work productivity that is satisfactory for PT Mitra Aneka Rezeki.
Pengaruh Integritas dan Disiplin Kerja terhadap Kualitas Pelayanan di Kecamatan Jatinangor
Gilang , Riki;
Zuarko Adji, Wilma
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.993
The study aims to determine how influential integrity and work discipline are on the quality of service in Jatinangor sub-district. The author researched using quantitative methods. The population of this study is people in the Jatinangor area. The analysis techniques used are validity tests, reliability tests, t tests. Sample tests chosen by researchers are sampling as many as 40 respondents. The results of this study stated that there was a significant influence of integrity (X1) and work discipline (X2) on service quality (Y) in Jatinangor sub-district by 74.9%, while there were other factors that influenced 25.1%.
Pengaruh Satisfaction with Interinsic Reward (SIR), Work Life Balance, & Satisfaction with Exterinsic Reward (SER) terhadap Job Satisfaction yang Mempengaruhi Turnover Intention Industri Perhotelan Jakarta
Tri Adiyono, Yunia;
Gunawan P, Andreas Wahyu;
Justine Tanuwijaya
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i4.994
Turn over intention has been seen as a crucial issue for company management for many years because it has negative impacts on organizations such as the loss of employee expertise, experience and skills. The method used is descriptive quantitative method by distributing questionnaires to hotel employees in Jakarta. With the aim of conducting empirical testing of all hypothesis formulations in research by means of hypothesis testing. The results obtained are from the analysis of the effect of the hypothesis of satisfaction with intrinsic reward (SIR) which has a significant positive effect on job satisfaction; Worklife balance (WLB) has a positive but not significant effect on job satisfaction; satisfaction with extrinsic reward (SER) has a significant positive effect on job satisfaction; and Job satisfaction has a significant positive effect on turnover intention.
Faktor-faktor yang Mempengaruhi Risiko Bank pada Bank Komersial di ASEAN
Muhammad Ilham Nurdin, Muhammad Ilham Nurdin;
Isni Andriana, Isni Andriana;
Mu’izzuddin, Mu’izzuddin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor
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DOI: 10.47467/alkharaj.v6i5.996
This study aims to determine the effect of Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Operational Efficiency (BOPO), Inflation dan Exchange Rates to Non Performing Loan (NPL). The number of samples in this study is 151 commercial banks in ASEAN which fulfills the sample criteria based on purpoosive sampling method. This study take place over a periode of year 2013-2022. The research method used is data panel regression with Feasible Generalized Least Square estimation. The result of the analysis show that LDR, Inflation and Exchange Rates have negative effect on NPL. CAR and BOPO have a significant positive effect on NPL.