cover
Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
Journal Mail Official
redaksielmal@jgmail.com
Editorial Address
Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
Location
Kab. bogor,
Jawa barat
INDONESIA
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Articles 1,772 Documents
Analisis Prediksi Kebangkrutan Menggunakan Model Altman Z-Score dan Zmijewski pada Perusahaan Multifinance I Wayan Dodit Astawa; I Made Karya Utama
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5859

Abstract

                Bankruptcy is a problem that companies must be aware of. If the company experiences bankruptcy, then the company is experiencing business failure. One of the ways that companies do to detect and prevent this from happening is by monitoring financial performance using financial statement analysis. To be able to predict company bankruptcy usually uses several different models, in this study using the Altman and Zmijewski models. The purpose of this study was to analyze the prediction of bankruptcy in multifinance sector companies using the Altman and Zmijewski models. The data used in this study are secondary data in the form of company financial reports published on the Indonesia Stock Exchange website. The population in this study were all multifinance companies listed on the IDX, totaling 14 companies. The samples used in this study amounted to 14 companies using the census method or total sampling. The results of this study indicate that there are multifinance sector companies that are predicted to go bankrupt using the Altman Z-Score Model, there are multifinance sector companies that are predicted to go bankrupt using the Zmijewski Model, and there are significant differences between the Altman Z-Score Model and the Zmijewski Model in predicting bankruptcy in multifinance sector companies.
Pengaruh Disiplin Kerja, Kompensasi, dan Kepuasan Kerja Terhadap Kinerja Karyawan PT. Sasana Antik Kabupaten Rembang Ahmad Khoirul Anwar; Muhammad Tahwin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5911

Abstract

This research explores how work discipline, compensation, and job satisfaction impact employee performance at PT Sasana Antik in Rembang Regency. The researchers used a sample of 62 employees and collected data through questionnaires. Multiple linear regression analysis was used to analyze the data. The results showed that work discipline has a positive but insignificant effect on employee performance, compensation has a significant positive effect on employee performance, and job satisfaction has a positive but insignificant effect on employee performance. The Adjusted R Square value shows that 19.9% of the variation in employee performance can be attributed to the three independent variables, while the remaining 80.1% can be explained by other factors not examined in this study.  
Implementasi Bauran Pemasaran di Era Digital terhadap Keputusan Pembelian Rumah di Cluster Cendana Spark Lippo Cikarang Febriansyah; Febri Harlen; Irwan Sumarlan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.5917

Abstract

Dalam dunia usaha sekarang ini tingkat persaingan antara industri-industri bisnis semakin tajam, tak terkecuali dengan perusahaan-perusahaan yang berada di Indonesia. Dengan semakin majunya teknologi dalam era globalisasi ini, setiap perusahaan berusaha untuk selalu meningkatkan kualitas produksinya maupun manajemen pemasarannya dengan tujuan memaksimalkan keuntungan-keuntungan sesuai target yang diinginkan oleh setiap perusahaan. Penelitian ini bertujuan untuk menguji serta mengetahui bagaimana setiap elemen bauran pemasaran yang terdiri dari produk, harga, distribusi dan promosi diimplementasikan pada era digital dan bagaimana pengaruhnya terhadap keputusan pembelian. Jenis penelitian yang digunakan adalah dengan pendekatan kuantitatif. Teknik pengumpulan data menggunakan kuesioner dengan skala likert. Teknik analisis data yang digunakan dalam penelitian ini adalah regresi linear berganda. adapun Hasil analisis regresi linear berganda menunjukkan bahwa ke empat elemen bauran pemasaran mempunyai pengaruh terhadap keputusan pembelian serta Implementasi bauran pemasaran di era digital memiliki dampak yang signifikan terhadap keputusan pembelian konsumen.
Pengaruh Work-life balance, Motivasi, Self-efficacy, dan Kompensasi terhadap Kepuasan Kerja pada Generasi Z di Kota Surabaya Dani, Nasrul; Asnawi, Anita; Arfani, Mochammad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5924

Abstract

This study aims to evaluate the influence of motivation, work-life balance, self-efficacy, and compensation on the job satisfaction of Generation Z in Surabaya. Using a quantitative descriptive method, this study utilizes primary data obtained through questionnaires to analyze the relationship between variables. The 100 respondents were dominated by men with high school/vocational education, most of whom worked in the private sector, with fields of work that matched their skills. The results of the partial influence test showed that each of the motivation, self-efficacy, and compensation factors had a significant and positive influence on job satisfaction, indicating these factors play important roles in creating job satisfaction in Generation Z in Surabaya. Meanwhile, the compensation factor is responded to as the main factor in realizing job satisfaction. In contrast, work-life balance did not have a significant effect, indicating that respondents considered that they had not found a balance in managing their time between life and work, so their job satisfaction could not be realized based on the factors that set the time balance. On the other hand, simultaneously, these four variables have a significant influence on job satisfaction.
The Effect of Corporate Governance, Leverage, and Firm Size on Financial Distress Vera Fiyanti; Harti Budi Yanti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5941

Abstract

This research aims to analyze the effect of corporate governance, leverage and firm size on financial distress. The population in this study was 652 consumer cyclicals and non-consumer cyclicals companies listed on the Indonesia Stock Exchange for the 2020-2023 period. This sample research used a purposive sampling method and obtained a sample of 163 companies. The research results show that Firm Size has significant negative effect on financial distress, Leverage and corporate governance have no effect on financial distress.  
Analisis Pengaruh Dividen dan Debt-to-Equity Ratio Terhadap Nilai Perusahaan dengan Ukuran Perusahaan sebagai Moderasi Nelly Ervina; Riny; Muhammad Affar; Abdul Rosid; Adindah Novihartina Jafar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6003

Abstract

This research aims to find empirical evidence of the influence of dividends, debt to equity ratio on company value with company size as a moderating variable. The population of this research is primary consumer goods sector companies listed on the Indonesia Stock Exchange (BEI) during the 2019-2023 pandemic. Sample selection used a purposive sampling method and obtained 150 observation data from 70 manufacturing companies listed on the Indonesia Stock Exchange (BEI). The results of this research show that dividends and debt to equity to ratio have an influence on company value. Company size is able to moderate the relationship between dividends and debt to equity ratios on company value.
Adopsi Teknologi Digital dalam Pariwisata di Indonesia dengan Model UTAUT3 Supriyono; Ade Ananto Terminanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6048

Abstract

This study aims to investigate the technology usage behavior of tourists according to the modified acceptance and use of technology theory (UTAUT) model. Data were collected from a survey of 265 tourists using a random sampling technique. Partial least squares structural equation modeling (PLS-SEM) technique was used to analyze the data. The findings indicate that performance expectancy, hedonic motivation, and habit significantly influence tourists' behavioral intention to use information and communication technology, while effort expectancy, social influence, and facilitating conditions have no significant influence. However, actual usage behavior is highly dependent on tourists' behavioral intention and their habits, while facilitating conditions have no influence in this regard. The findings reveal the main factors influencing tourists' usage behavior that can help relevant stakeholders in designing tourism planning and marketing. The findings provide a strong contribution by extending the existing UTAUT-based literature by adding two new moderators in the relationship between behavioral intention and actual usage behavior.
Fenomena Transformasi Koperasi Konvensional Menjadi Koperasi Syariah di Kota Tangerang Wahyu Hidayat
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6112

Abstract

The transformation of conventional cooperatives into sharia cooperatives is an interesting phenomenon to study. The motivation for transformation into a sharia cooperative occurred due to several factors, both internal and external. This research uses a qualitative phenomological method approach. By collecting data through participant observation to be able to find out the essential phenomena of the participants. Based on the results of data analysis and interviews conducted by researchers regarding the phenomenon of cooperatives transforming into Sharia Cooperatives (KSPPS) or opening Sharia Business Units (USPPS) in Tangerang City, it can be concluded that religious awareness or religiosity, perceptions about sharia cooperatives, training about sharia economics , sharia cooperative products and sharia cooperative business opportunities have encouraged the phenomenon of transformation into sharia cooperatives and sharia business units in cooperatives in Tangerang City. This further strengthens the positive image of Tangerang City as a city with good morals, which imbues the values of the social order.
Analisis Akad Kerjasama Bank Syariah Indonesia dengan Pondok Pesantren Darurrahmah Bogor Jawa Barat dan Kesesuaiannya dengan Fatwa DSN-MUI Hidayat; Moehammad Abdul ‘Aziz; Taufiq Ramadhan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6116

Abstract

The contain research in this analysis is about the contract used by Darurrahmah Islamic Boarding School and Bank Syariah Indonesia. This research is literature and field research by emphasizing the quality of data obtained from the literature focused on examining the role of Bank Syariah Indonesia in Darurrahmah Boarding School Bogor, West Java. The approach used by the researcher was descriptive qualitative by providing solutions to problems by collecting data, compiling, classifying, analyzing, evaluating, and interpreting them. The sources of data used in this study were in the form of primary sources, namely Bank Syariah Indoensia and the Boarding School Administration Division, as well as books related to this. In addition, there were also some secondary sources i.e. a journal entitled “Prospek dan Kendala Bank Syariah di Era Globalisasi” by Siti Yunitarini. The results show that the contract used by Darurrahmah Islamic Boarding School and Bank Syariah Mandiri branch of Cibubur related to monthly salaries and tuition fees for students are mudharabah muthlaqah and wadi'ah yad dhamanah contracts with the provisions described in this thesis. The author also concludes that there is an agreement between the contracts and the DSN-MUI fatwa related to these contracts in terms of the form for creating new savings accounts with the DSN-MUI fatwa accompanied by the results of interviews with several staff at the central and branch of Bank Syariah Mandiri
Pengaruh Content Marketing, Brand Image dan Electronic Word of Mouth pada Purchase Intention Produk Hand Body Scarlett Dzin Nada Arzaqiyah; Wenti Krisnawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6137

Abstract

This study aims to analyze the influence of content marketing, brand image, and electronic word of mouth (EWOM) on consumer purchase intention for Scarlett hand body products in Gresik. The research adopts a quantitative approach using surveys with 200 respondents selected through purposive sampling. Data were analyzed using multiple linear regression methods. The findings reveal that all three independent variables significantly influence consumer purchase intention. The study concludes with recommendations for Scarlett to enhance its social media-based marketing strategies and strengthen brand image through creative content.

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