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Journal of Innovative and Creativity
Published by Universitas Pahlawan Tuanku Tambusai
ISSN : 2962570X     EISSN : 2776771X     DOI : https://doi.org/10.31004/joecy
Core Subject : Education, Social,
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other
Journal of Innovative and Creatifity (JOECY) publishes research articles in the field of education which report empirical research on topics that are significant across educational contexts, in terms of design and findings. The topic could be in curriculum, teaching learning, evaluation, quality education, management, and education technology. Papers which contain in-depth critical literature reviews of research on specific educational topics are also welcomed.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 6,612 Documents
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Analisis Efisiensi Biaya Operasional (BOPO) Antara Bank Digital Dan Bank Konvensional Di Indonesia Gilbert Pebrianto Hutabarat; Hamonangan Siallagan
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Transformasi digital telah mengubah lanskap perbankan di Indonesia melalui kemunculan bank digital yang menantang dominasi bank konvensional. Penelitian ini bertujuan untuk menganalisis dan membandingkan efisiensi biaya operasional antara bank digital dan bank konvensional dengan menggunakan rasio Biaya Operasional terhadap Pendapatan Operasional (BOPO). Metode penelitian yang digunakan adalah deskriptif komparatif dengan pendekatan kuantitatif sederhana melalui analisis dokumen laporan keuangan tahunan periode 2023-2024. Sampel dipilih secara purposive sampling, yang mencakup bank konvensional "Big Four" (BCA, BRI, Mandiri) dan bank digital utama (Allo Bank, Bank Jago, Bank Raya). Hasil penelitian menunjukkan adanya perbedaan signifikan dalam struktur biaya dan tingkat efisiensi antara kedua kategori tersebut. Bank konvensional "Big Four" masih memimpin efisiensi secara absolut dengan rasio BOPO terendah (rata-rata di bawah 60%), yang didorong oleh skala ekonomi dan penguasaan dana murah. Sebaliknya, bank digital mencatatkan rasio BOPO yang lebih tinggi akibat besarnya investasi pada infrastruktur teknologi dan biaya akuisisi nasabah yang agresif. Meskipun demikian, bank digital menunjukkan akselerasi perbaikan efisiensi yang lebih progresif dibandingkan bank konvensional melalui otomatisasi proses bisnis. Penelitian ini menyimpulkan bahwa keunggulan teknologi digital belum sepenuhnya mengungguli efisiensi bank konvensional besar yang telah berhasil mengintegrasikan layanan digital ke dalam model bisnis hibrida mereka.
Edukasi Kesehatan Reproduksi Berbasis Syariah Efektifitas Meningkatkan Sikap Dalam Pendewasaan Perkawinan Chika Putri Permata Amelia; Sri Wahyuni; Tutik Rahayu
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Early marriage before the age of 18 has negative impacts on adolescent reproductive health, while the coverage of family empowerment programs like PIK-R remains limited. This study aims to assess the effectiveness of sharia-based reproductive health education via video on adolescents' attitudes toward marriage age maturity in Semarang City. Using a quasi-experimental design with 100 respondents (50 per group) selected through purposive sampling, data were collected via questionnaires and analyzed using Wilcoxon and Mann-Whitney tests. The results showed that the majority of respondents were 17 years old (73%), female (61%), and had two siblings (54%). In the intervention group, positive attitudes increased significantly from 48% to 74% after the intervention (p = 0.000), while the control group showed no significant change (p = 0.271). The Mann-Whitney test confirmed the effectiveness of the education with p = 0.001. In conclusion, sharia-based reproductive health education is effective in improving adolescents' positive attitudes toward marriage age maturity, and its implementation in schools is recommended as a preventive measure against early marriage.
Analisis Nilai Religius dalam Novel Assalamualaikum Calon Imam Karya Ima Madaniah Nurhasanah Nurhasanah; Suci Novira Putri; Nabila Syafri Falencia; Sadira Argiyanti; Salsabila Aprila Hadi; Farel Olva Zufe
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

The novel Assalamualaikum Calon Imam by Ima Madaniah contains religious values ​​that are fading among modern teenagers. This study identified five dimensions: steadfastness in tahajjud prayer, tranquility in prayer, balance in Muslim women, patience, and gratitude. Using a descriptive qualitative method with a structural approach. The quotation data were analyzed inductively with triangulation of Endraswara's theory (2016). The results show that the novel is effective in shaping adolescents' spiritual resilience against modern temptations, academic pressure, and Generation Z materialism. This research enriches the study of Islamic literature and is recommended as high school teaching material.
Literature Review: The Impact of Core Tax System Modernization on the Efficiency of Tax Administration in Indonesia Irvira Permata; Mohamad Sadikin; Agoestina Mappadang
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.7616

Abstract

Core Tax System (CTS) modernization is a strategic initiative undertaken by the Directorate General of Taxes (DGT) to enhance the efficiency and effectiveness of tax administration in Indonesia. This digital transformation aims to improve data integration, strengthen supervisory mechanisms, increase taxpayer compliance, and reduce administrative costs. The study purpose was to analyze the impact of Core Tax System (CTS) modernization on the efficiency of tax administration in Indonesia, with a particular focus on service delivery, supervisory mechanisms, and the quality of tax data. This study also aims to identify the opportunities and challenges arising from the implementation of CTS within the Directorate General of Taxes (DGT). Materials and methods. This research employs a literature review approach by analyzing academic journal articles with emphasis on 2024–2025 and supporting foundational references from earlier years, official policy documents issued by the Directorate General of Taxes, and relevant government publications. The selected literature was reviewed systematically to identify key findings related to the implementation and outcomes of CTS modernization. The findings indicate that the implementation of CTS has contributed positively to tax administration efficiency. Key improvements include faster administrative processes, enhanced data accuracy and validity, and increased automation in monitoring and compliance enforcement. CTS also supports better integration of taxpayer information, which facilitates more effective supervision and risk-based audits. However, several challenges persist, including limitations in technological infrastructure, disparities in human resource readiness, and the need for stronger system integration with other government agencies.Conclusions. Overall, CTS modernization has significant potential to improve tax administration efficiency and reduce the tax gap in Indonesia. Its successful implementation depends on continuous policy support, investment in technological capacity, and ongoing development of human resources to ensure system sustainability and optimal performance.
ANALISA KINERJA BANK SYARIAH DAN BANK KONVENSIONAL PASCA KRISIS KEUANGAN GLOBAL : PERSPEKTIF BASEL III (STUDI PADA BANK SYARIAH INDONESIA DAN BANK MANDIRI) Mirna Desriani; Li’ilzam Nuur; M. Adrian Rizaldi; Mayangsari Mayangsari; Yusrizal Yusrizal
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.7618

Abstract

The global financial crisis prompted the strengthening of international regulatory frameworks through the implementation of Basel III, which emphasizes capital adequacy, liquidity stability, and leverage control to mitigate systemic risks. This study aims to compare the performance of Bank Mandiri and Bank Syariah Indonesia (BSI) for the 2022-2024 period using a quantitative descriptive approach to dissect the characteristics of both banking models in complying with post-crisis standards. The analysis reveals that Bank Mandiri represents an aggressive-dynamic ‘Capital Efficiency & Liquidity Sweat’ strategy, where leverage optimization and the minimization of idle liquid assets (LCR 103.52%) are tactically utilized to drive intermediation efficiency and profitability. Conversely, BSI demonstrates 'Ethical Finance Resilience' by maintaining a conservative liquidity posture and robust capital quality based on stable real-asset financing. The study concludes that while Bank Mandiri successfully transforms Basel III regulations into an agile growth engine, BSI proves that stringent risk management without complex derivative instruments fosters solid systemic stability for national banking resilience.
Analisis Gaya Bahasa dalam Novel Anak Bajang Menggiring Angin Karya Sindhunata Merdina Ziraluo; Helnanirma Susanti Fau; Agustinus Duha
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.7620

Abstract

Penelitian ini bertujuan untuk menganalisis gaya bahasa yang digunakan dalam novel Anak Bajang Menggiring Angin karya Sindhunata. Novel ini dikenal memiliki kekhasan bahasa yang puitis, simbolik, dan sarat nuansa filosofis, sehingga menarik untuk dikaji melalui pendekatan stilistika. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Sumber data penelitian berupa satuan kebahasaan dalam novel yang mengandung gaya bahasa, meliputi kata, frasa, klausa, dan kalimat. Data dikumpulkan melalui teknik membaca cermat dan pencatatan, kemudian dianalisis dengan cara mengidentifikasi, mengklasifikasi, dan menafsirkan jenis-jenis gaya bahasa berdasarkan teori stilistika. Hasil penelitian menunjukkan bahwa gaya bahasa perbandingan mendominasi novel ini, dengan temuan sebanyak 38 data gaya bahasa yang terdiri atas personifikasi (15 data), simile (12 data), hiperbola (7 data), dan metafora (4 data). Majas personifikasi menjadi gaya bahasa yang paling dominan, yang menunjukkan kecenderungan pengarang dalam menghidupkan alam sebagai entitas yang memiliki emosi dan kehendak. Penggunaan simile, metafora, dan hiperbola berfungsi untuk memperkuat citraan, konflik batin tokoh, serta nuansa epik dan spiritual dalam cerita. Simpulan penelitian ini menegaskan bahwa gaya bahasa dalam novel Anak Bajang Menggiring Angin tidak hanya berfungsi sebagai unsur estetis, tetapi juga sebagai medium refleksi filosofis yang memperlihatkan relasi simbolik antara manusia, alam, dan nilai-nilai spiritual. Kajian ini diharapkan dapat memberikan kontribusi bagi pengembangan penelitian stilistika dan apresiasi sastra Indonesia modern.
PERAN RUANG PUBLIK SEBAGAI TEMPAT INTERAKSI MANUSIA DAN LINGKUNGAN DI PERKOTAAN Defia Aini Rindu; Ahmad Faisal Imadudin; Aulia Agnesia Caroline; Didik Tri Setiyoko
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.7622

Abstract

Urban public spaces serve as fundamental elements in facilitating human-environment interaction within cities. This study aims to identify and analyze the functions of public spaces in supporting social, ecological, and educational interactions, the types of activities occurring, and their significance for urban communities. Employing a qualitative literature review approach, this research synthesizes relevant academic sources from 2019 to 2025 retrieved from Google Scholar, Scopus, and JSTOR. The population consists of academic literature concerning urban public space functions and interactions, with purposive sampling selecting the most pertinent and credible works. Data were analyzed thematically to reveal key patterns in social use, environmental impact, and educational roles. The results show that urban public spaces perform multifunctional roles by fostering social cohesion, enhancing environmental sustainability through green areas and community participation, and serving as informal educational platforms. The study concludes that well-designed, participatory public spaces improve quality of life and support sustainable, inclusive urban development. Future research should include empirical studies to deepen practical understanding and further explore participative design models. These findings have practical implications for urban planners, public space managers, and community stakeholders to integrate social, ecological, and educational dimensions effectively.
Pengaruh Harga, Media Sosial Dan Kualitas Produk Terhadap Keputusan Pembelian Pada Kamang Perabot Alfian Alfian; Jofrizal Jofrizal; Maria Magdalena; Juarsa Badri; M. Imamuddin
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.7626

Abstract

This research aims to analyze the influence of price, social media, and product quality on purchasing decisions in Furniture Furniture in Padang City. This research uses a quantitative method with a sample of 91 respondents, which are selected using the purposive sampling technique. Data was obtained through a questionnaire and analyzed using validity tests, reliability tests, descriptive analysis, classical assumption tests, and multiple linear regressions. The results of the research are: 1) The price variable is in the good category, which shows that consumers consider the price of Kamang Furniture quite appropriate and still acceptable. 2) Social media variables are also in the good category, which means that social media has played a role in providing information and influencing consumer perception. 3) The product quality variable is in the sufficient category, so the product quality still needs to be improved, especially in terms of design, durability, and features. 4) The purchase decision variable is in the sufficient category, which shows that the level of consumer purchase decision is not optimal and needs to be improved through more effective marketing strategies
Integrasi Political Listening dan Micro-Targeting Digital: Studi Kasus Strategi Pemasaran Politik Progresif Zohran Mamdani Mahardhikka Prakasha Shatya
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

​This research analyzes Zohran Mamdani's political marketing strategy in the New York City Mayoral election, where he successfully garnered constituent support despite the dominance of political dynasties and oligarchies. Utilizing a descriptive qualitative approach and a single case study design, this study explores how the integration of political listening and digital micro-targeting creates an electoral advantage. The results indicate that Mamdani effectively implemented the Market-Oriented Party (MOP) model by prioritizing marginal issues, such as the housing crisis, through intensive grassroots interaction. Furthermore, the use of social media algorithms and micro-targeting allowed progressive political messages to precisely reach specific voter segments, such as immigrant communities and the younger generation. These findings emphasize that contemporary political success depends on a feedback loop between practical action, field observation, and academic analysis capable of validating political market expectations.
Studi Prevalensi Dan Tingkat Cemaran Boraks Pada Produk Kerupuk Umkm Kec. Sidayu Terhadap Keamanan Pangan Di Pasar Sidayu Gresik Zahrotut Taqiyah; Ike Dian Wahyuni; Irfany Rupiwardani
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

Boraks merupakan senyawa kimia turunan dari logam berat boron (B) yang biasanya digunakan sebagai bahan anti jamur, untuk pengawet kayu, dan sebagai antiseptik pada produk kosmetik. Boraks sering digunakan oleh para pedagang yang menginginkan keuntungan lebih dalam memproduksi makanan. Salah satunya adalah kerupuk untuk mempertahankan rasa renyah ini seringkali produsen menambahkan bahan tambahan pangan berupa boraks atau sering disebut bleng padahal penggunaan boraks dilarang dalam makanan. Tujuan penelitian ini adalah untuk mengetahui  prevalensi dan tingkat cemaran  boraks pada produk kerupuk UMKM Kec. Sidayu terhadap keamanan pangan di Pasar Sidayu gresik. Jenis penelitian yang digunakan oleh peneliti adalah penelitian deskriptif kualitatif suatu metode penelitian yang bergerak pada pendekatan kuantitatif sederhana dengan alur induktif. Sampel penelitian yang digunakan dalam penelitian ini menggunakan accidental sampling dengan 20 sampel kerupuk yang paling laku dijual pada  pedagang kerupuk di Pasar Sidayu Gresik. Waktu penelitian dilaksanakan pada bulan Januari 2026. Hasil penelitian Prevalensi Cemaran boraks pada produk kerupuk UMKM yang beredar di Pasar Sidayu Gresik sebesar 85% berdasarkan 20 sampel yang di periksa 17 diantaranya mengandung boraks sementara 3 lainnya tidak terdeteksi boraks. Kadar boraks tertinggi ditemukan pada sampel K10 dengan kadar boraksnya mencapai 762,6 mg/l dan kadar boraks terendah ditemukan di sampel K16 sebesar 86,2 mg/l. Berdasarkan tabel hasil uji Independent Sample T-Test dengan nilai signifikansi <0,05 yang artinya H1 diterima yaitu terdapat perbedaan kadar cemaran boraks dalam kerupuk dipasar sidayu

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