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Journal of International Multidisciplinary Research
Published by PT. Banjarese Pacific Indonesia
ISSN : -     EISSN : 30266874     DOI : https://doi.org/10.62504/jimr
Core Subject : Education,
Other
Journal of International Multidisciplinary Research is a scientific publication that aims to provide a broad platform for research, discussion, and deeper understanding across various disciplines. The journal welcomes contributions in all fields of science from various fields of study, including social sciences, natural sciences, health sciences, humanities, economics, sharia, usuluddin, dawah, tarbiah, education, civil engineering, law, computer science, business management, psychology, medicine, nursing, education, international relations, communication, architecture, nutritional sciences, biological sciences, electrical engineering, mechanical engineering, chemical sciences, physical sciences, mathematics, literature.
Arjuna Subject : Umum - Umum
Articles 802 Documents
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Examining The Feasibility Of The Housing Provision Policies For Low-Income Communities In Indonesia: A Case Study Of The Tapera Program Dhiraj Kelly Sawlani
Journal of International Multidisciplinary Research Vol. 3 No. 1 (2025): Januari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1199

Abstract

Penelitian ini mengeksplorasi efektivitas Program Tapera dalam memenuhi kebutuhan perumahan bagi masyarakat berpenghasilan rendah di Indonesia. Dengan menggunakan pendekatan kualitatif, penelitian ini menggunakan metode studi kasus untuk menganalisis dampak program dan implementasinya sebagai kebijakan publik. Pengumpulan data dilakukan dengan wawancara mendalam, observasi partisipatif, dan studi dokumentasi untuk memberikan pemahaman yang komprehensif mengenai manajemen dan hasil program.Studi ini menggunakan purposive sampling dengan teknik bola salju untuk memilih informan, termasuk administrator program, pembuat kebijakan, penerima manfaat berpenghasilan rendah, pejabat pemerintah daerah, dan lembaga keuangan. Analisis data mengikuti model interaktif, yang meliputi pengumpulan, reduksi, penyajian, dan penarikan kesimpulan data, dengan triangulasi yang digunakan untuk memastikan validitas dan reliabilitas.  Temuan-temuan tersebut mengungkapkan bahwa meskipun Program Tapera telah membuat langkah signifikan dalam mendorong pemerataan dan keberlanjutan perumahan, masih ada tantangan dalam hal keterjangkauan, kesenjangan antar wilayah, dan transparansi. Isu-isu ini menyoroti perlunya reformasi strategis, seperti mekanisme keuangan yang lebih baik, perluasan jangkauan, dan peningkatan tata kelola.Penelitian ini menyimpulkan bahwa Program Tapera memiliki potensi untuk secara signifikan mengurangi ketimpangan perumahan dan mendorong kesetaraan sosial, asalkan tantangan-tantangan utama dapat diatasi melalui inovasi dan kolaborasi.Penelitian ini berkontribusi pada wacana evaluasi kebijakan publik, dengan menawarkan rekomendasi praktis untuk meningkatkan aksesibilitas perumahan bagi masyarakat berpenghasilan rendah.
Agen Bank sebagai Jembatan Inklusi Keuangan bagi Seluruh Lapisan Masyarakat Tri Winarno, Tri Winarno
Journal of International Multidisciplinary Research Vol. 3 No. 1 (2025): Januari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1201

Abstract

Inklusi keuangan menjadi isu global yang mendesak, terutama bagi masyarakat tanpa akses ke layanan perbankan formal. Agen bank berperan sebagai solusi inovatif dalam memperluas akses keuangan, baik di perkotaan maupun di daerah terpencil. Penelitian ini mengevaluasi peran agen bank dalam inklusi keuangan, mengidentifikasi tantangan yang dihadapi, serta menganalisis faktor sosial dan budaya yang memengaruhi adopsi layanan mereka. Menggunakan pendekatan kualitatif, penelitian ini mengumpulkan data melalui wawancara dengan agen bank, nasabah, dan pemangku kepentingan. Hasil penelitian menunjukkan bahwa agen bank mempermudah akses ke layanan keuangan dasar, meningkatkan literasi keuangan, serta memberdayakan kelompok masyarakat yang kurang terjangkau sistem perbankan konvensional. Namun, tantangan seperti keterbatasan infrastruktur digital, modal, kurangnya pelatihan, dan tingkat kepercayaan masyarakat masih menghambat efektivitas layanan ini. Oleh karena itu, penelitian ini merekomendasikan dukungan kebijakan, peningkatan infrastruktur digital, serta pelatihan berkelanjutan untuk meningkatkan efektivitas agen bank dalam inklusi keuangan.
Public-Private Collaboration in Sustainable Tourism Destination Management: Case Study of MaxOne Resort and Hotel Makassar M. Yusuf Sandy, M. Yusuf Sandy
Journal of International Multidisciplinary Research Vol. 3 No. 1 (2025): Januari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1202

Abstract

Public-private collaboration is a vital strategy in managing sustainable tourism destinations, integrating diverse stakeholders to balance economic growth, environmental sustainability, and social equity. Despite the hospitality sector’s key role in tourism governance, research on its collaboration with public institutions, particularly in Makassar, Indonesia, remains limited. This study examines MaxOne Resort and Hotel Makassar to explore the mechanisms, challenges, and outcomes of public-private partnerships (PPPs) in sustainable tourism destination management (STDM). Using a qualitative case study approach, the research employs in-depth interviews, participatory observation, and policy analysis to investigate how MaxOne Resort collaborates with local government and communities to implement sustainability initiatives. The findings reveal that structured mechanisms such as formal agreements, joint projects, and stakeholder committees facilitate sustainable governance. MaxOne Resort actively engages in environmental conservation, community empowerment, and responsible tourism practices, positioning itself as a sustainability model within the hospitality sector. However, regulatory misalignments, funding constraints, and inconsistent stakeholder engagement present significant challenges. The study underscores the relevance of the Penta-Helix framework, highlighting how collaboration among government, private sector, academia, community, and media enhances the legitimacy and effectiveness of sustainability initiatives. This research contributes to the literature by providing a localized analysis of PPPs in Makassar, bridging the gap between theoretical models and practical applications. The findings offer policy recommendations to strengthen stakeholder collaboration, optimize governance structures, and support sustainable tourism development in emerging destinations.
Differences in Social Support for Pregnant Women between Family Planning and Non-Family Planning Artur Natalino Corte Real Araújo; Etelvina José Soares Tilman; Eugenia Carvalho de Araújo; Rafael dos Santos Ximenes; Maria Jose de J.C.Alves
Journal of International Multidisciplinary Research Vol. 3 No. 1 (2025): Januari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1203

Abstract

This study aims to analyze the differences in social support received by pregnant women who participate in the Family Planning (FP) program compared to pregnant women who do not participate in the program. The method used is a systematic literature review, which includes data collection and analysis from various studies related to social support for pregnant women. the results of the study indicate that pregnant women involved in the family planning program receive stronger social support from family, friends, and health workers. this support includes better emotional, informational, and instrumental aspects, which have a positive impact on their mental and physical health. in contrast, non-family planning pregnant women tend to experience social isolation and have limited access to health resources and information. the discussion in this study emphasizes the importance of social support in improving the welfare of pregnant women and the role of the family planning program as a platform to strengthen social support networks. the conclusion of this study shows that better social support in pregnant women who participate in the family planning program contributes to better mental health, lower stress levels, and increase their self-confidence during pregnancy. therefore, it is important to improve the integration of social support in the family planning program to create a more supportive environment for pregnant women, so that they can go through their pregnancy more healthily and optimally.
Penerapan Dan Pelanggaran Prinsip Kerja Sama Grice Dalam Tindak Tutur Penjual Dan Pembeli  Di Siring Kota Banjarmasin Arina Fitriana; Muhammad Rafiek; Rusma Noortyani
Journal of International Multidisciplinary Research Vol. 3 No. 2 (2025): Februari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1200

Abstract

Penelitian ini dilakukan dengan tujuan memperoleh dan menemukan maksim-maksim dalam teori Grice, baik berupa penerapan maupun pelanggaran prinsp kerja sama sama teori Grice pada saat interaksi tawar-menawar antara penjual dan pembeli di Siring, Kota Banjarmasin. Penelitian ini berjenis kualitatif dengan menggunakan metode analisis deskriptif.  Metode analisis deskriptif dalam penelotian ini juga diperkuat dengan menggunakan pendekatan teori Grice. Cara kerja teori Grice menerapkan kerja maksim yang meliputi: maksim kualitas, maksim kuantitas, maksim relevansi dan maksim cara. Sumber data dalam penelitian ini ialah 4 orang penjual di Siring, Banjarmasin. Pengumpulan data dilakakukan dengan dua teknik, yakni teknik dokumentasi dan teknik catat. Proses penganalisisan data pada penelitian ini dilakukan dengan teknik analisis yang di sesuaikan dengan kajian analisis wacana oleh teori Grice. Dari hasil penelitian ditemukan penerapan dan pelanggaran dari maksim dalam kerja sama Grice. Data tersebut beruapa 10 bentuk penerapan dari maksim Grice  dan 3 pelanggaran maksim Grice.
Implementasi Dan Relevansi Hukum Islam Dalam Bahan Ajar Pendidikan Agama Islam Pada Kurikulum Merdeka Di Sman 3 Banjarmasin Ruhansyah
Journal of International Multidisciplinary Research Vol. 3 No. 2 (2025): Februari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1204

Abstract

penelitian ini bertujuan untuk memberikan gambaran mendalam mengenai Implementasi dan Relevansi Hukum Islam dalam bahan ajar Pendidikan Agama Islam pada Kurikulum Merdeka di SMAN 3 Banjarmasin. Kurikulum Merdeka dalam mata pelajaran Pendidikan Agama Islam bertujuan untuk mempersiapkan peserta didik agar matang secara spiritual, berakhlak mulia, serta memiliki pemahaman yang kuat tentang dasar-dasar agama Islam dan penerapannya dalam kehidupan sehari-hari, khususnya dalam ruang lingkup Negara Republik Indonesia, terutama dalam bidang muamalah. Namun, meskipun bahan ajar tersebut mencakup 30 materi yang berkaitan dengan ibadah dan muamalah, tidak semua materi dibahas secara komprehensif. Pembahasan hukum Islam dalam materi yang diajarkan hanya mencakup beberapa topik seperti asuransi, bank, koperasi, pernikahan, hukum khamar, narkoba, al-kulliyah al-khamsah, dan waris. Selain itu, terdapat pengulangan materi antara jenjang kelas X dan XI, yang menunjukkan adanya keterbatasan dalam keberagaman dan kedalaman pembahasan. Penelitian ini menggunakan pendekatan kualitatif deskriptif dan merupakan penelitian lapangan (field research) yang bertujuan untuk menggali data secara langsung dari objek penelitian, yaitu guru pengajar Pendidikan Agama Islam di SMAN 3 Banjarmasin. Penelitian ini diharapkan dapat memberikan pemahaman lebih lanjut tentang bagaimana implementasi dan relevansi hukum Islam dalam bahan ajar tersebut, serta memberikan wawasan tentang pengembangan bahan ajar yang lebih komprehensif di masa depan.
Alternatif Sumber Pendapatan Negara : Kritik Terhadap Gagasan Tapera (Tabungan Perumahan Rakyat) Fajar Satriyawan Wahyudi
Journal of International Multidisciplinary Research Vol. 3 No. 2 (2025): Februari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1205

Abstract

Alternatif sumber pendapatan negara dengan fokus pada kritik terhadap gagasan Program Tabungan Perumahan Rakyat (Tapera) di Indonesia. Tapera, yang diatur dalam Undang-Undang Nomor 4 Tahun 2016 tentang Tabungan Perumahan Rakyat, dirancang untuk meningkatkan akses masyarakat terhadap perumahan melalui mekanisme tabungan wajib yang dikelola oleh lembaga khusus. Meskipun Tapera bertujuan untuk menjadi solusi dalam pembiayaan perumahan, terdapat berbagai kritik terkait efektivitas dan implementasinya. Penelitian ini mengevaluasi kelebihan dan kekurangan dari Tapera sebagai sumber pendapatan negara, membandingkannya dengan alternatif lain seperti pajak, retribusi, dan pembiayaan berbasis investasi. Analisis dilakukan dengan pendekatan kualitatif yang menggabungkan tinjauan literatur, analisis kebijakan, dan wawancara dengan ahli ekonomi serta praktisi kebijakan. Hasil penelitian menunjukkan bahwa meskipun Tapera memiliki potensi untuk meningkatkan tabungan masyarakat dan memperbaiki akses perumahan, ada tantangan signifikan terkait dengan pelaksanaannya yang memerlukan perhatian lebih lanjut untuk memastikan keberhasilannya sebagai alternatif sumber pendapatan negara.
Curriculum Analysis Of The Character Education System In Indonesia And Malaysia Retno Anggraini; Ansori Ansori; Natal Kristiono; Rinovian Rais; Budi Mardikawati
Journal of International Multidisciplinary Research Vol. 3 No. 3 (2025): Maret 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1217

Abstract

This research aims to analyze the comparison of character education system curricula in Indonesia and Malaysia, with a focus on the approach, implementation and effectiveness in shaping students' moral values ​​and character. The aim is to identify similarities and differences between the two education systems, as well as provide recommendations for improving the quality of character education in Indonesia. The research method used is a literature study with a qualitative approach. The research results show that Malaysia integrates character education through special subjects such as Islamic and Moral Education, while Indonesia emphasizes the integration of character values ​​in all subjects through the 2013 Curriculum. However, both countries face challenges in implementation, such as a lack of teacher training and gaps between theory and practice. The research results also reveal that Malaysia places more emphasis on religious values ​​and multiculturalism in character education, while Indonesia focuses on the values ​​of nationalism and diversity. Nevertheless, both countries agree that character education plays an important role in forming a generation with noble and responsible morals. Recommendations from this research are the need to increase teacher training, strengthen collaboration between schools, families and communities, as well as develop a more contextual and applicable curriculum. By adopting best practices from Malaysia and adapting them to the local context, Indonesia can increase the effectiveness of character education in forming students who are not only academically intelligent but also have strong character.
Evolution And Contribution Of Artificial Intelligencess In Indonesian Education Rahula Hananuraga; Nasril Nasril; Agustinus Tanggu Daga; Opan Arifudin; Petrus Jacob Pattiasina
Journal of International Multidisciplinary Research Vol. 3 No. 3 (2025): Maret 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1219

Abstract

The aim of this research is to analyze the evolution and contribution of artificial intelligence (AI) in the Indonesian education system. This research aims to understand how AI technology has developed and been applied in various aspects of education, from administration, personalized learning, to evaluating learning outcomes. The research methods used are literature studies and secondary data analysis from various sources, including academic journals, government reports, and case studies of AI implementation in a number of educational institutions in Indonesia. The research results show that AI has made a significant contribution to improving administrative efficiency, facilitating more adaptive learning, and providing in-depth data analysis for educational decision making. However, challenges such as the digital divide, limited infrastructure, and the need to increase teacher competency in using AI technology still need to be overcome. This research concludes that with the right policy support and investment in infrastructure and training, AI has great potential to transform Indonesian education in a more inclusive and quality direction.
Development Of E-LKPD Based On Science Literacy Using Liveworksheet On Learning IPAS In Elementary School Students Resyi A. Gani; Siti Sundari, Fitri; Suryanti, Yanti
Journal of International Multidisciplinary Research Vol. 3 No. 2 (2025): Februari 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1220

Abstract

The purpose of this study is to develop a science literacy-based E-LKPD for elementary school students and to determine the feasibility of Science Literacy-based E-LKPD using Livework in science learning to improve the understanding of science concepts in grade V elementary school students of SDN Panaragan 2 Bogor City. The method used in this study is the ADDIE (Analysis, Design, Development, Implementation, and Evaluation) method. This research begins with a needs analysis, making an E-LKPD design, validation by experts, and revising the E-LKPD, after which the E-LKPD is tested on a limited basis and evaluated. The study results show that the effectiveness of E-LKPD based on science literacy has met the criteria very feasible by obtaining a percentage of media experts of 88%, 95% from linguists, and 94% from material experts. Meanwhile, a limited trial conducted on 30 students in class V received a response with a percentage of 93% and a teacher response with a percentage of 92%. Based on these data, it can be concluded that science literacy-based E-LKPD is very feasible to be used by students and teachers as teaching materials on water cycle materials in grade V of Elementary School.

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