cover
Contact Name
-
Contact Email
jmefjmef9@gmail.com
Phone
+6281320741499
Journal Mail Official
jmefjmef9@gmail.com
Editorial Address
Greenland Sendang Residence Blok E No. 6, Cirebon, West Java, Indonesia
Location
Kab. cirebon,
Jawa barat
INDONESIA
Journal of Management, Economic, and Financial
ISSN : -     EISSN : 29866863     DOI : https://doi.org/10.46799/jmef.v2i3
The Journal of Management, Economic, and Financial is a double-blind peer review and open access academic journal. This journal is a scientific magazine published six issues per year has published its first issue in 2022 with e-ISSN 2986-6863. The journal publishes research papers, technical papers, conceptual papers, and case study reports in the Management, Economics, and Finance families. The Journal of Management, Economic, and Financial facilitates researchers and academics to publish their scientific manuscripts and support the development of research culture in Indonesia. The journal publishes research articles covering economics and business, which include: Finance and Banking, Econometric Applications, Time Series Econometrics, Cross-sectional Data Econometrics, Panel Data Econometrics, Financial Econometrics, International Trade and Development, Tourism Economics, Business Economics, Microfinance, International Finance, Economics, Finance, and Education Management, Management, Marketing, Human Resources, Organizations, Maznagement Information Systems.
Articles 131 Documents
The Effect of E-Service Quality and Ease of Use on Customer Satisfaction of Digital Customer Service Machine Users at PT Bank Central Asia, Tbk KCP A. Rivai Chandra, Fika; Widiyanti, Marlina; Wahab, Zakaria; Maulana, Ahmad
Journal of Management Economic and Financial Vol. 3 No. 4 (2025): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v3i4.139

Abstract

This study was conducted with the aim of determining the influence of e-service quality and ease of use on customer satisfaction of digital customer service machine users at PT Bank Central Asia, Tbk KCP A. Rivai. The population in this study is all customers who use Digital customer service machines at PT Bank Central Asia, Tbk KCP A Rivai as many as 4,703. The sample used in this study was 151 respondents using the slovin formula. The results of multiple linear regression analysis show that e-service quality and ease of use have a positive and significant effect on customer satisfaction. E-Service Quality, PT Bank Central Asia, Tbk is expected to maintain digital cs services from the current contact side because it is able to provide satisfaction to Bank BCA customers. However, the BCA indicator provides several options to contact the call center (Halo BCA) (Telephone, WA, email) with a value below average. Ease of Use, is expected to be able to check the digital cs machine before starting the service. In addition, it is also necessary to carry out regular maintenance to avoid damage when the digital cs machine is used.
Formulating Strategy for Increasing and Stabilizing Third-Party Funds Performance: Case Study on PT Bank ABC Sharia Branch Sanusi, Shafira Meutia; Wiryono, Sudarso Kaderi
Journal of Management Economic and Financial Vol. 3 No. 4 (2025): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v3i4.145

Abstract

This study aims to formulate a strategy to increase and stabilize the performance of Third-Party Funds (TPF) at PT Bank ABC Sharia Branch (Sharia Branch). TPF plays a critical role in the bank's operational sustainability and competitiveness, but its growth has been inconsistent due to a combination of internal and external factors. To understand the root causes of this instability, the study uses VRIO, PESTLE and SWOT analysis. VRIO (Value, Rarity, Imitability, Organization), PESTLE (Political, Economic, Social, Technological, Legal, and Environmental), and SWOT (Strengths, Weaknesses, Opportunities, and Threats). The VRIO analysis is employed to assess the internal resources and capabilities of Sharia Branch in order to identify elements that can serve as a sustainable competitive advantage. PESTLE analysis offers a broader understanding of the external environment factors such as regulatory support, economic conditions, technological changes, and the growing interest in Islamic financial services. SWOT analysis then integrates these internal and external insights to comprehensively map the bank’s strengths and weaknesses in relation to emerging opportunities and external threats. The findings of the study indicate that the instability of TPF is primarily caused by weak product differentiation, underdeveloped digital services, limited customer education, and insufficient staff training on sharia-compliant products. Moreover, the lack of effective promotions and outreach activities has led to poor customer engagement. Externally, Sharia Branch is constrained by changing economic conditions and the aggressive expansion of competitors who offer more attractive deposit schemes and seamless digital experiences. The bank also faces negative perceptions about the complexity and limited benefits of Islamic banking products, further affecting public interest and trust. This research contributes to the development of a strategic framework that can be applied to other Islamic banks facing similar challenges.
The Effect of Company Reputation, Listing Period , Profitability and Independent Auditors on Environmental Accounting Disclosure in Indonesia Atmawijaya, Amaliya; Saftiana , Yulia; Sari , Rela
Journal of Management Economic and Financial Vol. 3 No. 4 (2025): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v3i4.152

Abstract

Financial Distress Analysis: Cigarette Companies on Idx, Pandemic & Excise Tax Impact (2019-2023) Lutfan, Ifan Muhamad; Wati, Lela Nurlela; Arifin, Agus Zainul
Journal of Management Economic and Financial Vol. 3 No. 4 (2025): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v3i4.154

Abstract

This study aims to analyze the condition of financial distress in cigarette companies listed on the Indonesia Stock Exchange during the period 2019 to 2023, as well as identify the influence of external factors in the form of an increase in excise rates and the COVID-19 pandemic on the level of distress risk. The problem of financial distress is a crucial issue because the cigarette industry faces pressure from the perspective of fiscal regulations and the global health crisis that has an impact on the company's financial performance. This research method is quantitative with a descriptive and associative approach. The research sample consisted of four cigarette companies, namely PT HM Sampoerna Tbk (HMSP), PT Gudang Garam Tbk (GGRM), PT Wismilak Inti Makmur Tbk (WIIM), and PT Bentoel Internasional Investama Tbk (RMBA). The data used are secondary data in the form of annual financial statements, percentage increase in excise rates, and COVID-19 pandemic status as dummy variables. To measure financial distress, three predictive models are commonly used in the literature, namely: Altman Z-Score, Springate S-Score, and Zmijewski X-Score. Furthermore, a simple regression analysis was carried out to determine the influence of excise rates and the pandemic on distress scores. The results showed that HMSP and WIIM were consistently in a healthy financial condition according to all three models, while GGRM was volatile but relatively stable. In contrast, the RMBA shows a score that indicates a distressed condition almost every year. The Zmijewski model was shown to be the most sensitive in detecting distress compared to the other two models. Regression analysis revealed that the increase in excise rates and the COVID-19 pandemic had a significant effect on distress scores with negative directions in the Altman and Springate models, as well as positive directions (increased risks) in the Zmijewski model. The study concludes that external factors have a significant contribution to the risk of bankruptcy of cigarette companies, and it is important for company management, investors, and regulators to consider these factors in strategic decision-making. Predictive models can be used as an early detection tool against declining corporate financial health
Appointment Of Catholic Church Bodies As Legal Entities Capable Of Owning Land Rights: Juridical Analysis Based On Hans Kelsen's Theory Of Legal Rights Suhartoyo, Suhartoyo
Journal of Management Economic and Financial Vol. 3 No. 4 (2025): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v3i4.155

Abstract

This study analyzes the Decree of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 21/PNJ/KEM-ATR/BPN/VI/2024 concerning the Appointment of Catholic Church Bodies in the Territory of Indonesia as Legal Entities that Can Have Land Ownership Rights. This study aims to determine the implementation of the granting of land ownership rights for Roman Catholic Church bodies in Indonesia based on the applicable appointment. The analysis was carried out using Hans Kelsen's legal rights theory, which emphasizes the importance of law in protecting the rights of citizens and providing legal certainty for each individual. The results of the study indicate that the decision provides legal certainty for Catholic Church bodies to have land ownership rights used for religious and worship purposes. This study also provides suggestions for developing the authority to implement the decision and creating implementation guidelines at the City and Regency Land Office levels.
The Impact Of Exchange Rates And Interest Rates On Coal Mining Company Stock Prices Through Profitability Fitriani, Tuti; Bakar , Abu
Journal of Management Economic and Financial Vol. 3 No. 4 (2025): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v3i4.156

Abstract

Fluctuations in exchange rates and interest rates in a dynamic economic environment mean that coal mining companies need to carefully monitor, identify and respond to these changes with appropriate strategies, in order to minimize risks and increase profitability and the company's stock price. This research explores the influence of exchange rates and interest rates on stock prices of coal mining companies through profitability as an intermediary variable. The research method used is an associative method with a sample consisting of 20 coal mining companies listed on the Indonesia Stock Exchange, which were selected through a purposive sampling technique. To achieve the objectives of this research, path analysis was applied to time series data for 2013-2022, obtained from the Indonesian Stock Exchange and Bank Indonesia. The results of this research show that exchange rates and interest rates have a significant influence on company stock prices directly. Meanwhile, profitability is unable to mediate the influence of exchange rates and interest rates on stock prices. This research provides important insights for mining company managers, enabling them to understand the impact of macroeconomic factors, such as exchange rates and interest rates, on stock prices.
Analysis Of The Relationship Volume Density And Traffic Speed On Street Sruni Buduran Sidoarjo With Greenshields Method Apteda, Prastama Errian; Zainab, Siti
Journal of Management Economic and Financial Vol. 1 No. 2 (2023): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v1i2.15

Abstract

Sidoarjo Regency has several road sections that often have traffic problems such as congestion. The congestion is caused by economic improvement which also causes a person's mobility to increase so that there is a fairly high traffic movement. Likewise, what happened to the Sruni Buduran Highway, Tebel Buduran Highway, and Buduran Sidoarjo Highway East Java as study areas. By reaching a road length of 3 Km. The study in this study aims to analyze and map the mathematical relationship of Volume - Density - Traffic Speed, so that the value of free flow speed, maximum density, and maximum volume can be obtained on the Sruni Buduran Sidoarjo road section. With the method used is the Greenshields model, which is then compared with capacity using the Indonesian Road Capacity Guidelines method (2014), the survey was conducted at 08.00 – 18.00, with 4 survey days, Monday to Thursday in each segment to obtain primary data in calculating the Greenshields mathematical model. From this study, it shows that the highest free flow speed (Sff) value occurred on Wednesday, May 17, 2023 on segment 3 of the Buduran Sidoarjo Highway, (Sidoarjo - Surabaya) with a value of Sff = 70.888 km / hour, the highest capacity or maximum current (VM) occurred on Tuesday, May 2, 2023 on segment 1 of the Sruni Buduran Highway, (Surabaya - Sidoarjo) VM = 722.005 emp/hour,  the highest speed in maximum traffic flow (SM) conditions occurred on Wednesday, May 17, 2023 on segment 3 of the Buduran Sidoarjo Highway, (Sidoarjo - Surabaya) SM = 37.444 km / hour, and the highest density in maximum traffic flow (DM) conditions occurred on Tuesday, May 2, 2023 on segment 1 of the Sruni Buduran Highway, (Surabaya - Sidoarjo) DM = 22.549 emp/km.
Wise Leader Strategies: Building Trust and Long-Term Success Jumadi, Jumadi; Yasa, I Made Ardika; Yudana , I Made
Journal of Management Economic and Financial Vol. 1 No. 2 (2023): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v1i2.16

Abstract

This article is structured with descriptive qualitative research methods, discussing wise leaders' strategies in building trust and achieving long-term success. Wise leaders are those who are able to integrate knowledge, experience, and intuition to make informed decisions in the face of complex and dynamic challenges who are able to steer their teams through the changes necessary to achieve organizational goals. One important aspect of a wise leader's strategy is the ability to listen and understand the perspectives of others so as to create an inclusive work climate, where all team members feel heard, valued, and motivated to make their best contribution. In making decisions, wise leaders also consider various points of view and gather input from team members before making a final decision. In addition, wise leaders have the ability to manage conflict wisely and are able to recognize and resolve conflicts in constructive ways, promote open communication, and seek the best solutions to resolve problems. Wise leaders also encourage effective collaboration and teamwork, building strong and mutually beneficial relationships between team members. Furthermore, wise leaders also have a long-term vision and ability to anticipate upcoming changes through careful strategic planning, evaluating market trends, and predicting their impact on the organization and being open to innovation and change so as to inspire teams to adapt and grow together. In this article, we will also discuss the implementation of wise leader strategies. By practicing wise leader strategies, leaders can build trust, manage change, and achieve long-term success for the organization.
The Influence of Organizational Culture and Human Capital on Employee Performance by Mediating Organizational Climate Hafidzi, Muhammad Ridho; Setiawan, Margono; Juwita, Himmiyatul Amanah Jiwa
Journal of Management Economic and Financial Vol. 2 No. 1 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v2i1.17

Abstract

This study was conducted to analyze the influence of organizational culture on employee performance and human capital on employee performance with organizational climate. as mediation. Employees totaling 196 people were respondents in this study using saturated sample techniques. Data collection methods using questionnaires and analyzed using Warp PLS. The results of this study show that organizational culture does not have a significant effect on employee performance, while human capital has a significant effect on employee performance. Furthermore, organizational climate mediates the relationship of organizational culture to full employee performance and organizational climate mediates human capital to employee performance partially.
The Effect of Organizational Justice and Workload on Turnover Intention with Job Stress as a Mediating Variable Bhaskoro, Haryo; Noermijati, Noermijati; Suryadi, Nanang
Journal of Management Economic and Financial Vol. 2 No. 1 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v2i1.18

Abstract

This study was conducted to examine the relationship of organizational justice to turnover intention and the relationship of workload to turnover intention using 221 employees of PT. Telkom Access Indonesia, Tbk Malang City as the subject of research. Researchers examined the direct effect of organizational justice and workload on turnover intention. Researchers use job stress as a mediator of organizational justice and workload relationships to turnover intention. This study used the Warp PLS 8.0 application to test the relationship between variables. The results of this study found that organizational justice had a significant effect on turnover intention, while workload in the study did not have a significant effect on turnover intention. Furthermore, job stress mediates the relationship of organizational justice to partial turnover intention and mediates the relationship of workload to full turnover intention.

Page 7 of 14 | Total Record : 131