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Journal of Shariah Economic Law
Published by Institut Agama Islam Negeri Pontianak
ISSN : -     EISSN : 30248310     DOI : https://doi.org/10.24260/
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Al-Aqad is an interdisciplinary journal published twice a year online (e-journal) by the Department of Sharia Economic Law of Sharia Faculty of the Pontianak State Institute of Islamic Studies. It would be maintained every year to come up as a properly online journal included the reviewing process. The special issue would be made available for a particular condition. The regular issue includes August and November editions in each year which would be managing in journal archives.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 94 Documents
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PENETAPAN TARIF TRANSAKSI OLEH AGEN BRILINK DI KECAMATAN MEMPAWAH HULU MENURUT HUKUM EKONOMI SYARIAH (HES) Azizah, Hergi Novfitrianingsih; Ma'u, Dahlia Haliah; Rahmiani, Nur
Al-Aqad Vol. 4 No. 1 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i1.2720

Abstract

The focus of this research is to find out how BRILink Agents set BRILink transaction rates in Mempawah Hulu District and the implementation of setting transaction rates by BRILink Agents according to Sharia Economic Law. Researchers use qualitative methods that are qualitative perspectives, with the type of research type of field research, normative-empirical research approach. This research was conducted at the BRILink Agent of Mempawah Hulu District, Karangan Village, Landak Regency. The data sources of this research are BRI, BRILink agents and BRILink customers. The data collection techniques used are interviews, observation, and documentation. While the data analysis techniques used are data reduction, data presentation, conclusion drawing and verification. The results showed that: 1) Determination of service rates on BRILink agents has been determined by Bank BRI, but there are differences in tariff implementation among BRILink agents due to operational cost factors that affect administrative costs; 2) From the perspective of Sharia Economic Law, the determination of service rates between Bank BRI and BRILink Agents is considered valid because it is in accordance with the mudharabah principle which emphasizes the fair distribution of profits and losses. Tariff setting between banks and agents uses a mudharabah contract with a profit ratio of 50:50. The agreement between BRILink customers and BRILink agents is also considered valid by using the ijarah method in accordance with the concept of its pillars and conditions. The determination of additional transaction rates by BRILink agents is caused by operational costs that affect administrative costs, and these costs are included in the costs informed to customers.
HUKUM JUAL BELI AKUN GAME ONLINE MENURUT PANDANGAN NAHDLATUL ULAMA (NU) DI KABUPATEN MEMPAWAH Fawaid, Muhammad; Ardiansyah, Ardiansyah; Suhardiman, Suhardiman
Al-Aqad Vol. 4 No. 1 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i1.2721

Abstract

The focus of this research is to explore the practice of buying and selling online game accounts in Sungai Bakau Besar Darat Village, Mempawah Regency, as well as the legal views of Nahdlatul Ulama (NU) regarding this matter. The research uses a descriptive qualitative approach with a description method to systematically describe existing phenomena. The research location is Sungai Bakau Besar Darat Village, Sungai Pinyuh Sub-district, Mempawah Regency. Data were collected through interviews, observation, and documentation, and analyzed through data reduction, data presentation, conclusion drawing, and verification. The results showed that the practice of buying and selling online game accounts often involves transactions without intermediaries, but is also prone to fraud such as the mismatch of the account sold with the buyer's expectations or the delay in delivery of the account after payment. From NU's perspective, this practice should be considered in accordance with the principles of Islamic muamalah. Although transactions are an important part of social life, they should be in accordance with the flexible teachings of Islam that are grounded in the texts of the Quran and sunnah. Buying and selling in Islamic law is an exchange of wealth that requires moral and ethical considerations in its implementation.
ANALISIS FATWA DSN-MUI No. 116/DSN-MUI/IX/2017 TENTANG UANG ELEKTRONIK SYARIAH TERHADAP PRAKTIK PENGGUNAAN APLIKASI DANA Maulana, Dafa Rizqi; Bakar, Abu; Ulya, Nanda Himmatul
Al-Aqad Vol. 4 No. 1 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i1.2776

Abstract

This research is to find out the practice of using DANA electronic money and Analysis of DSN-MUI fatwa No.116/DSNMUI/IX/2017 concerning Sharia Electronic Money on DANA Electronic Money Practices. This research uses the type of emperis research. The data source uses primary data in the form of observation and documentation, while secondary data is in the form of books, journals, theses, and articles that discuss electronic money to reinforce data collection. The collection techniques of this research are observation and documentation. The data was analyzed using the descriptive analysis method. Then, the data was checked for validity using member-check. The results of this study indicate that the practice of using DANA electronic money has several stages; starting from downloading the DANA application, registering DANA by providing the terms and conditions of DANA registration to verify the electronic money account, and then topping up the balance (top up) on DANA, and the last stage of the DANA account can be used to transact and make payments on various features in it. Fatwa DSN-MUI No. 116/DSN-MUI/IX/2017 explains several rules that include general provisions, laws, contracts and related legal personnel, facility service fees, organization and use of electronic money, special provisions, and problem-solving. All of these provisions are following the use of DANA which has been explained previously. This fatwa was issued because the development of electronic money issued by banks and non-banks is growing, so it requires a sharia explanation of the limits and legal provisions related to electronic money. Based on the analysis of user practices and the fatwa, it can be concluded that DANA fulfils the provisions listed in the fatwa.
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK JUAL BELI KREDIT PERALATAN RUMAH TANGGA DI DESA NANGA BIANG SANGGAU Putri, Rita Amelia; Ardiansyah, Ardiansyah; Ulya, Nanda Himmatul
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3044

Abstract

Tujuan penelitian ini yaitu untuk mendeskripsikan praktik jual beli kredit peralatan rumah tangga di Desa Nanga Biang Sanggau dan mengetahui tinjauan Hukum Ekonomi Syariah terhadap jual beli kredit peralatan rumah tangga di Desa Nanga Biang Sanggau. Jenis penelitian ini adalah penelitian lapangan dengan metode normatif-empiris dengan teknik kualitatif. Data dikumpulkan dengan teknik observasi dan wawancara. Peneliti mewawancarai pembeli dan penjual kredit peralatan rumah tangga serta melakukan dokumentasi. Alat yang digunakan yaitu berupa pedoman wawancara, pedoman observasi dan dokumentasi. Sumber data primer yang diperoleh langsung dari hasil wawancara dengan informan sedangkan sumber data sekunder diperoleh dari referensi literasi. Teknik pemeriksaan keabasahan data yaitu triangulasi sumber dan triangulasi teknik. Hasil penelitian ini menunjukkan bahwa pelaksanaan praktik jual beli kredit peralatan rumah tangga yang dilakukan oleh masyarakat Desa Nanga Biang Sanggau. Menurut Hukum Ekonomi Syariah terkait praktik jual beli kredit yang dilakukan itu telah sesuai menurut rukun dan syarat jual beli kredit/bai’ bi al-taqsith. Namun, terdapat ketidaksesuaian pada unsur jual beli kredit/bai’ bi al-taqsit, yaitu banyak terjadinya wansprestasi pada jangka waktu pembayaran karena jangka waktu pembayaran yang dilakukan pembeli tidak sesuai dengan waktu pemngembalian yang telah disepakati sebelumnya bersama penjual.
PRAKTIK PAKATAN DALAM PENYELENGGARAAN WALIMATUL URSY DI DESA SEKUDUK KECAMATAN SEJANGKUNG KABUPATEN SAMBAS PERSPEKTIF HUKUM EKONOMI SYARIAH Saputri, Yuni; Marluwi, Marluwi; Ulya, Nanda Himmatul
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3117

Abstract

The purpose of this research is to find out the practice of pakatan in organizing walimatul ursy in Sekuduk Village, Sejangkung Sub-district, Sambas Regency and the results of sharia economic law review on this pakatan practice. This type of research is field research. The research used interview techniques. Primary data sources were obtained directly from informant interviews, while secondary data sources were obtained from literacy references. Data validity checking techniques used are source tringulation and technique tringulation. The results of this study indicate that the implementation of pakatan on walimatul ursy is done by the way the recipient of the pakatan comes directly to the pakatan recipient's house by bringing goods in the form of consumer goods for organizing walimatul ursy. Then, in the next pakatan the recipient must return the goods of the other pakatan participants, at the time of the walimatul ursy at a later time as previously given according to the same number of items. In terms of Sharia Economic Law, the practice of pakatan is associated with debt and credit/al-qard. Judging from the pillars and conditions of debt and credit/al-qard, namely the existence of a debtor and also the existence of a debtor, and a clear object in debt and credit/al-qard, and strengthened by a contract by meeting directly between the two parties.
ANALISIS PELAKSANAAN AKAD PADA PT. ASURANSI JIWA SYARIAH AL-AMIN CABANG PONTIANAK MENURUT FATWA-FATWA DSN-MUI TENTANG ASURANSI SYARIAH Kaddihan, Safira; Sulaiman, Rusdi; Fahmi, Moch. Riza
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3143

Abstract

The purpose of this research is to find out the implementation of the Sharia insurance contract of PT Sharia Life Insurance Al-Amin Pontianak Branch and explain the implementation of the Fatwa-Fatwa of the National Sharia Council of the Indonesian Ulema Council on Sharia Insurance in the Implementation of the Agreement at PT Sharia Life Insurance Al-Amin Pontianak Branch. This research uses qualitative research methods with descriptive normative legal research. Primary data sources and secondary data. Data collection techniques using observation, interviews and documentation. Data validity was checked using triangulation of sources and techniques. The findings of this research include: 1). The implementation of the contract at PT Asuransi Jiwa Syariah Al-Amin Pontianak Branch uses a hybrid contract (multi-contract), namely a tijarah contract and a tabarru' contract. The tijarah contract is in the form of a wakalah bil ujrah contract with a profit-sharing system and a tabarru' contract in the form of grants and qardh. 2). In general, the implementation of the contracts carried out at PT. Al-Amin Syariah Life Insurance, Pontianak branch, namely the wakalah bil ujrah, tabarru' and qardh contracts are in accordance with the fatwas of the National Sharia Council of the Indonesian Ulema Council concerning Agreements in Sharia Insurance.
PENGELOLAAN PANTAI SAMUDERA INDAH MENURUT FATWA DEWAN SYARIAH NASIONAL-MAJELIS ULAMA TENTANG PEDOMAN PENYELENGGARAAN PARIWISATA BERDASARKAN PRINSIP SYARIAH Riyadi, Slamet; Sulaiman, Rusdi; Widiyawati, Ari
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3308

Abstract

This research aims to find out the management at Samudera Indah Beach and study it based on the Fatwa of the National Sharia Council-Majelis Ulama Indonesia No. 108/DSN-MUI/X/2016 concerning Guidelines for Tourism Operations Based on Sharia Principles. Based on the results of observations and interviews, researchers found that: 1) The form of management at Samudera Indah Beach has facilities provided by the manager such as gazebo facilities, halls, parking lots, prayer rooms, lodging/villas, places to relax on the coast, camping sites, public toilets, bathrooms, rinse rooms, canteens, landfills, directions, and lakes for children. For security management, the manager has conducted socialization related to security for visitors, provided parking attendants to guard visitors' vehicles, provided supervisors on the shoreline, loudspeakers to provide appeals when the weather is bad, and a return post for goods if they find items that do not belong to them. 2) The management of Samudera Indah Beach according to the Fatwa of the National Sharia Council-Majelis Ulama Indonesia No. 108/DSN-MUI/X/2016 concerning Guidelines for the Implementation of Tourism Based on Sharia Principles shows the existence of relevant norms and irrelevant norms and norms that have not been fulfilled at Samuderea Indah Beach, Bengkayang Regency. The transaction or contract is in accordance with the provisions of the ijarah contract in the MUI Fatwa.
TINJAUAN AKAD IJARAH TERHADAP JASA PACAK KUCING DI PONDOK KUCING EDELWEIS PONTIANAK Andini, Irda; Ma'u, Dahlia Haliah; Hakimah, Nur
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3326

Abstract

The purpose of this research is to find out the practice of cat pacak services at Pondok Kucing Edelweis Pontianak and study it based on the ijarah contract. This research uses a qualitative method with the type of empirical or field legal research. The main data sources include interviews with the owner and consumers of Pondok Kucing Edelweis Pontianak shop. Meanwhile, secondary data used are books, journals, theses, and websites that discuss cat pacak. Data collection techniques used were interviews, observation and documentation. Data validity was checked through source triangulation. The results showed that the practice of cat trapping services at Pondok Kucing Edelweis Pontianak uses a rental contract (ijarah). The cat trapping process involves the owner of the male cat as the provider of cat trapping services and the owner of the female cat as the consumer. The review of the ijarah contract on the practice of cat tracking services seen from the pillars and conditions of the ijarah contract is invalid because in the practice of cat tracking services, one of the conditions of ijarah is not fulfilled, namely the benefits in the form of sperm where the males hired to marry females are unclear about the amount of sperm and whether marriage can occur or not, thus causing a violation of gharar because it is unclear about the substance, nature and size of the sperm, so it cannot be handed over. According to the majority of scholars, it is forbidden to hire cat breeding services for a fee.
PEMBATALAN PESANAN DI PT GO-JEK DALAM PERSPEKTIF KOMPILASI HUKUM EKONOMI SYARIAH (KHES) Salsabilla, Naya Atiqa; Syahbudi, Syahbudi; Anggriana, Anggita
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3402

Abstract

This study aims to determine the factors that cause cancellation of orders between drivers and consumers on the Go-Jek application. Knowing the KHES view on canceling orders between drivers and consumers on the Go-Jek application. The research uses qualitative research methods with the type of field research and normative sociological approach. Data collection techniques used by researchers are observation methods, interviews with sources and documentation. Data analysis researchers do data reduction, data display, and conclusion drawing. Then the data is checked for validity by tringulation of sources. The argument of this research is that the implementation of order cancellation both by consumers and drivers is influenced by legal awareness that is paragmatic, but accommodates the wishes of the parties. This research provides an understanding of several factors that cause the cancellation of orders between drivers and consumers in the Go-Jek application including: 1. From the consumer's point of view: long pick-up time due to weather or vehicle problems, Driver's identity does not match the application, the vehicle number does not match the Driver's account. 2. From the Driver's point of view: the order is too far above 4 km so the cost of gasoline is high, there is a problem with the vehicle. According to KHES, the relationship between consumers and Gojek drivers can be seen as an Ijarah contract. However, KHES prohibits unilateral cancellation unless there are legally justified reasons.
ANALISIS HUKUM ISLAM PERMAINAN HIGGS DOMINO ISLAND DI KALANGAN MAHASISWA IAIN PONTIANAK Triandryani, Rizka; Syahbudi, Syahbudi; Pulungan, Ishar
Al-Aqad Vol. 4 No. 2 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i2.3403

Abstract

This research aims to find out the factors that encourage the Higgs Domino Island (HDI) game to be popular among IAIN students and to find out the views of Islamic Law related to chip buying and selling transactions. This research uses qualitative research methods with the type of field research and normative sociological approach. The data source uses primary data obtained from interviews with IAIN Pontianak students, while secondary data is obtained from various sources, namely book journals and the internet that are relevant to the focus of the research. Data collection techniques were obtained by conducting observations, interviews, and documentation. Data analysis was conducted through data reduction, data display, and conclusion drawing. Then the data is checked for validity by triangulating sources, triangulating data. This research shows that the practice of buying and selling Higgs Domino Island game chips starts from various social media such as Facebook, WA, and various other applications but buyers and sellers can also trade their chips in a direct way such as fellow friends, buyers easily buy their chips. Buying and selling in the online game Higgs Domino Island is the object that is traded which is not materially handed over in the hand, but the object can be utilized and also transferred. The transaction of buying and selling HDI online game chips Ijab and Qabul is clear. Because it is clear that the seller sells something with awareness, and the buyer also buys something that is sold. However, from the point of view of the terms and conditions, the sale and purchase of chips in HDI online games contains elements of maysir, so it is not in accordance with Islamic Law.

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