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Mohd Winario
Contact Email
mohd.winario86@gmail.com
Phone
+6285264528808
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mjrs@el-emir.com
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Jl. Kubang
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INDONESIA
Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Published by EL-EMIR INSTITUTE
ISSN : 30633060     EISSN : 30632455     DOI : https://doi.org/10.69693/mjrs
Multidisciplinary Journal of Religion and Social Sciences (MJRS) is published by the El-Emir Institute helping academics, researchers, and practitioners to disseminate their research results. MJRS is a blind peer-reviewed journal dedicated to publishing quality research results in the fields of Religion and Social Sciences. All publications in the Joebmas Journal are open access which allows articles to be available online for free without any subscription. Multidisciplinary Journal of Religion and Social Sciences (MJRS) is a national journal with e-ISSN: 3063-2455, and is free of charge in the submission process and review process. Multidisciplinary Journal of Religion and Social Sciences (MJRS) publishes articles periodically four times a year, in Janury, April, July, Oktober. MJRS uses Turnitin plagiarism checks, Mendeley for reference management and supported by Crossref (DOI) for identification of scientific paper.
Articles 39 Documents
Strategi Guru Dalam Membangun Motivasi Belajar Siswa Solin, Wardah; Angraini, Wilda; Fitriani, Fitriani; Paujiah, Nurmaulida; Andani, Dewi; Yuris, Evi Cenna
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 3 (2025): Juli 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i3.282

Abstract

Learning motivation is one of the essential aspects of the educational process, as it influences the extent to which students are actively and enthusiastically engaged in learning activities. Without strong motivation, students' potential will not develop optimally and may even result in low academic achievement. In this context, teachers play a strategic role as facilitators and motivators who are capable of creating a learning environment that encourages students’ enthusiasm. This study aims to identify and describe various effective strategies that teachers can use to enhance students’ learning motivation in schools. The findings indicate that strategies that are relevant and aligned with students' characteristics need to be carefully selected to ensure the learning process is meaningful and engaging. Moreover, creating a positive learning environment will strengthen emotional connections, a sense of security, and a spirit of collaboration, all of which contribute to increased motivation. By implementing these three approaches in an integrated manner, teachers can create a learning climate that supports students’ optimal and sustainable development.
Tinjauan Hukum Islam Terhadap Implementasi Akad Mudharabah Di Perbankan Syariah Modern Delia, Dwi Anisa; Winario, Mohd; Mairiza, Diany
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.235

Abstract

The implementation of the Musyarakah contract in business capital financing within Islamic banking in Indonesia plays a crucial role in supporting economic growth based on sharia principles. Through a qualitative approach and case studies on several leading Islamic banks, the research shows that Musyarakah is an effective profit-sharing financing instrument, capable of increasing business capital while strengthening the partnership between banks and customers. However, there are several challenges that need to be addressed, such as the complex management of business risks, the need for transparency in profit distribution, and ensuring that financing practices comply strictly with sharia regulations. To optimize the implementation of the Musyarakah contract, Islamic banks need to enhance their risk management capabilities and provide more intensive education to customers so they better understand the profit-sharing mechanism. Additionally, consistency in applying sharia principles is a crucial factor to ensure the sustainability and trustworthiness of Musyarakah-based financing. These findings contribute significantly to the development of more effective and sustainable sharia financing in Indonesia’s banking sector.
Analisis Komparatif Penerapan Akad Wadiah Dalam Produk Tabungan Syariah Dan Dampaknya Terhadap Loyalitas Nasabah Hidayati, Qonita; Winario, Mohd; Khairi, Rifqil
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.236

Abstract

This study aims to conduct a comparative analysis of the implementation of the wadiah contract in savings products at several Islamic banks in Indonesia and examine its impact on customer loyalty. Wadiah is a safekeeping (deposit) contract without compensation, commonly applied in Islamic banking savings products. This research uses a descriptive qualitative approach with case studies at three prominent Islamic banks: Bank Syariah Indonesia (BSI), Bank Muamalat, and Bank Mega Syariah. Data were collected through in-depth interviews with management and customers, as well as product documentation. The results show that the application of the wadiah contract varies in terms of transparency, hibah (bonus) incentives, and treatment of customer funds. These differences significantly affect customers' perceptions of fairness, comfort, and trust, ultimately influencing varying levels of customer loyalty. This study recommends standardizing the implementation of the wadiah contract to avoid sharia ambiguity and maintain public trust in Islamic banks.
Analisis Implementasi Akad Musyarakah Dalam Pembiayaan Modal Usaha Pada Perbankan Syariah Di Indonesia Putri, Elen Sri Ega; Winario, Mohd; Mairiza, Diany
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.237

Abstract

Mudharabah is one of the fundamental forms of business partnership contracts in Islamic economic jurisprudence, established between the capital provider (shahibul maal) and the entrepreneur or business manager (mudharib). In the context of modern Islamic banking, the mudharabah contract serves as a crucial instrument for both collecting and distributing customers' funds, while also representing the values of justice, transparency, and partnership in economic activity. The implementation of mudharabah in contemporary Islamic financial institutions often faces various challenges that warrant critical examination from the normative perspective of Islamic law. This study aims to thoroughly examine how the mudharabah contract is applied in modern Islamic banking practices and to evaluate its compliance with the principles of fiqh muamalah as established by both classical and contemporary Islamic scholars. The approach used in this study is descriptive-analytical, by exploring primary sources of Islamic law (the Qur’an and Hadith), secondary sources (including ijma’, qiyas, and fatwas issued by the National Sharia Council—DSN-MUI), as well as operational practices adopted by Islamic banking institutions in Indonesia and several other Muslim-majority countries. In practice, the mudharabah contract has undergone significant modifications to align with the demands of the modern and complex banking sistem.
Pengaruh Media Poster Terhadap Pemahaman Siswa Kelas 2 SD Muhammadiyah 07 Medan Denai Lubis, Mita Aprilia
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.260

Abstract

This study aims to determine the extent to which poster media can enhance the understanding of second-grade students at SD Muhammadiyah 07 Medan Denai. The background of the research is based on the need for visual learning media that can attract students' attention and facilitate their comprehension of the material. This research uses a quantitative approach with a quasi-experimental method through a nonequivalent control group design. A total of 24 students were involved as research subjects, divided into two groups: experimental and control. The instrument used was an essay test consisting of five questions, administered during both the pre-test and post-test phases. The results show a significant improvement in students' understanding after the implementation of poster media. Before the treatment, only 8 students met the Minimum Mastery Criteria (KKM), whereas after the treatment, the number increased to 22 students. The average student score also rose from 48.5 in the pre-test to 79.4 in the post-test, with an average score difference of 30.9 points. Statistical analysis confirmed that this improvement was academically significant (p < 0.05). Thus, poster media proved to be effective in enhancing concept comprehension through engaging and communicative visual presentations, while also encouraging active student participation during the learning process.
Penerapan Strategi Kwl (Know–Want–Learn) Untuk Meningkatkan Hasil Belajar Pendidikan Agama Islam (PAI) Siswa Kelas X SMA IT Unggul Al-Munadi Nulhaq, Aulia Rohmah; Ginting, Nurman
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.354

Abstract

This study focuses on the application of the Know–Want–Learn (KWL) strategy in the context of Islamic Religious Education (PAI) learning at SMA IT Unggul Al-Munadi to improve student achievement. The research employed a Classroom Action Research (CAR) design carried out in two cycles, each consisting of planning, action, observation, and reflection stages. The participants were 32 tenth-grade students. Data were collected using three techniques: learning achievement tests, student activity observations, and documentation. The data were analyzed using Miles & Huberman’s interactive model. The findings revealed a significant improvement in learning outcomes, from 55% in the pre-cycle, increasing to 68% in the first cycle, and reaching 82% in the second cycle, thereby surpassing the school’s Minimum Mastery Criteria (KKM). The KWL strategy also fostered active participation, enhanced students’ ability to ask critical questions, and encouraged reflective learning. These results are consistent with previous studies on the effectiveness of active learning and indicate that KWL has the potential to serve as an innovative approach in Islamic Religious Education.
Implementasi Kurikulum Pai Dan Sistem Full Day Dalam Pembentukan Nilai Disiplin Dan Tanggung Jawab Siswa SMA: Studi Kasus Di Yayasan Perguruan Istiqomah Amelia, Fandina; Setiawan, Hasrian Rudi
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.355

Abstract

This research aims to analyze the implementation of the Islamic Religious Education (PAI) curriculum in the full day school system as well as its contribution to the formation of student discipline and responsibility. This research uses a qualitative approach with a type of case study at Yayasan Perguruan Istiqomah High School, involving the principal, PAI teachers, students, and parents. Data was collected through observation, interviews, and documentation studies, then analyzed using the interactive model of Miles and Huberman which includes data reduction, data presentation, and drawing conclusions. The results of the research show that the PAI curriculum is integrated in the full-day system through a combination of academic activities and religious training such as prayer, reciting the Qur'an, mentoring, thematic studies, and extracurricular activities. This process is effective in forming student discipline through regularity of time, compliance with the worship schedule, as well as academic consistency, while fostering a sense of responsibility through active participation in various school programs.
Penerapan Metode Storytelling Islami Dalam Menanamkan Nilai Pemaaf Dan Pengampun Dari Asmaul Husna Al’afuww Dan Al-ghaffar Aqila, Alia
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.356

Abstract

This study aims to describe the application of the Islamic storytelling method as an alternative learning method to instill the values ​​of forgiveness and forgivingness derived from the Asmaul Husana Al-'Afuww and Al-Ghaffar. The method used was classroom action research (CAR) with a qualitative descriptive approach. The subjects were 20 12th-grade students of Al-Manar High School, Medan. Data were collected through observation, tests, interviews, documentation, and field notes, then analyzed qualitatively and quantitatively. The results showed that the application of the Islamic storytelling method can improve students' understanding of memorizing and interpreting the Asmaul Husana, while simultaneously fostering an attitude of forgiveness and forgivingness in everyday life. Furthermore, this method has been proven to make the learning process more engaging, interactive, and memorable. Therefore, Islamic storytelling can be used as an alternative learning strategy to improve the quality of Aqidah Akhlak (belief and morals) learning while strengthening students' spiritual values.
Upaya Guru Dalam Pembentukan Karakter Anak Usia Dini Melalui Pembiasaan Dan Keteladanan Manik, Rana; Nasution, Mawaddah
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.357

Abstract

Character education for early childhood is a fundamental process in shaping a child's morals, ethics, and personality. The kindergarten stage is considered a golden period where children begin to learn and imitate behaviors from their surrounding environment. Based on observations conducted at RA Aisyiyah Cabang Medan Deli, it was found that character development is highly influenced by the role of teachers. This is because each child has a unique character and personality, so the approach taken by the teacher must be adjusted to the individual needs of each student. This study aims to understand how teachers contribute to shaping children's character through role modeling and habituation. The research uses a qualitative method with data collection techniques such as direct observation and interviews with teachers at the institution. The results indicate that character formation in children is carried out through the habituation of positive behaviors such as honesty, discipline, responsibility, and the ability to cooperate with peers. Teachers' attitudes and behaviors serve as real-life examples for children to imitate. In addition, collaboration between the school and parents plays a crucial role in ensuring that character development is consistent both at school and at home

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