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Journal Juridisch
Published by Universitas Semarang
ISSN : -     EISSN : 29876559     DOI : https://doi.org/10.26623/
Core Subject : Social,
The aim of this journal is to provide a venue for academicians, researchers, and practitioners for publishing original research articles or review articles. The scope of the articles published in this journal deal with a broad range of topics, including: Criminal Law, Civil Law, Constitutional Law, International Law, Administrative Law, Islamic Law, Business Law, Medical Law, Environmental Law, Legal Philosophy
Arjuna Subject : Ilmu Sosial - Hukum
Articles 63 Documents
Perlindungan Hak Anak Untuk Memperoleh Pendidikan Berkualitas Di Era Kebijakan Sistem Zonasi Sekolah Dasar Di Kota Semarang Ardiyansyah, Rico; Kunarto, Kunarto
Journal Juridisch Vol. 2 No. 1 (2024): MARCH
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i1.8932

Abstract

The research objective in this writing is to determine the implementation of Minister of Education and Culture Regulation Number 1 of 2021 on the process of accepting new students using the zoning system in Semarang City; to find out the process of fulfilling children's rights to educational justice in the zoning system in Semarang City and to find out the factors that become obstacles in the implementation of the school zoning system. This research uses empirical juridical methods with a descriptive analytical approach. The data sources in this research use primary data and secondary data. Data collection methods were carried out by interviews, observation and document study. Education is a human right so it has an important role in social life. The aim of implementing education is to educate and develop the morals of the nation so that it becomes better and more dignified. The right to education is a human right for every individual so that every individual has the right to obtain higher education. The results of this research show that the implementation of the New Student Admission (PPDB) zoning system at SD Negeri Srondol Wetan 06 Semarang, SD Negeri Srondol Wetan 04 Semarang and SD Negeri Srondol Wetan 02 Semarang have implemented the Implementation of New Student Admission (PPDB) zoning system in accordance with Ministry of Education and Culture Regulation (Permendikbud) Number 1 of 2021 and Semarang Mayor Regulation Number 25 of 2023. Tujuan Penelitian dalam penulisan ini adalah untuk mengetahui implementasi Permendikbud Nomor 1 Tahun 2021 terhadap proses penerimaan peserta didik baru sistem zonasi di Kota Semarang; untuk mengetahui proses pemenuhan hak anak terhadap keadilan pendidikan dalam sistem zonasi di Kota Semarang dan untuk mengethui faktor – faktor yang menjadi penghambat dalam pelaksanaan sistem zonasi sekolah. Penelitian ini menggunakan metode yuridis empiris dengan pendekatan deskriptif analitis. Sumber data dalam penelitian ini menggunakan data primer dan data sekunder. Metode pengumpulan data dilakukan dengan wawancara, observasi dan studi dokumen. Pendidikan merupakan hak asasi manusia sehingga memiliki peran penting dalam kehidupan bermasyarakat. Tujuan dilaksanakannya pendidikan untuk mencerdaskan dan mengembangkan moral bangsa agar menjadi lebih baik dan bermartabat. Hak mendapatkan pendidikan merupakan hak asasi bagi setiap individu sehingga setiap individu berhak memperoleh pendidikan yang tinggi. Hasil penelitian ini menunjukan bahwa Pelaksanaan Penerimaan Peserta Didik Baru (PPDB) sistem zonasi di SD Negeri Srondol Wetan 06 Semarang, SD Negeri Srondol Wetan 04 Semarang dan SD Negeri Srondol Wetan 02 Semarang telah menjalankan Pelaksanaan Penerimaan Peserta Didik Baru (PPDB) sistem zonasi sesuai dengan Peraturan Kementrian Pendidikan dan Kebudayaan (Permendikbud) Nomor 1 Tahun 2021 dan Peraturan Walikota Semarang Nomor 25 Tahun 2023.
Tanggung Jawab Komisi Informasi Dalam Pembinaan Pejabat Pengelola Informasi Dan Dokumentasi Dalam Sengketa Informasi Publik Mahendrayana, Indra Ashoka; Junaidi, Muhammad; Manurung, Mangaraja; Sudarmanto, Kukuh
Journal Juridisch Vol. 2 No. 1 (2024): MARCH
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i1.8945

Abstract

The aim of this research is to analyze the responsibilities/authority of the Central Java Provincial Information Commission and its obstacles in developing Information and Documentation Management Officers (PPID) in resolving public information disputes. The type of research used in this writing is sociological legal research (sociolegal research) with a conceptual approach. Data analysis was carried out qualitatively. The Central Java Provincial Information Commission (KIP Central Java) has broad authority in developing Information and Documentation Management Officials (PPID) in its region which includes establishing information service standards, criteria and procedures for establishing PPID, as well as preparing technical guidelines. KIP also has a role in coaching through training, evaluation and supervision of PPID. In addition, KIP has the authority to handle complaints related to violations of the right to public information and can provide recommendations or sanctions. Monitoring, supervision and administrative actions are also part of KIP's responsibility to ensure PPID's compliance with legal provisions. The development of Information and Documentation Management Officers (PPID) by the Central Java Province Information Commission faces several obstacles, namely, regulations regarding the rights, authority and obligations of the Information Commission through the Council of Commissioners have not been clearly regulated in statutory regulations. In the Adjudication hearing there were also obstacles related to the Respondent's power of attorney, not all of whom were PPID. Then, PPID has difficulty ensuring the classification of the information requested by the Applicant, especially if the information is not listed as exempt information, and a lack of clear understanding of standard operational procedures can hinder the effective processing of information requests. Tujuan penelitian ini yaitu untuk menganalisis tanggung jawab/wewenang Komisi Informasi Provinsi Jawa Tengah dan kendalanya dalam pembinaan Pejabat Pengelola Informasi dan Dokumentasi (PPID) dalam penyelesaian sengketa informasi publik. Jenis penelitian yang digunakan dalam penulisan ini yakni penelitian hukum yuridis sosiologis (sociolegal research) dengan pendekatan konseptual. Analisa data dilakukan secara kualitatif. Komisi Informasi Provinsi Jawa Tengah (KIP Jawa Tengah) memiliki wewenang yang luas dalam pembinaan Pejabat Pengelola Informasi dan Dokumentasi (PPID) di wilayahnya yang mencakup penetapan standar pelayanan informasi, kriteria dan prosedur pembentukan PPID, serta penyusunan pedoman teknis. KIP juga memiliki peran dalam pembinaan melalui pelatihan, evaluasi, dan supervisi terhadap PPID. Selain itu, KIP memiliki kewenangan dalam menangani pengaduan terkait pelanggaran hak atas informasi publik dan dapat memberikan rekomendasi atau sanksi. Pemantauan, pengawasan, dan tindakan administratif juga menjadi bagian dari tanggung jawab KIP untuk memastikan ketaatan PPID terhadap ketentuan hukum. Pembinaan Pejabat Pengelola Informasi dan Dokumentasi (PPID) oleh Komisi Informasi Provinsi Jawa Tengah menghadapi beberapa kendala yakni, regulasi mengenai hak, wewenang, dan kewajiban Komisi Informasi melalui Majelis Komisioner belum diatur dengan jelas dalam peraturan perundang-undangan. Dalam sidang Ajudikasi juga terdapat kendala terkait kuasa Termohon yang tidak seluruhnya merupakan PPID. Lalu, PPID kesulitan memastikan klasifikasi informasi yang diminta oleh Pemohon, terutama jika informasi tersebut tidak terdaftar sebagai informasi yang dikecualikan, dan pemahaman kurang jelas terhadap prosedur operasional standar dapat menghambat pemrosesan permohonan informasi secara efektif.
Implementasi Pemberian Uang Pisah Kepada Pekerja Mangkir Yang Tidak Diatur Dalam Perjanjian Kerja Bersama Nursalam, Nursalam; Sudarmanto, Kukuh; Arifin, Zaenal; Wibisono, Dedi Indra; Sukrisno, Wijayono Hadi
Journal Juridisch Vol. 2 No. 2 (2024): JULY
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i2.9220

Abstract

This research aims to analyze the legal implications of providing severance pay to employees who are absent without valid reasons and are not regulated in the employment contract. After the 1998 reform, labor law in Indonesia underwent significant changes aimed at creating a harmonious and fair industrial relationship. One important aspect is the regulation of termination of employment (layoffs) and the provision of compensation to workers, including severance pay. However, not all conditions of layoffs and compensation are specifically regulated in collective labor agreements or company regulations. The research method used is normative juridical with a case approach. The research findings indicate that the ambiguity of regulations regarding severance pay can lead to disputes between workers and employers, as well as legal uncertainty. The novelty of this research lies in the analysis of court decisions and applicable regulations regarding compensation for absent workers, which have not been regulated in employment agreements. This research suggests the need for clearer regulations to avoid legal conflicts in the future. Penelitian ini bertujuan untuk menganalisis implikasi hukum pemberian uang pisah kepada pekerja yang mangkir tanpa keterangan yang sah dan tidak diatur dalam perjanjian kerja. Setelah reformasi tahun 1998, hukum ketenagakerjaan di Indonesia mengalami perubahan signifikan dengan tujuan menciptakan hubungan industrial yang harmonis dan adil. Salah satu aspek penting adalah pengaturan pemutusan hubungan kerja (PHK) dan pemberian kompensasi kepada pekerja, termasuk uang pisah. Namun, tidak semua kondisi PHK dan pemberian kompensasi diatur secara spesifik dalam perjanjian kerja bersama atau peraturan perusahaan.. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan kasus. Hasil penelitian menunjukkan bahwa ketidakjelasan aturan mengenai uang pisah dapat menimbulkan perselisihan antara pekerja dan pengusaha, serta ketidakpastian hukum. Kebaruan penelitian ini terletak pada analisis putusan pengadilan dan peraturan yang berlaku terkait kompensasi bagi pekerja mangkir, yang belum diatur dalam perjanjian kerja. Penelitian ini menyarankan adanya regulasi yang lebih jelas untuk menghindari konflik hukum di masa depan.
Analisis Pertimbangan Hakim Dalam Perkara Pemberkasan Yang Terpisah (Splitsing) Di Pengadilan Hubungan Industrial Siyogo, Siyogo; Sudarmanto, Kukuh; Arifin, Zaenal; Sukrisno, Wijayono Hadi
Journal Juridisch Vol. 2 No. 2 (2024): JULY
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i2.9221

Abstract

This research aims to analyze the judge's considerations when deciding industrial relations court cases with separate filings and the legal consequences of differences in rulings from industrial relations court cases with separate filings (splitting). The urgency of this research is that currently, courts consider factors beyond the literal interpretation of the law when making decisions, therefore legal professionals, including judges, must have empathy for individuals which is reflected in their decisions. This type of research is normative juridical. The research results show that splitting in the resolution of industrial relations cases refers to the separation of interest disputes and employment termination (PHK) disputes in decisions. However, this separation creates legal uncertainty and a damaged sense of justice. This separation of cases also has the impact of separating settlements and decisions, resulting in two different decisions for each type of dispute, with different legal consequences. The Civil Procedure Law (HIR) and Field Room (RBg) systems are used in industrial relations courts, but high costs, especially for workers, are the main obstacle. Apart from that, differences in decisions between judges also give rise to injustice. Penelitian ini bertujuan untuk menganalisis pertimbangan hakim pada saat memutuskan perkara pengadilan hubungan industrial dengan pemberkasan yang terpisah dan akibat hukum dari perbedaan amar putusan dari perkara pengadilan hubungan industrial dengan pemberkasan yang terpisah (splitsing). Urgensi penelitian ini yaitu saat ini, pengadilan mempertimbangkan faktor-faktor di luar penafsiran hukum secara harafiah ketika mengambil keputusan, oleh karena itu para profesional hukum, termasuk hakim, harus memiliki empati terhadap individu yang tercermin dalam putusannya. Jenis penelitian ini yaitu yuridis normatif. Hasil penelitian menunjukkan bahwa splitsing dalam penyelesaian perkara hubungan industrial mengacu pada pemisahan perselisihan kepentingan dan perselisihan pemutusan hubungan kerja (PHK) dalam putusan. Namun, pemisahan ini menimbulkan ketidakpastian hukum dan rasa keadilan yang tercederai. Pemisahan perkara ini juga berdampak pada pemisahan penyelesaian dan putusan, menghasilkan dua amar putusan yang berbeda untuk setiap jenis perselisihan, dengan konsekuensi hukum yang berbeda pula. Sistem Hukum Acara Perdata (HIR) dan Ruang Bidang (RBg) digunakan dalam pengadilan hubungan industrial, namun biaya tinggi, terutama bagi pekerja, menjadi kendala utama. Selain itu, perbedaan putusan antara hakim juga menimbulkan ketidakadilan.
Penerapan Sanksi Hukum Terhadap Narapidana Pelanggar Tata Tertib Terkait Pemberian Hak Setyawati, Dewi; Sudarmanto, Kukuh; Arifin, Zaenal; Subiadi, Rilda
Journal Juridisch Vol. 2 No. 2 (2024): JULY
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i2.9538

Abstract

This research aims to analyze the obstacles and supporting factors in the application of legal sanctions against inmates who violate the order related to the granting of rights in Class II A Penitentiaries Semarang. This is important to study considering that there are still violations of inmates' rights in some prisons in Indonesia. This research is a normative-empirical legal research, with a statutory approach. The novelty of this research is that there are changes in the statutory regulations and in the research location there is an increase in the number of offenders. The results of the study show that the limited capacity and density of prisons make implementing regulations more difficult. Discomfort and poor detention conditions create tensions and violations of inmates' rights. Meanwhile, the imposition of strict sanctions sometimes violates the rights of inmates which is also a problem for prison officers, referring to a comparison of data on the number of disciplinary offenders from the previous year at Semarang Class II Prison has not experienced significant changes. This means that the number of offenders continues to increase and there are still inmates who repeat their crimes. The obstacles in the application of legal sanctions against inmates who violate the statutory regulations in Semarang Class IIA Penitentiary include limited resources, density or overcapacity, resistance or resistance from inmates, and lack of external supervision. While the solutions are preventive efforts and repressive efforts. Penelitian ini bertujuan untuk menganalisis kendala dan faktor pendukung dalam penerapan sanksi hukum terhadap narapidana yang melanggar tata tertib terkait pemberian hak di Lapas Kelas II A Semarang. Hal ini menjadi penting untuk diteliti mengingat masih terdapat pelanggaran terhadap hak-hak narapidana di beberapa Lapas di Indonesia. Penelitian ini adalah penelitian hukum normatif-empiris, dengan pendekatan perundang-undangan. Kebaruan dari penelitian ini adalah terdapat dari sisi perubahan peraturan perundang-undangan dan pada tempat penelitian yang terdapat peningkatan jumlah pelanggar. Hasil penelitian menunjukkan terbatasnya kapasitas dan kepadatan penjara membuat peraturan pelaksanaan menjadi lebih sulit. Ketidaknyamanan dan kondisi penahanan yang buruk menciptakan ketegangan dan pelanggaran hak-hak narapidana. Sementara itu, pemberian sanksi yang tegas terkadang melanggar hak-hak narapidana yang juga menjadi permasalahan bagi petugas pemasyarakatan, mengacu pada perbandingan data jumlah pelanggar disiplin dari tahun sebelumnya di Lapas Kelas II Semarang tidak mengalami perubahan signifikan. Artinya, jumlah pelanggar masih terus bertambah dan masih terdapat narapidana yang mengulangi kejahatannya. Kendala dalam penerapan sanksi hukum terhadap narapidana yang melanggar peraturan perundang-undangan di Lapas Kelas II A Semarang antara lain adalah keterbatasan sumber daya, kepadatan atau kelebihan kapasitas, resistensi atau perlawanan dari narapidana dan kurangnya pengawasan dari luar. Sedangkan solusi yang dilakukan adalah upaya preventif dan upaya represif.
Penegakan Hukum Tindak Pidana Kecelakaan Lalu Lintas Yang Mengakibatkan Kematian Akbar Panggabean, Windro; Triwiraputra, Ega Laksmana; Sudarmanto, Kukuh; Arifin, Zaenal
Journal Juridisch Vol. 2 No. 3 (2024): NOVEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i3.9853

Abstract

This study aims to analyze the performance of Police Sector intelligence as a detection base in supporting the maintenance of security and public order and analyze the efforts to improve the performance of Police Intelligence as a detection base in supporting the maintenance of security and public order in the Batang Police Department. The research method used is a sociological juridical. The analysis of research results shows that early detection efforts carried out by the Sector Police Unit of the Batang Resort Police security intelligence unit really need to be carried out so that they are able to detect, search and collect and dig up information from the community, then an identification process is carried out to sort, calculate and determine alternatives and consider and reading the signs of the facts from the detection results, the results are expressed in intelligence administration in the form of products that guarantee confidentiality, speed, accuracy and predictability. The discipline of the Batang Police Sector personnel in understanding the regulations and policies of leaders who are obliged to work is still lacking, as evidenced by the finding that the implementation of the Sector Police as a Detection Base has not run optimally, both operationally in the field and administratively.
Perlindungan Hukum Terhadap Pemenang Lelang Benda Bergerak Non Eksekusi Sukarela di Balai Lelang Swasta Saputra, Dimas Almeida; Arifin, Zaenal; Sudarmanto, Kukuh; Sukrisno, Wijayono Hadi
Journal Juridisch Vol. 2 No. 3 (2024): NOVEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i3.9854

Abstract

This research aims to analyze the process of implementing a voluntary non-execution movable object auction at PT JBA Indonesia Semarang City Branch. As well as to analyze legal protection for winners of non-voluntary execution movable object auctions at PT JBA Indonesia Semarang City Branch. The urgency of this research is so that auction winners are not deceived by the condition of movable objects when they are declared to have won the auction. And so that the auction winner gets legal protection and understands the legal standing at the time of the auction. This writing is empirical juridical research with a statutory approach and a case approach. The research specifications used in this research are analytical descriptive. The data collection method used by the author is by examining primary data obtained through interviews with employees and assistants to the leadership of the private auction house PT JBA Indonesia, Semarang City Branch, which was conducted directly at the PT JBA Indonesia Semarang City Branch office and secondary data obtained from materials. References. The results of the research explain that the auction implementation at the private auction center PT JBA Indonesia uses a voluntary non-execution auction type, then the auction implementation is also divided into several categories, namely pre-auction, during the auction, and post-auction. There are several categories of legal protection for winners of auctions for non-voluntary movable objects, namely disclosure of information about auction winners, private auction houses daring to take responsibility for errors in auction implementation and special complaints regarding auction implementation.
Optimalisasi Penyelesaian Perkara Tindak Pidana Pencurian Yang Dilakukan oleh Anak Melalui Diversi Prasetiyo, Rudi; Sudarmanto, Kukuh; Sukarna, Kadi; Ridwan, Mukhlis
Journal Juridisch Vol. 2 No. 3 (2024): NOVEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i3.9855

Abstract

The study aims to analyze the optimization of the settlement of theft criminal cases committed by children in a diverse way. Children, as part of the future of the nation, have the right to grow and develop optimally, both physically and mentally, as well as socially and morally. Children involved in criminal acts such as theft often come from an under-supported family background, a lack of adequate education, or a poor social environment. Handling criminal cases involving children requires a different approach than adult perpetrators. Diversion, as one of the forms of settlement of criminal cases of children outside formal judicial proceedings, has been regulated in Act No. 11 of 2012 on the Child Criminal Justice System (SPPA). The urgency of this research lies in the need to find an effective solution to dealing with the crime of theft by children through diversified mechanisms. This method of investigation is juridic normative with supported secondary data as primary data and data. By maximizing diversification, it is expected to provide better protection for children facing the law, reduce the negative effects of formal judicial processes, and encourage children to return to society. This research offers some significant aspects of innovation. First, the study developed a diversified optimization strategy model that had not been comprehensively outlined in previous research. Second, it used a multidisciplinary approach that integrated legal, psychological, and sociological perspectives into its analysis. Third, the research identified key factors that influenced the success of diversion implementation in cases of child theft, which could be a reference for future public policy.
Kohabitasi Dalam KUHP 2023 Ternyata Tidak (Perlu) Dipidana Kurniawan, Widhie; Sudarmanto, Kukuh; Sukarna, Kadi; Manurung, Mangaraja
Journal Juridisch Vol. 2 No. 3 (2024): NOVEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i3.10491

Abstract

This study aims to analyze the crime of cohabitation as an absolute complaint offense in practice before and after the enactment of Article 412 of Law No. 1/2023 concerning the Criminal Code. The background is the negative stigma against cohabitation in Indonesian society and the ambiguity of the law before the existence of explicit regulations. The urgency of this study is to provide legal certainty and avoid arbitrary handling of cohabitation cases. The research method used is normative juridical with a descriptive analysis approach, using secondary data from laws and regulations, literature, and dictionaries. The novelty of this study lies in the comprehensive analysis of the handling of cohabitation before and after the enactment of the new Criminal Code Law. The results of the study show that before Law No. 1/2023, the handling of cohabitation varied, ranging from customary sanctions to the application of adultery articles. With the enactment of the new Law as of January 2, 2026, cohabitation is regulated as an absolute complaint offense with limitations on complainants. In conclusion, although cohabitation now has a clear legal basis, its implementation still considers aspects of social balance and family resolution, similar to the concept of restorative justice. Customary law can still be applied in handling cohabitation, but requires government regulations as derivative rules for its implementation. Penelitian ini bertujuan untuk menganalisis tindak pidana kohabitasi sebagai delik aduan absolut dalam praktik sebelum dan setelah berlakunya Pasal 412 UU No. 1/2023 tentang KUHP. Latar belakangnya adalah stigma negatif terhadap kohabitasi di masyarakat Indonesia dan ketidakjelasan hukum sebelum adanya aturan eksplisit. Urgensi penelitian ini adalah untuk memberikan kepastian hukum dan menghindari penanganan sewenang-wenang terhadap kasus kohabitasi. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan deskriptif analisis, menggunakan data sekunder dari peraturan perundang-undangan, literatur, dan kamus. Kebaruan penelitian ini terletak pada analisis komprehensif terhadap penanganan kohabitasi sebelum dan setelah berlakunya UU KUHP baru. Hasil penelitian menunjukkan bahwa sebelum UU No. 1/2023, penanganan kohabitasi bervariasi, mulai dari sanksi adat hingga penerapan pasal perzinahan. Dengan berlakunya UU baru per 2 Januari 2026, kohabitasi diatur sebagai delik aduan absolut dengan limitasi pengadu. Kesimpulannya, meskipun kohabitasi kini memiliki dasar hukum yang jelas, penerapannya tetap mempertimbangkan aspek keseimbangan sosial dan penyelesaian kekeluargaan, mirip dengan konsep keadilan restoratif. Hukum adat masih dapat diterapkan dalam penanganan kohabitasi, namun memerlukan peraturan pemerintah sebagai aturan turunan untuk implementasinya.
Asuransi dan Perlindungan Hukum bagi Debitur KPR yang Wafat Prabasiwi, Alberta Ira; Arifin, Zaenal; Subiadi, Rilda; Soegianto, Soegianto
Journal Juridisch Vol. 2 No. 3 (2024): NOVEMBER
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/jj.v2i3.10492

Abstract

Legal protection for deceased home ownership credit debtors based on insurance guarantees and Article 1100 of the Civil Code has not been clearly explained. The debtor's heirs do not yet know for sure about the risks. The purpose of this study is to analyze the implementation of legal protection for deceased home ownership credit debtors based on insurance guarantees and Article 1100 of the Civil Code. The research method uses empirical juridical using analytical descriptive. The results of this study are that the implementation of legal protection for deceased home ownership credit debtors does not only involve the debtor and creditor, but also the heirs if the debtor dies. This home ownership credit agreement is regulated in Articles 1320 and 1138 of the Civil Code. The agreement between the debtor and creditor also uses an offering letter as a credit agreement. The transfer of the debtor's heirs is regulated in Article 1100 of the Civil Code which states that heirs who receive an inheritance are required to share in the payment of debts, bequests, and other burdens. This is also related to the legal theory of Gustav Radbruch and Plato which regulates law. The principle related to this is the principle of consensualism related to article 1320 of the Criminal Code, namely freedom of contract. In the future, it is hoped that the heirs of the debtor will be more aware of the credit system so that they can avoid bad credit. Perlindungan Hukum debitur kredit pemilikan rumah yang meninggal dunia berdasarkan jaminan asuransi dan pasal 1100 KUHPerdata belum secara jelas dijelaskan. Ahli waris dari debitur belum mengetahui secata pasti mengenai resikonya. Tujuan penelitian untuk menganalisis pelaksanaan perlindungan hukum debitur kredit pemilikan rumah yang meninggal dunia berdasarkan jaminan asuransi dan pasal 1100 KUHPerdata. Metode penelitian menggunakan yuridis empiris dengan menggunakan deskriptif analitis. Hasil penelitian ini adalah pelaksanaan perlindungan hukum debitur kredit pemilikan rumah yang meninggal dunia tidak hanya melibatkan antara debitur dan kreditur, tetapi juga ahli waris apabila debitur meninggal dunia. Perjanjian kredit pemilikan rumah ini diatur dalam pasal 1320 dan 1138 KUHP. Perjanjian antara debitur dan kreditur ini juga menggunakan offering letter sebagai perjanjian kredit. Pengalihan ahli waris debitur diatur dalam pasal 1100 KUHP yang menyatakan bahwa ahli waris yang menerima warisan diwajibkan untuk ikut memikul pembayaran utang, hibah wasiat, dan beban-beban lain. Hal ini juga berkaitan dengan teori hukum Gustav Radbruch dan Plato yang mengatur hukum. Asas yang berhubungan dengan hal ini adalah asas konsesualisme yang berkaitan dengan pasal 1320 KUHP yaitu kebebasan berkontrak. Kedepannya diharapkan agar ahli waris debitur agar lebih mengetahui tentang sistem kredit sehingga terhindar dari kredit macet.