cover
Contact Name
Herlina Yustati
Contact Email
baabu.alilmi@mail.uinfasbengkulu.ac.id
Phone
-
Journal Mail Official
herlina.yustati@mail.uinfasbengkulu.ac.id
Editorial Address
Jl. Raden Fatah, Pagar Dewa Kota Bengkulu 38211 Bengkulu, Sumatra Indonesia
Location
Kota bengkulu,
Bengkulu
INDONESIA
BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Articles 203 Documents
Pengaruh Literasi Keuangan Syariah dan Kemudahan Terhadap Penggunaan Mobile Banking Syariah di Masyarakat Desa Bapangan Kecamatan Jepara Dwi Octavia, Rita; Wahidullah, Wahidullah; Fauzan Mubarok, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10695

Abstract

This study aims to analyze the influence of Islamic financial literacy and ease of use on the adoption of Islamic mobile banking in the community of Bapangan Village, Jepara District. The background for this research is the relatively low adoption rate of Islamic mobile banking despite its significant potential, which is presumed to be influenced by understanding (literacy) and technological ease of use. This research employed a quantitative approach. The research sample consisted of 98 respondents who are customers of Islamic banks in Bapangan Village, selected using a purposive sampling technique. Data was collected via questionnaires and analyzed using multiple linear regression. The results showed that: (1) Islamic financial literacy has a positive and significant effect on the adoption of Islamic mobile banking (Sig. 0.000); (2) Ease of use has a positive and significant effect on the adoption of Islamic mobile banking (Sig. 0.000); and (3) Islamic financial literacy and ease of use simultaneously have a positive and significant effect on the adoption of Islamic mobile banking (Sig. 0.000). The Adjusted R Square value of 0.894 indicates that 89.4% of the variation in Islamic mobile banking adoption can be explained by these two variables. These findings imply that enhancing literacy and optimizing application usability are key factors in driving the adoption of Islamic digital banking services.
Determinan Minat Beli Asuransi Jiwa Syariah Pada Kalangan Generasi Milenial Di Kota Surakarta Azzahra, Kamelya; Arief Arfiansyah, Mufti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10687

Abstract

Sharia compliant life insurance stands out as a really great way to handle your money. It is seen as very valuable because it fits with the sharia law rules and pushes the idea of those in the insurance plan supporting one another. However, the community looks at some important things when trying to get millennials in Surakarta City more keen on purchasing sharia life insurance choices. The things that were looked at are how big the contribution amounts are, what good things the insurance covers, how it is promoted, understanding what it is, and everyone's thoughts when considering how interested they might be. The main focus of this study is on purchase intent, which is seen as the thing being impacted. This research uses a numerical method, with information gathered from surveying 100 millennials between 30 and 44 years old in Surakarta City, chosen through a method that picks people randomly. The data was processed and checked using SPSS 25 software for running tests. The samples were checked to see if they measure things properly and how consistent they are by using tests to check for validity and reliability. After this, some linear regression analyses are done, along with tests to make sure standard statistical assumptions are correct, separate assessments (t-tests), combined evaluations (F-tests), and numbers showing how well the model fits the data. The study's findings show that fund contributions and personal opinions affect whether they plan to buy. In the meantime, insurance payouts, job advancement, and understanding products don't have much impact on their own. But all the different things together do change how likely people are to buy Sharia life insurance. This work should help with making good marketing plans for Sharia life insurance businesses that fit with Sharia beliefs and rules. The main aim here is to see what makes young adults in Surakarta think about getting Sharia life insurance.
Kualitas Good Corporate Governance Dalam Meningkatkan Profitabilitas Bank Syariah Indonesia Periode 2021-2023 Valentina, Bunga; Yunarsih, Asni; Mustofa, Choirul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 1 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i1.7684

Abstract

This study aims to determine the quality of good corporate governance (GCG) implementation in increasing profitability (ROA) at Bank Sharia Indonesia (BSI) during the 2021-2023 period. This study uses a qualitative descriptive approach to deeply understand how GCG practices and policies are implemented and their contribution to bank profitability. This approach was chosen because it can explore factors influencing GCG implementation and the relationship between GCG policies and BSI financial performance. This study also uses literature studies referring to agency theory and signals to analyze the literature related to GCG and bank financial performance, and to identify inaccuracies in existing research. The results show that the implementation of good GCG principles has a positive effect on increasing return on assets (ROA) at BSI, reflecting operational efficiency and improved risk management, as well as GCG contribution to the profitability of Bank Sharia Indonesia.